Zip code 28431: Chadbourn, North Carolina

Q: What city is zip code 28431?

28431 is assigned to Chadbourn, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28431 in?

28431 is in Columbus County, North Carolina.

Q: What is the population of 28431?

About 5,901 people live in 28431, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28431?

The median household income in 28431 is $40,888.

Q: What zip codes are near 28431?

The closest zip codes to 28431 are 28430, 28438, 28424, 28472, 28439.

Residential delivery areaColumbus CountyEastern Time

Population

5,901

Median household income

$41K

U.S. $81K

Median home value

$136K

U.S. $333K

Median rent

$767/mo

U.S. $1,413

Median age

49.4

U.S. 38.9

Land area

78 sq mi

75 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28431

28431 is a small-town zip code in Chadbourn, North Carolina (Columbus County), covering 78 sq mi of land. About 5,901 people live here, or 75 per square mile. The median resident is 49.4 years old, compared with 38.9 nationally.

The median household earns $40,888 a year, about 51% of the national median of $80,734. 28.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $136,000, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 66% of occupied homes are lived in by their owners, and renters pay a median of $767 a month.

12% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 36.6 minutes each way, and 2% of workers work from home. The most common jobs among working residents are in sales; construction and repair; and management.

How 28431 compares

Sorted from highest to lowest national percentile

Poverty rate28.1%
95th
WeaknessU.S. 12.5% · NC 13%54th of 788 in NC
Median age49.4
94th
U.S. 38.9 · NC 39.1173rd of 802 in NC
Average commute36.6 min
94th
WeaknessU.S. 26.4 min · NC 25.1 min44th of 771 in NC
Residents 65 and older22.6%
85th
U.S. 17.2% · NC 17.2%270th of 802 in NC
Income inequality (Gini)0.488
84th
WeaknessU.S. 0.483 · NC 0.477135th of 781 in NC
Uninsured rate12.8%
83rd
WeaknessU.S. 8.4% · NC 9.9%199th of 797 in NC
Housing vacancy13.5%
83rd
U.S. 10.1% · NC 12.5%344th of 789 in NC
Diversity index52.1
55th
U.S. 61.4 · NC 58.4299th of 802 in NC
Government workers13.7%
50th
U.S. 14.5% · NC 13.8%436th of 798 in NC
Veterans5.7%
48th
U.S. 6.2% · NC 7.4%555th of 801 in NC
Homeownership rate66.3%
44th
U.S. 65.2% · NC 66.6%591st of 788 in NC
Self-employed workers8.6%
40th
U.S. 10% · NC 9.8%501st of 798 in NC
Residents under 1820.6%
36th
U.S. 22% · NC 21.8%385th of 802 in NC
Healthcare workers8%
28th
U.S. 9.7% · NC 9.5%504th of 798 in NC
Tech workers1.2%
17th
U.S. 3.8% · NC 3.9%457th of 798 in NC
Per capita income$28,525
15th
WeaknessU.S. $44,673 · NC $41,385603rd of 799 in NC
Unemployment rate2.9%
15th
StrengthU.S. 5.2% · NC 4.7%552nd of 799 in NC
Median earnings per worker$36,860
13th
WeaknessU.S. $49,666 · NC $46,279603rd of 788 in NC
Population5,901
10th
U.S. 334,922,499 · NC 10,730,404414th of 802 in NC
Population density75/sq mi
10th
U.S. 95/sq mi · NC 221/sq mi541st of 802 in NC
Median home value$136,000
7th
U.S. $332,700 · NC $288,900639th of 757 in NC
Median gross rent$767
5th
U.S. $1,413 · NC $1,228575th of 688 in NC
Bachelor's degree or higher12.3%
5th
WeaknessU.S. 35.7% · NC 35.7%704th of 799 in NC
Rent-burdened renters29.4%
4th
StrengthU.S. 51.1% · NC 48.9%645th of 760 in NC
Median household income$40,888
3rd
WeaknessU.S. $80,734 · NC $72,388695th of 748 in NC
Work from home2.4%
2nd
U.S. 15.1% · NC 16.3%710th of 799 in NC
Broadband access75.5%
2nd
WeaknessU.S. 91% · NC 90.1%716th of 788 in NC
Foreign-born residents0.4%
2nd
U.S. 14.1% · NC 9.1%706th of 802 in NC

