Zip code 34972: Okeechobee, Florida

Q: What city is zip code 34972?

34972 is assigned to Okeechobee, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 34972 in?

34972 is mostly in Okeechobee County, but it extends into 2 other counties.

Q: What is the population of 34972?

About 20,066 people live in 34972, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 34972?

The median household income in 34972 is $61,040.

Q: What zip codes are near 34972?

The closest zip codes to 34972 are 34973, 33857, 32966, 34945, 34974.

Residential delivery areaOkeechobee CountyEastern Time

Population

20,066

Median household income

$61K

U.S. $81K

Median home value

$220K

U.S. $333K

Median rent

$1,063/mo

U.S. $1,413

Median age

37.9

U.S. 38.9

Land area

855 sq mi

24 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 34972

34972 is a rural zip code in Okeechobee, Florida (Okeechobee County), covering 855 sq mi of land. About 20,066 people live here, or 24 per square mile. The median resident is 37.9 years old, compared with 38.9 nationally.

The median household earns $61,040 a year, 24% below the national median of $80,734. 20.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $220,000, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 63% of occupied homes are lived in by their owners, and renters pay a median of $1,063 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.4 minutes each way, and 3% of workers work from home. The most common jobs among working residents are in construction and repair; healthcare; and sales. 30% of households speak a language other than English at home, most often Spanish.

How 34972 compares

Sorted from highest to lowest national percentile

Uninsured rate18.9%
94th
WeaknessU.S. 8.4% · FL 11.5%92nd of 973 in FL
Poverty rate20.5%
85th
WeaknessU.S. 12.5% · FL 12.6%141st of 970 in FL
Healthcare workers12.1%
82nd
U.S. 9.7% · FL 9.5%159th of 973 in FL
Housing vacancy12.5%
80th
U.S. 10.1% · FL 14.7%465th of 969 in FL
Diversity index62.8
78th
U.S. 61.4 · FL 64.7195th of 977 in FL
Self-employed workers11.9%
76th
U.S. 10% · FL 12.8%525th of 973 in FL
Government workers17.1%
72nd
U.S. 14.5% · FL 11.7%174th of 973 in FL
Average commute28.4 min
65th
U.S. 26.4 min · FL 28 min420th of 948 in FL
Residents under 1823.5%
63rd
U.S. 22% · FL 19.5%203rd of 977 in FL
Foreign-born residents13.9%
62nd
U.S. 14.1% · FL 21.9%405th of 977 in FL
Veterans6.6%
61st
U.S. 6.2% · FL 7.4%597th of 976 in FL
Income inequality (Gini)0.443
57th
U.S. 0.483 · FL 0.485503rd of 968 in FL
Rent-burdened renters49.9%
47th
U.S. 51.1% · FL 60.1%715th of 945 in FL
Median age37.9
41st
U.S. 38.9 · FL 42.6763rd of 977 in FL
Homeownership rate62.8%
37th
U.S. 65.2% · FL 67.6%701st of 969 in FL
Unemployment rate4.1%
36th
U.S. 5.2% · FL 4.8%542nd of 973 in FL
Median earnings per worker$43,329
34th
U.S. $49,666 · FL $44,337498th of 961 in FL
Population20,066
31st
U.S. 334,922,499 · FL 22,416,077490th of 977 in FL
Median home value$220,000
26th
U.S. $332,700 · FL $359,000758th of 935 in FL
Median gross rent$1,063
26th
U.S. $1,413 · FL $1,669766th of 902 in FL
Residents 65 and older13.1%
24th
U.S. 17.2% · FL 21.3%835th of 977 in FL
Median household income$61,040
22nd
U.S. $80,734 · FL $74,568682nd of 948 in FL
Tech workers0.9%
11th
U.S. 3.8% · FL 3.1%787th of 973 in FL
Per capita income$25,374
9th
WeaknessU.S. $44,673 · FL $42,609860th of 977 in FL
Bachelor's degree or higher14.7%
9th
WeaknessU.S. 35.7% · FL 34.1%843rd of 975 in FL
Broadband access83.4%
9th
WeaknessU.S. 91% · FL 91.6%863rd of 969 in FL
Population density24/sq mi
3rd
U.S. 95/sq mi · FL 418/sq mi938th of 977 in FL
Work from home3%
2nd
U.S. 15.1% · FL 15.7%922nd of 975 in FL

