Zip code 27581: Stem, North Carolina

Q: What city is zip code 27581?

27581 is assigned to Stem, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 27581 in?

27581 is in Granville County, North Carolina.

Q: What is the population of 27581?

About 3,880 people live in 27581, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 27581?

The median household income in 27581 is $59,492.

Q: What zip codes are near 27581?

The closest zip codes to 27581 are 27509, 27522, 27572, 27503, 27712.

Residential delivery areaGranville CountyEastern Time

Population

3,880

Median household income

$59K

U.S. $81K

Median home value

$211K

U.S. $333K

Median rent

$1,096/mo

U.S. $1,413

Median age

35.9

U.S. 38.9

Land area

36 sq mi

107 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 27581

27581 is a small-town zip code in Stem, North Carolina (Granville County), covering 36 sq mi of land. About 3,880 people live here, or 107 per square mile. The median resident is 35.9 years old, compared with 38.9 nationally.

The median household earns $59,492 a year, 26% below the national median of $80,734. 8.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $210,600, or 3.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $1,096 a month.

22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.8 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in office and administrative support; cleaning and personal care; and construction and repair. 16% of them are self-employed (U.S.: 10%).

How 27581 compares

Sorted from highest to lowest national percentile

Homeownership rate89.2%
95th
StrengthU.S. 65.2% · NC 66.6%89th of 788 in NC
Rent-burdened renters64.9%
93rd
WeaknessU.S. 51.1% · NC 48.9%81st of 760 in NC
Self-employed workers15.7%
92nd
U.S. 10% · NC 9.8%114th of 798 in NC
Government workers20.8%
86th
U.S. 14.5% · NC 13.8%151st of 798 in NC
Residents under 1826.3%
83rd
U.S. 22% · NC 21.8%109th of 802 in NC
Average commute29.8 min
73rd
U.S. 26.4 min · NC 25.1 min190th of 771 in NC
Veterans7.2%
69th
U.S. 6.2% · NC 7.4%373rd of 801 in NC
Uninsured rate7.6%
56th
U.S. 8.4% · NC 9.9%532nd of 797 in NC
Income inequality (Gini)0.441
55th
U.S. 0.483 · NC 0.477349th of 781 in NC
Diversity index49.1
50th
U.S. 61.4 · NC 58.4354th of 802 in NC
Median earnings per worker$48,034
49th
U.S. $49,666 · NC $46,279214th of 788 in NC
Work from home12.4%
48th
U.S. 15.1% · NC 16.3%280th of 799 in NC
Housing vacancy6.1%
45th
U.S. 10.1% · NC 12.5%683rd of 789 in NC
Residents 65 and older15.1%
39th
U.S. 17.2% · NC 17.2%587th of 802 in NC
Poverty rate8.3%
34th
U.S. 12.5% · NC 13%596th of 788 in NC
Per capita income$34,371
32nd
U.S. $44,673 · NC $41,385382nd of 799 in NC
Median gross rent$1,096
28th
U.S. $1,413 · NC $1,228254th of 688 in NC
Foreign-born residents4.7%
28th
U.S. 14.1% · NC 9.1%367th of 802 in NC
Median age35.9
27th
U.S. 38.9 · NC 39.1660th of 802 in NC
Bachelor's degree or higher22.2%
26th
U.S. 35.7% · NC 35.7%413th of 799 in NC
Median home value$210,600
23rd
U.S. $332,700 · NC $288,900429th of 757 in NC
Median household income$59,492
20th
WeaknessU.S. $80,734 · NC $72,388471st of 748 in NC
Population density107/sq mi
14th
U.S. 95/sq mi · NC 221/sq mi469th of 802 in NC
Broadband access85.7%
14th
WeaknessU.S. 91% · NC 90.1%466th of 788 in NC
Tech workers1%
13th
U.S. 3.8% · NC 3.9%502nd of 798 in NC
Healthcare workers6%
8th
U.S. 9.7% · NC 9.5%653rd of 798 in NC
Population3,880
6th
U.S. 334,922,499 · NC 10,730,404473rd of 802 in NC
Unemployment rate1.8%
4th
StrengthU.S. 5.2% · NC 4.7%658th of 799 in NC

