Zip code 22520: Montross, Virginia

Q: What city is zip code 22520?

22520 is assigned to Montross, Virginia. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 22520 in?

22520 is mostly in Westmoreland County, but it extends into 1 other county.

Q: What is the population of 22520?

About 4,740 people live in 22520, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 22520?

The median household income in 22520 is $71,487.

Q: What zip codes are near 22520?

The closest zip codes to 22520 are 22581, 22558, 22524, 20626, 20625.

Residential delivery areaWestmoreland CountyEastern Time

Population

4,740

Median household income

$71K

U.S. $81K

Median home value

$286K

U.S. $333K

Median rent

$974/mo

U.S. $1,413

Median age

50.1

U.S. 38.9

Land area

96 sq mi

49 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 22520

22520 is a rural zip code in Montross, Virginia (Westmoreland County), covering 96 sq mi of land. About 4,740 people live here, or 49 per square mile. The median resident is 50.1 years old, compared with 38.9 nationally.

The median household earns $71,487 a year, close to the national median of $80,734. 9.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $286,400, or 4.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $974 a month.

22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 44.7 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in transportation and moving goods; cleaning and personal care; and office and administrative support.

How 22520 compares

Sorted from highest to lowest national percentile

Average commute44.7 min
99th
WeaknessU.S. 26.4 min · VA 27.3 min35th of 799 in VA
Housing vacancy29.3%
98th
U.S. 10.1% · VA 8.7%104th of 836 in VA
Residents 65 and older28.6%
96th
U.S. 17.2% · VA 16.7%172nd of 852 in VA
Median age50.1
95th
U.S. 38.9 · VA 39234th of 849 in VA
Government workers25.6%
95th
U.S. 14.5% · VA 20.5%167th of 846 in VA
Unemployment rate9.3%
92nd
WeaknessU.S. 5.2% · VA 4.3%69th of 846 in VA
Veterans9.8%
89th
U.S. 6.2% · VA 9.4%306th of 851 in VA
Homeownership rate83.4%
86th
StrengthU.S. 65.2% · VA 67.3%307th of 836 in VA
Tech workers6%
86th
U.S. 3.8% · VA 6.5%162nd of 846 in VA
Self-employed workers11.4%
72nd
U.S. 10% · VA 8.6%257th of 846 in VA
Diversity index57.1
66th
U.S. 61.4 · VA 60.7196th of 852 in VA
Per capita income$43,729
60th
U.S. $44,673 · VA $50,666314th of 849 in VA
Work from home13.6%
54th
U.S. 15.1% · VA 18.3%333rd of 848 in VA
Median earnings per worker$49,233
53rd
U.S. $49,666 · VA $54,861359th of 834 in VA
Uninsured rate6.4%
46th
U.S. 8.4% · VA 6.9%357th of 846 in VA
Poverty rate9.7%
43rd
U.S. 12.5% · VA 9.9%404th of 837 in VA
Median home value$286,400
41st
U.S. $332,700 · VA $383,700371st of 782 in VA
Foreign-born residents7.4%
40th
U.S. 14.1% · VA 13.1%215th of 852 in VA
Median household income$71,487
38th
U.S. $80,734 · VA $93,170424th of 796 in VA
Income inequality (Gini)0.407
26th
U.S. 0.483 · VA 0.471457th of 832 in VA
Bachelor's degree or higher21.7%
25th
U.S. 35.7% · VA 42.2%506th of 850 in VA
Rent-burdened renters41.9%
20th
StrengthU.S. 51.1% · VA 48.5%444th of 774 in VA
Median gross rent$974
19th
U.S. $1,413 · VA $1,579396th of 616 in VA
Broadband access83.4%
9th
WeaknessU.S. 91% · VA 91%545th of 836 in VA
Population4,740
8th
U.S. 334,922,499 · VA 8,705,170370th of 852 in VA
Residents under 1815%
8th
U.S. 22% · VA 21.7%622nd of 852 in VA
Population density49/sq mi
7th
U.S. 95/sq mi · VA 221/sq mi564th of 852 in VA
Healthcare workers4%
2nd
U.S. 9.7% · VA 8.5%709th of 846 in VA

