Zip code 37020: Bell Buckle, Tennessee

Q: What city is zip code 37020?

37020 is assigned to Bell Buckle, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 37020 in?

37020 is mostly in Bedford County, but it extends into 1 other county.

Q: What is the population of 37020?

About 5,000 people live in 37020, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 37020?

The median household income in 37020 is $86,034.

Q: What zip codes are near 37020?

The closest zip codes to 37020 are 37063, 37037, 37162, 37180, 37161.

Residential delivery areaBedford CountyCentral Time

Population

5,000

Median household income

$86K

U.S. $81K

Median home value

$345K

U.S. $333K

Median rent

$1,151/mo

U.S. $1,413

Median age

41.4

U.S. 38.9

Land area

92 sq mi

54 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 37020

37020 is a small-town zip code in Bell Buckle, Tennessee (Bedford County), covering 92 sq mi of land. About 5,000 people live here, or 54 per square mile. The median resident is 41.4 years old, compared with 38.9 nationally.

The median household earns $86,034 a year, close to the national median of $80,734. 5.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $345,100, or 4.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 95% of occupied homes are lived in by their owners, and renters pay a median of $1,151 a month.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.3 minutes each way, and 24% of workers work from home. The most common jobs among working residents are in production and manufacturing; management; and office and administrative support.

How 37020 compares

Sorted from highest to lowest national percentile

Homeownership rate95.3%
99th
StrengthU.S. 65.2% · TN 66.9%19th of 600 in TN
Work from home23.5%
85th
U.S. 15.1% · TN 12.9%36th of 608 in TN
Veterans8.5%
81st
U.S. 6.2% · TN 7.3%198th of 607 in TN
Average commute31.3 min
80th
WeaknessU.S. 26.4 min · TN 25.7 min186th of 597 in TN
Median age41.4
68th
U.S. 38.9 · TN 38.9340th of 608 in TN
Rent-burdened renters55.3%
68th
U.S. 51.1% · TN 48.8%123rd of 584 in TN
Median earnings per worker$54,655
67th
U.S. $49,666 · TN $45,22974th of 606 in TN
Self-employed workers10.7%
66th
U.S. 10% · TN 9.8%223rd of 607 in TN
Per capita income$43,451
59th
U.S. $44,673 · TN $39,437111th of 608 in TN
Median household income$86,034
57th
U.S. $80,734 · TN $69,59595th of 590 in TN
Median home value$345,100
52nd
U.S. $332,700 · TN $286,70096th of 590 in TN
Residents 65 and older16.1%
47th
U.S. 17.2% · TN 17.1%426th of 608 in TN
Residents under 1821.4%
43rd
U.S. 22% · TN 22.2%275th of 608 in TN
Bachelor's degree or higher27.7%
41st
U.S. 35.7% · TN 31.1%155th of 604 in TN
Housing vacancy5.3%
36th
U.S. 10.1% · TN 10.2%526th of 602 in TN
Government workers11.8%
34th
U.S. 14.5% · TN 13.7%420th of 607 in TN
Income inequality (Gini)0.416
33rd
U.S. 0.483 · TN 0.476382nd of 600 in TN
Median gross rent$1,151
32nd
U.S. $1,413 · TN $1,189134th of 515 in TN
Foreign-born residents3.8%
23rd
U.S. 14.1% · TN 6.1%170th of 608 in TN
Broadband access87.7%
22nd
U.S. 91% · TN 89.2%259th of 600 in TN
Tech workers1.3%
18th
U.S. 3.8% · TN 2.8%302nd of 607 in TN
Diversity index23.1
16th
U.S. 61.4 · TN 46.4273rd of 608 in TN
Uninsured rate3.2%
14th
StrengthU.S. 8.4% · TN 10%565th of 607 in TN
Poverty rate5.2%
13th
StrengthU.S. 12.5% · TN 13.8%537th of 600 in TN
Healthcare workers6.3%
10th
U.S. 9.7% · TN 9.6%469th of 607 in TN
Population5,000
8th
U.S. 334,922,499 · TN 7,066,383302nd of 608 in TN
Population density54/sq mi
8th
U.S. 95/sq mi · TN 171/sq mi387th of 608 in TN
Unemployment rate2%
5th
StrengthU.S. 5.2% · TN 4.7%481st of 607 in TN