Measure	27581	Granville	NC	U.S.	National percentile	Rank in NC
Homeownership rateStrength	89.2%	77.1%	66.6%	65.2%	95th	89th of 788
Rent-burdened rentersWeakness	64.9%	44.2%	48.9%	51.1%	93rd	81st of 760
Self-employed workers	15.7%	7.5%	9.8%	10%	92nd	114th of 798
Government workers	20.8%	19.8%	13.8%	14.5%	86th	151st of 798
Residents under 18	26.3%	20.7%	21.8%	22%	83rd	109th of 802
Average commute	29.8 min	30.8 min	25.1 min	26.4 min	73rd	190th of 771
Veterans	7.2%	7%	7.4%	6.2%	69th	373rd of 801
Uninsured rate	7.6%	9.3%	9.9%	8.4%	56th	532nd of 797
Income inequality (Gini)	0.441	0.447	0.477	0.483	55th	349th of 781
Diversity index	49.1	59.6	58.4	61.4	50th	354th of 802
Median earnings per worker	$48,034	$47,481	$46,279	$49,666	49th	214th of 788
Work from home	12.4%	13.9%	16.3%	15.1%	48th	280th of 799
Housing vacancy	6.1%	9.3%	12.5%	10.1%	45th	683rd of 789
Residents 65 and older	15.1%	17.7%	17.2%	17.2%	39th	587th of 802
Poverty rate	8.3%	15.2%	13%	12.5%	34th	596th of 788
Per capita income	$34,371	$34,223	$41,385	$44,673	32nd	382nd of 799
Median gross rent	$1,096	$1,008	$1,228	$1,413	28th	254th of 688
Foreign-born residents	4.7%	5.7%	9.1%	14.1%	28th	367th of 802
Median age	35.9	42.4	39.1	38.9	27th	660th of 802
Bachelor's degree or higher	22.2%	25.2%	35.7%	35.7%	26th	413th of 799
Median home value	$210,600	$247,700	$288,900	$332,700	23rd	429th of 757
Median household incomeWeakness	$59,492	$71,111	$72,388	$80,734	20th	471st of 748
Population density	107/sq mi	114/sq mi	221/sq mi	95/sq mi	14th	469th of 802
Broadband accessWeakness	85.7%	88.1%	90.1%	91%	14th	466th of 788
Tech workers	1%	2%	3.9%	3.8%	13th	502nd of 798
Healthcare workers	6%	11.1%	9.5%	9.7%	8th	653rd of 798
Population	3,880	60,877	10,730,404	334,922,499	6th	473rd of 802
Unemployment rateStrength	1.8%	4.6%	4.7%	5.2%	4th	658th of 799

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

11%

18–24

12%

25–34

11%

35–44

16%

45–54

55–64

65–74

75+

Median age

35.9

Under 18

26.3%

65 and over

15.1%

Race and ethnicity

White68%
Black16%
Hispanic11%
Asian0.2%
Native American0%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

49.1

U.S. 61.4

Foreign-born

4.7%

U.S. 14.1%

Born in state

65.3%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,421
Average household size: 2.7
Family households: 80.7%
Married couples: 55.5%
Living alone: 16%
Veterans (of adults): 7.2%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

29%

$50–75k

23%

$75–100k

$100–150k

15%

$150–200k

$200k+

10%

Median household income

27581

$59,492

Granville Co.

$71,111

North Carolina

$72,388

United States

$80,734

Per capita income

$34,371

U.S. $44,673

Poverty rate

8.3%

U.S. 12.5%

Households earning $150K+

16.7%

U.S. 23%

Income inequality (Gini)

0.441

U.S. 0.483

Housing

Median home value

27581

$210,600

Granville Co.

