Zip code 38004: Atoka, Tennessee

Q: What city is zip code 38004?

38004 is assigned to Atoka, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38004 in?

38004 is mostly in Tipton County, but it extends into 1 other county.

Q: What is the population of 38004?

About 12,001 people live in 38004, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38004?

The median household income in 38004 is $92,928.

Q: What zip codes are near 38004?

The closest zip codes to 38004 are 38071, 38058, 38011, 38054, 38002.

Residential delivery areaTipton CountyCentral Time

Population

12,001

Median household income

$93K

U.S. $81K

Median home value

$321K

U.S. $333K

Median rent

$1,243/mo

U.S. $1,413

Median age

38.8

U.S. 38.9

Land area

27 sq mi

439 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38004

38004 is a small-town zip code in Atoka, Tennessee (Tipton County), covering 27 sq mi of land. About 12,001 people live here, or 439 per square mile. The median resident is 38.8 years old, compared with 38.9 nationally.

The median household earns $92,928 a year, 15% above the national median of $80,734. 5.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $320,900, or 3.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 87% of occupied homes are lived in by their owners, and renters pay a median of $1,243 a month.

35% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 35 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in management; construction and repair; and office and administrative support.

How 38004 compares

Sorted from highest to lowest national percentile

Veterans16.3%
98th
U.S. 6.2% · TN 7.3%15th of 607 in TN
Tech workers10%
96th
U.S. 3.8% · TN 2.8%8th of 607 in TN
Government workers27%
96th
U.S. 14.5% · TN 13.7%39th of 607 in TN
Homeownership rate86.6%
91st
StrengthU.S. 65.2% · TN 66.9%124th of 600 in TN
Average commute35 min
91st
WeaknessU.S. 26.4 min · TN 25.7 min107th of 597 in TN
Broadband access96.1%
86th
StrengthU.S. 91% · TN 89.2%36th of 600 in TN
Median earnings per worker$60,539
76th
U.S. $49,666 · TN $45,22946th of 606 in TN
Median household income$92,928
65th
U.S. $80,734 · TN $69,59564th of 590 in TN
Residents under 1823.5%
63rd
U.S. 22% · TN 22.2%179th of 608 in TN
Per capita income$44,946
62nd
U.S. $44,673 · TN $39,43791st of 608 in TN
Bachelor's degree or higher34.7%
56th
U.S. 35.7% · TN 31.1%99th of 604 in TN
Work from home14%
56th
U.S. 15.1% · TN 12.9%129th of 608 in TN
Median age38.8
48th
U.S. 38.9 · TN 38.9436th of 608 in TN
Median home value$320,900
47th
U.S. $332,700 · TN $286,700118th of 590 in TN
Median gross rent$1,243
39th
U.S. $1,413 · TN $1,189108th of 515 in TN
Uninsured rate5.5%
38th
U.S. 8.4% · TN 10%500th of 607 in TN
Unemployment rate4.2%
37th
U.S. 5.2% · TN 4.7%295th of 607 in TN
Diversity index37.3
32nd
U.S. 61.4 · TN 46.4135th of 608 in TN
Population density439/sq mi
31st
U.S. 95/sq mi · TN 171/sq mi134th of 608 in TN
Income inequality (Gini)0.399
20th
StrengthU.S. 0.483 · TN 0.476448th of 600 in TN
Self-employed workers7%
19th
U.S. 10% · TN 9.8%469th of 607 in TN
Population12,001
18th
U.S. 334,922,499 · TN 7,066,383192nd of 608 in TN
Residents 65 and older12.1%
18th
U.S. 17.2% · TN 17.1%543rd of 608 in TN
Poverty rate5.8%
17th
StrengthU.S. 12.5% · TN 13.8%527th of 600 in TN
Foreign-born residents1.1%
6th
U.S. 14.1% · TN 6.1%390th of 608 in TN
Healthcare workers5.5%
5th
U.S. 9.7% · TN 9.6%507th of 607 in TN
Rent-burdened renters25%
3rd
StrengthU.S. 51.1% · TN 48.8%469th of 584 in TN
Housing vacancy1.3%
1st
U.S. 10.1% · TN 10.2%593rd of 602 in TN

