Zip code 34428: Crystal River, Florida

Q: What city is zip code 34428?

34428 is assigned to Crystal River, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 34428 in?

34428 is in Citrus County, Florida.

Q: What is the population of 34428?

About 10,163 people live in 34428, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 34428?

The median household income in 34428 is $50,779.

Q: What zip codes are near 34428?

The closest zip codes to 34428 are 34429, 34498, 34433, 34423, 34465.

Residential delivery areaCitrus CountyEastern Time

Population

10,163

Median household income

$51K

U.S. $81K

Median home value

$260K

U.S. $333K

Median rent

$974/mo

U.S. $1,413

Median age

55.2

U.S. 38.9

Land area

67 sq mi

151 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 34428

34428 is a small-town zip code in Crystal River, Florida (Citrus County), covering 67 sq mi of land. About 10,163 people live here, or 151 per square mile. The median resident is 55.2 years old, compared with 38.9 nationally.

The median household earns $50,779 a year, 37% below the national median of $80,734. 20.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $260,200, or 5.1 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $974 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.2 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and sales. 19% of them are self-employed (U.S.: 10%).

How 34428 compares

Sorted from highest to lowest national percentile

Median age55.2
98th
U.S. 38.9 · FL 42.6166th of 977 in FL
Residents 65 and older33.2%
98th
U.S. 17.2% · FL 21.3%173rd of 977 in FL
Veterans13.9%
97th
U.S. 6.2% · FL 7.4%93rd of 976 in FL
Self-employed workers19%
97th
U.S. 10% · FL 12.8%144th of 973 in FL
Uninsured rate16.6%
91st
WeaknessU.S. 8.4% · FL 11.5%157th of 973 in FL
Housing vacancy15.8%
88th
U.S. 10.1% · FL 14.7%350th of 969 in FL
Rent-burdened renters62.3%
88th
WeaknessU.S. 51.1% · FL 60.1%335th of 945 in FL
Poverty rate20.2%
85th
WeaknessU.S. 12.5% · FL 12.6%148th of 970 in FL
Homeownership rate77.2%
72nd
U.S. 65.2% · FL 67.6%426th of 969 in FL
Income inequality (Gini)0.462
71st
U.S. 0.483 · FL 0.485358th of 968 in FL
Work from home11.6%
44th
U.S. 15.1% · FL 15.7%609th of 975 in FL
Average commute24.2 min
38th
U.S. 26.4 min · FL 28 min708th of 948 in FL
Median home value$260,200
35th
U.S. $332,700 · FL $359,000654th of 935 in FL
Unemployment rate3.9%
32nd
U.S. 5.2% · FL 4.8%579th of 973 in FL
Government workers11.1%
28th
U.S. 14.5% · FL 11.7%499th of 973 in FL
Foreign-born residents4.2%
25th
U.S. 14.1% · FL 21.9%814th of 977 in FL
Healthcare workers7.6%
22nd
U.S. 9.7% · FL 9.5%701st of 973 in FL
Bachelor's degree or higher20.2%
21st
U.S. 35.7% · FL 34.1%720th of 975 in FL
Per capita income$30,006
19th
WeaknessU.S. $44,673 · FL $42,609750th of 977 in FL
Median gross rent$974
19th
U.S. $1,413 · FL $1,669808th of 902 in FL
Population density151/sq mi
18th
U.S. 95/sq mi · FL 418/sq mi776th of 977 in FL
Diversity index24.7
18th
U.S. 61.4 · FL 64.7839th of 977 in FL
Population10,163
16th
U.S. 334,922,499 · FL 22,416,077704th of 977 in FL
Broadband access86.3%
16th
WeaknessU.S. 91% · FL 91.6%802nd of 969 in FL
Median household income$50,779
9th
WeaknessU.S. $80,734 · FL $74,568832nd of 948 in FL
Residents under 1813.9%
6th
U.S. 22% · FL 19.5%765th of 977 in FL
Tech workers0.5%
6th
U.S. 3.8% · FL 3.1%842nd of 973 in FL
Median earnings per worker$32,270
5th
WeaknessU.S. $49,666 · FL $44,337899th of 961 in FL

