Zip code 34684: Palm Harbor, Florida

Q: What city is zip code 34684?

34684 is assigned to Palm Harbor, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 34684 in?

34684 is in Pinellas County, Florida.

Q: What is the population of 34684?

About 27,029 people live in 34684, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 34684?

The median household income in 34684 is $72,145.

Q: What zip codes are near 34684?

The closest zip codes to 34684 are 34683, 34682, 34685, 34681, 33761.

Residential delivery areaPinellas CountyEastern Time

Population

27,029

Median household income

$72K

U.S. $81K

Median home value

$342K

U.S. $333K

Median rent

$1,854/mo

U.S. $1,413

Median age

55.3

U.S. 38.9

Land area

6.7 sq mi

4,013 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 34684

34684 is an urban zip code in Palm Harbor, Florida (Pinellas County), covering 6.7 sq mi of land. About 27,029 people live here, or 4,013 per square mile. The median resident is 55.3 years old, compared with 38.9 nationally.

The median household earns $72,145 a year, close to the national median of $80,734. 10.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $342,400, or 4.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 73% of occupied homes are lived in by their owners, and renters pay a median of $1,854 a month.

38% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.2 minutes each way, and 20% of workers work from home. The most common jobs among working residents are in management, sales and healthcare. 16% of them are self-employed (U.S.: 10%).

How 34684 compares

Sorted from highest to lowest national percentile

Rent-burdened renters75.7%
99th
WeaknessU.S. 51.1% · FL 60.1%51st of 945 in FL
Residents 65 and older36.5%
99th
U.S. 17.2% · FL 21.3%138th of 977 in FL
Median age55.3
98th
U.S. 38.9 · FL 42.6165th of 977 in FL
Self-employed workers15.7%
92nd
U.S. 10% · FL 12.8%270th of 973 in FL
Healthcare workers12.5%
85th
U.S. 9.7% · FL 9.5%135th of 973 in FL
Veterans8.2%
79th
U.S. 6.2% · FL 7.4%452nd of 976 in FL
Income inequality (Gini)0.474
78th
U.S. 0.483 · FL 0.485276th of 968 in FL
Median gross rent$1,854
77th
U.S. $1,413 · FL $1,669248th of 902 in FL
Work from home19.8%
77th
U.S. 15.1% · FL 15.7%247th of 975 in FL
Population density4,013/sq mi
75th
U.S. 95/sq mi · FL 418/sq mi189th of 977 in FL
Housing vacancy10.7%
74th
U.S. 10.1% · FL 14.7%547th of 969 in FL
Per capita income$47,236
67th
U.S. $44,673 · FL $42,609293rd of 977 in FL
Median earnings per worker$53,319
64th
U.S. $49,666 · FL $44,337213th of 961 in FL
Bachelor's degree or higher37.6%
61st
U.S. 35.7% · FL 34.1%317th of 975 in FL
Homeownership rate72.9%
61st
U.S. 65.2% · FL 67.6%527th of 969 in FL
Uninsured rate8.3%
61st
U.S. 8.4% · FL 11.5%662nd of 973 in FL
Foreign-born residents13%
60th
U.S. 14.1% · FL 21.9%433rd of 977 in FL
Tech workers3.4%
60th
U.S. 3.8% · FL 3.1%308th of 973 in FL
Average commute27.2 min
58th
U.S. 26.4 min · FL 28 min513th of 948 in FL
Median home value$342,400
52nd
U.S. $332,700 · FL $359,000446th of 935 in FL
Poverty rate10.7%
49th
U.S. 12.5% · FL 12.6%533rd of 970 in FL
Population27,029
43rd
U.S. 334,922,499 · FL 22,416,077362nd of 977 in FL
Median household income$72,145
39th
U.S. $80,734 · FL $74,568489th of 948 in FL
Diversity index33.3
27th
U.S. 61.4 · FL 64.7736th of 977 in FL
Broadband access88.7%
27th
U.S. 91% · FL 91.6%696th of 969 in FL
Government workers11%
27th
U.S. 14.5% · FL 11.7%519th of 973 in FL
Unemployment rate3%
16th
StrengthU.S. 5.2% · FL 4.8%759th of 973 in FL
Residents under 1814.8%
8th
U.S. 22% · FL 19.5%729th of 977 in FL

