Zip code 33037: Key Largo, Florida

Q: What city is zip code 33037?

33037 is assigned to Key Largo, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 33037 in?

33037 is in Monroe County, Florida.

Q: What is the population of 33037?

About 14,770 people live in 33037, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 33037?

The median household income in 33037 is $86,533.

Q: What zip codes are near 33037?

The closest zip codes to 33037 are 33035, 33070, 33033, 33039, 33030.

Residential delivery areaMonroe CountyEastern Time

Population

14,770

Median household income

$87K

U.S. $81K

Median home value

$683K

U.S. $333K

Median rent

$1,899/mo

U.S. $1,413

Median age

53.2

U.S. 38.9

Land area

33 sq mi

449 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 33037

33037 is a small-town zip code in Key Largo, Florida (Monroe County), covering 33 sq mi of land. About 14,770 people live here, or 449 per square mile. The median resident is 53.2 years old, compared with 38.9 nationally.

The median household earns $86,533 a year, close to the national median of $80,734. 12% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $683,000, or 7.9 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 79% of occupied homes are lived in by their owners, and renters pay a median of $1,899 a month.

42% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.8 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and sales. 22% of them are self-employed (U.S.: 10%). 26% of households speak a language other than English at home, most often Spanish.

How 33037 compares

Sorted from highest to lowest national percentile

Housing vacancy42.4%
99th
U.S. 10.1% · FL 14.7%53rd of 969 in FL
Self-employed workers22.1%
99th
U.S. 10% · FL 12.8%73rd of 973 in FL
Income inequality (Gini)0.555
98th
WeaknessU.S. 0.483 · FL 0.48552nd of 968 in FL
Median age53.2
97th
U.S. 38.9 · FL 42.6206th of 977 in FL
Residents 65 and older31.1%
97th
U.S. 17.2% · FL 21.3%204th of 977 in FL
Veterans10.3%
91st
U.S. 6.2% · FL 7.4%271st of 976 in FL
Per capita income$64,917
89th
StrengthU.S. $44,673 · FL $42,609119th of 977 in FL
Median home value$683,000
87th
U.S. $332,700 · FL $359,00069th of 935 in FL
Median gross rent$1,899
80th
U.S. $1,413 · FL $1,669214th of 902 in FL
Homeownership rate79.2%
77th
U.S. 65.2% · FL 67.6%383rd of 969 in FL
Foreign-born residents21%
76th
U.S. 14.1% · FL 21.9%236th of 977 in FL
Bachelor's degree or higher41.7%
68th
U.S. 35.7% · FL 34.1%249th of 975 in FL
Uninsured rate9.4%
68th
U.S. 8.4% · FL 11.5%573rd of 973 in FL
Rent-burdened renters55.1%
67th
U.S. 51.1% · FL 60.1%585th of 945 in FL
Government workers15.3%
61st
U.S. 14.5% · FL 11.7%228th of 973 in FL
Median household income$86,533
58th
U.S. $80,734 · FL $74,568270th of 948 in FL
Poverty rate12%
56th
U.S. 12.5% · FL 12.6%460th of 970 in FL
Diversity index49.2
50th
U.S. 61.4 · FL 64.7485th of 977 in FL
Work from home12.5%
49th
U.S. 15.1% · FL 15.7%552nd of 975 in FL
Average commute25.8 min
48th
U.S. 26.4 min · FL 28 min609th of 948 in FL
Median earnings per worker$44,504
38th
U.S. $49,666 · FL $44,337442nd of 961 in FL
Population density449/sq mi
31st
U.S. 95/sq mi · FL 418/sq mi648th of 977 in FL
Unemployment rate3.7%
28th
U.S. 5.2% · FL 4.8%630th of 973 in FL
Tech workers1.7%
27th
U.S. 3.8% · FL 3.1%653rd of 973 in FL
Broadband access88.4%
25th
U.S. 91% · FL 91.6%712th of 969 in FL
Population14,770
22nd
U.S. 334,922,499 · FL 22,416,077605th of 977 in FL
Healthcare workers6.4%
10th
U.S. 9.7% · FL 9.5%808th of 973 in FL
Residents under 1813.6%
6th
U.S. 22% · FL 19.5%775th of 977 in FL

