Zip code 37409: Chattanooga, Tennessee

Q: What city is zip code 37409?

37409 is assigned to Chattanooga, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 37409 in?

37409 is in Hamilton County, Tennessee.

Q: What is the population of 37409?

About 3,357 people live in 37409, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 37409?

The median household income in 37409 is $74,754.

Q: What zip codes are near 37409?

The closest zip codes to 37409 are 37350, 37410, 37408, 37407, 37402.

Residential delivery areaHamilton CountyEastern Time

Population

3,357

Median household income

$75K

U.S. $81K

Median home value

$267K

U.S. $333K

Median rent

$1,341/mo

U.S. $1,413

Median age

35.5

U.S. 38.9

Land area

4.4 sq mi

760 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 37409

37409 is a suburban zip code in Chattanooga, Tennessee (Hamilton County), covering 4.4 sq mi of land. About 3,357 people live here, or 760 per square mile. The median resident is 35.5 years old, compared with 38.9 nationally.

The median household earns $74,754 a year, close to the national median of $80,734. 28.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $267,400, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 61% of occupied homes are lived in by their owners, and renters pay a median of $1,341 a month.

54% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.2 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in management; computer and math (tech); and business and finance.

How 37409 compares

Sorted from highest to lowest national percentile

Unemployment rate14.5%
99th
WeaknessU.S. 5.2% · TN 4.7%18th of 607 in TN
Tech workers12.1%
98th
U.S. 3.8% · TN 2.8%5th of 607 in TN
Poverty rate28.2%
95th
WeaknessU.S. 12.5% · TN 13.8%49th of 600 in TN
Uninsured rate16.3%
91st
WeaknessU.S. 8.4% · TN 10%62nd of 607 in TN
Bachelor's degree or higher53.7%
83rd
StrengthU.S. 35.7% · TN 31.1%38th of 604 in TN
Broadband access94.4%
70th
U.S. 91% · TN 89.2%68th of 600 in TN
Housing vacancy9.8%
70th
U.S. 10.1% · TN 10.2%357th of 602 in TN
Rent-burdened renters54.9%
66th
U.S. 51.1% · TN 48.8%127th of 584 in TN
Average commute27.2 min
58th
U.S. 26.4 min · TN 25.7 min321st of 597 in TN
Work from home14.4%
58th
U.S. 15.1% · TN 12.9%117th of 608 in TN
Median earnings per worker$48,457
51st
U.S. $49,666 · TN $45,229153rd of 606 in TN
Per capita income$39,221
47th
U.S. $44,673 · TN $39,437164th of 608 in TN
Diversity index47.1
47th
U.S. 61.4 · TN 46.487th of 608 in TN
Median gross rent$1,341
46th
U.S. $1,413 · TN $1,18987th of 515 in TN
Median household income$74,754
43rd
U.S. $80,734 · TN $69,595165th of 590 in TN
Foreign-born residents8.1%
43rd
U.S. 14.1% · TN 6.1%66th of 608 in TN
Population density760/sq mi
39th
U.S. 95/sq mi · TN 171/sq mi105th of 608 in TN
Healthcare workers8.7%
38th
U.S. 9.7% · TN 9.6%337th of 607 in TN
Median home value$267,400
37th
U.S. $332,700 · TN $286,700187th of 590 in TN
Homeownership rate61%
34th
U.S. 65.2% · TN 66.9%512th of 600 in TN
Veterans4.1%
27th
U.S. 6.2% · TN 7.3%527th of 607 in TN
Median age35.5
24th
U.S. 38.9 · TN 38.9520th of 608 in TN
Residents 65 and older13%
23rd
U.S. 17.2% · TN 17.1%523rd of 608 in TN
Self-employed workers7.2%
22nd
U.S. 10% · TN 9.8%460th of 607 in TN
Government workers10.3%
21st
U.S. 14.5% · TN 13.7%475th of 607 in TN
Income inequality (Gini)0.398
20th
StrengthU.S. 0.483 · TN 0.476456th of 600 in TN
Residents under 1815.6%
9th
U.S. 22% · TN 22.2%505th of 608 in TN
Population3,357
5th
U.S. 334,922,499 · TN 7,066,383371st of 608 in TN