Measure	34428	Citrus	FL	U.S.	National percentile	Rank in FL
Median age	55.2	56.9	42.6	38.9	98th	166th of 977
Residents 65 and older	33.2%	36.5%	21.3%	17.2%	98th	173rd of 977
Veterans	13.9%	12.8%	7.4%	6.2%	97th	93rd of 976
Self-employed workers	19%	11.1%	12.8%	10%	97th	144th of 973
Uninsured rateWeakness	16.6%	10.4%	11.5%	8.4%	91st	157th of 973
Housing vacancy	15.8%	16.1%	14.7%	10.1%	88th	350th of 969
Rent-burdened rentersWeakness	62.3%	56%	60.1%	51.1%	88th	335th of 945
Poverty rateWeakness	20.2%	15.6%	12.6%	12.5%	85th	148th of 970
Homeownership rate	77.2%	85.2%	67.6%	65.2%	72nd	426th of 969
Income inequality (Gini)	0.462	0.490	0.485	0.483	71st	358th of 968
Work from home	11.6%	13.6%	15.7%	15.1%	44th	609th of 975
Average commute	24.2 min	27.8 min	28 min	26.4 min	38th	708th of 948
Median home value	$260,200	$245,500	$359,000	$332,700	35th	654th of 935
Unemployment rate	3.9%	6.4%	4.8%	5.2%	32nd	579th of 973
Government workers	11.1%	12.8%	11.7%	14.5%	28th	499th of 973
Foreign-born residents	4.2%	5.6%	21.9%	14.1%	25th	814th of 977
Healthcare workers	7.6%	10.7%	9.5%	9.7%	22nd	701st of 973
Bachelor's degree or higher	20.2%	20.6%	34.1%	35.7%	21st	720th of 975
Per capita incomeWeakness	$30,006	$36,732	$42,609	$44,673	19th	750th of 977
Median gross rent	$974	$1,107	$1,669	$1,413	19th	808th of 902
Population density	151/sq mi	279/sq mi	418/sq mi	95/sq mi	18th	776th of 977
Diversity index	24.7	26.6	64.7	61.4	18th	839th of 977
Population	10,163	162,472	22,416,077	334,922,499	16th	704th of 977
Broadband accessWeakness	86.3%	90.9%	91.6%	91%	16th	802nd of 969
Median household incomeWeakness	$50,779	$56,546	$74,568	$80,734	9th	832nd of 948
Residents under 18	13.9%	14.7%	19.5%	22%	6th	765th of 977
Tech workers	0.5%	2.4%	3.1%	3.8%	6th	842nd of 973
Median earnings per workerWeakness	$32,270	$37,781	$44,337	$49,666	5th	899th of 961

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

10%

5–17

18–24

11%

25–34

35–44

45–54

17%

55–64

21%

65–74

12%

75+

Median age

55.2

Under 18

13.9%

65 and over

33.2%

Race and ethnicity

White86%
Black1.0%
Hispanic4%
Asian2%
Native American0.7%
Pacific Islander0%
Other0.2%
Multiracial6%

Diversity index

24.7

U.S. 61.4

Foreign-born

4.2%

U.S. 14.1%

Born in state

35.6%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 4,513
Average household size: 2.3
Family households: 61.4%
Married couples: 46.2%
Living alone: 29%
Veterans (of adults): 13.9%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

26%

$25–50k

24%

$50–75k

17%

$75–100k

13%

$100–150k

11%

$150–200k

$200k+

Median household income

34428

$50,779

Citrus Co.

$56,546

Florida

$74,568

United States

$80,734

Per capita income

$30,006

U.S. $44,673

Poverty rate

20.2%

U.S. 12.5%

Households earning $150K+

9.7%

U.S. 23%

Income inequality (Gini)

0.462

U.S. 0.483

Housing

Median home value

34428

$260,200

Citrus Co.