Measure	37020	Bedford	TN	U.S.	National percentile	Rank in TN
Homeownership rateStrength	95.3%	71.9%	66.9%	65.2%	99th	19th of 600
Work from home	23.5%	10.5%	12.9%	15.1%	85th	36th of 608
Veterans	8.5%	6.2%	7.3%	6.2%	81st	198th of 607
Average commuteWeakness	31.3 min	28.4 min	25.7 min	26.4 min	80th	186th of 597
Median age	41.4	37.6	38.9	38.9	68th	340th of 608
Rent-burdened renters	55.3%	47.2%	48.8%	51.1%	68th	123rd of 584
Median earnings per worker	$54,655	$41,926	$45,229	$49,666	67th	74th of 606
Self-employed workers	10.7%	11.3%	9.8%	10%	66th	223rd of 607
Per capita income	$43,451	$32,163	$39,437	$44,673	59th	111th of 608
Median household income	$86,034	$67,225	$69,595	$80,734	57th	95th of 590
Median home value	$345,100	$281,200	$286,700	$332,700	52nd	96th of 590
Residents 65 and older	16.1%	14.8%	17.1%	17.2%	47th	426th of 608
Residents under 18	21.4%	25.3%	22.2%	22%	43rd	275th of 608
Bachelor's degree or higher	27.7%	17.2%	31.1%	35.7%	41st	155th of 604
Housing vacancy	5.3%	4.8%	10.2%	10.1%	36th	526th of 602
Government workers	11.8%	13.7%	13.7%	14.5%	34th	420th of 607
Income inequality (Gini)	0.416	0.424	0.476	0.483	33rd	382nd of 600
Median gross rent	$1,151	$1,051	$1,189	$1,413	32nd	134th of 515
Foreign-born residents	3.8%	8.6%	6.1%	14.1%	23rd	170th of 608
Broadband access	87.7%	87.2%	89.2%	91%	22nd	259th of 600
Tech workers	1.3%	1.4%	2.8%	3.8%	18th	302nd of 607
Diversity index	23.1	43.9	46.4	61.4	16th	273rd of 608
Uninsured rateStrength	3.2%	14.6%	10%	8.4%	14th	565th of 607
Poverty rateStrength	5.2%	12.6%	13.8%	12.5%	13th	537th of 600
Healthcare workers	6.3%	5.5%	9.6%	9.7%	10th	469th of 607
Population	5,000	52,237	7,066,383	334,922,499	8th	302nd of 608
Population density	54/sq mi	110/sq mi	171/sq mi	95/sq mi	8th	387th of 608
Unemployment rateStrength	2%	4.2%	4.7%	5.2%	5th	481st of 607

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

12%

25–34

14%

35–44

17%

45–54

13%

55–64

65–74

75+

Median age

41.4

Under 18

21.4%

65 and over

16.1%

Race and ethnicity

White87%
Black5%
Hispanic5%
Asian2%
Native American0.0%
Pacific Islander0%
Other0.1%
Multiracial0.9%

Diversity index

23.1

U.S. 61.4

Foreign-born

3.8%

U.S. 14.1%

Born in state

57.6%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,998
Average household size: 2.5
Family households: 72.4%
Married couples: 58.7%
Living alone: 25.8%
Veterans (of adults): 8.5%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

10%

$50–75k

21%

$75–100k

23%

$100–150k

21%

$150–200k

$200k+

11%

Median household income

37020

$86,034

Bedford Co.

$67,225

Tennessee

$69,595

United States

$80,734

Per capita income

$43,451

U.S. $44,673

Poverty rate

5.2%

U.S. 12.5%

Households earning $150K+

16%

U.S. 23%

Income inequality (Gini)

0.416

U.S. 0.483

Housing

Median home value

37020

$345,100

Bedford Co.

