Zip code 38321: Cedar Grove, Tennessee

Q: What city is zip code 38321?

38321 is assigned to Cedar Grove, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38321 in?

38321 is mostly in Carroll County, but it extends into 1 other county.

Q: What is the population of 38321?

About 2,397 people live in 38321, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38321?

The median household income in 38321 is $56,474.

Q: What zip codes are near 38321?

The closest zip codes to 38321 are 38348, 38324, 38390, 38378, 38235.

Residential delivery areaCarroll CountyCentral Time

Population

2,397

Median household income

$56K

U.S. $81K

Median home value

$158K

U.S. $333K

Median rent

$540/mo

U.S. $1,413

Median age

44.2

U.S. 38.9

Land area

92 sq mi

26 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38321

38321 is a rural zip code in Cedar Grove, Tennessee (Carroll County), covering 92 sq mi of land. About 2,397 people live here, or 26 per square mile. The median resident is 44.2 years old, compared with 38.9 nationally.

The median household earns $56,474 a year, 30% below the national median of $80,734. 17.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $157,900, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $540 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 35.3 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in production and manufacturing; transportation and moving goods; and management.

How 38321 compares

Sorted from highest to lowest national percentile

Veterans15.6%
98th
U.S. 6.2% · TN 7.3%18th of 607 in TN
Average commute35.3 min
92nd
WeaknessU.S. 26.4 min · TN 25.7 min96th of 597 in TN
Homeownership rate83.2%
85th
StrengthU.S. 65.2% · TN 66.9%188th of 600 in TN
Housing vacancy14.1%
85th
U.S. 10.1% · TN 10.2%214th of 602 in TN
Median age44.2
82nd
U.S. 38.9 · TN 38.9232nd of 608 in TN
Poverty rate17.8%
79th
U.S. 12.5% · TN 13.8%192nd of 600 in TN
Residents 65 and older20.5%
76th
U.S. 17.2% · TN 17.1%245th of 608 in TN
Self-employed workers11.3%
72nd
U.S. 10% · TN 9.8%200th of 607 in TN
Residents under 1823.9%
66th
U.S. 22% · TN 22.2%151st of 608 in TN
Median earnings per worker$52,259
62nd
U.S. $49,666 · TN $45,22994th of 606 in TN
Income inequality (Gini)0.417
34th
U.S. 0.483 · TN 0.476379th of 600 in TN
Uninsured rate5%
33rd
U.S. 8.4% · TN 10%518th of 607 in TN
Per capita income$29,550
18th
WeaknessU.S. $44,673 · TN $39,437404th of 608 in TN
Diversity index24.9
18th
U.S. 61.4 · TN 46.4250th of 608 in TN
Broadband access86.7%
18th
WeaknessU.S. 91% · TN 89.2%296th of 600 in TN
Median household income$56,474
16th
WeaknessU.S. $80,734 · TN $69,595370th of 590 in TN
Tech workers1.1%
15th
U.S. 3.8% · TN 2.8%335th of 607 in TN
Median home value$157,900
11th
U.S. $332,700 · TN $286,700452nd of 590 in TN
Bachelor's degree or higher14.7%
9th
WeaknessU.S. 35.7% · TN 31.1%415th of 604 in TN
Healthcare workers6.1%
9th
U.S. 9.7% · TN 9.6%479th of 607 in TN
Work from home4.9%
7th
U.S. 15.1% · TN 12.9%467th of 608 in TN
Government workers7.8%
6th
U.S. 14.5% · TN 13.7%542nd of 607 in TN
Population2,397
4th
U.S. 334,922,499 · TN 7,066,383422nd of 608 in TN
Population density26/sq mi
4th
U.S. 95/sq mi · TN 171/sq mi522nd of 608 in TN
Unemployment rate1.2%
2nd
StrengthU.S. 5.2% · TN 4.7%526th of 607 in TN
Foreign-born residents0.3%
2nd
U.S. 14.1% · TN 6.1%487th of 608 in TN
Median gross rent$540
1st
U.S. $1,413 · TN $1,189502nd of 515 in TN
Rent-burdened renters10.9%
1st
StrengthU.S. 51.1% · TN 48.8%532nd of 584 in TN