Measure	33037	Monroe	FL	U.S.	National percentile	Rank in FL
Housing vacancy	42.4%	37.3%	14.7%	10.1%	99th	53rd of 969
Self-employed workers	22.1%	19.7%	12.8%	10%	99th	73rd of 973
Income inequality (Gini)Weakness	0.555	0.517	0.485	0.483	98th	52nd of 968
Median age	53.2	49.2	42.6	38.9	97th	206th of 977
Residents 65 and older	31.1%	24.7%	21.3%	17.2%	97th	204th of 977
Veterans	10.3%	8.4%	7.4%	6.2%	91st	271st of 976
Per capita incomeStrength	$64,917	$59,543	$42,609	$44,673	89th	119th of 977
Median home value	$683,000	$780,600	$359,000	$332,700	87th	69th of 935
Median gross rent	$1,899	$1,999	$1,669	$1,413	80th	214th of 902
Homeownership rate	79.2%	65.8%	67.6%	65.2%	77th	383rd of 969
Foreign-born residents	21%	19.8%	21.9%	14.1%	76th	236th of 977
Bachelor's degree or higher	41.7%	38.6%	34.1%	35.7%	68th	249th of 975
Uninsured rate	9.4%	12.8%	11.5%	8.4%	68th	573rd of 973
Rent-burdened renters	55.1%	64.5%	60.1%	51.1%	67th	585th of 945
Government workers	15.3%	14.6%	11.7%	14.5%	61st	228th of 973
Median household income	$86,533	$87,738	$74,568	$80,734	58th	270th of 948
Poverty rate	12%	10.6%	12.6%	12.5%	56th	460th of 970
Diversity index	49.2	52.8	64.7	61.4	50th	485th of 977
Work from home	12.5%	13.2%	15.7%	15.1%	49th	552nd of 975
Average commute	25.8 min	19.5 min	28 min	26.4 min	48th	609th of 948
Median earnings per worker	$44,504	$46,907	$44,337	$49,666	38th	442nd of 961
Population density	449/sq mi	83/sq mi	418/sq mi	95/sq mi	31st	648th of 977
Unemployment rate	3.7%	2.9%	4.8%	5.2%	28th	630th of 973
Tech workers	1.7%	1.9%	3.1%	3.8%	27th	653rd of 973
Broadband access	88.4%	89.9%	91.6%	91%	25th	712th of 969
Population	14,770	81,860	22,416,077	334,922,499	22nd	605th of 977
Healthcare workers	6.4%	6.3%	9.5%	9.7%	10th	808th of 973
Residents under 18	13.6%	15.7%	19.5%	22%	6th	775th of 977

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

25–34

11%

35–44

14%

45–54

15%

55–64

16%

65–74

16%

75+

Median age

53.2

Under 18

13.6%

65 and over

31.1%

Race and ethnicity

White65%
Black3%
Hispanic29%
Asian0.2%
Native American0%
Pacific Islander0%
Other1%
Multiracial1%

Diversity index

49.2

U.S. 61.4

Foreign-born

21%

U.S. 14.1%

Born in state

27.4%

Language spoken at home (households)

English only

74%

Spanish

21%

Other Indo-European

Asian / Pacific

0.5%

Other

0.4%

Households

Households: 6,083
Average household size: 2.4
Family households: 65.4%
Married couples: 53.1%
Living alone: 24.6%
Veterans (of adults): 10.3%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

12%

$50–75k

17%

$75–100k

12%

$100–150k

14%

$150–200k

11%

$200k+

19%

Median household income

33037

$86,533

Monroe Co.

$87,738

Florida

$74,568

United States

$80,734

Per capita income

$64,917

U.S. $44,673

Poverty rate

12%

U.S. 12.5%

Households earning $150K+

29.8%

U.S. 23%

Income inequality (Gini)

0.555

U.S. 0.483

Housing

Median home value

33037

$683,000

Monroe Co.