Measure	22520	Westmoreland	VA	U.S.	National percentile	Rank in VA
Average commuteWeakness	44.7 min	42.7 min	27.3 min	26.4 min	99th	35th of 799
Housing vacancy	29.3%	28.8%	8.7%	10.1%	98th	104th of 836
Residents 65 and older	28.6%	26.6%	16.7%	17.2%	96th	172nd of 852
Median age	50.1	47.7	39	38.9	95th	234th of 849
Government workers	25.6%	23.1%	20.5%	14.5%	95th	167th of 846
Unemployment rateWeakness	9.3%	7.3%	4.3%	5.2%	92nd	69th of 846
Veterans	9.8%	10.5%	9.4%	6.2%	89th	306th of 851
Homeownership rateStrength	83.4%	80.1%	67.3%	65.2%	86th	307th of 836
Tech workers	6%	5.4%	6.5%	3.8%	86th	162nd of 846
Self-employed workers	11.4%	11.6%	8.6%	10%	72nd	257th of 846
Diversity index	57.1	55	60.7	61.4	66th	196th of 852
Per capita income	$43,729	$39,344	$50,666	$44,673	60th	314th of 849
Work from home	13.6%	13.4%	18.3%	15.1%	54th	333rd of 848
Median earnings per worker	$49,233	$46,515	$54,861	$49,666	53rd	359th of 834
Uninsured rate	6.4%	8.2%	6.9%	8.4%	46th	357th of 846
Poverty rate	9.7%	14%	9.9%	12.5%	43rd	404th of 837
Median home value	$286,400	$269,600	$383,700	$332,700	41st	371st of 782
Foreign-born residents	7.4%	4.8%	13.1%	14.1%	40th	215th of 852
Median household income	$71,487	$63,398	$93,170	$80,734	38th	424th of 796
Income inequality (Gini)	0.407	0.463	0.471	0.483	26th	457th of 832
Bachelor's degree or higher	21.7%	22.5%	42.2%	35.7%	25th	506th of 850
Rent-burdened rentersStrength	41.9%	43.7%	48.5%	51.1%	20th	444th of 774
Median gross rent	$974	$1,018	$1,579	$1,413	19th	396th of 616
Broadband accessWeakness	83.4%	82.7%	91%	91%	9th	545th of 836
Population	4,740	18,826	8,705,170	334,922,499	8th	370th of 852
Residents under 18	15%	17.9%	21.7%	22%	8th	622nd of 852
Population density	49/sq mi	82/sq mi	221/sq mi	95/sq mi	7th	564th of 852
Healthcare workers	4%	3.6%	8.5%	9.7%	2nd	709th of 846

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

12%

25–34

12%

35–44

13%

45–54

15%

55–64

15%

65–74

13%

75+

Median age

50.1

Under 18

15%

65 and over

28.6%

Race and ethnicity

White62%
Black19%
Hispanic7%
Asian1%
Native American0%
Pacific Islander0%
Other3%
Multiracial9%

Diversity index

57.1

U.S. 61.4

Foreign-born

7.4%

U.S. 14.1%

Born in state

53.3%

Language spoken at home (households)

English only

90%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 2,079
Average household size: 2.3
Family households: 59.6%
Married couples: 46%
Living alone: 36.9%
Veterans (of adults): 9.8%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

17%

$50–75k

19%

$75–100k

16%

$100–150k

18%

$150–200k

$200k+

Median household income

22520

$71,487

Westmoreland Co.

$63,398

Virginia

$93,170

United States

$80,734

Per capita income

$43,729

U.S. $44,673

Poverty rate

9.7%

U.S. 12.5%

Households earning $150K+

14.5%

U.S. 23%

Income inequality (Gini)

0.407

U.S. 0.483

Housing

Median home value

22520

$286,400

Westmoreland Co.

