Zip code 28655: Morganton, North Carolina
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 28655
28655 is a small-town zip code in Morganton, North Carolina (Burke County), covering 325 sq mi of land. About 55,100 people live here, or 170 per square mile. The median resident is 44.3 years old, compared with 38.9 nationally.
The median household earns $57,713 a year, 29% below the national median of $80,734. 18.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $191,800, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 73% of occupied homes are lived in by their owners, and renters pay a median of $905 a month.
22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.6 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in production and manufacturing; healthcare; and construction and repair.
How 28655 compares
- Population55,10085thU.S. 334,922,499 · NC 10,730,40424th of 802 in NC
- Uninsured rate13.8%85thWeaknessU.S. 8.4% · NC 9.9%161st of 797 in NC
- Median age44.383rdU.S. 38.9 · NC 39.1313th of 802 in NC
- 83rdU.S. 17.2% · NC 17.2%295th of 802 in NC
- Poverty rate18.4%81stWeaknessU.S. 12.5% · NC 13%189th of 788 in NC
- 76thU.S. 14.5% · NC 13.8%238th of 798 in NC
- Healthcare workers11.2%73rdU.S. 9.7% · NC 9.5%237th of 798 in NC
- Housing vacancy10.2%72ndU.S. 10.1% · NC 12.5%488th of 789 in NC
- Homeownership rate72.7%61stU.S. 65.2% · NC 66.6%464th of 788 in NC
- Veterans6.3%57thU.S. 6.2% · NC 7.4%487th of 801 in NC
- 54thU.S. 0.483 · NC 0.477351st of 781 in NC
- Diversity index42.740thU.S. 61.4 · NC 58.4444th of 802 in NC
- 39thU.S. 5.2% · NC 4.7%388th of 799 in NC
- 39thU.S. 10% · NC 9.8%511th of 798 in NC
- 34thU.S. 14.1% · NC 9.1%281st of 802 in NC
- Average commute22.6 min27thU.S. 26.4 min · NC 25.1 min579th of 771 in NC
- 26thU.S. 35.7% · NC 35.7%412th of 799 in NC
- Per capita income$31,97624thU.S. $44,673 · NC $41,385473rd of 799 in NC
- Residents under 1818.5%21stU.S. 22% · NC 21.8%503rd of 802 in NC
- Population density170/sq mi19thU.S. 95/sq mi · NC 221/sq mi372nd of 802 in NC
- Median home value$191,80019thU.S. $332,700 · NC $288,900473rd of 757 in NC
- Median household income$57,71317thWeaknessU.S. $80,734 · NC $72,388503rd of 748 in NC
- Broadband access86.5%17thWeaknessU.S. 91% · NC 90.1%442nd of 788 in NC
- Median earnings per worker$37,59716thWeaknessU.S. $49,666 · NC $46,279563rd of 788 in NC
- Tech workers1.1%15thU.S. 3.8% · NC 3.9%478th of 798 in NC
- 14thU.S. $1,413 · NC $1,228398th of 688 in NC
- 14thStrengthU.S. 51.1% · NC 48.9%529th of 760 in NC
- Work from home5.5%9thU.S. 15.1% · NC 16.3%583rd of 799 in NC
| Measure | 28655 | Burke | NC | U.S. | National percentile | Rank in NC |
|---|---|---|---|---|---|---|
| Population | 55,100 | 87,795 | 10,730,404 | 334,922,499 | 24th of 802 | |
| Uninsured rateWeakness | 13.8% | 11% | 9.9% | 8.4% | 161st of 797 | |
| Median age | 44.3 | 44.9 | 39.1 | 38.9 | 313th of 802 | |
| Residents 65 and older | 21.9% | 21.7% | 17.2% | 17.2% | 295th of 802 | |
| Poverty rateWeakness | 18.4% | 15.6% | 13% | 12.5% | 189th of 788 | |
| Government workers | 18% | 16.8% | 13.8% | 14.5% | 238th of 798 | |
| Healthcare workers | 11.2% | 10.7% | 9.5% | 9.7% | 237th of 798 | |
| Housing vacancy | 10.2% | 10% | 12.5% | 10.1% | 488th of 789 | |
| Homeownership rate | 72.7% | 74.5% | 66.6% | 65.2% | 464th of 788 | |
| Veterans | 6.3% | 6.4% | 7.4% | 6.2% | 487th of 801 | |
| Income inequality (Gini) | 0.440 | 0.443 | 0.477 | 0.483 | 351st of 781 | |
| Diversity index | 42.7 | 36.1 | 58.4 | 61.4 | 444th of 802 | |
| Unemployment rate | 4.3% | 4.4% | 4.7% | 5.2% | 388th of 799 | |
| Self-employed workers | 8.5% | 8.5% | 9.8% | 10% | 511th of 798 | |
| Foreign-born residents | 6% | 5.3% | 9.1% | 14.1% | 281st of 802 | |
| Average commute | 22.6 min | 23.4 min | 25.1 min | 26.4 min | 579th of 771 | |
| Bachelor's degree or higher | 22.2% | 21% | 35.7% | 35.7% | 412th of 799 | |