Measure	34684	Pinellas	FL	U.S.	National percentile	Rank in FL
Rent-burdened rentersWeakness	75.7%	60.1%	60.1%	51.1%	99th	51st of 945
Residents 65 and older	36.5%	26.4%	21.3%	17.2%	99th	138th of 977
Median age	55.3	49	42.6	38.9	98th	165th of 977
Self-employed workers	15.7%	12.9%	12.8%	10%	92nd	270th of 973
Healthcare workers	12.5%	10.5%	9.5%	9.7%	85th	135th of 973
Veterans	8.2%	8.3%	7.4%	6.2%	79th	452nd of 976
Income inequality (Gini)	0.474	0.488	0.485	0.483	78th	276th of 968
Median gross rent	$1,854	$1,642	$1,669	$1,413	77th	248th of 902
Work from home	19.8%	20%	15.7%	15.1%	77th	247th of 975
Population density	4,013/sq mi	3,519/sq mi	418/sq mi	95/sq mi	75th	189th of 977
Housing vacancy	10.7%	17.6%	14.7%	10.1%	74th	547th of 969
Per capita income	$47,236	$48,351	$42,609	$44,673	67th	293rd of 977
Median earnings per worker	$53,319	$48,099	$44,337	$49,666	64th	213th of 961
Bachelor's degree or higher	37.6%	36.8%	34.1%	35.7%	61st	317th of 975
Homeownership rate	72.9%	69.5%	67.6%	65.2%	61st	527th of 969
Uninsured rate	8.3%	10.4%	11.5%	8.4%	61st	662nd of 973
Foreign-born residents	13%	12.4%	21.9%	14.1%	60th	433rd of 977
Tech workers	3.4%	3.7%	3.1%	3.8%	60th	308th of 973
Average commute	27.2 min	25.2 min	28 min	26.4 min	58th	513th of 948
Median home value	$342,400	$355,100	$359,000	$332,700	52nd	446th of 935
Poverty rate	10.7%	11.5%	12.6%	12.5%	49th	533rd of 970
Population	27,029	963,481	22,416,077	334,922,499	43rd	362nd of 977
Median household income	$72,145	$72,646	$74,568	$80,734	39th	489th of 948
Diversity index	33.3	47.1	64.7	61.4	27th	736th of 977
Broadband access	88.7%	90.5%	91.6%	91%	27th	696th of 969
Government workers	11%	10.9%	11.7%	14.5%	27th	519th of 973
Unemployment rateStrength	3%	4.4%	4.8%	5.2%	16th	759th of 973
Residents under 18	14.8%	15.4%	19.5%	22%	8th	729th of 977

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

25–34

11%

35–44

11%

45–54

14%

55–64

17%

65–74

20%

75+

Median age

55.3

Under 18

14.8%

65 and over

36.5%

Race and ethnicity

White81%
Black2%
Hispanic10%
Asian3%
Native American0.1%
Pacific Islander0%
Other0.5%
Multiracial3%

Diversity index

33.3

U.S. 61.4

Foreign-born

13%

U.S. 14.1%

Born in state

23.8%

Language spoken at home (households)

English only

82%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 12,874
Average household size: 2
Family households: 56.8%
Married couples: 43%
Living alone: 38.7%
Veterans (of adults): 8.2%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

17%

$50–75k

18%

$75–100k

14%

$100–150k

17%

$150–200k

$200k+

Median household income

34684

$72,145

Pinellas Co.

$72,646

Florida

$74,568

United States

$80,734

Per capita income

$47,236

U.S. $44,673

Poverty rate

10.7%

U.S. 12.5%

Households earning $150K+

16.8%

U.S. 23%

Income inequality (Gini)

0.474

U.S. 0.483

Housing

Median home value

34684

$342,400

Pinellas Co.

$355,100

Florida

$359,000

United States

$332,700

Median gross rent

34684

$1,854

Pinellas Co.

