Zip code 38028: Eads, Tennessee

Q: What city is zip code 38028?

38028 is assigned to Eads, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38028 in?

38028 is mostly in Fayette County, but it extends into 1 other county.

Q: What is the population of 38028?

About 7,992 people live in 38028, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38028?

The median household income in 38028 is $151,389.

Q: What zip codes are near 38028?

The closest zip codes to 38028 are 38016, 38060, 38017, 38018, 38088.

Residential delivery areaFayette CountyCentral Time

Population

7,992

Median household income

$151K

U.S. $81K

Median home value

$464K

U.S. $333K

Median rent

$1,253/mo

U.S. $1,413

Median age

47.1

U.S. 38.9

Land area

59 sq mi

135 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38028

38028 is a small-town zip code in Eads, Tennessee (Fayette County), covering 59 sq mi of land. About 7,992 people live here, or 135 per square mile. The median resident is 47.1 years old, compared with 38.9 nationally.

The median household earns $151,389 a year, 88% above the national median of $80,734. 5.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $463,600, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 95% of occupied homes are lived in by their owners, and renters pay a median of $1,253 a month.

40% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.4 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in business and finance; management; and office and administrative support. 27% of them are self-employed (U.S.: 10%).

How 38028 compares

Sorted from highest to lowest national percentile

Homeownership rate94.7%
99th
StrengthU.S. 65.2% · TN 66.9%25th of 600 in TN
Self-employed workers26.6%
99th
U.S. 10% · TN 9.8%14th of 607 in TN
Median household income$151,389
95th
StrengthU.S. $80,734 · TN $69,5959th of 590 in TN
Per capita income$68,545
91st
StrengthU.S. $44,673 · TN $39,43720th of 608 in TN
Median age47.1
91st
U.S. 38.9 · TN 38.9149th of 608 in TN
Veterans9.1%
85th
U.S. 6.2% · TN 7.3%165th of 607 in TN
Median earnings per worker$65,114
82nd
StrengthU.S. $49,666 · TN $45,22925th of 606 in TN
Residents 65 and older20.6%
77th
U.S. 17.2% · TN 17.1%240th of 608 in TN
Average commute30.4 min
76th
U.S. 26.4 min · TN 25.7 min213th of 597 in TN
Median home value$463,600
71st
U.S. $332,700 · TN $286,70037th of 590 in TN
Bachelor's degree or higher39.8%
65th
U.S. 35.7% · TN 31.1%73rd of 604 in TN
Broadband access92.4%
52nd
U.S. 91% · TN 89.2%125th of 600 in TN
Uninsured rate6.6%
48th
U.S. 8.4% · TN 10%449th of 607 in TN
Diversity index47.4
47th
U.S. 61.4 · TN 46.486th of 608 in TN
Income inequality (Gini)0.427
42nd
U.S. 0.483 · TN 0.476328th of 600 in TN
Median gross rent$1,253
40th
U.S. $1,413 · TN $1,189105th of 515 in TN
Work from home11%
40th
U.S. 15.1% · TN 12.9%238th of 608 in TN
Residents under 1820.2%
33rd
U.S. 22% · TN 22.2%343rd of 608 in TN
Healthcare workers8.2%
31st
U.S. 9.7% · TN 9.6%376th of 607 in TN
Tech workers1.7%
27th
U.S. 3.8% · TN 2.8%262nd of 607 in TN
Unemployment rate3.5%
24th
U.S. 5.2% · TN 4.7%354th of 607 in TN
Foreign-born residents4.1%
24th
U.S. 14.1% · TN 6.1%157th of 608 in TN
Population density135/sq mi
16th
U.S. 95/sq mi · TN 171/sq mi233rd of 608 in TN
Poverty rate5.5%
15th
StrengthU.S. 12.5% · TN 13.8%533rd of 600 in TN
Population7,992
13th
U.S. 334,922,499 · TN 7,066,383238th of 608 in TN
Government workers8.5%
10th
U.S. 14.5% · TN 13.7%530th of 607 in TN
Housing vacancy2.5%
7th
U.S. 10.1% · TN 10.2%584th of 602 in TN
Rent-burdened renters32.9%
7th
StrengthU.S. 51.1% · TN 48.8%417th of 584 in TN