| Per capita income | $31,976 | $32,977 | $41,385 | $44,673 | 473rd of 799 | |
| Residents under 18 | 18.5% | 18.4% | 21.8% | 22% | 503rd of 802 | |
| Population density | 170/sq mi | 173/sq mi | 221/sq mi | 95/sq mi | 372nd of 802 | |
| Median home value | $191,800 | $185,400 | $288,900 | $332,700 | 473rd of 757 | |
| Median household incomeWeakness | $57,713 | $58,592 | $72,388 | $80,734 | 503rd of 748 | |
| Broadband accessWeakness | 86.5% | 84.7% | 90.1% | 91% | 442nd of 788 | |
| Median earnings per workerWeakness | $37,597 | $39,540 | $46,279 | $49,666 | 563rd of 788 | |
| Tech workers | 1.1% | 1.3% | 3.9% | 3.8% | 478th of 798 | |
| Median gross rent | $905 | $884 | $1,228 | $1,413 | 398th of 688 | |
| Rent-burdened rentersStrength | 39% | 36.9% | 48.9% | 51.1% | 529th of 760 | |
| Work from home | 5.5% | 5.4% | 16.3% | 15.1% | 583rd of 799 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White74%
- Black9%
- Hispanic11%
- Asian3%
- Native American0.1%
- Pacific Islander0%
- Other0.1%
- Multiracial3%
Language spoken at home (households)
Households
- Households
- 22,219
- Average household size
- 2.4
- Family households
- 67.2%
- Married couples
- 47%
- Living alone
- 27.9%
- Veterans (of adults)
- 6.3%
- Male / female
- 51% / 49%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 24,750
- Owner-occupied
- 72.7%
- Vacant
- 10.2%
- Median year built
- 1981
- Median rooms
- 5.4
- Renters paying 30%+ of income
- 39%
- Renters paying 50%+ of income
- 21.5%
- Home value to income
- 3.3× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 28655 | U.S. |
|---|---|---|
| Management, business, science and arts | $53,993 | $74,888 |
| Service | $23,995 | $26,804 |
| Sales and office | $38,553 | $40,476 |
| Construction and maintenance | $34,688 | $49,199 |
| Production and transportation | $33,878 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 85.2%
- Bachelor's degree or higher
- 22.2%
- Graduate or professional degree
- 8%
- Households with broadband
- 86.5%
- Cable, fiber or DSL
- 68.6%
- No internet access
- 11%
- Without health insurance
- 13.8%
- Limited-English households
- 2.5%
Geography
- City (USPS)
- Morganton
- State
- North Carolina
- County
- Burke County
- Center point
- 35.7633° N, 81.7499° W
- Land area
- 325 sq mi
- Water area
- 2.5 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
Cities and towns within this zip
- Morganton6% of zip
- Salem (unincorporated)1% of zip
Census places overlapping the zip's area. Mail may use a different city name than the municipality.
Zip codes near 28655
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 28628 | Glen Alpine, NC | 2.8 mi | $74,375 |
| 28680 | Morganton, NC · PO box | 3.2 mi | — |
| 28619 | Drexel, NC | 8 mi | $34,881 |
| 28690 | Valdese, NC | 10 mi | $67,000 |
| 28761 | Nebo, NC | 10 mi | $54,869 |
| 28671 | Rutherford College, NC | 13 mi | $73,929 |
| 28612 | Connelly Springs, NC | 14 mi | $54,934 |
| 28633 | Lenoir, NC · PO box | 16 mi | — |
| 28666 | Icard, NC | 16 mi | — |
| 28638 | Hudson, NC | 16 mi | $67,135 |
| 28752 | Marion, NC | 16 mi | $55,783 |
| 28641 | Jonas Ridge, NC | 17 mi | — |
Zip codes like 28655 elsewhere
Questions about 28655
What city is zip code 28655?
28655 is assigned to Morganton, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 28655 in?
28655 is in Burke County, North Carolina.
What is the population of 28655?
About 55,100 people live in 28655, according to the Census Bureau's American Community Survey.
What time zone is 28655 in?
28655 is in Eastern Time.
What is the median household income in 28655?
The median household income in 28655 is $57,713.
What zip codes are near 28655?
The closest zip codes to 28655 are 28628, 28680, 28619, 28690, 28761.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28655, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.