Zip code 38313: Beech Bluff, Tennessee

Q: What city is zip code 38313?

38313 is assigned to Beech Bluff, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38313 in?

38313 is mostly in Madison County, but it extends into 2 other counties.

Q: What is the population of 38313?

About 3,288 people live in 38313, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38313?

The median household income in 38313 is $85,625.

Q: What zip codes are near 38313?

The closest zip codes to 38313 are 38345, 38352, 38305, 38366, 38378.

Residential delivery areaMadison CountyCentral Time

Population

3,288

Median household income

$86K

U.S. $81K

Median home value

$214K

U.S. $333K

Median rent

$863/mo

U.S. $1,413

Median age

44.1

U.S. 38.9

Land area

76 sq mi

44 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38313

38313 is a rural zip code in Beech Bluff, Tennessee (Madison County), covering 76 sq mi of land. About 3,288 people live here, or 44 per square mile. The median resident is 44.1 years old, compared with 38.9 nationally.

The median household earns $85,625 a year, close to the national median of $80,734. 7.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $213,900, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 86% of occupied homes are lived in by their owners, and renters pay a median of $863 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in construction and repair; production and manufacturing; and computer and math (tech).

How 38313 compares

Sorted from highest to lowest national percentile

Tech workers10.8%
97th
U.S. 3.8% · TN 2.8%7th of 607 in TN
Government workers25%
95th
U.S. 14.5% · TN 13.7%49th of 607 in TN
Veterans10.5%
91st
U.S. 6.2% · TN 7.3%94th of 607 in TN
Homeownership rate85.6%
90th
StrengthU.S. 65.2% · TN 66.9%147th of 600 in TN
Median age44.1
82nd
U.S. 38.9 · TN 38.9239th of 608 in TN
Residents 65 and older21.8%
82nd
U.S. 17.2% · TN 17.1%189th of 608 in TN
Housing vacancy11.6%
77th
U.S. 10.1% · TN 10.2%301st of 602 in TN
Income inequality (Gini)0.454
65th
U.S. 0.483 · TN 0.476208th of 600 in TN
Average commute28 min
63rd
U.S. 26.4 min · TN 25.7 min294th of 597 in TN
Per capita income$43,674
60th
U.S. $44,673 · TN $39,437109th of 608 in TN
Median household income$85,625
57th
U.S. $80,734 · TN $69,59597th of 590 in TN
Healthcare workers9.7%
53rd
U.S. 9.7% · TN 9.6%276th of 607 in TN
Median earnings per worker$45,865
43rd
U.S. $49,666 · TN $45,229205th of 606 in TN
Poverty rate7.6%
29th
U.S. 12.5% · TN 13.8%481st of 600 in TN
Work from home8.4%
25th
U.S. 15.1% · TN 12.9%323rd of 608 in TN
Broadband access88.3%
25th
U.S. 91% · TN 89.2%248th of 600 in TN
Median home value$213,900
24th
U.S. $332,700 · TN $286,700303rd of 590 in TN
Bachelor's degree or higher19.8%
20th
WeaknessU.S. 35.7% · TN 31.1%288th of 604 in TN
Diversity index27.4
20th
U.S. 61.4 · TN 46.4230th of 608 in TN
Uninsured rate3.6%
18th
StrengthU.S. 8.4% · TN 10%558th of 607 in TN
Residents under 1816.5%
12th
U.S. 22% · TN 22.2%486th of 608 in TN
Median gross rent$863
11th
U.S. $1,413 · TN $1,189295th of 515 in TN
Population density44/sq mi
6th
U.S. 95/sq mi · TN 171/sq mi436th of 608 in TN
Population3,288
5th
U.S. 334,922,499 · TN 7,066,383374th of 608 in TN
Unemployment rate1.4%
3rd
StrengthU.S. 5.2% · TN 4.7%521st of 607 in TN
Foreign-born residents0.2%
2nd
U.S. 14.1% · TN 6.1%511th of 608 in TN
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · TN 48.8%569th of 584 in TN
Self-employed workers1.3%
1st
U.S. 10% · TN 9.8%582nd of 607 in TN

Measure	38313	Madison	TN	U.S.	National percentile	Rank in TN
Tech workers	10.8%	1%	2.8%	3.8%	97th	7th of 607
Government workers	25%	13.5%	13.7%	14.5%	95th	49th of 607
Veterans	10.5%	6.8%	7.3%	6.2%	91st	94th of 607
Homeownership rateStrength	85.6%	62%	66.9%	65.2%	90th	147th of 600
Median age	44.1	38.3	38.9	38.9	82nd	239th of 608
Residents 65 and older	21.8%	17.9%	17.1%	17.2%	82nd	189th of 608
Housing vacancy	11.6%	8.9%	10.2%	10.1%	77th	301st of 602
Income inequality (Gini)	0.454	0.469	0.476	0.483	65th	208th of 600
Average commute	28 min	20.3 min	25.7 min	26.4 min	63rd	294th of 597
Per capita income	$43,674	$33,572	$39,437	$44,673	60th	109th of 608
Median household income	$85,625	$60,042	$69,595	$80,734	57th	97th of 590
Healthcare workers	9.7%	13%	9.6%	9.7%	53rd	276th of 607
Median earnings per worker	$45,865	$40,806	$45,229	$49,666	43rd	205th of 606
Poverty rate	7.6%	18.2%	13.8%	12.5%	29th	481st of 600
Work from home	8.4%	8.5%	12.9%	15.1%	25th	323rd of 608
Broadband access	88.3%	89%	89.2%	91%	25th	248th of 600
Median home value	$213,900	$211,800	$286,700	$332,700	24th	303rd of 590
Bachelor's degree or higherWeakness	19.8%	26.6%	31.1%	35.7%	20th	288th of 604
Diversity index	27.4	58	46.4	61.4	20th	230th of 608
Uninsured rateStrength	3.6%	10.1%	10%	8.4%	18th	558th of 607
Residents under 18	16.5%	22.4%	22.2%	22%	12th	486th of 608
Median gross rent	$863	$1,123	$1,189	$1,413	11th	295th of 515
Population density	44/sq mi	178/sq mi	171/sq mi	95/sq mi	6th	436th of 608
Population	3,288	99,295	7,066,383	334,922,499	5th	374th of 608
Unemployment rateStrength	1.4%	7%	4.7%	5.2%	3rd	521st of 607
Foreign-born residents	0.2%	3.7%	6.1%	14.1%	2nd	511th of 608
Rent-burdened rentersStrength	0%	54.2%	48.8%	51.1%	1st	569th of 584
Self-employed workers	1.3%	8.4%	9.8%	10%	1st	582nd of 607

