Zip code 40037: Loretto, Kentucky

Q: What city is zip code 40037?

40037 is assigned to Loretto, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40037 in?

40037 is mostly in Marion County, but it extends into 1 other county.

Q: What is the population of 40037?

About 2,793 people live in 40037, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40037?

The median household income in 40037 is $70,000.

Q: What zip codes are near 40037?

The closest zip codes to 40037 are 40049, 40062, 40052, 40063, 40060.

Residential delivery areaMarion CountyEastern Time

Population

2,793

Median household income

$70K

U.S. $81K

Median home value

$215K

U.S. $333K

Median rent

$714/mo

U.S. $1,413

Median age

38.5

U.S. 38.9

Land area

50 sq mi

56 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40037

40037 is a small-town zip code in Loretto, Kentucky (Marion County), covering 50 sq mi of land. About 2,793 people live here, or 56 per square mile. The median resident is 38.5 years old, compared with 38.9 nationally.

The median household earns $70,000 a year, 13% below the national median of $80,734. 10.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $215,000, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 91% of occupied homes are lived in by their owners, and renters pay a median of $714 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.9 minutes each way, and 0% of workers work from home. The most common jobs among working residents are in transportation and moving goods; production and manufacturing; and healthcare.

How 40037 compares

Sorted from highest to lowest national percentile

Homeownership rate90.7%
97th
StrengthU.S. 65.2% · KY 68.3%115th of 719 in KY
Healthcare workers14.1%
93rd
U.S. 9.7% · KY 10.5%168th of 719 in KY
Government workers20%
84th
U.S. 14.5% · KY 14.6%197th of 719 in KY
Average commute30.9 min
78th
U.S. 26.4 min · KY 24 min180th of 624 in KY
Residents under 1824.5%
71st
U.S. 22% · KY 22.6%228th of 724 in KY
Self-employed workers10.8%
67th
U.S. 10% · KY 8.6%214th of 719 in KY
Median earnings per worker$52,835
63rd
U.S. $49,666 · KY $43,55287th of 700 in KY
Residents 65 and older18.2%
62nd
U.S. 17.2% · KY 17.3%357th of 724 in KY
Broadband access92.6%
54th
U.S. 91% · KY 88.6%156th of 719 in KY
Veterans6%
52nd
U.S. 6.2% · KY 6.5%350th of 724 in KY
Median age38.5
46th
U.S. 38.9 · KY 39.1517th of 724 in KY
Poverty rate10.1%
45th
U.S. 12.5% · KY 16.1%563rd of 722 in KY
Per capita income$36,640
39th
U.S. $44,673 · KY $35,821138th of 722 in KY
Median household income$70,000
36th
U.S. $80,734 · KY $63,726160th of 641 in KY
Income inequality (Gini)0.417
34th
U.S. 0.483 · KY 0.477411th of 715 in KY
Housing vacancy4.9%
32nd
U.S. 10.1% · KY 10.3%598th of 719 in KY
Rent-burdened renters45.4%
30th
U.S. 51.1% · KY 45.4%279th of 634 in KY
Median home value$215,000
24th
U.S. $332,700 · KY $205,600124th of 642 in KY
Unemployment rate2.6%
11th
StrengthU.S. 5.2% · KY 4.9%450th of 719 in KY
Bachelor's degree or higher14.8%
9th
WeaknessU.S. 35.7% · KY 27.6%372nd of 723 in KY
Population density56/sq mi
8th
U.S. 95/sq mi · KY 115/sq mi371st of 724 in KY
Population2,793
4th
U.S. 334,922,499 · KY 4,534,824274th of 724 in KY
Median gross rent$714
3rd
U.S. $1,413 · KY $967326th of 467 in KY
Tech workers0.1%
3rd
U.S. 3.8% · KY 2.2%350th of 719 in KY
Work from home0.4%
1st
U.S. 15.1% · KY 10.2%548th of 719 in KY
Diversity index2.3
1st
U.S. 61.4 · KY 32.5585th of 724 in KY
Uninsured rate1.1%
1st
StrengthU.S. 8.4% · KY 6%596th of 723 in KY
Foreign-born residents0.1%
1st
U.S. 14.1% · KY 4.7%425th of 724 in KY

