32034

Zip code 32034: Fernandina Beach, Florida

Q: What city is zip code 32034?

32034 is assigned to Fernandina Beach, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 32034 in?

32034 is in Nassau County, Florida.

Q: What is the population of 32034?

About 41,029 people live in 32034, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 32034?

The median household income in 32034 is $98,583.

Q: What zip codes are near 32034?

The closest zip codes to 32034 are 32035, 32041, 32226, 32097, 31547.

Residential delivery areaNassau CountyEastern Time

Population

41,029

Median household income

$99K

U.S. $81K

Median home value

$538K

U.S. $333K

Median rent

$1,605/mo

U.S. $1,413

Median age

56.6

U.S. 38.9

Land area

65 sq mi

631 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 32034

32034 is a suburban zip code in Fernandina Beach, Florida (Nassau County), covering 65 sq mi of land. About 41,029 people live here, or 631 per square mile. The median resident is 56.6 years old, compared with 38.9 nationally.

The median household earns $98,583 a year, 22% above the national median of $80,734. 7.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $537,800, or 5.5 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $1,605 a month.

53% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.7 minutes each way, and 20% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and sales.

How 32034 compares

Sorted from highest to lowest national percentile

Median age56.6
98th
U.S. 38.9 · FL 42.6151st of 977 in FL
Residents 65 and older32.7%
98th
U.S. 17.2% · FL 21.3%181st of 977 in FL
Housing vacancy18.3%
92nd
U.S. 10.1% · FL 14.7%269th of 969 in FL
Broadband access96.8%
91st
StrengthU.S. 91% · FL 91.6%104th of 969 in FL
Rent-burdened renters63.9%
91st
WeaknessU.S. 51.1% · FL 60.1%287th of 945 in FL
Veterans10.1%
90th
U.S. 6.2% · FL 7.4%290th of 976 in FL
Per capita income$62,968
87th
StrengthU.S. $44,673 · FL $42,609130th of 977 in FL
Homeownership rate82.8%
85th
StrengthU.S. 65.2% · FL 67.6%272nd of 969 in FL
Self-employed workers13.2%
84th
U.S. 10% · FL 12.8%426th of 973 in FL
Bachelor's degree or higher53%
83rd
StrengthU.S. 35.7% · FL 34.1%123rd of 975 in FL
Income inequality (Gini)0.473
78th
U.S. 0.483 · FL 0.485279th of 968 in FL
Median home value$537,800
77th
U.S. $332,700 · FL $359,000136th of 935 in FL
Work from home19.6%
76th
U.S. 15.1% · FL 15.7%250th of 975 in FL
Unemployment rate6.4%
73rd
U.S. 5.2% · FL 4.8%186th of 973 in FL
Median household income$98,583
70th
U.S. $80,734 · FL $74,568168th of 948 in FL
Population41,029
69th
U.S. 334,922,499 · FL 22,416,077150th of 977 in FL
Median gross rent$1,605
61st
U.S. $1,413 · FL $1,669450th of 902 in FL
Average commute27.7 min
61st
U.S. 26.4 min · FL 28 min473rd of 948 in FL
Government workers15.1%
60th
U.S. 14.5% · FL 11.7%237th of 973 in FL
Median earnings per worker$51,033
58th
U.S. $49,666 · FL $44,337256th of 961 in FL
Uninsured rate7.3%
54th
U.S. 8.4% · FL 11.5%724th of 973 in FL
Healthcare workers9.5%
50th
U.S. 9.7% · FL 9.5%444th of 973 in FL
Population density631/sq mi
36th
U.S. 95/sq mi · FL 418/sq mi608th of 977 in FL
Tech workers2%
33rd
U.S. 3.8% · FL 3.1%586th of 973 in FL
Poverty rate7.8%
30th
U.S. 12.5% · FL 12.6%734th of 970 in FL
Foreign-born residents5.1%
30th
U.S. 14.1% · FL 21.9%779th of 977 in FL
Diversity index28.8
22nd
U.S. 61.4 · FL 64.7784th of 977 in FL
Residents under 1814.6%
7th
U.S. 22% · FL 19.5%737th of 977 in FL