Measure	38028	Fayette	TN	U.S.	National percentile	Rank in TN
Homeownership rateStrength	94.7%	81.4%	66.9%	65.2%	99th	25th of 600
Self-employed workers	26.6%	11.6%	9.8%	10%	99th	14th of 607
Median household incomeStrength	$151,389	$88,456	$69,595	$80,734	95th	9th of 590
Per capita incomeStrength	$68,545	$43,490	$39,437	$44,673	91st	20th of 608
Median age	47.1	47.4	38.9	38.9	91st	149th of 608
Veterans	9.1%	9.2%	7.3%	6.2%	85th	165th of 607
Median earnings per workerStrength	$65,114	$49,791	$45,229	$49,666	82nd	25th of 606
Residents 65 and older	20.6%	23%	17.1%	17.2%	77th	240th of 608
Average commute	30.4 min	34.1 min	25.7 min	26.4 min	76th	213th of 597
Median home value	$463,600	$340,800	$286,700	$332,700	71st	37th of 590
Bachelor's degree or higher	39.8%	27.3%	31.1%	35.7%	65th	73rd of 604
Broadband access	92.4%	90.7%	89.2%	91%	52nd	125th of 600
Uninsured rate	6.6%	7.4%	10%	8.4%	48th	449th of 607
Diversity index	47.4	50.4	46.4	61.4	47th	86th of 608
Income inequality (Gini)	0.427	0.442	0.476	0.483	42nd	328th of 600
Median gross rent	$1,253	$902	$1,189	$1,413	40th	105th of 515
Work from home	11%	12%	12.9%	15.1%	40th	238th of 608
Residents under 18	20.2%	17.9%	22.2%	22%	33rd	343rd of 608
Healthcare workers	8.2%	9.5%	9.6%	9.7%	31st	376th of 607
Tech workers	1.7%	2.1%	2.8%	3.8%	27th	262nd of 607
Unemployment rate	3.5%	4.8%	4.7%	5.2%	24th	354th of 607
Foreign-born residents	4.1%	3%	6.1%	14.1%	24th	157th of 608
Population density	135/sq mi	61/sq mi	171/sq mi	95/sq mi	16th	233rd of 608
Poverty rateStrength	5.5%	10.3%	13.8%	12.5%	15th	533rd of 600
Population	7,992	43,267	7,066,383	334,922,499	13th	238th of 608
Government workers	8.5%	11.5%	13.7%	14.5%	10th	530th of 607
Housing vacancy	2.5%	6.9%	10.2%	10.1%	7th	584th of 602
Rent-burdened rentersStrength	32.9%	45.5%	48.8%	51.1%	7th	417th of 584

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

25–34

18%

35–44

12%

45–54

19%

55–64

10%

65–74

11%

75+

Median age

47.1

Under 18

20.2%

65 and over

20.6%

Race and ethnicity

White68%
Black25%
Hispanic4%
Asian0.1%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

47.4

U.S. 61.4

Foreign-born

4.1%

U.S. 14.1%

Born in state

55.9%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.6%

Asian / Pacific

0.3%

Other

Households

Households: 2,822
Average household size: 2.8
Family households: 89.5%
Married couples: 83.9%
Living alone: 8.9%
Veterans (of adults): 9.1%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

19%

$150–200k

16%

$200k+

35%

Median household income

38028

$151,389

Fayette Co.

$88,456

Tennessee

$69,595

United States

$80,734

Per capita income

$68,545

U.S. $44,673

Poverty rate

5.5%

U.S. 12.5%

Households earning $150K+

50.7%

U.S. 23%

Income inequality (Gini)

0.427

U.S. 0.483

Housing

Median home value

38028

$463,600

Fayette Co.