Measure	38321	Carroll	TN	U.S.	National percentile	Rank in TN
Veterans	15.6%	9.1%	7.3%	6.2%	98th	18th of 607
Average commuteWeakness	35.3 min	26.2 min	25.7 min	26.4 min	92nd	96th of 597
Homeownership rateStrength	83.2%	74.5%	66.9%	65.2%	85th	188th of 600
Housing vacancy	14.1%	11.9%	10.2%	10.1%	85th	214th of 602
Median age	44.2	41.3	38.9	38.9	82nd	232nd of 608
Poverty rate	17.8%	17%	13.8%	12.5%	79th	192nd of 600
Residents 65 and older	20.5%	20.2%	17.1%	17.2%	76th	245th of 608
Self-employed workers	11.3%	10.1%	9.8%	10%	72nd	200th of 607
Residents under 18	23.9%	22.1%	22.2%	22%	66th	151st of 608
Median earnings per worker	$52,259	$40,213	$45,229	$49,666	62nd	94th of 606
Income inequality (Gini)	0.417	0.436	0.476	0.483	34th	379th of 600
Uninsured rate	5%	9.9%	10%	8.4%	33rd	518th of 607
Per capita incomeWeakness	$29,550	$27,343	$39,437	$44,673	18th	404th of 608
Diversity index	24.9	28.9	46.4	61.4	18th	250th of 608
Broadband accessWeakness	86.7%	81.3%	89.2%	91%	18th	296th of 600
Median household incomeWeakness	$56,474	$51,787	$69,595	$80,734	16th	370th of 590
Tech workers	1.1%	0.5%	2.8%	3.8%	15th	335th of 607
Median home value	$157,900	$142,400	$286,700	$332,700	11th	452nd of 590
Bachelor's degree or higherWeakness	14.7%	18.1%	31.1%	35.7%	9th	415th of 604
Healthcare workers	6.1%	10.5%	9.6%	9.7%	9th	479th of 607
Work from home	4.9%	5.9%	12.9%	15.1%	7th	467th of 608
Government workers	7.8%	15.6%	13.7%	14.5%	6th	542nd of 607
Population	2,397	28,641	7,066,383	334,922,499	4th	422nd of 608
Population density	26/sq mi	48/sq mi	171/sq mi	95/sq mi	4th	522nd of 608
Unemployment rateStrength	1.2%	4.5%	4.7%	5.2%	2nd	526th of 607
Foreign-born residents	0.3%	1.5%	6.1%	14.1%	2nd	487th of 608
Median gross rent	$540	$755	$1,189	$1,413	1st	502nd of 515
Rent-burdened rentersStrength	10.9%	43.4%	48.8%	51.1%	1st	532nd of 584

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

25–34

16%

35–44

13%

45–54

14%

55–64

11%

65–74

10%

75+

Median age

44.2

Under 18

23.9%

65 and over

20.5%

Race and ethnicity

White86%
Black5%
Hispanic1%
Asian0.3%
Native American0%
Pacific Islander0%
Other0%
Multiracial8%

Diversity index

24.9

U.S. 61.4

Foreign-born

0.3%

U.S. 14.1%

Born in state

63.9%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,042
Average household size: 2.3
Family households: 64.6%
Married couples: 48.2%
Living alone: 29.3%
Veterans (of adults): 15.6%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

24%

$25–50k

19%

$50–75k

14%

$75–100k

17%

$100–150k

12%

$150–200k

11%

$200k+

Median household income

38321

$56,474

Carroll Co.

$51,787

Tennessee

$69,595

United States

$80,734

Per capita income

$29,550

U.S. $44,673

Poverty rate

17.8%

U.S. 12.5%

Households earning $150K+

14%

U.S. 23%

Income inequality (Gini)

0.417

U.S. 0.483

Housing

Median home value

38321

$157,900

Carroll Co.