Measure	38004	Tipton	TN	U.S.	National percentile	Rank in TN
Veterans	16.3%	8.9%	7.3%	6.2%	98th	15th of 607
Tech workers	10%	4.3%	2.8%	3.8%	96th	8th of 607
Government workers	27%	17.1%	13.7%	14.5%	96th	39th of 607
Homeownership rateStrength	86.6%	76.3%	66.9%	65.2%	91st	124th of 600
Average commuteWeakness	35 min	32.9 min	25.7 min	26.4 min	91st	107th of 597
Broadband accessStrength	96.1%	88.4%	89.2%	91%	86th	36th of 600
Median earnings per worker	$60,539	$48,529	$45,229	$49,666	76th	46th of 606
Median household income	$92,928	$74,127	$69,595	$80,734	65th	64th of 590
Residents under 18	23.5%	23.5%	22.2%	22%	63rd	179th of 608
Per capita income	$44,946	$34,731	$39,437	$44,673	62nd	91st of 608
Bachelor's degree or higher	34.7%	20.7%	31.1%	35.7%	56th	99th of 604
Work from home	14%	10.7%	12.9%	15.1%	56th	129th of 608
Median age	38.8	39	38.9	38.9	48th	436th of 608
Median home value	$320,900	$240,600	$286,700	$332,700	47th	118th of 590
Median gross rent	$1,243	$1,013	$1,189	$1,413	39th	108th of 515
Uninsured rate	5.5%	8.2%	10%	8.4%	38th	500th of 607
Unemployment rate	4.2%	5.5%	4.7%	5.2%	37th	295th of 607
Diversity index	37.3	42	46.4	61.4	32nd	135th of 608
Population density	439/sq mi	135/sq mi	171/sq mi	95/sq mi	31st	134th of 608
Income inequality (Gini)Strength	0.399	0.427	0.476	0.483	20th	448th of 600
Self-employed workers	7%	7.8%	9.8%	10%	19th	469th of 607
Population	12,001	61,553	7,066,383	334,922,499	18th	192nd of 608
Residents 65 and older	12.1%	15.6%	17.1%	17.2%	18th	543rd of 608
Poverty rateStrength	5.8%	13.6%	13.8%	12.5%	17th	527th of 600
Foreign-born residents	1.1%	0.9%	6.1%	14.1%	6th	390th of 608
Healthcare workers	5.5%	8.4%	9.6%	9.7%	5th	507th of 607
Rent-burdened rentersStrength	25%	37.6%	48.8%	51.1%	3rd	469th of 584
Housing vacancy	1.3%	7.2%	10.2%	10.1%	1st	593rd of 602

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

12%

25–34

17%

35–44

16%

45–54

13%

55–64

65–74

75+

Median age

38.8

Under 18

23.5%

65 and over

12.1%

Race and ethnicity

White78%
Black12%
Hispanic4%
Asian1%
Native American0.3%
Pacific Islander0%
Other0%
Multiracial5%

Diversity index

37.3

U.S. 61.4

Foreign-born

1.1%

U.S. 14.1%

Born in state

64%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 4,258
Average household size: 2.8
Family households: 78.2%
Married couples: 64.2%
Living alone: 20.5%
Veterans (of adults): 16.3%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

14%

$50–75k

21%

$75–100k

13%

$100–150k

23%

$150–200k

13%

$200k+

11%

Median household income

38004

$92,928

Tipton Co.

$74,127

Tennessee

$69,595

United States

$80,734

Per capita income

$44,946

U.S. $44,673

Poverty rate

5.8%

U.S. 12.5%

Households earning $150K+

24%

U.S. 23%

Income inequality (Gini)

0.399

U.S. 0.483

Housing

Median home value

38004

$320,900

Tipton Co.

