Zip code 38469: Loretto, Tennessee

Q: What city is zip code 38469?

38469 is assigned to Loretto, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38469 in?

38469 is in Lawrence County, Tennessee.

Q: What is the population of 38469?

About 4,647 people live in 38469, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38469?

The median household income in 38469 is $67,566.

Q: What zip codes are near 38469?

The closest zip codes to 38469 are 38481, 35648, 38457, 38468, 38486.

Residential delivery areaLawrence CountyCentral Time

Population

4,647

Median household income

$68K

U.S. $81K

Median home value

$188K

U.S. $333K

Median rent

$688/mo

U.S. $1,413

Median age

40.3

U.S. 38.9

Land area

69 sq mi

67 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38469

38469 is a small-town zip code in Loretto, Tennessee (Lawrence County), covering 69 sq mi of land. About 4,647 people live here, or 67 per square mile. The median resident is 40.3 years old, compared with 38.9 nationally.

The median household earns $67,566 a year, 16% below the national median of $80,734. 10.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $188,300, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 88% of occupied homes are lived in by their owners, and renters pay a median of $688 a month.

17% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.3 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in healthcare; production and manufacturing; and transportation and moving goods.

How 38469 compares

Sorted from highest to lowest national percentile

Healthcare workers15.4%
96th
U.S. 9.7% · TN 9.6%48th of 607 in TN
Homeownership rate88.3%
94th
StrengthU.S. 65.2% · TN 66.9%94th of 600 in TN
Self-employed workers13.7%
86th
U.S. 10% · TN 9.8%126th of 607 in TN
Residents under 1825.5%
78th
U.S. 22% · TN 22.2%92nd of 608 in TN
Residents 65 and older19.4%
70th
U.S. 17.2% · TN 17.1%295th of 608 in TN
Uninsured rate9%
65th
U.S. 8.4% · TN 10%316th of 607 in TN
Median age40.3
60th
U.S. 38.9 · TN 38.9380th of 608 in TN
Government workers15.1%
60th
U.S. 14.5% · TN 13.7%255th of 607 in TN
Average commute27.3 min
58th
U.S. 26.4 min · TN 25.7 min316th of 597 in TN
Poverty rate10.4%
47th
U.S. 12.5% · TN 13.8%411th of 600 in TN
Veterans5.2%
41st
U.S. 6.2% · TN 7.3%470th of 607 in TN
Housing vacancy5.4%
37th
U.S. 10.1% · TN 10.2%521st of 602 in TN
Median household income$67,566
32nd
U.S. $80,734 · TN $69,595226th of 590 in TN
Median earnings per worker$42,353
30th
U.S. $49,666 · TN $45,229305th of 606 in TN
Income inequality (Gini)0.400
21st
U.S. 0.483 · TN 0.476447th of 600 in TN
Rent-burdened renters41.8%
20th
StrengthU.S. 51.1% · TN 48.8%323rd of 584 in TN
Median home value$188,300
19th
U.S. $332,700 · TN $286,700364th of 590 in TN
Per capita income$29,694
18th
WeaknessU.S. $44,673 · TN $39,437398th of 608 in TN
Broadband access86.6%
17th
WeaknessU.S. 91% · TN 89.2%307th of 600 in TN
Bachelor's degree or higher16.8%
13th
WeaknessU.S. 35.7% · TN 31.1%354th of 604 in TN
Population density67/sq mi
9th
U.S. 95/sq mi · TN 171/sq mi347th of 608 in TN
Work from home5.5%
9th
U.S. 15.1% · TN 12.9%447th of 608 in TN
Population4,647
7th
U.S. 334,922,499 · TN 7,066,383307th of 608 in TN
Foreign-born residents1.2%
7th
U.S. 14.1% · TN 6.1%364th of 608 in TN
Diversity index9.5
4th
U.S. 61.4 · TN 46.4503rd of 608 in TN
Tech workers0.3%
4th
U.S. 3.8% · TN 2.8%442nd of 607 in TN
Median gross rent$688
3rd
U.S. $1,413 · TN $1,189441st of 515 in TN
Unemployment rate1.6%
3rd
StrengthU.S. 5.2% · TN 4.7%509th of 607 in TN