Measure	37409	Hamilton	TN	U.S.	National percentile	Rank in TN
Unemployment rateWeakness	14.5%	4.4%	4.7%	5.2%	99th	18th of 607
Tech workers	12.1%	3.1%	2.8%	3.8%	98th	5th of 607
Poverty rateWeakness	28.2%	13.1%	13.8%	12.5%	95th	49th of 600
Uninsured rateWeakness	16.3%	9.7%	10%	8.4%	91st	62nd of 607
Bachelor's degree or higherStrength	53.7%	37.5%	31.1%	35.7%	83rd	38th of 604
Broadband access	94.4%	91.5%	89.2%	91%	70th	68th of 600
Housing vacancy	9.8%	8.2%	10.2%	10.1%	70th	357th of 602
Rent-burdened renters	54.9%	45.2%	48.8%	51.1%	66th	127th of 584
Average commute	27.2 min	22.1 min	25.7 min	26.4 min	58th	321st of 597
Work from home	14.4%	14.3%	12.9%	15.1%	58th	117th of 608
Median earnings per worker	$48,457	$48,303	$45,229	$49,666	51st	153rd of 606
Per capita income	$39,221	$45,341	$39,437	$44,673	47th	164th of 608
Diversity index	47.1	49.6	46.4	61.4	47th	87th of 608
Median gross rent	$1,341	$1,253	$1,189	$1,413	46th	87th of 515
Median household income	$74,754	$76,183	$69,595	$80,734	43rd	165th of 590
Foreign-born residents	8.1%	6.6%	6.1%	14.1%	43rd	66th of 608
Population density	760/sq mi	694/sq mi	171/sq mi	95/sq mi	39th	105th of 608
Healthcare workers	8.7%	10.5%	9.6%	9.7%	38th	337th of 607
Median home value	$267,400	$312,800	$286,700	$332,700	37th	187th of 590
Homeownership rate	61%	63.9%	66.9%	65.2%	34th	512th of 600
Veterans	4.1%	6.7%	7.3%	6.2%	27th	527th of 607
Median age	35.5	39.5	38.9	38.9	24th	520th of 608
Residents 65 and older	13%	18.4%	17.1%	17.2%	23rd	523rd of 608
Self-employed workers	7.2%	9.3%	9.8%	10%	22nd	460th of 607
Government workers	10.3%	11.6%	13.7%	14.5%	21st	475th of 607
Income inequality (Gini)Strength	0.398	0.485	0.476	0.483	20th	456th of 600
Residents under 18	15.6%	21.1%	22.2%	22%	9th	505th of 608
Population	3,357	376,192	7,066,383	334,922,499	5th	371st of 608

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

26%

25–34

21%

35–44

45–54

55–64

65–74

75+

Median age

35.5

Under 18

15.6%

65 and over

13%

Race and ethnicity

White71%
Black15%
Hispanic5%
Asian5%
Native American0.1%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

47.1

U.S. 61.4

Foreign-born

8.1%

U.S. 14.1%

Born in state

42.4%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,553
Average household size: 2.2
Family households: 53.1%
Married couples: 39.7%
Living alone: 28.1%
Veterans (of adults): 4.1%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

16%

$50–75k

18%

$75–100k

23%

$100–150k

15%

$150–200k

$200k+

Median household income

37409

$74,754

Hamilton Co.

$76,183

Tennessee

$69,595

United States

$80,734

Per capita income

$39,221

U.S. $44,673

Poverty rate

28.2%

U.S. 12.5%

Households earning $150K+

12.2%

U.S. 23%

Income inequality (Gini)

0.398

U.S. 0.483

Housing

Median home value

37409

$267,400

Hamilton Co.

