Zip code 38732: Cleveland, Mississippi

Q: What city is zip code 38732?

38732 is assigned to Cleveland, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38732 in?

38732 is mostly in Bolivar County, but it extends into 1 other county.

Q: What is the population of 38732?

About 16,696 people live in 38732, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38732?

The median household income in 38732 is $44,705.

Q: What zip codes are near 38732?

The closest zip codes to 38732 are 38733, 38759, 38730, 38762, 38764.

Residential delivery areaBolivar CountyCentral Time

Population

16,696

Median household income

$45K

U.S. $81K

Median home value

$161K

U.S. $333K

Median rent

$810/mo

U.S. $1,413

Median age

35.9

U.S. 38.9

Land area

88 sq mi

189 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38732

38732 is a small-town zip code in Cleveland, Mississippi (Bolivar County), covering 88 sq mi of land. About 16,696 people live here, or 189 per square mile. The median resident is 35.9 years old, compared with 38.9 nationally.

The median household earns $44,705 a year, 45% below the national median of $80,734. 28.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $160,700, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 62% of occupied homes are lived in by their owners, and renters pay a median of $810 a month.

34% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19 minutes each way, and 3% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and healthcare.

How 38732 compares

Sorted from highest to lowest national percentile

Poverty rate28.6%
95th
WeaknessU.S. 12.5% · MS 18.9%93rd of 398 in MS
Government workers22.9%
91st
U.S. 14.5% · MS 18.5%112th of 405 in MS
Rent-burdened renters62.7%
89th
WeaknessU.S. 51.1% · MS 51.3%85th of 377 in MS
Income inequality (Gini)0.496
87th
WeaknessU.S. 0.483 · MS 0.48286th of 393 in MS
Self-employed workers12.7%
81st
U.S. 10% · MS 9.4%82nd of 405 in MS
Healthcare workers11.8%
79th
U.S. 9.7% · MS 11.1%152nd of 405 in MS
Housing vacancy10.8%
74th
U.S. 10.1% · MS 14.6%305th of 397 in MS
Residents under 1825%
74th
U.S. 22% · MS 23.3%134th of 405 in MS
Uninsured rate9.9%
70th
U.S. 8.4% · MS 11%232nd of 403 in MS
Diversity index54.9
61st
U.S. 61.4 · MS 56.161st of 405 in MS
Unemployment rate5.2%
56th
U.S. 5.2% · MS 5.8%194th of 405 in MS
Bachelor's degree or higher34.2%
55th
U.S. 35.7% · MS 25.1%36th of 403 in MS
Residents 65 and older15.4%
41st
U.S. 17.2% · MS 17.2%295th of 405 in MS
Homeownership rate61.6%
35th
U.S. 65.2% · MS 70%321st of 397 in MS
Median age35.9
27th
U.S. 38.9 · MS 38.6297th of 405 in MS
Population16,696
25th
U.S. 334,922,499 · MS 2,946,77953rd of 405 in MS
Population density189/sq mi
20th
U.S. 95/sq mi · MS 63/sq mi73rd of 405 in MS
Veterans3.2%
17th
U.S. 6.2% · MS 6.8%316th of 405 in MS
Median earnings per worker$36,685
13th
WeaknessU.S. $49,666 · MS $40,605235th of 403 in MS
Tech workers1%
13th
U.S. 3.8% · MS 1.4%128th of 405 in MS
Median home value$160,700
12th
U.S. $332,700 · MS $169,800100th of 372 in MS
Foreign-born residents1.9%
11th
U.S. 14.1% · MS 2.4%115th of 405 in MS
Per capita income$25,953
10th
WeaknessU.S. $44,673 · MS $31,549241st of 405 in MS
Average commute19 min
9th
StrengthU.S. 26.4 min · MS 25.6 min346th of 393 in MS
Broadband access83.5%
9th
WeaknessU.S. 91% · MS 84.1%139th of 397 in MS
Median gross rent$810
7th
U.S. $1,413 · MS $954175th of 319 in MS
Median household income$44,705
5th
WeaknessU.S. $80,734 · MS $56,447239th of 376 in MS
Work from home2.6%
2nd
U.S. 15.1% · MS 5.9%233rd of 405 in MS

