Zip code 28540: Jacksonville, North Carolina

Q: What city is zip code 28540?

28540 is assigned to Jacksonville, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28540 in?

28540 is in Onslow County, North Carolina.

Q: What is the population of 28540?

About 49,141 people live in 28540, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28540?

The median household income in 28540 is $65,625.

Q: What zip codes are near 28540?

The closest zip codes to 28540 are 28542, 28543, 28541, 28545, 28546.

Residential delivery areaOnslow CountyEastern Time

Population

49,141

Median household income

$66K

U.S. $81K

Median home value

$224K

U.S. $333K

Median rent

$1,091/mo

U.S. $1,413

Median age

30.2

U.S. 38.9

Land area

110 sq mi

446 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28540

28540 is a small-town zip code in Jacksonville, North Carolina (Onslow County), covering 110 sq mi of land. About 49,141 people live here, or 446 per square mile. The median resident is 30.2 years old, compared with 38.9 nationally.

The median household earns $65,625 a year, 19% below the national median of $80,734. 16.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $223,800, or 3.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 62% of occupied homes are lived in by their owners, and renters pay a median of $1,091 a month.

24% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.8 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in office and administrative support; sales; and construction and repair.

How 28540 compares

Sorted from highest to lowest national percentile

Veterans21.4%
99th
U.S. 6.2% · NC 7.4%15th of 801 in NC
Government workers22.2%
90th
U.S. 14.5% · NC 13.8%126th of 798 in NC
Residents under 1827.2%
87th
U.S. 22% · NC 21.8%91st of 802 in NC
Population49,141
79th
U.S. 334,922,499 · NC 10,730,40438th of 802 in NC
Uninsured rate10.7%
74th
U.S. 8.4% · NC 9.9%322nd of 797 in NC
Poverty rate16.1%
73rd
U.S. 12.5% · NC 13%265th of 788 in NC
Housing vacancy9.9%
71st
U.S. 10.1% · NC 12.5%499th of 789 in NC
Diversity index56.3
64th
U.S. 61.4 · NC 58.4239th of 802 in NC
Self-employed workers9.3%
50th
U.S. 10% · NC 9.8%444th of 798 in NC
Unemployment rate4.6%
45th
U.S. 5.2% · NC 4.7%366th of 799 in NC
Broadband access91.5%
45th
U.S. 91% · NC 90.1%248th of 788 in NC
Homeownership rate61.8%
35th
U.S. 65.2% · NC 66.6%646th of 788 in NC
Average commute23.8 min
35th
U.S. 26.4 min · NC 25.1 min514th of 771 in NC
Work from home10%
34th
U.S. 15.1% · NC 16.3%360th of 799 in NC
Rent-burdened renters46.3%
33rd
U.S. 51.1% · NC 48.9%392nd of 760 in NC
Bachelor's degree or higher24.3%
32nd
U.S. 35.7% · NC 35.7%367th of 799 in NC
Population density446/sq mi
31st
U.S. 95/sq mi · NC 221/sq mi220th of 802 in NC
Median household income$65,625
29th
U.S. $80,734 · NC $72,388363rd of 748 in NC
Median gross rent$1,091
28th
U.S. $1,413 · NC $1,228258th of 688 in NC
Median home value$223,800
27th
U.S. $332,700 · NC $288,900381st of 757 in NC
Income inequality (Gini)0.407
26th
U.S. 0.483 · NC 0.477541st of 781 in NC
Tech workers1.6%
25th
U.S. 3.8% · NC 3.9%411th of 798 in NC
Healthcare workers7.8%
25th
U.S. 9.7% · NC 9.5%531st of 798 in NC
Per capita income$31,632
23rd
U.S. $44,673 · NC $41,385486th of 799 in NC
Foreign-born residents3.7%
22nd
U.S. 14.1% · NC 9.1%438th of 802 in NC
Residents 65 and older11.5%
15th
U.S. 17.2% · NC 17.2%704th of 802 in NC
Median earnings per worker$35,311
9th
WeaknessU.S. $49,666 · NC $46,279643rd of 788 in NC
Median age30.2
4th
U.S. 38.9 · NC 39.1748th of 802 in NC