$240,600

Tennessee

$286,700

United States

$332,700

Median gross rent

38004

$1,243

Tipton Co.

$1,013

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

93%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 4,313
Owner-occupied: 86.6%
Vacant: 1.3%
Median year built: 2002
Median rooms: 6.8
Renters paying 30%+ of income: 25%
Renters paying 50%+ of income: 12.6%
Home value to income: 3.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

Transit

Walked

0.7%

Bicycle

Worked from home

14%

Other

0.5%

Commute time (one way)

<10 min

10–19

15%

20–29

19%

30–44

22%

45–59

32%

60+

Average commute

35 min

U.S. 26.4 min

Unemployment

4.2%

U.S. 5.2%

In labor force

65.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Construction and repair

12%

Office and admin

11%

Computer and math

10%

Education

Sales

Police and fire

Business and finance

Healthcare

Transportation and moving

Production

Cleaning and personal care

Food service

Engineering and science

Arts, media and sports

Farming, fishing and forestry

0.9%

Legal and social services

0.5%

Industries

Public administration

18%

Retail

14%

Education

Professional and technical services

Construction

Health care and social assistance

Transportation, warehousing and utilities

Other services

Manufacturing

Restaurants and hotels

Wholesale

Admin, support and management

Finance, insurance and real estate

Agriculture and mining

0.9%

Information

0.9%

Arts and recreation

0.8%

Median earnings per worker

$60,539

U.S. $49,666

Self-employed

U.S. 10%

Government workers

27%

U.S. 14.5%

Nonprofit workers

2.7%

U.S. 8.8%

Median earnings by type of work

Type of work	38004	U.S.
Management, business, science and arts	$72,317	$74,888
Service	$34,622	$26,804
Sales and office	$46,224	$40,476
Construction and maintenance	$59,736	$49,199
Production and transportation	$53,071	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

28%

Some college

19%

Associate's

15%

Bachelor's

24%

Graduate

10%

High school graduate or higher: 95.4%
Bachelor's degree or higher: 34.7%
Graduate or professional degree: 10.2%
Households with broadband: 96.1%
Cable, fiber or DSL: 86.1%
No internet access: 3.2%
Without health insurance: 5.5%
Limited-English households: 0.3%

Geography

City (USPS): Atoka
State: Tennessee
County: Tipton County
Center point: 35.4122° N, 89.7592° W
Land area: 27 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38004 spans 2 counties

Tipton County79% of land
Shelby County21% of land

Cities and towns within this zip

Atoka43% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38004

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38071	Tipton, TN · PO box	3.4 mi	—	—	—
38058	Munford, TN	4.5 mi	10,303	$83,750	$243,700
38011	Brighton, TN	4.9 mi	9,948	$70,150	$214,000
38054	Millington, TN	8.4 mi	102	—	—
38002	Arlington, TN	8.9 mi	43,882	$116,895	$399,300
38055	Millington, TN · PO box	9.2 mi	—	—	—
38036	Gallaway, TN	9.8 mi	207	—	$132,500
38014	Brunswick, TN · PO box	10 mi	—	—	—
38015	Burlison, TN	11 mi	1,950	$69,141	$197,600
38053	Millington, TN	12 mi	25,303	$58,194	$221,900
38029	Ellendale, TN	12 mi	0	—	—
38023	Drummonds, TN	12 mi	5,682	$78,568	$260,700

Zip codes like 38004 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38004

What city is zip code 38004?

38004 is assigned to Atoka, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38004 in?

38004 is mostly in Tipton County, but it extends into 1 other county.

What is the population of 38004?

About 12,001 people live in 38004, according to the Census Bureau's American Community Survey.

What time zone is 38004 in?

38004 is in Central Time.

What is the median household income in 38004?

The median household income in 38004 is $92,928.

What zip codes are near 38004?

The closest zip codes to 38004 are 38071, 38058, 38011, 38054, 38002.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38004, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.