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

11%

18–24

13%

25–34

11%

35–44

19%

45–54

55–64

12%

65–74

10%

75+

Median age

44.1

Under 18

16.5%

65 and over

21.8%

Race and ethnicity

White84%
Black12%
Hispanic4%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0%

Diversity index

27.4

U.S. 61.4

Foreign-born

0.2%

U.S. 14.1%

Born in state

85.8%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,253
Average household size: 2.6
Family households: 80.5%
Married couples: 60%
Living alone: 11.4%
Veterans (of adults): 10.5%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

21%

$50–75k

16%

$75–100k

14%

$100–150k

27%

$150–200k

$200k+

11%

Median household income

38313

$85,625

Madison Co.

$60,042

Tennessee

$69,595

United States

$80,734

Per capita income

$43,674

U.S. $44,673

Poverty rate

7.6%

U.S. 12.5%

Households earning $150K+

17.2%

U.S. 23%

Income inequality (Gini)

0.454

U.S. 0.483

Housing

Median home value

38313

$213,900

Madison Co.

$211,800

Tennessee

$286,700

United States

$332,700

Median gross rent

38313

$863

Madison Co.

$1,123

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

Mobile home

12%

Boat, RV, van

Housing units: 1,418
Owner-occupied: 85.6%
Vacant: 11.6%
Median year built: 1994
Median rooms: 6.4
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

87%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

20%

20–29

34%

30–44

27%

45–59

11%

60+

Average commute

28 min

U.S. 26.4 min

Unemployment

1.4%

U.S. 5.2%

In labor force

62.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

13%

Production

13%

Computer and math

11%

Healthcare

10%

Police and fire

10%

Management

Office and admin

Sales

Food service

Transportation and moving

Cleaning and personal care

Education

Business and finance

Arts, media and sports

Legal and social services

0.6%

Engineering and science

Farming, fishing and forestry

Industries

Public administration

20%

Health care and social assistance

17%

Manufacturing

15%

Construction

13%

Retail

Restaurants and hotels

Transportation, warehousing and utilities

Agriculture and mining

Finance, insurance and real estate

Education

Other services

Admin, support and management

Professional and technical services

Arts and recreation

Wholesale

0.7%

Information

Median earnings per worker

$45,865

U.S. $49,666

Self-employed

1.3%

U.S. 10%

Government workers

25%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	38313	U.S.
Management, business, science and arts	$66,606	$74,888
Service	$42,083	$26,804
Sales and office	$43,636	$40,476
Construction and maintenance	$18,547	$49,199
Production and transportation	$38,644	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

47%

Some college

22%

Associate's

Bachelor's

13%

Graduate

High school graduate or higher: 92.2%
Bachelor's degree or higher: 19.8%
Graduate or professional degree: 6.6%
Households with broadband: 88.3%
Cable, fiber or DSL: 66%
No internet access: 11.7%
Without health insurance: 3.6%
Limited-English households: 0%

Geography

City (USPS): Beech Bluff
State: Tennessee
County: Madison County
Center point: 35.6103° N, 88.6198° W
Land area: 76 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38313 spans 3 counties

Madison County56% of land
Henderson County22% of land
Chester County22% of land

Cities and towns within this zip

Beech Bluff (unincorporated)6% of zip
Luray (unincorporated)4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38313

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38345	Huron, TN	6.4 mi	1,423	$48,333	$218,200
38352	Luray, TN	7.4 mi	722	$36,976	$215,900
38305	Jackson, TN	10 mi	53,488	$68,977	$243,800
38366	Pinson, TN	11 mi	2,336	$58,802	$127,500
38378	Spring Creek, TN · PO box	11 mi	—	—	—
38347	Jacks Creek, TN	12 mi	257	$58,189	$218,200
38362	Oakfield, TN	12 mi	1,011	$60,714	$164,700
38302	Jackson, TN · PO box	12 mi	—	—	—
38303	Jackson, TN · PO box	12 mi	—	—	—
38308	Jackson, TN · PO box	12 mi	—	—	—
38314	Jackson, TN · PO box	12 mi	—	—	—
38351	Lexington, TN	13 mi	18,248	$54,709	$167,300

Zip codes like 38313 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38313

What city is zip code 38313?

38313 is assigned to Beech Bluff, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38313 in?

38313 is mostly in Madison County, but it extends into 2 other counties.

What is the population of 38313?

About 3,288 people live in 38313, according to the Census Bureau's American Community Survey.

What time zone is 38313 in?

38313 is in Central Time.

What is the median household income in 38313?

The median household income in 38313 is $85,625.

What zip codes are near 38313?

The closest zip codes to 38313 are 38345, 38352, 38305, 38366, 38378.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38313, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.