Measure	38732	Bolivar	MS	U.S.	National percentile	Rank in MS
Poverty rateWeakness	28.6%	32.6%	18.9%	12.5%	95th	93rd of 398
Government workers	22.9%	22.7%	18.5%	14.5%	91st	112th of 405
Rent-burdened rentersWeakness	62.7%	58.4%	51.3%	51.1%	89th	85th of 377
Income inequality (Gini)Weakness	0.496	0.540	0.482	0.483	87th	86th of 393
Self-employed workers	12.7%	11.4%	9.4%	10%	81st	82nd of 405
Healthcare workers	11.8%	9.9%	11.1%	9.7%	79th	152nd of 405
Housing vacancy	10.8%	12.9%	14.6%	10.1%	74th	305th of 397
Residents under 18	25%	24.6%	23.3%	22%	74th	134th of 405
Uninsured rate	9.9%	11.2%	11%	8.4%	70th	232nd of 403
Diversity index	54.9	50.3	56.1	61.4	61st	61st of 405
Unemployment rate	5.2%	7.1%	5.8%	5.2%	56th	194th of 405
Bachelor's degree or higher	34.2%	28%	25.1%	35.7%	55th	36th of 403
Residents 65 and older	15.4%	17.1%	17.2%	17.2%	41st	295th of 405
Homeownership rate	61.6%	62.6%	70%	65.2%	35th	321st of 397
Median age	35.9	37.5	38.6	38.9	27th	297th of 405
Population	16,696	29,534	2,946,779	334,922,499	25th	53rd of 405
Population density	189/sq mi	34/sq mi	63/sq mi	95/sq mi	20th	73rd of 405
Veterans	3.2%	3.2%	6.8%	6.2%	17th	316th of 405
Median earnings per workerWeakness	$36,685	$33,672	$40,605	$49,666	13th	235th of 403
Tech workers	1%	0.8%	1.4%	3.8%	13th	128th of 405
Median home value	$160,700	$130,000	$169,800	$332,700	12th	100th of 372
Foreign-born residents	1.9%	1.7%	2.4%	14.1%	11th	115th of 405
Per capita incomeWeakness	$25,953	$25,454	$31,549	$44,673	10th	241st of 405
Average commuteStrength	19 min	20.1 min	25.6 min	26.4 min	9th	346th of 393
Broadband accessWeakness	83.5%	77.9%	84.1%	91%	9th	139th of 397
Median gross rent	$810	$685	$954	$1,413	7th	175th of 319
Median household incomeWeakness	$44,705	$39,585	$56,447	$80,734	5th	239th of 376
Work from home	2.6%	2.4%	5.9%	15.1%	2nd	233rd of 405

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

13%

18–24

11%

25–34

14%

35–44

11%

45–54

11%

55–64

10%

65–74

75+

Median age

35.9

Under 18

25%

65 and over

15.4%

Race and ethnicity

White39%
Black55%
Hispanic3%
Asian2%
Native American0%
Pacific Islander0%
Other0.0%
Multiracial2%

Diversity index

54.9

U.S. 61.4

Foreign-born

1.9%

U.S. 14.1%

Born in state

83.1%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 6,506
Average household size: 2.4
Family households: 57.9%
Married couples: 28.1%
Living alone: 37.3%
Veterans (of adults): 3.2%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

32%

$25–50k

21%

$50–75k

19%

$75–100k

11%

$100–150k

10%

$150–200k

$200k+

Median household income

38732

$44,705

Bolivar Co.

$39,585

Mississippi

$56,447

United States

$80,734

Per capita income

$25,953

U.S. $44,673

Poverty rate

28.6%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.496

U.S. 0.483

Housing

Median home value

38732

$160,700

Bolivar Co.

$130,000

Mississippi

$169,800

United States

$332,700

Median gross rent

38732

$810

Bolivar Co.