$340,800

Tennessee

$286,700

United States

$332,700

Median gross rent

38028

$1,253

Fayette Co.

$902

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

97%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,893
Owner-occupied: 94.7%
Vacant: 2.5%
Median year built: 1996
Median rooms: 9 or more
Renters paying 30%+ of income: 32.9%
Renters paying 50%+ of income: 21.5%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

86%

Carpooled

Transit

Walked

0.2%

Bicycle

Worked from home

11%

Other

Commute time (one way)

<10 min

10–19

20–29

34%

30–44

39%

45–59

17%

60+

Average commute

30.4 min

U.S. 26.4 min

Unemployment

3.5%

U.S. 5.2%

In labor force

56.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Business and finance

19%

Management

16%

Office and admin

14%

Healthcare

Sales

Arts, media and sports

Transportation and moving

Production

Cleaning and personal care

Construction and repair

Legal and social services

Engineering and science

Education

Computer and math

Police and fire

0.9%

Farming, fishing and forestry

0.7%

Food service

Industries

Professional and technical services

20%

Retail

13%

Health care and social assistance

12%

Construction

11%

Other services

10%

Transportation, warehousing and utilities

10%

Manufacturing

Education

Finance, insurance and real estate

Wholesale

Arts and recreation

Agriculture and mining

Admin, support and management

0.9%

Public administration

0.5%

Information

0.5%

Restaurants and hotels

Median earnings per worker

$65,114

U.S. $49,666

Self-employed

26.6%

U.S. 10%

Government workers

8.5%

U.S. 14.5%

Nonprofit workers

10.4%

U.S. 8.8%

Median earnings by type of work

Type of work	38028	U.S.
Management, business, science and arts	$102,227	$74,888
Service	$68,142	$26,804
Sales and office	$46,063	$40,476
Construction and maintenance	$41,528	$49,199
Production and transportation	$43,924	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

19%

Some college

25%

Associate's

11%

Bachelor's

21%

Graduate

19%

High school graduate or higher: 94.6%
Bachelor's degree or higher: 39.8%
Graduate or professional degree: 19.1%
Households with broadband: 92.4%
Cable, fiber or DSL: 80.3%
No internet access: 5.2%
Without health insurance: 6.6%
Limited-English households: 0%

Geography

City (USPS): Eads
State: Tennessee
County: Fayette County
Center point: 35.1831° N, 89.6322° W
Land area: 59 sq mi
Water area: 0.2 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38028 spans 2 counties

Fayette County53% of land
Shelby County47% of land

Cities and towns within this zip

Arlington6% of zip
Oakland5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38028

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38016	Cordova, TN	7.2 mi	44,136	$76,569	$282,800
38060	Oakland, TN	7.4 mi	12,552	$92,338	$319,900
38017	Collierville, TN	8.1 mi	56,826	$138,677	$495,200
38018	Cordova, TN	8.2 mi	38,527	$90,004	$293,800
38088	Cordova, TN · PO box	8.4 mi	—	—	—
38002	Arlington, TN	8.5 mi	43,882	$116,895	$399,300
38048	Macon, TN · PO box	8.8 mi	—	—	—
38066	Rossville, TN	9.2 mi	3,446	$107,660	$377,900
38133	Memphis, TN	9.4 mi	21,278	$81,659	$270,900
38014	Brunswick, TN · PO box	9.7 mi	—	—	—
38139	Germantown, TN	9.8 mi	16,466	$178,661	$575,500
38027	Collierville, TN · PO box	9.9 mi	—	—	—

Zip codes like 38028 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38028

What city is zip code 38028?

38028 is assigned to Eads, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38028 in?

38028 is mostly in Fayette County, but it extends into 1 other county.

What is the population of 38028?

About 7,992 people live in 38028, according to the Census Bureau's American Community Survey.

What time zone is 38028 in?

38028 is in Central Time.

What is the median household income in 38028?

The median household income in 38028 is $151,389.

What zip codes are near 38028?

The closest zip codes to 38028 are 38016, 38060, 38017, 38018, 38088.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38028, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.