$245,500

Florida

$359,000

United States

$332,700

Median gross rent

34428

$974

Citrus Co.

$1,107

Florida

$1,669

United States

$1,413

Types of housing

Single-family

63%

2–4 units

5–19 units

20+ units

Mobile home

24%

Boat, RV, van

Housing units: 5,362
Owner-occupied: 77.2%
Vacant: 15.8%
Median year built: 1988
Median rooms: 5.2
Renters paying 30%+ of income: 62.3%
Renters paying 50%+ of income: 30.6%
Home value to income: 5.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

11%

Transit

Walked

Bicycle

Worked from home

12%

Other

Commute time (one way)

<10 min

18%

10–19

28%

20–29

26%

30–44

13%

45–59

60+

Average commute

24.2 min

U.S. 26.4 min

Unemployment

3.9%

U.S. 5.2%

In labor force

44.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

19%

Construction and repair

13%

Sales

11%

Management

11%

Healthcare

Cleaning and personal care

Education

Transportation and moving

Production

Food service

Legal and social services

Business and finance

Engineering and science

Farming, fishing and forestry

Police and fire

Computer and math

0.5%

Arts, media and sports

0.3%

Industries

Transportation, warehousing and utilities

17%

Other services

12%

Construction

Education

Retail

Health care and social assistance

Restaurants and hotels

Admin, support and management

Professional and technical services

Finance, insurance and real estate

Manufacturing

Public administration

Agriculture and mining

Information

Arts and recreation

0.8%

Wholesale

0.7%

Median earnings per worker

$32,270

U.S. $49,666

Self-employed

19%

U.S. 10%

Government workers

11.1%

U.S. 14.5%

Nonprofit workers

10.5%

U.S. 8.8%

Median earnings by type of work

Type of work	34428	U.S.
Management, business, science and arts	$53,690	$74,888
Service	$27,593	$26,804
Sales and office	$23,234	$40,476
Construction and maintenance	$42,500	$49,199
Production and transportation	$28,438	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

39%

Some college

23%

Associate's

Bachelor's

13%

Graduate

High school graduate or higher: 88.8%
Bachelor's degree or higher: 20.2%
Graduate or professional degree: 7.5%
Households with broadband: 86.3%
Cable, fiber or DSL: 55.5%
No internet access: 11.7%
Without health insurance: 16.6%
Limited-English households: 1.1%

Geography

City (USPS): Crystal River
State: Florida
County: Citrus County
Center point: 28.9567° N, 82.6476° W
Land area: 67 sq mi
Water area: 14 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Crystal River6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 34428

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
34429	Crystal River, FL	6.2 mi	8,727	$55,395	$253,200
34498	Yankeetown, FL	7.4 mi	675	$60,865	$335,100
34433	Dunnellon, FL	7.6 mi	8,411	$58,946	$239,400
34423	Crystal River, FL · PO box	7.7 mi	—	—	—
34465	Beverly Hills, FL	9.7 mi	18,879	$54,869	$256,400
34449	Inglis, FL	11 mi	3,565	$43,656	$176,400
34460	Lecanto, FL · PO box	11 mi	—	—	—
34447	Homosassa Springs, FL · PO box	11 mi	—	—	—
34464	Beverly Hills, FL · PO box	12 mi	—	—	—
34487	Homosassa, FL	12 mi	0	—	—
34434	Dunnellon, FL	13 mi	11,074	$68,939	$238,400
34430	Dunnellon, FL · PO box	13 mi	—	—	—

Zip codes like 34428 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 34428

What city is zip code 34428?

34428 is assigned to Crystal River, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 34428 in?

34428 is in Citrus County, Florida.

What is the population of 34428?

About 10,163 people live in 34428, according to the Census Bureau's American Community Survey.

What time zone is 34428 in?

34428 is in Eastern Time.

What is the median household income in 34428?

The median household income in 34428 is $50,779.

What zip codes are near 34428?

The closest zip codes to 34428 are 34429, 34498, 34433, 34423, 34465.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 34428, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.