Measure	28540	Onslow	NC	U.S.	National percentile	Rank in NC
Veterans	21.4%	21.4%	7.4%	6.2%	99th	15th of 801
Government workers	22.2%	23.1%	13.8%	14.5%	90th	126th of 798
Residents under 18	27.2%	24.8%	21.8%	22%	87th	91st of 802
Population	49,141	207,906	10,730,404	334,922,499	79th	38th of 802
Uninsured rate	10.7%	9.5%	9.9%	8.4%	74th	322nd of 797
Poverty rate	16.1%	11.6%	13%	12.5%	73rd	265th of 788
Housing vacancy	9.9%	13.8%	12.5%	10.1%	71st	499th of 789
Diversity index	56.3	55.2	58.4	61.4	64th	239th of 802
Self-employed workers	9.3%	10.1%	9.8%	10%	50th	444th of 798
Unemployment rate	4.6%	5.4%	4.7%	5.2%	45th	366th of 799
Broadband access	91.5%	92.8%	90.1%	91%	45th	248th of 788
Homeownership rate	61.8%	63.7%	66.6%	65.2%	35th	646th of 788
Average commute	23.8 min	22.4 min	25.1 min	26.4 min	35th	514th of 771
Work from home	10%	12.8%	16.3%	15.1%	34th	360th of 799
Rent-burdened renters	46.3%	50.7%	48.9%	51.1%	33rd	392nd of 760
Bachelor's degree or higher	24.3%	26%	35.7%	35.7%	32nd	367th of 799
Population density	446/sq mi	273/sq mi	221/sq mi	95/sq mi	31st	220th of 802
Median household income	$65,625	$68,148	$72,388	$80,734	29th	363rd of 748
Median gross rent	$1,091	$1,265	$1,228	$1,413	28th	258th of 688
Median home value	$223,800	$236,400	$288,900	$332,700	27th	381st of 757
Income inequality (Gini)	0.407	0.420	0.477	0.483	26th	541st of 781
Tech workers	1.6%	2.3%	3.9%	3.8%	25th	411th of 798
Healthcare workers	7.8%	8.9%	9.5%	9.7%	25th	531st of 798
Per capita income	$31,632	$33,305	$41,385	$44,673	23rd	486th of 799
Foreign-born residents	3.7%	4.2%	9.1%	14.1%	22nd	438th of 802
Residents 65 and older	11.5%	10.2%	17.2%	17.2%	15th	704th of 802
Median earnings per workerWeakness	$35,311	$40,734	$46,279	$49,666	9th	643rd of 788
Median age	30.2	27.7	39.1	38.9	4th	748th of 802

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

16%

18–24

14%

25–34

13%

35–44

45–54

55–64

65–74

75+

Median age

30.2

Under 18

27.2%

65 and over

11.5%

Race and ethnicity

White63%
Black14%
Hispanic13%
Asian2%
Native American0.3%
Pacific Islander0.2%
Other0.2%
Multiracial7%

Diversity index

56.3

U.S. 61.4

Foreign-born

3.7%

U.S. 14.1%

Born in state

42.1%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

Asian / Pacific

Other

0.8%

Households

Households: 19,048
Average household size: 2.5
Family households: 69.5%
Married couples: 51%
Living alone: 24.9%
Veterans (of adults): 21.4%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

22%

$50–75k

18%

$75–100k

17%

$100–150k

15%

$150–200k

$200k+

Median household income

28540

$65,625

Onslow Co.

$68,148

North Carolina

$72,388

United States

$80,734

Per capita income

$31,632

U.S. $44,673

Poverty rate

16.1%

U.S. 12.5%

Households earning $150K+

12.1%

U.S. 23%

Income inequality (Gini)

0.407

U.S. 0.483

Housing

Median home value

28540

$223,800

Onslow Co.

$236,400

North Carolina

$288,900

United States

$332,700

Median gross rent

28540

$1,091

Onslow Co.