$1,642

Florida

$1,669

United States

$1,413

Types of housing

Single-family

60%

2–4 units

5–19 units

12%

20+ units

12%

Mobile home

Boat, RV, van

Housing units: 14,419
Owner-occupied: 72.9%
Vacant: 10.7%
Median year built: 1985
Median rooms: 4.9
Renters paying 30%+ of income: 75.7%
Renters paying 50%+ of income: 45.9%
Home value to income: 4.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

70%

Carpooled

Transit

0.3%

Walked

0.9%

Bicycle

0.5%

Worked from home

20%

Other

Commute time (one way)

<10 min

10%

10–19

20%

20–29

28%

30–44

29%

45–59

60+

Average commute

27.2 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

50.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Sales

13%

Healthcare

13%

Office and admin

11%

Business and finance

Construction and repair

Education

Cleaning and personal care

Food service

Transportation and moving

Computer and math

Police and fire

Engineering and science

Legal and social services

Production

Arts, media and sports

Farming, fishing and forestry

0.0%

Industries

Health care and social assistance

15%

Retail

12%

Professional and technical services

11%

Construction

10%

Finance, insurance and real estate

10%

Education

Manufacturing

Other services

Restaurants and hotels

Public administration

Admin, support and management

Transportation, warehousing and utilities

Wholesale

Information

Arts and recreation

0.8%

Agriculture and mining

0.0%

Median earnings per worker

$53,319

U.S. $49,666

Self-employed

15.7%

U.S. 10%

Government workers

11%

U.S. 14.5%

Nonprofit workers

8.8%

U.S. 8.8%

Median earnings by type of work

Type of work	34684	U.S.
Management, business, science and arts	$71,153	$74,888
Service	$26,343	$26,804
Sales and office	$40,199	$40,476
Construction and maintenance	$53,908	$49,199
Production and transportation	$39,614	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

28%

Some college

21%

Associate's

10%

Bachelor's

25%

Graduate

13%

High school graduate or higher: 96.1%
Bachelor's degree or higher: 37.6%
Graduate or professional degree: 12.6%
Households with broadband: 88.7%
Cable, fiber or DSL: 75.1%
No internet access: 5.4%
Without health insurance: 8.3%
Limited-English households: 2.9%

Geography

City (USPS): Palm Harbor
State: Florida
County: Pinellas County
Center point: 28.0807° N, 82.7268° W
Land area: 6.7 sq mi
Water area: 1.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Palm Harbor (unincorporated)98% of zip
Tarpon Springs2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 34684

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
34683	Palm Harbor, FL	2.1 mi	33,911	$92,885	$452,100
34682	Palm Harbor, FL · PO box	2.3 mi	—	—	—
34685	Palm Harbor, FL	2.4 mi	18,132	$94,688	$518,000
34681	Crystal Beach, FL	3.2 mi	1,284	—	$729,000
33761	Clearwater, FL	3.3 mi	18,290	$74,728	$289,700
34660	Ozona, FL · PO box	3.3 mi	—	—	—
34677	Oldsmar, FL	4.1 mi	22,762	$93,474	$387,300
34688	Tarpon Springs, FL	5 mi	8,522	$112,091	$510,100
34698	Dunedin, FL	5 mi	38,171	$74,078	$392,300
34689	Tarpon Springs, FL	5.2 mi	27,324	$74,854	$337,000
33763	Clearwater, FL	5.5 mi	21,146	$54,794	$234,500
34695	Safety Harbor, FL	5.5 mi	18,098	$95,238	$439,300

Zip codes like 34684 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 34684

What city is zip code 34684?

34684 is assigned to Palm Harbor, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 34684 in?

34684 is in Pinellas County, Florida.

What is the population of 34684?

About 27,029 people live in 34684, according to the Census Bureau's American Community Survey.

What time zone is 34684 in?

34684 is in Eastern Time.

What is the median household income in 34684?

The median household income in 34684 is $72,145.

What zip codes are near 34684?

The closest zip codes to 34684 are 34683, 34682, 34685, 34681, 33761.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 34684, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.