Zip code 32963: Vero Beach, Florida

Q: What city is zip code 32963?

32963 is assigned to Vero Beach, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 32963 in?

32963 is in Indian River County, Florida.

Q: What is the population of 32963?

About 15,008 people live in 32963, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 32963?

The median household income in 32963 is $149,923.

Q: What zip codes are near 32963?

The closest zip codes to 32963 are 32971, 32967, 32970, 32960, 32964.

Residential delivery areaIndian River CountyEastern Time

Population

15,008

Median household income

$150K

U.S. $81K

Median home value

$944K

U.S. $333K

Median rent

$2,378/mo

U.S. $1,413

Median age

69.1

U.S. 38.9

Land area

17 sq mi

862 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 32963

32963 is a suburban zip code in Vero Beach, Florida (Indian River County), covering 17 sq mi of land. About 15,008 people live here, or 862 per square mile. The median resident is 69.1 years old, compared with 38.9 nationally.

The median household earns $149,923 a year, 86% above the national median of $80,734. 7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $943,900, or 6.3 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 95% of occupied homes are lived in by their owners, and renters pay a median of $2,378 a month.

69% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.2 minutes each way, and 38% of workers work from home. The most common jobs among working residents are in management, sales and healthcare. 31% of them are self-employed (U.S.: 10%).

How 32963 compares

Sorted from highest to lowest national percentile

Per capita income$130,650
99th
StrengthU.S. $44,673 · FL $42,6096th of 977 in FL
Median age69.1
99th
U.S. 38.9 · FL 42.612th of 977 in FL
Homeownership rate95.1%
99th
StrengthU.S. 65.2% · FL 67.6%37th of 969 in FL
Work from home38.3%
99th
U.S. 15.1% · FL 15.7%14th of 975 in FL
Housing vacancy36.3%
99th
U.S. 10.1% · FL 14.7%75th of 969 in FL
Residents 65 and older60.2%
99th
U.S. 17.2% · FL 21.3%11th of 977 in FL
Self-employed workers30.6%
99th
U.S. 10% · FL 12.8%18th of 973 in FL
Median earnings per worker$99,481
98th
StrengthU.S. $49,666 · FL $44,3374th of 961 in FL
Income inequality (Gini)0.550
97th
WeaknessU.S. 0.483 · FL 0.48555th of 968 in FL
Median household income$149,923
95th
StrengthU.S. $80,734 · FL $74,56816th of 948 in FL
Median home value$943,900
95th
U.S. $332,700 · FL $359,00025th of 935 in FL
Bachelor's degree or higher69%
95th
StrengthU.S. 35.7% · FL 34.1%17th of 975 in FL
Median gross rent$2,378
94th
U.S. $1,413 · FL $1,66956th of 902 in FL
Veterans9.3%
86th
U.S. 6.2% · FL 7.4%359th of 976 in FL
Tech workers4.7%
76th
U.S. 3.8% · FL 3.1%136th of 973 in FL
Rent-burdened renters57.1%
74th
U.S. 51.1% · FL 60.1%499th of 945 in FL
Healthcare workers9.3%
47th
U.S. 9.7% · FL 9.5%473rd of 973 in FL
Broadband access91.6%
45th
U.S. 91% · FL 91.6%502nd of 969 in FL
Population density862/sq mi
41st
U.S. 95/sq mi · FL 418/sq mi556th of 977 in FL
Foreign-born residents7.3%
40th
U.S. 14.1% · FL 21.9%684th of 977 in FL
Poverty rate7%
25th
U.S. 12.5% · FL 12.6%787th of 970 in FL
Population15,008
23rd
U.S. 334,922,499 · FL 22,416,077600th of 977 in FL
Unemployment rate2.9%
15th
StrengthU.S. 5.2% · FL 4.8%767th of 973 in FL
Average commute20.2 min
13th
StrengthU.S. 26.4 min · FL 28 min887th of 948 in FL
Diversity index14.8
8th
U.S. 61.4 · FL 64.7922nd of 977 in FL
Uninsured rate2.2%
6th
StrengthU.S. 8.4% · FL 11.5%936th of 973 in FL
Government workers6.6%
3rd
U.S. 14.5% · FL 11.7%857th of 973 in FL
Residents under 185.6%
1st
U.S. 22% · FL 19.5%922nd of 977 in FL