$142,400

Tennessee

$286,700

United States

$332,700

Median gross rent

38321

$540

Carroll Co.

$755

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

69%

2–4 units

5–19 units

20+ units

Mobile home

31%

Boat, RV, van

Housing units: 1,213
Owner-occupied: 83.2%
Vacant: 14.1%
Median year built: 1993
Median rooms: 5.5
Renters paying 30%+ of income: 10.9%
Renters paying 50%+ of income: 10.9%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

84%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

20–29

28%

30–44

43%

45–59

60+

13%

Average commute

35.3 min

U.S. 26.4 min

Unemployment

1.2%

U.S. 5.2%

In labor force

46.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

26%

Transportation and moving

16%

Management

12%

Cleaning and personal care

Office and admin

Sales

Healthcare

Construction and repair

Engineering and science

Farming, fishing and forestry

Computer and math

Education

Legal and social services

0.5%

Food service

0.2%

Business and finance

Arts, media and sports

Police and fire

Industries

Manufacturing

46%

Health care and social assistance

14%

Retail

11%

Transportation, warehousing and utilities

10%

Finance, insurance and real estate

Other services

Education

Professional and technical services

Admin, support and management

Wholesale

Arts and recreation

Construction

Restaurants and hotels

0.6%

Public administration

0.5%

Information

Agriculture and mining

Median earnings per worker

$52,259

U.S. $49,666

Self-employed

11.3%

U.S. 10%

Government workers

7.8%

U.S. 14.5%

Nonprofit workers

2.1%

U.S. 8.8%

Median earnings by type of work

Type of work	38321	U.S.
Management, business, science and arts	$79,444	$74,888
Service	$23,409	$26,804
Sales and office	$51,307	$40,476
Construction and maintenance	$51,458	$49,199
Production and transportation	$51,403	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

15%

High school

37%

Some college

25%

Associate's

Bachelor's

Graduate

High school graduate or higher: 84.9%
Bachelor's degree or higher: 14.7%
Graduate or professional degree: 5.4%
Households with broadband: 86.7%
Cable, fiber or DSL: 29.8%
No internet access: 5.2%
Without health insurance: 5%
Limited-English households: 0%

Geography

City (USPS): Cedar Grove
State: Tennessee
County: Carroll County
Center point: 35.8393° N, 88.5293° W
Land area: 92 sq mi
Water area: 0.3 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38321 spans 2 counties

Carroll County58% of land
Henderson County42% of land

Zip codes near 38321

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38348	Lavinia, TN	7.2 mi	975	$52,604	$98,300
38324	Clarksburg, TN · PO box	7.9 mi	—	—	—
38390	Yuma, TN	8.5 mi	1,170	$48,021	$136,300
38378	Spring Creek, TN · PO box	10 mi	—	—	—
38235	Mc Lemoresville, TN	11 mi	199	$63,750	$104,200
38344	Huntingdon, TN	11 mi	8,931	$54,395	$151,800
38388	Wildersville, TN	13 mi	1,625	$59,519	$205,200
38258	Trezevant, TN	13 mi	1,445	$50,921	$100,400
38220	Atwood, TN	13 mi	1,720	$46,791	$103,900
38358	Milan, TN	14 mi	12,874	$62,639	$163,300
38351	Lexington, TN	14 mi	18,248	$54,709	$167,300
38355	Medina, TN	14 mi	8,353	$108,982	$282,200

Zip codes like 38321 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38321

What city is zip code 38321?

38321 is assigned to Cedar Grove, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38321 in?

38321 is mostly in Carroll County, but it extends into 1 other county.

What is the population of 38321?

About 2,397 people live in 38321, according to the Census Bureau's American Community Survey.

What time zone is 38321 in?

38321 is in Central Time.

What is the median household income in 38321?

The median household income in 38321 is $56,474.

What zip codes are near 38321?

The closest zip codes to 38321 are 38348, 38324, 38390, 38378, 38235.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38321, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.