Zip code 23040: Cumberland, Virginia

Q: What city is zip code 23040?

23040 is assigned to Cumberland, Virginia. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 23040 in?

23040 is mostly in Cumberland County, but it extends into 1 other county.

Q: What is the population of 23040?

About 4,640 people live in 23040, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 23040?

The median household income in 23040 is $52,819.

Q: What zip codes are near 23040?

The closest zip codes to 23040 are 23123, 23027, 23936, 23004, 23022.

Residential delivery areaCumberland CountyEastern Time

Population

4,640

Median household income

$53K

U.S. $81K

Median home value

$234K

U.S. $333K

Median rent

$887/mo

U.S. $1,413

Median age

46.3

U.S. 38.9

Land area

148 sq mi

31 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 23040

23040 is a rural zip code in Cumberland, Virginia (Cumberland County), covering 148 sq mi of land. About 4,640 people live here, or 31 per square mile. The median resident is 46.3 years old, compared with 38.9 nationally.

The median household earns $52,819 a year, 35% below the national median of $80,734. 10.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $234,000, or 4.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 70% of occupied homes are lived in by their owners, and renters pay a median of $887 a month.

12% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 41.7 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in police and fire protection; construction and repair; and transportation and moving goods.

How 23040 compares

Sorted from highest to lowest national percentile

Government workers33.5%
99th
U.S. 14.5% · VA 20.5%50th of 846 in VA
Average commute41.7 min
98th
WeaknessU.S. 26.4 min · VA 27.3 min59th of 799 in VA
Veterans10.5%
91st
U.S. 6.2% · VA 9.4%257th of 851 in VA
Residents 65 and older24.4%
91st
U.S. 17.2% · VA 16.7%272nd of 852 in VA
Median age46.3
89th
U.S. 38.9 · VA 39322nd of 849 in VA
Housing vacancy10.3%
73rd
U.S. 10.1% · VA 8.7%439th of 836 in VA
Unemployment rate5.5%
61st
U.S. 5.2% · VA 4.3%194th of 846 in VA
Homeownership rate69.8%
53rd
U.S. 65.2% · VA 67.3%594th of 836 in VA
Diversity index50.5
53rd
U.S. 61.4 · VA 60.7288th of 852 in VA
Poverty rate10.6%
48th
U.S. 12.5% · VA 9.9%357th of 837 in VA
Uninsured rate5.5%
38th
U.S. 8.4% · VA 6.9%425th of 846 in VA
Self-employed workers7.9%
31st
U.S. 10% · VA 8.6%469th of 846 in VA
Median home value$234,000
29th
U.S. $332,700 · VA $383,700482nd of 782 in VA
Per capita income$31,622
23rd
U.S. $44,673 · VA $50,666608th of 849 in VA
Residents under 1818.6%
22nd
U.S. 22% · VA 21.7%488th of 852 in VA
Median earnings per worker$40,004
21st
U.S. $49,666 · VA $54,861623rd of 834 in VA
Median household income$52,819
12th
WeaknessU.S. $80,734 · VA $93,170642nd of 796 in VA
Median gross rent$887
12th
U.S. $1,413 · VA $1,579446th of 616 in VA
Income inequality (Gini)0.385
12th
StrengthU.S. 0.483 · VA 0.471592nd of 832 in VA
Population4,640
7th
U.S. 334,922,499 · VA 8,705,170373rd of 852 in VA
Foreign-born residents1.2%
7th
U.S. 14.1% · VA 13.1%585th of 852 in VA
Healthcare workers5.9%
7th
U.S. 9.7% · VA 8.5%607th of 846 in VA
Population density31/sq mi
4th
U.S. 95/sq mi · VA 221/sq mi676th of 852 in VA
Bachelor's degree or higher11.5%
4th
WeaknessU.S. 35.7% · VA 42.2%744th of 850 in VA
Work from home3.8%
4th
U.S. 15.1% · VA 18.3%695th of 848 in VA
Tech workers0.2%
4th
U.S. 3.8% · VA 6.5%595th of 846 in VA
Broadband access78.6%
3rd
WeaknessU.S. 91% · VA 91%642nd of 836 in VA
Rent-burdened renters19.6%
2nd
StrengthU.S. 51.1% · VA 48.5%639th of 774 in VA