Measure	32963	Indian River	FL	U.S.	National percentile	Rank in FL
Per capita incomeStrength	$130,650	$48,370	$42,609	$44,673	99th	6th of 977
Median age	69.1	55.3	42.6	38.9	99th	12th of 977
Homeownership rateStrength	95.1%	80.1%	67.6%	65.2%	99th	37th of 969
Work from home	38.3%	13.6%	15.7%	15.1%	99th	14th of 975
Housing vacancy	36.3%	18.1%	14.7%	10.1%	99th	75th of 969
Residents 65 and older	60.2%	34.8%	21.3%	17.2%	99th	11th of 977
Self-employed workers	30.6%	14.5%	12.8%	10%	99th	18th of 973
Median earnings per workerStrength	$99,481	$42,857	$44,337	$49,666	98th	4th of 961
Income inequality (Gini)Weakness	0.550	0.498	0.485	0.483	97th	55th of 968
Median household incomeStrength	$149,923	$73,491	$74,568	$80,734	95th	16th of 948
Median home value	$943,900	$351,500	$359,000	$332,700	95th	25th of 935
Bachelor's degree or higherStrength	69%	33.8%	34.1%	35.7%	95th	17th of 975
Median gross rent	$2,378	$1,357	$1,669	$1,413	94th	56th of 902
Veterans	9.3%	9.6%	7.4%	6.2%	86th	359th of 976
Tech workers	4.7%	2.4%	3.1%	3.8%	76th	136th of 973
Rent-burdened renters	57.1%	56.6%	60.1%	51.1%	74th	499th of 945
Healthcare workers	9.3%	10.6%	9.5%	9.7%	47th	473rd of 973
Broadband access	91.6%	89.9%	91.6%	91%	45th	502nd of 969
Population density	862/sq mi	332/sq mi	418/sq mi	95/sq mi	41st	556th of 977
Foreign-born residents	7.3%	10%	21.9%	14.1%	40th	684th of 977
Poverty rate	7%	11.1%	12.6%	12.5%	25th	787th of 970
Population	15,008	166,936	22,416,077	334,922,499	23rd	600th of 977
Unemployment rateStrength	2.9%	4.5%	4.8%	5.2%	15th	767th of 973
Average commuteStrength	20.2 min	23.8 min	28 min	26.4 min	13th	887th of 948
Diversity index	14.8	44.8	64.7	61.4	8th	922nd of 977
Uninsured rateStrength	2.2%	10%	11.5%	8.4%	6th	936th of 973
Government workers	6.6%	11.2%	11.7%	14.5%	3rd	857th of 973
Residents under 18	5.6%	15%	19.5%	22%	1st	922nd of 977

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

35–44

45–54

19%

55–64

29%

65–74

31%

75+

Median age

69.1

Under 18

5.6%

65 and over

60.2%

Race and ethnicity

White92%
Black0.7%
Hispanic3%
Asian2%
Native American0.0%
Pacific Islander0%
Other0.2%
Multiracial2%

Diversity index

14.8

U.S. 61.4

Foreign-born

7.3%

U.S. 14.1%

Born in state

11.4%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

0.8%

Households

Households: 7,825
Average household size: 1.9
Family households: 64.6%
Married couples: 61.9%
Living alone: 30.9%
Veterans (of adults): 9.3%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

$50–75k

10%

$75–100k

$100–150k

13%

$150–200k

11%

$200k+

39%

Median household income

32963

$149,923

Indian River Co.

$73,491

Florida

$74,568

United States

$80,734

Per capita income

$130,650

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

50%

U.S. 23%

Income inequality (Gini)

0.550

U.S. 0.483

Housing

Median home value

32963

$943,900

Indian River Co.

$351,500

Florida

$359,000

United States

$332,700

Median gross rent

32963

$2,378

Indian River Co.