$312,800

Tennessee

$286,700

United States

$332,700

Median gross rent

37409

$1,341

Hamilton Co.

$1,253

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

79%

2–4 units

17%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,722
Owner-occupied: 61%
Vacant: 9.8%
Median year built: 1941
Median rooms: 5.6
Renters paying 30%+ of income: 54.9%
Renters paying 50%+ of income: 30.9%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

Transit

Walked

Bicycle

Worked from home

14%

Other

0.8%

Commute time (one way)

<10 min

10–19

50%

20–29

23%

30–44

17%

45–59

60+

Average commute

27.2 min

U.S. 26.4 min

Unemployment

14.5%

U.S. 5.2%

In labor force

70.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Computer and math

12%

Business and finance

11%

Food service

11%

Education

Healthcare

Engineering and science

Cleaning and personal care

Legal and social services

Sales

Construction and repair

Office and admin

Transportation and moving

Arts, media and sports

Production

0.3%

Police and fire

Farming, fishing and forestry

Industries

Health care and social assistance

22%

Restaurants and hotels

17%

Professional and technical services

14%

Finance, insurance and real estate

10%

Education

Other services

Arts and recreation

Manufacturing

Retail

Construction

Transportation, warehousing and utilities

Public administration

Admin, support and management

0.7%

Wholesale

0.5%

Information

0.4%

Agriculture and mining

Median earnings per worker

$48,457

U.S. $49,666

Self-employed

7.2%

U.S. 10%

Government workers

10.3%

U.S. 14.5%

Nonprofit workers

25.6%

U.S. 8.8%

Median earnings by type of work

Type of work	37409	U.S.
Management, business, science and arts	$53,375	$74,888
Service	$22,228	$26,804
Sales and office	$54,276	$40,476
Construction and maintenance	$48,227	$49,199
Production and transportation	$35,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

18%

Some college

15%

Associate's

Bachelor's

41%

Graduate

12%

High school graduate or higher: 94.1%
Bachelor's degree or higher: 53.7%
Graduate or professional degree: 12.3%
Households with broadband: 94.4%
Cable, fiber or DSL: 87.3%
No internet access: 2.9%
Without health insurance: 16.3%
Limited-English households: 0%

Geography

City (USPS): Chattanooga
State: Tennessee
County: Hamilton County
Center point: 35.0103° N, 85.3359° W
Land area: 4.4 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Chattanooga97% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 37409

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
37350	Lookout Mountain, TN	1.4 mi	2,111	$201,000	$855,300
37410	Chattanooga, TN	1.4 mi	4,129	$28,708	$153,400
37408	Chattanooga, TN	2 mi	3,502	$81,250	$468,200
37407	Chattanooga, TN	2.7 mi	9,156	$35,845	$98,900
37402	Chattanooga, TN	2.8 mi	3,953	$24,214	$268,800
37401	Chattanooga, TN · PO box	2.9 mi	—	—	—
37414	Chattanooga, TN · PO box	2.9 mi	—	—	—
37422	Chattanooga, TN · PO box	2.9 mi	—	—	—
37424	Chattanooga, TN · PO box	2.9 mi	—	—	—
37450	Chattanooga, TN	3 mi	0	—	—
37403	Chattanooga, TN	3.5 mi	6,413	$81,136	$525,200
37404	Chattanooga, TN	3.8 mi	14,737	$56,637	$255,400

Zip codes like 37409 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 37409

What city is zip code 37409?

37409 is assigned to Chattanooga, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 37409 in?

37409 is in Hamilton County, Tennessee.

What is the population of 37409?

About 3,357 people live in 37409, according to the Census Bureau's American Community Survey.

What time zone is 37409 in?

37409 is in Eastern Time.

What is the median household income in 37409?

The median household income in 37409 is $74,754.

What zip codes are near 37409?

The closest zip codes to 37409 are 37350, 37410, 37408, 37407, 37402.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 37409, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.