Measure	28431	Columbus	NC	U.S.	National percentile	Rank in NC
Poverty rateWeakness	28.1%	18.2%	13%	12.5%	95th	54th of 788
Median age	49.4	42.6	39.1	38.9	94th	173rd of 802
Average commuteWeakness	36.6 min	29.3 min	25.1 min	26.4 min	94th	44th of 771
Residents 65 and older	22.6%	20.7%	17.2%	17.2%	85th	270th of 802
Income inequality (Gini)Weakness	0.488	0.473	0.477	0.483	84th	135th of 781
Uninsured rateWeakness	12.8%	12.7%	9.9%	8.4%	83rd	199th of 797
Housing vacancy	13.5%	14.9%	12.5%	10.1%	83rd	344th of 789
Diversity index	52.1	57.3	58.4	61.4	55th	299th of 802
Government workers	13.7%	16%	13.8%	14.5%	50th	436th of 798
Veterans	5.7%	6.7%	7.4%	6.2%	48th	555th of 801
Homeownership rate	66.3%	71.1%	66.6%	65.2%	44th	591st of 788
Self-employed workers	8.6%	9.6%	9.8%	10%	40th	501st of 798
Residents under 18	20.6%	20.6%	21.8%	22%	36th	385th of 802
Healthcare workers	8%	11.7%	9.5%	9.7%	28th	504th of 798
Tech workers	1.2%	0.8%	3.9%	3.8%	17th	457th of 798
Per capita incomeWeakness	$28,525	$27,773	$41,385	$44,673	15th	603rd of 799
Unemployment rateStrength	2.9%	4.4%	4.7%	5.2%	15th	552nd of 799
Median earnings per workerWeakness	$36,860	$39,428	$46,279	$49,666	13th	603rd of 788
Population	5,901	50,140	10,730,404	334,922,499	10th	414th of 802
Population density	75/sq mi	53/sq mi	221/sq mi	95/sq mi	10th	541st of 802
Median home value	$136,000	$146,000	$288,900	$332,700	7th	639th of 757
Median gross rent	$767	$824	$1,228	$1,413	5th	575th of 688
Bachelor's degree or higherWeakness	12.3%	14.6%	35.7%	35.7%	5th	704th of 799
Rent-burdened rentersStrength	29.4%	49.8%	48.9%	51.1%	4th	645th of 760
Median household incomeWeakness	$40,888	$49,442	$72,388	$80,734	3rd	695th of 748
Work from home	2.4%	5.4%	16.3%	15.1%	2nd	710th of 799
Broadband accessWeakness	75.5%	83.1%	90.1%	91%	2nd	716th of 788
Foreign-born residents	0.4%	3.3%	9.1%	14.1%	2nd	706th of 802

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

12%

25–34

35–44

14%

45–54

17%

55–64

13%

65–74

10%

75+

Median age

49.4

Under 18

20.6%

65 and over

22.6%

Race and ethnicity

White61%
Black33%
Hispanic2%
Asian0%
Native American2%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

52.1

U.S. 61.4

Foreign-born

0.4%

U.S. 14.1%

Born in state

77.1%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

0.4%

Asian / Pacific

0.4%

Other

Households

Households: 2,835
Average household size: 2.1
Family households: 52.4%
Married couples: 31.5%
Living alone: 43.5%
Veterans (of adults): 5.7%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

31%

$25–50k

26%

$50–75k

15%

$75–100k

$100–150k

13%

$150–200k

$200k+

Median household income

28431

$40,888

Columbus Co.

$49,442

North Carolina

$72,388

United States

$80,734

Per capita income

$28,525

U.S. $44,673

Poverty rate

28.1%

U.S. 12.5%

Households earning $150K+

5.9%

U.S. 23%

Income inequality (Gini)

0.488

U.S. 0.483

Housing

Median home value

28431

$136,000

Columbus Co.