Measure	40037	Marion	KY	U.S.	National percentile	Rank in KY
Homeownership rateStrength	90.7%	77.7%	68.3%	65.2%	97th	115th of 719
Healthcare workers	14.1%	10.5%	10.5%	9.7%	93rd	168th of 719
Government workers	20%	12.9%	14.6%	14.5%	84th	197th of 719
Average commute	30.9 min	22.4 min	24 min	26.4 min	78th	180th of 624
Residents under 18	24.5%	23.8%	22.6%	22%	71st	228th of 724
Self-employed workers	10.8%	10.7%	8.6%	10%	67th	214th of 719
Median earnings per worker	$52,835	$42,376	$43,552	$49,666	63rd	87th of 700
Residents 65 and older	18.2%	17.3%	17.3%	17.2%	62nd	357th of 724
Broadband access	92.6%	86.3%	88.6%	91%	54th	156th of 719
Veterans	6%	6.8%	6.5%	6.2%	52nd	350th of 724
Median age	38.5	40.4	39.1	38.9	46th	517th of 724
Poverty rate	10.1%	17%	16.1%	12.5%	45th	563rd of 722
Per capita income	$36,640	$29,597	$35,821	$44,673	39th	138th of 722
Median household income	$70,000	$59,627	$63,726	$80,734	36th	160th of 641
Income inequality (Gini)	0.417	0.432	0.477	0.483	34th	411th of 715
Housing vacancy	4.9%	8.9%	10.3%	10.1%	32nd	598th of 719
Rent-burdened renters	45.4%	40.3%	45.4%	51.1%	30th	279th of 634
Median home value	$215,000	$168,100	$205,600	$332,700	24th	124th of 642
Unemployment rateStrength	2.6%	4.2%	4.9%	5.2%	11th	450th of 719
Bachelor's degree or higherWeakness	14.8%	15.1%	27.6%	35.7%	9th	372nd of 723
Population density	56/sq mi	58/sq mi	115/sq mi	95/sq mi	8th	371st of 724
Population	2,793	19,749	4,534,824	334,922,499	4th	274th of 724
Median gross rent	$714	$726	$967	$1,413	3rd	326th of 467
Tech workers	0.1%	0.4%	2.2%	3.8%	3rd	350th of 719
Work from home	0.4%	3.1%	10.2%	15.1%	1st	548th of 719
Diversity index	2.3	24.6	32.5	61.4	1st	585th of 724
Uninsured rateStrength	1.1%	3.1%	6%	8.4%	1st	596th of 723
Foreign-born residents	0.1%	2.7%	4.7%	14.1%	1st	425th of 724

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

10%

25–34

15%

35–44

45–54

17%

55–64

13%

65–74

75+

Median age

38.5

Under 18

24.5%

65 and over

18.2%

Race and ethnicity

White99%
Black0%
Hispanic0.5%
Asian0%
Native American0.1%
Pacific Islander0%
Other0%
Multiracial0.5%

Diversity index

2.3

U.S. 61.4

Foreign-born

0.1%

U.S. 14.1%

Born in state

92.4%

Language spoken at home (households)

English only

100%

Spanish

0.3%

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,158
Average household size: 2.4
Family households: 69.5%
Married couples: 56.6%
Living alone: 29.8%
Veterans (of adults): 6%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

23%

$50–75k

21%

$75–100k

17%

$100–150k

10%

$150–200k

11%

$200k+

Median household income

40037

$70,000

Marion Co.

$59,627

Kentucky

$63,726

United States

$80,734

Per capita income

$36,640

U.S. $44,673

Poverty rate

10.1%

U.S. 12.5%

Households earning $150K+

17.3%

U.S. 23%

Income inequality (Gini)

0.417

U.S. 0.483

Housing

Median home value

40037

$215,000

Marion Co.