$685

Mississippi

$954

United States

$1,413

Types of housing

Single-family

75%

2–4 units

5–19 units

11%

20+ units

Mobile home

Boat, RV, van

Housing units: 7,290
Owner-occupied: 61.6%
Vacant: 10.8%
Median year built: 1976
Median rooms: 5.6
Renters paying 30%+ of income: 62.7%
Renters paying 50%+ of income: 32.1%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

83%

Carpooled

13%

Transit

0.1%

Walked

Bicycle

Worked from home

Other

0.1%

Commute time (one way)

<10 min

34%

10–19

33%

20–29

13%

30–44

12%

45–59

60+

Average commute

19 min

U.S. 26.4 min

Unemployment

5.2%

U.S. 5.2%

In labor force

53.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

14%

Construction and repair

12%

Healthcare

12%

Sales

Transportation and moving

Education

Management

Cleaning and personal care

Police and fire

Food service

Business and finance

Production

Engineering and science

Legal and social services

Arts, media and sports

Computer and math

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

16%

Education

12%

Retail

12%

Manufacturing

Construction

Public administration

Restaurants and hotels

Professional and technical services

Agriculture and mining

Other services

Transportation, warehousing and utilities

Wholesale

Admin, support and management

Arts and recreation

Finance, insurance and real estate

Information

0.6%

Median earnings per worker

$36,685

U.S. $49,666

Self-employed

12.7%

U.S. 10%

Government workers

22.9%

U.S. 14.5%

Nonprofit workers

8.8%

U.S. 8.8%

Median earnings by type of work

Type of work	38732	U.S.
Management, business, science and arts	$56,374	$74,888
Service	$16,112	$26,804
Sales and office	$34,000	$40,476
Construction and maintenance	$35,542	$49,199
Production and transportation	$36,148	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

14%

High school

22%

Some college

19%

Associate's

11%

Bachelor's

20%

Graduate

15%

High school graduate or higher: 85.7%
Bachelor's degree or higher: 34.2%
Graduate or professional degree: 14.6%
Households with broadband: 83.5%
Cable, fiber or DSL: 61.8%
No internet access: 12.3%
Without health insurance: 9.9%
Limited-English households: 0.6%

Geography

City (USPS): Cleveland
State: Mississippi
County: Bolivar County
Center point: 33.7589° N, 90.7256° W
Land area: 88 sq mi
Water area: 1.3 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38732 spans 2 counties

Bolivar County77% of land
Sunflower County24% of land

Cities and towns within this zip

Cleveland9% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38732

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38733	Cleveland, MS	1.1 mi	33	—	—
38759	Merigold, MS	4.9 mi	1,346	$77,083	$143,400
38730	Boyle, MS	7.1 mi	1,623	$73,938	$88,800
38762	Mound Bayou, MS	9.5 mi	1,904	$27,000	$95,400
38764	Pace, MS	9.5 mi	157	$26,042	$109,400
38781	Winstonville, MS	11 mi	153	under $2,500	$162,500
38773	Shaw, MS	11 mi	2,201	$30,661	$110,400
38771	Ruleville, MS	12 mi	2,724	$33,547	$86,100
38736	Doddsville, MS	13 mi	610	—	$134,900
38726	Beulah, MS	15 mi	345	$31,929	$59,300
38774	Shelby, MS	15 mi	1,758	$19,811	$90,400
38737	Drew, MS	15 mi	2,951	$28,343	$77,800

Zip codes like 38732 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38732

What city is zip code 38732?

38732 is assigned to Cleveland, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38732 in?

38732 is mostly in Bolivar County, but it extends into 1 other county.

What is the population of 38732?

About 16,696 people live in 38732, according to the Census Bureau's American Community Survey.

What time zone is 38732 in?

38732 is in Central Time.

What is the median household income in 38732?

The median household income in 38732 is $44,705.

What zip codes are near 38732?

The closest zip codes to 38732 are 38733, 38759, 38730, 38762, 38764.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38732, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.