Measure	38469	Lawrence	TN	U.S.	National percentile	Rank in TN
Healthcare workers	15.4%	11.6%	9.6%	9.7%	96th	48th of 607
Homeownership rateStrength	88.3%	77.6%	66.9%	65.2%	94th	94th of 600
Self-employed workers	13.7%	15.7%	9.8%	10%	86th	126th of 607
Residents under 18	25.5%	25%	22.2%	22%	78th	92nd of 608
Residents 65 and older	19.4%	17.8%	17.1%	17.2%	70th	295th of 608
Uninsured rate	9%	14.3%	10%	8.4%	65th	316th of 607
Median age	40.3	39.3	38.9	38.9	60th	380th of 608
Government workers	15.1%	12.9%	13.7%	14.5%	60th	255th of 607
Average commute	27.3 min	25.6 min	25.7 min	26.4 min	58th	316th of 597
Poverty rate	10.4%	15%	13.8%	12.5%	47th	411th of 600
Veterans	5.2%	5.1%	7.3%	6.2%	41st	470th of 607
Housing vacancy	5.4%	9.3%	10.2%	10.1%	37th	521st of 602
Median household income	$67,566	$54,706	$69,595	$80,734	32nd	226th of 590
Median earnings per worker	$42,353	$40,434	$45,229	$49,666	30th	305th of 606
Income inequality (Gini)	0.400	0.451	0.476	0.483	21st	447th of 600
Rent-burdened rentersStrength	41.8%	47.3%	48.8%	51.1%	20th	323rd of 584
Median home value	$188,300	$194,400	$286,700	$332,700	19th	364th of 590
Per capita incomeWeakness	$29,694	$28,990	$39,437	$44,673	18th	398th of 608
Broadband accessWeakness	86.6%	83.6%	89.2%	91%	17th	307th of 600
Bachelor's degree or higherWeakness	16.8%	15.2%	31.1%	35.7%	13th	354th of 604
Population density	67/sq mi	74/sq mi	171/sq mi	95/sq mi	9th	347th of 608
Work from home	5.5%	10.6%	12.9%	15.1%	9th	447th of 608
Population	4,647	45,385	7,066,383	334,922,499	7th	307th of 608
Foreign-born residents	1.2%	1.4%	6.1%	14.1%	7th	364th of 608
Diversity index	9.5	15.1	46.4	61.4	4th	503rd of 608
Tech workers	0.3%	1.4%	2.8%	3.8%	4th	442nd of 607
Median gross rent	$688	$763	$1,189	$1,413	3rd	441st of 515
Unemployment rateStrength	1.6%	4.9%	4.7%	5.2%	3rd	509th of 607

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

13%

25–34

10%

35–44

13%

45–54

13%

55–64

13%

65–74

75+

Median age

40.3

Under 18

25.5%

65 and over

19.4%

Race and ethnicity

White95%
Black0%
Hispanic1%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

9.5

U.S. 61.4

Foreign-born

1.2%

U.S. 14.1%

Born in state

62.8%

Language spoken at home (households)

English only

99%

Spanish

0.1%

Other Indo-European

0.9%

Asian / Pacific

Other

Households

Households: 1,621
Average household size: 2.9
Family households: 78.7%
Married couples: 55.6%
Living alone: 20.1%
Veterans (of adults): 5.2%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

22%

$50–75k

23%

$75–100k

12%

$100–150k

14%

$150–200k

$200k+

Median household income

38469

$67,566

Lawrence Co.

$54,706

Tennessee

$69,595

United States

$80,734

Per capita income

$29,694

U.S. $44,673

Poverty rate

10.4%

U.S. 12.5%

Households earning $150K+

15.4%

U.S. 23%

Income inequality (Gini)

0.400

U.S. 0.483

Housing

Median home value

38469

$188,300

Lawrence Co.