$780,600

Florida

$359,000

United States

$332,700

Median gross rent

33037

$1,899

Monroe Co.

$1,999

Florida

$1,669

United States

$1,413

Types of housing

Single-family

65%

2–4 units

5–19 units

20+ units

Mobile home

13%

Boat, RV, van

0.4%

Housing units: 10,568
Owner-occupied: 79.2%
Vacant: 42.4%
Median year built: 1983
Median rooms: 4.6
Renters paying 30%+ of income: 55.1%
Renters paying 50%+ of income: 27.8%
Home value to income: 7.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

66%

Carpooled

12%

Transit

Walked

Bicycle

Worked from home

13%

Other

Commute time (one way)

<10 min

27%

10–19

27%

20–29

14%

30–44

16%

45–59

60+

14%

Average commute

25.8 min

U.S. 26.4 min

Unemployment

3.7%

U.S. 5.2%

In labor force

53.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Office and admin

11%

Sales

11%

Transportation and moving

Education

Food service

Cleaning and personal care

Construction and repair

Healthcare

Police and fire

Arts, media and sports

Business and finance

Legal and social services

Computer and math

Production

Farming, fishing and forestry

Engineering and science

0.3%

Industries

Restaurants and hotels

11%

Professional and technical services

Education

Construction

Arts and recreation

Health care and social assistance

Retail

Other services

Transportation, warehousing and utilities

Finance, insurance and real estate

Admin, support and management

Public administration

Manufacturing

Wholesale

Information

0.7%

Agriculture and mining

0.6%

Median earnings per worker

$44,504

U.S. $49,666

Self-employed

22.1%

U.S. 10%

Government workers

15.3%

U.S. 14.5%

Nonprofit workers

11.5%

U.S. 8.8%

Median earnings by type of work

Type of work	33037	U.S.
Management, business, science and arts	$55,324	$74,888
Service	$36,073	$26,804
Sales and office	$33,864	$40,476
Construction and maintenance	$39,401	$49,199
Production and transportation	$50,054	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

17%

Associate's

Bachelor's

25%

Graduate

17%

High school graduate or higher: 94.1%
Bachelor's degree or higher: 41.7%
Graduate or professional degree: 16.8%
Households with broadband: 88.4%
Cable, fiber or DSL: 72.3%
No internet access: 4.1%
Without health insurance: 9.4%
Limited-English households: 3.6%

Geography

City (USPS): Key Largo
State: Florida
County: Monroe County
Center point: 25.2258° N, 80.4143° W
Land area: 33 sq mi
Water area: 88 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

North Key Largo (unincorporated)56% of zip
Key Largo (unincorporated)36% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 33037

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
33035	Homestead, FL	14 mi	17,202	$68,354	$364,200
33070	Tavernier, FL	17 mi	5,768	$75,436	$732,800
33033	Homestead, FL	18 mi	71,458	$69,635	$399,300
33039	Homestead, FL	19 mi	0	—	—
33030	Homestead, FL	19 mi	37,678	$46,202	$425,400
33032	Homestead, FL	21 mi	65,132	$73,429	$424,200
33031	Homestead, FL	21 mi	7,323	$109,945	$497,400
33090	Homestead, FL · PO box	23 mi	—	—	—
33092	Homestead, FL · PO box	23 mi	—	—	—
33170	Miami, FL	23 mi	16,652	$73,958	$474,400
33190	Miami, FL	23 mi	18,287	$82,533	$404,900
33187	Miami, FL	24 mi	18,174	$115,206	$574,300

Zip codes like 33037 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 33037

What city is zip code 33037?

33037 is assigned to Key Largo, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 33037 in?

33037 is in Monroe County, Florida.

What is the population of 33037?

About 14,770 people live in 33037, according to the Census Bureau's American Community Survey.

What time zone is 33037 in?

33037 is in Eastern Time.

What is the median household income in 33037?

The median household income in 33037 is $86,533.

What zip codes are near 33037?

The closest zip codes to 33037 are 33035, 33070, 33033, 33039, 33030.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 33037, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.