$247,700

North Carolina

$288,900

United States

$332,700

Median gross rent

27581

$1,096

Granville Co.

$1,008

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

79%

2–4 units

5–19 units

20+ units

Mobile home

21%

Boat, RV, van

Housing units: 1,514
Owner-occupied: 89.2%
Vacant: 6.1%
Median year built: 2003
Median rooms: 5.8
Renters paying 30%+ of income: 64.9%
Renters paying 50%+ of income: 5.8%
Home value to income: 3.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

12%

Transit

Walked

Bicycle

Worked from home

12%

Other

0.2%

Commute time (one way)

<10 min

10–19

38%

20–29

13%

30–44

34%

45–59

60+

Average commute

29.8 min

U.S. 26.4 min

Unemployment

1.8%

U.S. 5.2%

In labor force

59.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

15%

Cleaning and personal care

15%

Construction and repair

12%

Management

10%

Sales

Transportation and moving

Healthcare

Production

Engineering and science

Legal and social services

Education

Food service

Business and finance

Police and fire

Computer and math

Arts, media and sports

Farming, fishing and forestry

Industries

Education

13%

Health care and social assistance

13%

Admin, support and management

10%

Retail

10%

Manufacturing

Transportation, warehousing and utilities

Other services

Construction

Public administration

Restaurants and hotels

Agriculture and mining

Wholesale

Professional and technical services

Finance, insurance and real estate

Arts and recreation

0.3%

Information

0.2%

Median earnings per worker

$48,034

U.S. $49,666

Self-employed

15.7%

U.S. 10%

Government workers

20.8%

U.S. 14.5%

Nonprofit workers

6.9%

U.S. 8.8%

Median earnings by type of work

Type of work	27581	U.S.
Management, business, science and arts	$69,104	$74,888
Service	$16,328	$26,804
Sales and office	$36,172	$40,476
Construction and maintenance	$68,098	$49,199
Production and transportation	$40,104	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

35%

Some college

27%

Associate's

Bachelor's

14%

Graduate

High school graduate or higher: 92.8%
Bachelor's degree or higher: 22.2%
Graduate or professional degree: 8.5%
Households with broadband: 85.7%
Cable, fiber or DSL: 76.1%
No internet access: 11.3%
Without health insurance: 7.6%
Limited-English households: 4.6%

Geography

City (USPS): Stem
State: North Carolina
County: Granville County
Center point: 36.2031° N, 78.7361° W
Land area: 36 sq mi
Water area: 0.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Stem4% of zip
Butner1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 27581

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
27509	Butner, NC	5.4 mi	7,766	$73,136	$215,200
27522	Creedmoor, NC	7.5 mi	13,083	$77,094	$270,700
27572	Rougemont, NC	8.7 mi	6,131	$90,724	$271,800
27503	Bahama, NC	9 mi	5,374	$114,425	$406,700
27712	Durham, NC	12 mi	24,299	$91,331	$372,600
27565	Oxford, NC	12 mi	23,826	$56,432	$204,000
27704	Durham, NC	12 mi	40,102	$69,668	$311,500
27702	Durham, NC · PO box	13 mi	—	—	—
27710	Durham, NC · PO box	13 mi	—	—	—
27711	Durham, NC · PO box	13 mi	—	—	—
27715	Durham, NC · PO box	13 mi	—	—	—
27717	Durham, NC · PO box	13 mi	—	—	—

Zip codes like 27581 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 27581

What city is zip code 27581?

27581 is assigned to Stem, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 27581 in?

27581 is in Granville County, North Carolina.

What is the population of 27581?

About 3,880 people live in 27581, according to the Census Bureau's American Community Survey.

What time zone is 27581 in?

27581 is in Eastern Time.

What is the median household income in 27581?

The median household income in 27581 is $59,492.

What zip codes are near 27581?

The closest zip codes to 27581 are 27509, 27522, 27572, 27503, 27712.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 27581, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.