$194,400

Tennessee

$286,700

United States

$332,700

Median gross rent

38469

$688

Lawrence Co.

$763

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

0.3%

Mobile home

13%

Boat, RV, van

Housing units: 1,714
Owner-occupied: 88.3%
Vacant: 5.4%
Median year built: 1979
Median rooms: 6.5
Renters paying 30%+ of income: 41.8%
Renters paying 50%+ of income: 22.4%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

11%

Transit

0.6%

Walked

0.9%

Bicycle

Worked from home

Other

0.4%

Commute time (one way)

<10 min

14%

10–19

21%

20–29

28%

30–44

22%

45–59

60+

Average commute

27.3 min

U.S. 26.4 min

Unemployment

1.6%

U.S. 5.2%

In labor force

56.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

15%

Production

13%

Transportation and moving

13%

Construction and repair

10%

Sales

Office and admin

Management

Education

Cleaning and personal care

Food service

Engineering and science

Legal and social services

Business and finance

Arts, media and sports

0.7%

Computer and math

0.3%

Police and fire

Farming, fishing and forestry

Industries

Manufacturing

20%

Health care and social assistance

14%

Transportation, warehousing and utilities

12%

Education

10%

Retail

10%

Restaurants and hotels

Construction

Professional and technical services

Public administration

Other services

Finance, insurance and real estate

Agriculture and mining

Admin, support and management

Wholesale

0.7%

Arts and recreation

0.6%

Information

0.4%

Median earnings per worker

$42,353

U.S. $49,666

Self-employed

13.7%

U.S. 10%

Government workers

15.1%

U.S. 14.5%

Nonprofit workers

4.3%

U.S. 8.8%

Median earnings by type of work

Type of work	38469	U.S.
Management, business, science and arts	$53,036	$74,888
Service	$22,500	$26,804
Sales and office	$41,471	$40,476
Construction and maintenance	$41,118	$49,199
Production and transportation	$46,399	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

42%

Some college

16%

Associate's

13%

Bachelor's

11%

Graduate

High school graduate or higher: 86.8%
Bachelor's degree or higher: 16.8%
Graduate or professional degree: 6.3%
Households with broadband: 86.6%
Cable, fiber or DSL: 69.5%
No internet access: 11.8%
Without health insurance: 9%
Limited-English households: 0%

Geography

City (USPS): Loretto
State: Tennessee
County: Lawrence County
Center point: 35.0746° N, 87.4283° W
Land area: 69 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Loretto5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38469

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38481	Saint Joseph, TN	4.7 mi	890	$49,567	$192,700
35648	Lexington, AL	8.4 mi	3,128	$79,500	$172,600
38457	Five Points, TN	8.7 mi	567	$53,333	$179,200
38468	Leoma, TN	8.8 mi	5,545	$61,887	$207,200
38486	Westpoint, TN	9.3 mi	1,301	$48,953	$165,600
38463	Iron City, TN	12 mi	2,644	$58,059	$152,800
35645	Killen, AL	13 mi	13,960	$87,958	$221,000
35610	Anderson, AL	14 mi	1,744	$98,188	$168,300
35634	Florence, AL	15 mi	10,241	$71,452	$266,600
38464	Lawrenceburg, TN	15 mi	23,504	$50,853	$183,500
38473	Minor Hill, TN	15 mi	1,129	$54,526	$247,000
38460	Goodspring, TN	15 mi	1,711	$101,914	$207,700

Zip codes like 38469 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38469

What city is zip code 38469?

38469 is assigned to Loretto, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38469 in?

38469 is in Lawrence County, Tennessee.

What is the population of 38469?

About 4,647 people live in 38469, according to the Census Bureau's American Community Survey.

What time zone is 38469 in?

38469 is in Central Time.

What is the median household income in 38469?

The median household income in 38469 is $67,566.

What zip codes are near 38469?

The closest zip codes to 38469 are 38481, 35648, 38457, 38468, 38486.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38469, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.