Measure	32034	Nassau	FL	U.S.	National percentile	Rank in FL
Median age	56.6	46.5	42.6	38.9	98th	151st of 977
Residents 65 and older	32.7%	23.9%	21.3%	17.2%	98th	181st of 977
Housing vacancy	18.3%	12.8%	14.7%	10.1%	92nd	269th of 969
Broadband accessStrength	96.8%	94.6%	91.6%	91%	91st	104th of 969
Rent-burdened rentersWeakness	63.9%	54.2%	60.1%	51.1%	91st	287th of 945
Veterans	10.1%	11%	7.4%	6.2%	90th	290th of 976
Per capita incomeStrength	$62,968	$47,685	$42,609	$44,673	87th	130th of 977
Homeownership rateStrength	82.8%	82.7%	67.6%	65.2%	85th	272nd of 969
Self-employed workers	13.2%	9%	12.8%	10%	84th	426th of 973
Bachelor's degree or higherStrength	53%	35.6%	34.1%	35.7%	83rd	123rd of 975
Income inequality (Gini)	0.473	0.446	0.485	0.483	78th	279th of 968
Median home value	$537,800	$382,800	$359,000	$332,700	77th	136th of 935
Work from home	19.6%	13.7%	15.7%	15.1%	76th	250th of 975
Unemployment rate	6.4%	4.5%	4.8%	5.2%	73rd	186th of 973
Median household income	$98,583	$89,804	$74,568	$80,734	70th	168th of 948
Population	41,029	97,859	22,416,077	334,922,499	69th	150th of 977
Median gross rent	$1,605	$1,526	$1,669	$1,413	61st	450th of 902
Average commute	27.7 min	30.1 min	28 min	26.4 min	61st	473rd of 948
Government workers	15.1%	14.1%	11.7%	14.5%	60th	237th of 973
Median earnings per worker	$51,033	$48,314	$44,337	$49,666	58th	256th of 961
Uninsured rate	7.3%	7.2%	11.5%	8.4%	54th	724th of 973
Healthcare workers	9.5%	7.8%	9.5%	9.7%	50th	444th of 973
Population density	631/sq mi	151/sq mi	418/sq mi	95/sq mi	36th	608th of 977
Tech workers	2%	2.1%	3.1%	3.8%	33rd	586th of 973
Poverty rate	7.8%	9.7%	12.6%	12.5%	30th	734th of 970
Foreign-born residents	5.1%	3.9%	21.9%	14.1%	30th	779th of 977
Diversity index	28.8	29.7	64.7	61.4	22nd	784th of 977
Residents under 18	14.6%	19.3%	19.5%	22%	7th	737th of 977

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

25–34

10%

35–44

11%

45–54

19%

55–64

19%

65–74

14%

75+

Median age

56.6

Under 18

14.6%

65 and over

32.7%

Race and ethnicity

White84%
Black5%
Hispanic6%
Asian2%
Native American0.0%
Pacific Islander0%
Other0.7%
Multiracial2%

Diversity index

28.8

U.S. 61.4

Foreign-born

5.1%

U.S. 14.1%

Born in state

29.1%

Language spoken at home (households)

English only

90%

Spanish

Other Indo-European

Asian / Pacific

Other

0.3%

Households

Households: 18,494
Average household size: 2.2
Family households: 67.9%
Married couples: 57.5%
Living alone: 28.1%
Veterans (of adults): 10.1%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

14%

$50–75k

13%

$75–100k

13%

$100–150k

19%

$150–200k

10%

$200k+

20%

Median household income

32034

$98,583

Nassau Co.

$89,804

Florida

$74,568

United States

$80,734

Per capita income

$62,968

U.S. $44,673

Poverty rate

7.8%

U.S. 12.5%

Households earning $150K+

29.3%

U.S. 23%

Income inequality (Gini)

0.473

U.S. 0.483

Housing

Median home value

32034

$537,800

Nassau Co.