$146,000

North Carolina

$288,900

United States

$332,700

Median gross rent

28431

$767

Columbus Co.

$824

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

57%

2–4 units

5–19 units

0.3%

20+ units

0.2%

Mobile home

35%

Boat, RV, van

Housing units: 3,279
Owner-occupied: 66.3%
Vacant: 13.5%
Median year built: 1982
Median rooms: 5.6
Renters paying 30%+ of income: 29.4%
Renters paying 50%+ of income: 7.9%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

17%

Transit

Walked

Bicycle

Worked from home

Other

0.4%

Commute time (one way)

<10 min

10–19

31%

20–29

16%

30–44

14%

45–59

60+

24%

Average commute

36.6 min

U.S. 26.4 min

Unemployment

2.9%

U.S. 5.2%

In labor force

50.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

13%

Construction and repair

12%

Management

10%

Production

10%

Transportation and moving

Office and admin

Healthcare

Cleaning and personal care

Food service

Education

Police and fire

Legal and social services

Computer and math

Business and finance

Farming, fishing and forestry

0.9%

Engineering and science

0.7%

Arts, media and sports

Industries

Retail

16%

Manufacturing

14%

Restaurants and hotels

11%

Health care and social assistance

Construction

Transportation, warehousing and utilities

Professional and technical services

Education

Public administration

Finance, insurance and real estate

Admin, support and management

Arts and recreation

Other services

Agriculture and mining

Information

0.8%

Wholesale

0.5%

Median earnings per worker

$36,860

U.S. $49,666

Self-employed

8.6%

U.S. 10%

Government workers

13.7%

U.S. 14.5%

Nonprofit workers

3.2%

U.S. 8.8%

Median earnings by type of work

Type of work	28431	U.S.
Management, business, science and arts	$52,090	$74,888
Service	$32,633	$26,804
Sales and office	$35,617	$40,476
Construction and maintenance	$38,594	$49,199
Production and transportation	$29,200	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

15%

High school

40%

Some college

20%

Associate's

13%

Bachelor's

Graduate

High school graduate or higher: 84.6%
Bachelor's degree or higher: 12.3%
Graduate or professional degree: 2.9%
Households with broadband: 75.5%
Cable, fiber or DSL: 54.1%
No internet access: 20.5%
Without health insurance: 12.8%
Limited-English households: 0.7%

Geography

City (USPS): Chadbourn
State: North Carolina
County: Columbus County
Center point: 34.3174° N, 78.8445° W
Land area: 78 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Chadbourn3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28431

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28430	Cerro Gordo, NC	5.5 mi	1,573	$68,356	$180,600
28438	Evergreen, NC	8.1 mi	1,582	$59,199	$160,800
28424	Brunswick, NC	8.5 mi	90	$48,875	$77,300
28472	Whiteville, NC	8.8 mi	16,780	$42,003	$151,000
28439	Fair Bluff, NC	9.2 mi	1,190	$32,361	$112,700
28432	Clarendon, NC	11 mi	1,656	$90,815	$160,200
29545	Green Sea, SC	13 mi	1,767	$42,083	$126,700
28369	Orrum, NC	13 mi	1,878	$40,000	$77,800
28319	Barnesville, NC · PO box	13 mi	—	—	—
28442	Hallsboro, NC	14 mi	1,810	$60,964	$98,900
28463	Tabor City, NC	15 mi	7,522	$45,239	$164,000
28375	Proctorville, NC	16 mi	182	$74,327	$101,800

Zip codes like 28431 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28431

What city is zip code 28431?

28431 is assigned to Chadbourn, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28431 in?

28431 is in Columbus County, North Carolina.

What is the population of 28431?

About 5,901 people live in 28431, according to the Census Bureau's American Community Survey.

What time zone is 28431 in?

28431 is in Eastern Time.

What is the median household income in 28431?

The median household income in 28431 is $40,888.

What zip codes are near 28431?

The closest zip codes to 28431 are 28430, 28438, 28424, 28472, 28439.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28431, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.