$1,357

Florida

$1,669

United States

$1,413

Types of housing

Single-family

65%

2–4 units

5–19 units

13%

20+ units

18%

Mobile home

0.4%

Boat, RV, van

Housing units: 12,282
Owner-occupied: 95.1%
Vacant: 36.3%
Median year built: 1985
Median rooms: 6.1
Renters paying 30%+ of income: 57.1%
Renters paying 50%+ of income: 33.8%
Home value to income: 6.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

52%

Carpooled

Transit

0.2%

Walked

Bicycle

Worked from home

38%

Other

Commute time (one way)

<10 min

25%

10–19

42%

20–29

15%

30–44

45–59

60+

Average commute

20.2 min

U.S. 26.4 min

Unemployment

2.9%

U.S. 5.2%

In labor force

29.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

25%

Sales

18%

Healthcare

Business and finance

Office and admin

Legal and social services

Computer and math

Engineering and science

Education

Cleaning and personal care

Construction and repair

Arts, media and sports

Transportation and moving

Police and fire

Food service

Production

0.5%

Farming, fishing and forestry

Industries

Professional and technical services

20%

Finance, insurance and real estate

17%

Health care and social assistance

12%

Retail

Manufacturing

Education

Construction

Arts and recreation

Transportation, warehousing and utilities

Wholesale

Admin, support and management

Public administration

Other services

Information

Restaurants and hotels

Agriculture and mining

0.3%

Median earnings per worker

$99,481

U.S. $49,666

Self-employed

30.6%

U.S. 10%

Government workers

6.6%

U.S. 14.5%

Nonprofit workers

3.8%

U.S. 8.8%

Median earnings by type of work

Type of work	32963	U.S.
Management, business, science and arts	$155,656	$74,888
Service	$26,406	$26,804
Sales and office	$63,973	$40,476
Construction and maintenance	$109,773	$49,199
Production and transportation	$22,102	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

12%

Some college

11%

Associate's

Bachelor's

38%

Graduate

31%

High school graduate or higher: 98.8%
Bachelor's degree or higher: 69%
Graduate or professional degree: 30.8%
Households with broadband: 91.6%
Cable, fiber or DSL: 81.4%
No internet access: 7.7%
Without health insurance: 2.2%
Limited-English households: 0%

Geography

City (USPS): Vero Beach
State: Florida
County: Indian River County
Center point: 27.7182° N, 80.3933° W
Land area: 17 sq mi
Water area: 24 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Indian River Shores29% of zip
Vero Beach16% of zip
South Beach (unincorporated)16% of zip
Orchid7% of zip
Wabasso Beach (unincorporated)7% of zip
Windsor (unincorporated)5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 32963

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
32971	Winter Beach, FL · PO box	1.7 mi	—	—	—
32967	Vero Beach, FL	3.7 mi	27,240	$78,058	$423,500
32970	Wabasso, FL	4.3 mi	174	$43,750	—
32960	Vero Beach, FL	5.4 mi	25,259	$54,682	$280,000
32964	Vero Beach, FL · PO box	5.5 mi	—	—	—
32965	Vero Beach, FL · PO box	5.5 mi	—	—	—
32961	Vero Beach, FL · PO box	7.2 mi	—	—	—
32958	Sebastian, FL	8 mi	30,023	$66,840	$313,900
32962	Vero Beach, FL	9.3 mi	25,522	$66,664	$270,600
32957	Roseland, FL · PO box	10 mi	—	—	—
32969	Vero Beach, FL · PO box	11 mi	—	—	—
32978	Sebastian, FL · PO box	11 mi	—	—	—

Zip codes like 32963 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 32963

What city is zip code 32963?

32963 is assigned to Vero Beach, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 32963 in?

32963 is in Indian River County, Florida.

What is the population of 32963?

About 15,008 people live in 32963, according to the Census Bureau's American Community Survey.

What time zone is 32963 in?

32963 is in Eastern Time.

What is the median household income in 32963?

The median household income in 32963 is $149,923.

What zip codes are near 32963?

The closest zip codes to 32963 are 32971, 32967, 32970, 32960, 32964.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 32963, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.