$382,800

Florida

$359,000

United States

$332,700

Median gross rent

32034

$1,605

Nassau Co.

$1,526

Florida

$1,669

United States

$1,413

Types of housing

Single-family

72%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 22,644
Owner-occupied: 82.8%
Vacant: 18.3%
Median year built: 1997
Median rooms: 6
Renters paying 30%+ of income: 63.9%
Renters paying 50%+ of income: 41.8%
Home value to income: 5.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

Transit

Walked

0.7%

Bicycle

0.2%

Worked from home

20%

Other

0.9%

Commute time (one way)

<10 min

19%

10–19

28%

20–29

15%

30–44

16%

45–59

10%

60+

12%

Average commute

27.7 min

U.S. 26.4 min

Unemployment

6.4%

U.S. 5.2%

In labor force

51.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Office and admin

11%

Sales

11%

Healthcare

Construction and repair

Transportation and moving

Food service

Education

Business and finance

Legal and social services

Cleaning and personal care

Engineering and science

Arts, media and sports

Computer and math

Production

Police and fire

Farming, fishing and forestry

0.2%

Industries

Health care and social assistance

14%

Professional and technical services

11%

Retail

Restaurants and hotels

Public administration

Manufacturing

Education

Transportation, warehousing and utilities

Finance, insurance and real estate

Construction

Admin, support and management

Other services

Arts and recreation

Wholesale

Information

Agriculture and mining

0.9%

Median earnings per worker

$51,033

U.S. $49,666

Self-employed

13.2%

U.S. 10%

Government workers

15.1%

U.S. 14.5%

Nonprofit workers

7.3%

U.S. 8.8%

Median earnings by type of work

Type of work	32034	U.S.
Management, business, science and arts	$68,976	$74,888
Service	$19,390	$26,804
Sales and office	$41,889	$40,476
Construction and maintenance	$50,205	$49,199
Production and transportation	$43,611	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

17%

Some college

17%

Associate's

10%

Bachelor's

32%

Graduate

21%

High school graduate or higher: 96.3%
Bachelor's degree or higher: 53%
Graduate or professional degree: 21.1%
Households with broadband: 96.8%
Cable, fiber or DSL: 79%
No internet access: 2.3%
Without health insurance: 7.3%
Limited-English households: 0.4%

Geography

City (USPS): Fernandina Beach
State: Florida
County: Nassau County
Center point: 30.6018° N, 81.4818° W
Land area: 65 sq mi
Water area: 22 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Fernandina Beach18% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 32034

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
32035	Fernandina Beach, FL · PO box	4.8 mi	—	—	—
32041	Yulee, FL · PO box	6.6 mi	—	—	—
32226	Jacksonville, FL	8.5 mi	21,256	$110,179	$362,100
32097	Yulee, FL	11 mi	26,700	$93,161	$334,300
31547	Kings Bay, GA	13 mi	1,419	—	—
32218	Jacksonville, FL	14 mi	72,905	$69,638	$288,100
31558	Saint Marys, GA	14 mi	22,591	$74,268	$297,000
32228	Jacksonville, FL	15 mi	222	—	—
32227	Jacksonville, FL	15 mi	3,207	$85,833	—
32225	Jacksonville, FL	17 mi	55,905	$90,559	$355,300
32277	Jacksonville, FL	17 mi	36,338	$61,554	$283,000
32233	Atlantic Beach, FL	17 mi	24,633	$89,185	$452,700

Zip codes like 32034 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Hilton Head Island, SC

Questions about 32034

What city is zip code 32034?

32034 is assigned to Fernandina Beach, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 32034 in?

32034 is in Nassau County, Florida.

What is the population of 32034?

About 41,029 people live in 32034, according to the Census Bureau's American Community Survey.

What time zone is 32034 in?

32034 is in Eastern Time.

What is the median household income in 32034?

The median household income in 32034 is $98,583.

What zip codes are near 32034?

The closest zip codes to 32034 are 32035, 32041, 32226, 32097, 31547.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 32034, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.