Measure	23040	Cumberland	VA	U.S.	National percentile	Rank in VA
Government workers	33.5%	25.6%	20.5%	14.5%	99th	50th of 846
Average commuteWeakness	41.7 min	38.3 min	27.3 min	26.4 min	98th	59th of 799
Veterans	10.5%	9.4%	9.4%	6.2%	91st	257th of 851
Residents 65 and older	24.4%	23.5%	16.7%	17.2%	91st	272nd of 852
Median age	46.3	43.5	39	38.9	89th	322nd of 849
Housing vacancy	10.3%	15.3%	8.7%	10.1%	73rd	439th of 836
Unemployment rate	5.5%	3.3%	4.3%	5.2%	61st	194th of 846
Homeownership rate	69.8%	75.9%	67.3%	65.2%	53rd	594th of 836
Diversity index	50.5	50.1	60.7	61.4	53rd	288th of 852
Poverty rate	10.6%	8.5%	9.9%	12.5%	48th	357th of 837
Uninsured rate	5.5%	4%	6.9%	8.4%	38th	425th of 846
Self-employed workers	7.9%	12.1%	8.6%	10%	31st	469th of 846
Median home value	$234,000	$239,300	$383,700	$332,700	29th	482nd of 782
Per capita income	$31,622	$37,339	$50,666	$44,673	23rd	608th of 849
Residents under 18	18.6%	19.5%	21.7%	22%	22nd	488th of 852
Median earnings per worker	$40,004	$40,281	$54,861	$49,666	21st	623rd of 834
Median household incomeWeakness	$52,819	$55,325	$93,170	$80,734	12th	642nd of 796
Median gross rent	$887	$877	$1,579	$1,413	12th	446th of 616
Income inequality (Gini)Strength	0.385	0.484	0.471	0.483	12th	592nd of 832
Population	4,640	9,818	8,705,170	334,922,499	7th	373rd of 852
Foreign-born residents	1.2%	1.7%	13.1%	14.1%	7th	585th of 852
Healthcare workers	5.9%	8.2%	8.5%	9.7%	7th	607th of 846
Population density	31/sq mi	33/sq mi	221/sq mi	95/sq mi	4th	676th of 852
Bachelor's degree or higherWeakness	11.5%	20.9%	42.2%	35.7%	4th	744th of 850
Work from home	3.8%	8.7%	18.3%	15.1%	4th	695th of 848
Tech workers	0.2%	1.7%	6.5%	3.8%	4th	595th of 846
Broadband accessWeakness	78.6%	79.9%	91%	91%	3rd	642nd of 836
Rent-burdened rentersStrength	19.6%	26.9%	48.5%	51.1%	2nd	639th of 774

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

25–34

16%

35–44

10%

45–54

17%

55–64

15%

65–74

10%

75+

Median age

46.3

Under 18

18.6%

65 and over

24.4%

Race and ethnicity

White61%
Black35%
Hispanic2%
Asian0%
Native American0.3%
Pacific Islander0%
Other0.3%
Multiracial2%

Diversity index

50.5

U.S. 61.4

Foreign-born

1.2%

U.S. 14.1%

Born in state

79.1%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

Other

0.5%

Households

Households: 2,087
Average household size: 2.2
Family households: 66.1%
Married couples: 38.9%
Living alone: 27.1%
Veterans (of adults): 10.5%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

33%

$50–75k

26%

$75–100k

11%

$100–150k

12%

$150–200k

$200k+

Median household income

23040

$52,819

Cumberland Co.

$55,325

Virginia

$93,170

United States

$80,734

Per capita income

$31,622

U.S. $44,673

Poverty rate

10.6%

U.S. 12.5%

Households earning $150K+

5.7%

U.S. 23%

Income inequality (Gini)

0.385

U.S. 0.483

Housing

Median home value

23040

$234,000

Cumberland Co.