$168,100

Kentucky

$205,600

United States

$332,700

Median gross rent

40037

$714

Marion Co.

$726

Kentucky

$967

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

0.2%

Mobile home

11%

Boat, RV, van

Housing units: 1,218
Owner-occupied: 90.7%
Vacant: 4.9%
Median year built: 1987
Median rooms: 6.3
Renters paying 30%+ of income: 45.4%
Renters paying 50%+ of income: 0%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

92%

Carpooled

Transit

Walked

Bicycle

Worked from home

0.4%

Other

Commute time (one way)

<10 min

10–19

27%

20–29

16%

30–44

25%

45–59

60+

16%

Average commute

30.9 min

U.S. 26.4 min

Unemployment

2.6%

U.S. 5.2%

In labor force

63.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

20%

Production

16%

Healthcare

14%

Construction and repair

Management

Office and admin

Education

Sales

Cleaning and personal care

Engineering and science

Legal and social services

Business and finance

Police and fire

Food service

0.6%

Computer and math

0.1%

Arts, media and sports

Farming, fishing and forestry

Industries

Manufacturing

29%

Health care and social assistance

22%

Education

12%

Retail

11%

Transportation, warehousing and utilities

Construction

Other services

Agriculture and mining

Finance, insurance and real estate

Public administration

Admin, support and management

Restaurants and hotels

0.5%

Arts and recreation

0.3%

Professional and technical services

Wholesale

Information

Median earnings per worker

$52,835

U.S. $49,666

Self-employed

10.8%

U.S. 10%

Government workers

20%

U.S. 14.5%

Nonprofit workers

6.9%

U.S. 8.8%

Median earnings by type of work

Type of work	40037	U.S.
Management, business, science and arts	$61,667	$74,888
Service	$35,909	$26,804
Sales and office	$35,417	$40,476
Construction and maintenance	$86,250	$49,199
Production and transportation	$53,482	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

50%

Some college

11%

Associate's

16%

Bachelor's

Graduate

High school graduate or higher: 92.3%
Bachelor's degree or higher: 14.8%
Graduate or professional degree: 7.2%
Households with broadband: 92.6%
Cable, fiber or DSL: 65.6%
No internet access: 4.9%
Without health insurance: 1.1%
Limited-English households: 0%

Geography

City (USPS): Loretto
State: Kentucky
County: Marion County
Center point: 37.6606° N, 85.4175° W
Land area: 50 sq mi
Water area: 0.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40037 spans 2 counties

Marion County88% of land
Nelson County12% of land

Cities and towns within this zip

Loretto6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40037

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40049	Nerinx, KY	1.2 mi	108	—	—
40062	Saint Francis, KY	3.9 mi	280	$52,941	$122,700
40052	New Hope, KY	5.5 mi	655	$45,750	—
40063	Saint Mary, KY	7.5 mi	326	—	—
40060	Raywick, KY	8.6 mi	1,114	$45,313	$158,900
40051	New Haven, KY	8.9 mi	4,658	$80,337	$212,900
40061	Saint Catharine, KY	9 mi	168	—	—
40004	Bardstown, KY	10 mi	30,601	$66,578	$242,200
40107	Boston, KY	11 mi	2,187	$60,398	$204,000
40069	Springfield, KY	12 mi	8,015	$70,788	$194,200
40033	Lebanon, KY	13 mi	11,923	$57,647	$174,000
40048	Nazareth, KY · PO box	13 mi	—	—	—

Zip codes like 40037 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40037

What city is zip code 40037?

40037 is assigned to Loretto, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40037 in?

40037 is mostly in Marion County, but it extends into 1 other county.

What is the population of 40037?

About 2,793 people live in 40037, according to the Census Bureau's American Community Survey.

What time zone is 40037 in?

40037 is in Eastern Time.

What is the median household income in 40037?

The median household income in 40037 is $70,000.

What zip codes are near 40037?

The closest zip codes to 40037 are 40049, 40062, 40052, 40063, 40060.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40037, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.