Measure	34972	Okeechobee	FL	U.S.	National percentile	Rank in FL
Uninsured rateWeakness	18.9%	17.2%	11.5%	8.4%	94th	92nd of 973
Poverty rateWeakness	20.5%	18%	12.6%	12.5%	85th	141st of 970
Healthcare workers	12.1%	10.8%	9.5%	9.7%	82nd	159th of 973
Housing vacancy	12.5%	18.6%	14.7%	10.1%	80th	465th of 969
Diversity index	62.8	54.3	64.7	61.4	78th	195th of 977
Self-employed workers	11.9%	13.2%	12.8%	10%	76th	525th of 973
Government workers	17.1%	19.4%	11.7%	14.5%	72nd	174th of 973
Average commute	28.4 min	28.4 min	28 min	26.4 min	65th	420th of 948
Residents under 18	23.5%	21.4%	19.5%	22%	63rd	203rd of 977
Foreign-born residents	13.9%	13.4%	21.9%	14.1%	62nd	405th of 977
Veterans	6.6%	8.2%	7.4%	6.2%	61st	597th of 976
Income inequality (Gini)	0.443	0.446	0.485	0.483	57th	503rd of 968
Rent-burdened renters	49.9%	49.4%	60.1%	51.1%	47th	715th of 945
Median age	37.9	40.8	42.6	38.9	41st	763rd of 977
Homeownership rate	62.8%	73.9%	67.6%	65.2%	37th	701st of 969
Unemployment rate	4.1%	4.4%	4.8%	5.2%	36th	542nd of 973
Median earnings per worker	$43,329	$42,973	$44,337	$49,666	34th	498th of 961
Population	20,066	40,816	22,416,077	334,922,499	31st	490th of 977
Median home value	$220,000	$193,000	$359,000	$332,700	26th	758th of 935
Median gross rent	$1,063	$1,082	$1,669	$1,413	26th	766th of 902
Residents 65 and older	13.1%	20%	21.3%	17.2%	24th	835th of 977
Median household income	$61,040	$57,984	$74,568	$80,734	22nd	682nd of 948
Tech workers	0.9%	1.2%	3.1%	3.8%	11th	787th of 973
Per capita incomeWeakness	$25,374	$28,796	$42,609	$44,673	9th	860th of 977
Bachelor's degree or higherWeakness	14.7%	15.8%	34.1%	35.7%	9th	843rd of 975
Broadband accessWeakness	83.4%	84.4%	91.6%	91%	9th	863rd of 969
Population density	24/sq mi	53/sq mi	418/sq mi	95/sq mi	3rd	938th of 977
Work from home	3%	6.6%	15.7%	15.1%	2nd	922nd of 975

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

14%

25–34

14%

35–44

14%

45–54

12%

55–64

65–74

75+

Median age

37.9

Under 18

23.5%

65 and over

13.1%

Race and ethnicity

White51%
Black14%
Hispanic29%
Asian0.5%
Native American0.0%
Pacific Islander0%
Other0.6%
Multiracial4%

Diversity index

62.8

U.S. 61.4

Foreign-born

13.9%

U.S. 14.1%

Born in state

58.7%

Language spoken at home (households)

English only

70%

Spanish

26%

Other Indo-European

Asian / Pacific

0.2%

Other

0.6%

Households

Households: 6,290
Average household size: 2.8
Family households: 72.6%
Married couples: 45.8%
Living alone: 22.5%
Veterans (of adults): 6.6%
Male / female: 56% / 44%

Income and poverty

Household income distribution

<$25k

19%

$25–50k

23%

$50–75k

18%

$75–100k

17%

$100–150k

11%

$150–200k

$200k+

Median household income

34972

$61,040

Okeechobee Co.

$57,984

Florida

$74,568

United States

$80,734

Per capita income

$25,374

U.S. $44,673

Poverty rate

20.5%

U.S. 12.5%

Households earning $150K+

11.8%

U.S. 23%

Income inequality (Gini)

0.443

U.S. 0.483

Housing

Median home value

34972

$220,000

Okeechobee Co.