$239,300

Virginia

$383,700

United States

$332,700

Median gross rent

23040

$887

Cumberland Co.

$877

Virginia

$1,579

United States

$1,413

Types of housing

Single-family

63%

2–4 units

5–19 units

20+ units

Mobile home

36%

Boat, RV, van

Housing units: 2,326
Owner-occupied: 69.8%
Vacant: 10.3%
Median year built: 1991
Median rooms: 5.9
Renters paying 30%+ of income: 19.6%
Renters paying 50%+ of income: 11.6%
Home value to income: 4.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

92%

Carpooled

Transit

Walked

0.7%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

20–29

11%

30–44

31%

45–59

14%

60+

28%

Average commute

41.7 min

U.S. 26.4 min

Unemployment

5.5%

U.S. 5.2%

In labor force

57.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Police and fire

24%

Construction and repair

14%

Transportation and moving

14%

Office and admin

12%

Sales

Healthcare

Management

Production

Education

Cleaning and personal care

Food service

Engineering and science

Legal and social services

Farming, fishing and forestry

Business and finance

0.6%

Computer and math

0.2%

Arts, media and sports

Industries

Public administration

25%

Construction

16%

Retail

12%

Health care and social assistance

10%

Transportation, warehousing and utilities

Education

Professional and technical services

Admin, support and management

Agriculture and mining

Manufacturing

Restaurants and hotels

Finance, insurance and real estate

Other services

Wholesale

0.5%

Information

Arts and recreation

Median earnings per worker

$40,004

U.S. $49,666

Self-employed

7.9%

U.S. 10%

Government workers

33.5%

U.S. 14.5%

Nonprofit workers

2.1%

U.S. 8.8%

Median earnings by type of work

Type of work	23040	U.S.
Management, business, science and arts	$56,094	$74,888
Service	$40,612	$26,804
Sales and office	$37,375	$40,476
Construction and maintenance	$36,250	$49,199
Production and transportation	$31,723	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

41%

Some college

19%

Associate's

18%

Bachelor's

Graduate

High school graduate or higher: 88.9%
Bachelor's degree or higher: 11.5%
Graduate or professional degree: 3.6%
Households with broadband: 78.6%
Cable, fiber or DSL: 21.8%
No internet access: 20.1%
Without health insurance: 5.5%
Limited-English households: 0%

Geography

City (USPS): Cumberland
State: Virginia
County: Cumberland County
Center point: 37.5202° N, 78.2528° W
Land area: 148 sq mi
Water area: 0.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

23040 spans 2 counties

Cumberland County91% of land
Buckingham County10% of land

Cities and towns within this zip

Cumberland (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 23040

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
23123	New Canton, VA	9.5 mi	1,995	$50,203	$160,800
23027	Cartersville, VA	11 mi	1,612	$95,407	$243,200
23936	Dillwyn, VA	12 mi	7,334	$57,880	$171,700
23004	Arvonia, VA	14 mi	819	$66,131	$162,600
23022	Bremo Bluff, VA	15 mi	1,006	—	$225,200
23966	Rice, VA	15 mi	2,010	$57,177	$192,700
23901	Farmville, VA	16 mi	15,173	$55,886	$229,400
23083	Jetersville, VA	17 mi	2,220	$82,096	$309,900
23038	Columbia, VA	17 mi	1,471	$87,083	$434,400
23909	Farmville, VA	17 mi	1,109	—	—
23055	Fork Union, VA	17 mi	1,004	$54,082	$169,600
23139	Powhatan, VA	17 mi	27,757	$110,349	$405,000

Zip codes like 23040 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 23040

What city is zip code 23040?

23040 is assigned to Cumberland, Virginia. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 23040 in?

23040 is mostly in Cumberland County, but it extends into 1 other county.

What is the population of 23040?

About 4,640 people live in 23040, according to the Census Bureau's American Community Survey.

What time zone is 23040 in?

23040 is in Eastern Time.

What is the median household income in 23040?

The median household income in 23040 is $52,819.

What zip codes are near 23040?

The closest zip codes to 23040 are 23123, 23027, 23936, 23004, 23022.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 23040, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.