$281,200

Tennessee

$286,700

United States

$332,700

Median gross rent

37020

$1,151

Bedford Co.

$1,051

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

94%

2–4 units

0.0%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,110
Owner-occupied: 95.3%
Vacant: 5.3%
Median year built: 2000
Median rooms: 6
Renters paying 30%+ of income: 55.3%
Renters paying 50%+ of income: 34%
Home value to income: 4.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

67%

Carpooled

Transit

Walked

Bicycle

Worked from home

24%

Other

Commute time (one way)

<10 min

13%

10–19

14%

20–29

24%

30–44

21%

45–59

13%

60+

15%

Average commute

31.3 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

63.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

15%

Management

12%

Office and admin

Construction and repair

Education

Healthcare

Transportation and moving

Food service

Business and finance

Cleaning and personal care

Engineering and science

Sales

Arts, media and sports

Legal and social services

Farming, fishing and forestry

Computer and math

Police and fire

0.4%

Industries

Manufacturing

24%

Education

10%

Retail

Health care and social assistance

Restaurants and hotels

Construction

Finance, insurance and real estate

Transportation, warehousing and utilities

Admin, support and management

Professional and technical services

Public administration

Information

Agriculture and mining

Other services

Arts and recreation

0.6%

Wholesale

0.4%

Median earnings per worker

$54,655

U.S. $49,666

Self-employed

10.7%

U.S. 10%

Government workers

11.8%

U.S. 14.5%

Nonprofit workers

2.8%

U.S. 8.8%

Median earnings by type of work

Type of work	37020	U.S.
Management, business, science and arts	$62,993	$74,888
Service	$32,434	$26,804
Sales and office	$36,750	$40,476
Construction and maintenance	$44,464	$49,199
Production and transportation	$60,611	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

30%

Associate's

Bachelor's

21%

Graduate

High school graduate or higher: 93.1%
Bachelor's degree or higher: 27.7%
Graduate or professional degree: 6.5%
Households with broadband: 87.7%
Cable, fiber or DSL: 67.6%
No internet access: 10.1%
Without health insurance: 3.2%
Limited-English households: 1.1%

Geography

City (USPS): Bell Buckle
State: Tennessee
County: Bedford County
Center point: 35.6344° N, 86.4071° W
Land area: 92 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

37020 spans 2 counties

Bedford County76% of land
Rutherford County24% of land

Zip codes near 37020

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
37063	Fosterville, TN · PO box	1.4 mi	—	—	—
37037	Christiana, TN	5.7 mi	9,855	$102,645	$391,200
37162	Shelbyville, TN · PO box	8.9 mi	—	—	—
37180	Unionville, TN	9.5 mi	3,397	$96,500	$297,600
37161	Shelbyville, TN · PO box	11 mi	—	—	—
37018	Beechgrove, TN	11 mi	2,501	$63,091	$196,700
37127	Murfreesboro, TN	11 mi	21,499	$91,401	$375,400
37183	Wartrace, TN	11 mi	3,523	$81,126	$245,300
37153	Rockvale, TN	12 mi	5,682	$99,143	$448,700
37128	Murfreesboro, TN	12 mi	79,268	$93,665	$397,900
37160	Shelbyville, TN	13 mi	38,148	$64,800	$277,700
37133	Murfreesboro, TN · PO box	15 mi	—	—	—

Zip codes like 37020 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 37020

What city is zip code 37020?

37020 is assigned to Bell Buckle, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 37020 in?

37020 is mostly in Bedford County, but it extends into 1 other county.

What is the population of 37020?

About 5,000 people live in 37020, according to the Census Bureau's American Community Survey.

What time zone is 37020 in?

37020 is in Central Time.

What is the median household income in 37020?

The median household income in 37020 is $86,034.

What zip codes are near 37020?

The closest zip codes to 37020 are 37063, 37037, 37162, 37180, 37161.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 37020, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.