$1,265

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

74%

2–4 units

5–19 units

20+ units

Mobile home

12%

Boat, RV, van

0.3%

Housing units: 21,131
Owner-occupied: 61.8%
Vacant: 9.9%
Median year built: 1986
Median rooms: 5.8
Renters paying 30%+ of income: 46.3%
Renters paying 50%+ of income: 19.5%
Home value to income: 3.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

12%

Transit

Walked

Bicycle

0.2%

Worked from home

10%

Other

Commute time (one way)

<10 min

15%

10–19

33%

20–29

25%

30–44

15%

45–59

60+

Average commute

23.8 min

U.S. 26.4 min

Unemployment

4.6%

U.S. 5.2%

In labor force

65.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

15%

Sales

14%

Construction and repair

11%

Transportation and moving

Management

Healthcare

Food service

Education

Production

Cleaning and personal care

Business and finance

Legal and social services

Police and fire

Arts, media and sports

Computer and math

Engineering and science

0.6%

Farming, fishing and forestry

0.0%

Industries

Retail

18%

Restaurants and hotels

11%

Health care and social assistance

11%

Construction

Education

Public administration

Transportation, warehousing and utilities

Finance, insurance and real estate

Admin, support and management

Manufacturing

Professional and technical services

Other services

Wholesale

Arts and recreation

Information

0.8%

Agriculture and mining

0.2%

Median earnings per worker

$35,311

U.S. $49,666

Self-employed

9.3%

U.S. 10%

Government workers

22.2%

U.S. 14.5%

Nonprofit workers

5.2%

U.S. 8.8%

Median earnings by type of work

Type of work	28540	U.S.
Management, business, science and arts	$55,155	$74,888
Service	$24,164	$26,804
Sales and office	$29,144	$40,476
Construction and maintenance	$44,070	$49,199
Production and transportation	$28,699	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

32%

Some college

24%

Associate's

12%

Bachelor's

15%

Graduate

High school graduate or higher: 93%
Bachelor's degree or higher: 24.3%
Graduate or professional degree: 8.9%
Households with broadband: 91.5%
Cable, fiber or DSL: 81.4%
No internet access: 5.2%
Without health insurance: 10.7%
Limited-English households: 0.5%

Geography

City (USPS): Jacksonville
State: North Carolina
County: Onslow County
Center point: 34.7443° N, 77.4990° W
Land area: 110 sq mi
Water area: 2.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Jacksonville14% of zip
Half Moon (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28540

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28542	Camp Lejeune, NC	2.3 mi	3,508	$125,491	—
28543	Tarawa Terrace, NC	5.8 mi	6,069	$50,649	—
28541	Jacksonville, NC · PO box	7.1 mi	—	—	—
28545	McCutcheon Field, NC · PO box	7.1 mi	—	—	—
28546	Jacksonville, NC	8.4 mi	47,256	$63,561	$226,100
28454	Maple Hill, NC	10 mi	2,895	$73,015	$209,400
28574	Richlands, NC	11 mi	20,990	$67,416	$216,500
28544	Midway Park, NC	12 mi	4,386	$52,354	$141,700
28547	Camp Lejeune, NC	12 mi	21,346	$67,588	—
28521	Chinquapin, NC	14 mi	1,593	$47,813	$128,800
28445	Holly Ridge, NC	15 mi	10,797	$84,016	$386,100
28539	Hubert, NC	16 mi	18,351	$66,976	$230,200

Zip codes like 28540 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28540

What city is zip code 28540?

28540 is assigned to Jacksonville, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28540 in?

28540 is in Onslow County, North Carolina.

What is the population of 28540?

About 49,141 people live in 28540, according to the Census Bureau's American Community Survey.

What time zone is 28540 in?

28540 is in Eastern Time.

What is the median household income in 28540?

The median household income in 28540 is $65,625.

What zip codes are near 28540?

The closest zip codes to 28540 are 28542, 28543, 28541, 28545, 28546.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28540, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.