$193,000

Florida

$359,000

United States

$332,700

Median gross rent

34972

$1,063

Okeechobee Co.

$1,082

Florida

$1,669

United States

$1,413

Types of housing

Single-family

66%

2–4 units

5–19 units

20+ units

Mobile home

27%

Boat, RV, van

0.9%

Housing units: 7,185
Owner-occupied: 62.8%
Vacant: 12.5%
Median year built: 1989
Median rooms: 5.1
Renters paying 30%+ of income: 49.9%
Renters paying 50%+ of income: 28%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

16%

Transit

Walked

0.7%

Bicycle

0.8%

Worked from home

Other

Commute time (one way)

<10 min

23%

10–19

26%

20–29

13%

30–44

16%

45–59

60+

18%

Average commute

28.4 min

U.S. 26.4 min

Unemployment

4.1%

U.S. 5.2%

In labor force

51.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

14%

Healthcare

12%

Sales

10%

Office and admin

Management

Transportation and moving

Police and fire

Food service

Cleaning and personal care

Education

Production

Farming, fishing and forestry

Legal and social services

Business and finance

Engineering and science

Computer and math

0.9%

Arts, media and sports

0.6%

Industries

Health care and social assistance

14%

Retail

12%

Construction

11%

Public administration

11%

Restaurants and hotels

10%

Agriculture and mining

Professional and technical services

Admin, support and management

Other services

Education

Transportation, warehousing and utilities

Finance, insurance and real estate

Manufacturing

Arts and recreation

Wholesale

Information

0.4%

Median earnings per worker

$43,329

U.S. $49,666

Self-employed

11.9%

U.S. 10%

Government workers

17.1%

U.S. 14.5%

Nonprofit workers

5.6%

U.S. 8.8%

Median earnings by type of work

Type of work	34972	U.S.
Management, business, science and arts	$60,253	$74,888
Service	$33,446	$26,804
Sales and office	$32,042	$40,476
Construction and maintenance	$48,866	$49,199
Production and transportation	$31,657	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

22%

High school

36%

Some college

21%

Associate's

Bachelor's

Graduate

High school graduate or higher: 77.9%
Bachelor's degree or higher: 14.7%
Graduate or professional degree: 6.6%
Households with broadband: 83.4%
Cable, fiber or DSL: 57.1%
No internet access: 13.9%
Without health insurance: 18.9%
Limited-English households: 4.2%

Geography

City (USPS): Okeechobee
State: Florida
County: Okeechobee County
Center point: 27.4780° N, 80.9087° W
Land area: 855 sq mi
Water area: 11 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

34972 spans 3 counties

Okeechobee County80% of land
Osceola County14% of land
St. Lucie County6% of land

Zip codes near 34972

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
34973	Okeechobee, FL · PO box	17 mi	—	—	—
33857	Lorida, FL	18 mi	756	$80,313	$191,700
32966	Vero Beach, FL	19 mi	20,686	$66,771	$294,200
34945	Fort Pierce, FL	22 mi	6,321	$87,568	$345,700
34974	Okeechobee, FL	23 mi	23,975	$53,013	$164,100
34988	Port Saint Lucie, FL · PO box	26 mi	—	—	—
32968	Vero Beach, FL	26 mi	15,912	$94,113	$411,200
32948	Fellsmere, FL	26 mi	7,112	$60,945	$225,200
32969	Vero Beach, FL · PO box	26 mi	—	—	—
32978	Sebastian, FL · PO box	26 mi	—	—	—
33876	Sebring, FL	27 mi	6,816	$55,564	$174,100
33867	River Ranch, FL	28 mi	43	—	—

Zip codes like 34972 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 34972

What city is zip code 34972?

34972 is assigned to Okeechobee, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 34972 in?

34972 is mostly in Okeechobee County, but it extends into 2 other counties.

What is the population of 34972?

About 20,066 people live in 34972, according to the Census Bureau's American Community Survey.

What time zone is 34972 in?

34972 is in Eastern Time.

What is the median household income in 34972?

The median household income in 34972 is $61,040.

What zip codes are near 34972?

The closest zip codes to 34972 are 34973, 33857, 32966, 34945, 34974.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 34972, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.