$269,600

Virginia

$383,700

United States

$332,700

Median gross rent

22520

$974

Westmoreland Co.

$1,018

Virginia

$1,579

United States

$1,413

Types of housing

Single-family

91%

2–4 units

5–19 units

20+ units

0.1%

Mobile home

Boat, RV, van

Housing units: 2,942
Owner-occupied: 83.4%
Vacant: 29.3%
Median year built: 1994
Median rooms: 5.9
Renters paying 30%+ of income: 41.9%
Renters paying 50%+ of income: 14%
Home value to income: 4.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

0.0%

Walked

Bicycle

Worked from home

14%

Other

0.3%

Commute time (one way)

<10 min

10%

10–19

21%

20–29

30–44

23%

45–59

12%

60+

26%

Average commute

44.7 min

U.S. 26.4 min

Unemployment

9.3%

U.S. 5.2%

In labor force

55.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

13%

Cleaning and personal care

10%

Office and admin

10%

Business and finance

Management

Education

Construction and repair

Computer and math

Engineering and science

Production

Police and fire

Sales

Healthcare

Food service

Arts, media and sports

0.8%

Farming, fishing and forestry

0.7%

Legal and social services

0.6%

Industries

Public administration

18%

Retail

15%

Health care and social assistance

Construction

Professional and technical services

Admin, support and management

Education

Transportation, warehousing and utilities

Manufacturing

Other services

Arts and recreation

Finance, insurance and real estate

Restaurants and hotels

Wholesale

Information

Agriculture and mining

0.5%

Median earnings per worker

$49,233

U.S. $49,666

Self-employed

11.4%

U.S. 10%

Government workers

25.6%

U.S. 14.5%

Nonprofit workers

6.7%

U.S. 8.8%

Median earnings by type of work

Type of work	22520	U.S.
Management, business, science and arts	$62,321	$74,888
Service	$21,821	$26,804
Sales and office	$46,169	$40,476
Construction and maintenance	$37,500	$49,199
Production and transportation	$48,971	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

39%

Some college

21%

Associate's

Bachelor's

12%

Graduate

High school graduate or higher: 89.7%
Bachelor's degree or higher: 21.7%
Graduate or professional degree: 9.5%
Households with broadband: 83.4%
Cable, fiber or DSL: 56.7%
No internet access: 16.2%
Without health insurance: 6.4%
Limited-English households: 1.2%

Geography

City (USPS): Montross
State: Virginia
County: Westmoreland County
Center point: 38.1186° N, 76.8124° W
Land area: 96 sq mi
Water area: 12 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

22520 spans 2 counties

Westmoreland County97% of land
Richmond County3% of land

Cities and towns within this zip

Montross1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 22520

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
22581	Zacata, VA · PO box	1.2 mi	—	—	—
22558	Stratford, VA · PO box	2.6 mi	—	—	—
22524	Mount Holly, VA · PO box	7.2 mi	—	—	—
20626	Coltons Point, MD	8.6 mi	284	—	—
20625	Cobb Island, MD	9.8 mi	849	—	$245,300
22442	Coles Point, VA · PO box	9.8 mi	—	—	—
22469	Hague, VA	9.9 mi	1,967	$58,500	$325,900
22529	Oldhams, VA	10 mi	200	—	$173,600
22443	Colonial Beach, VA	10 mi	10,011	$64,810	$256,800
20661	Mount Victoria, MD	10 mi	0	—	—
20606	Abell, MD	10 mi	291	$88,262	$451,000
22572	Warsaw, VA	11 mi	6,597	$67,542	$238,400

Zip codes like 22520 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 22520

What city is zip code 22520?

22520 is assigned to Montross, Virginia. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 22520 in?

22520 is mostly in Westmoreland County, but it extends into 1 other county.

What is the population of 22520?

About 4,740 people live in 22520, according to the Census Bureau's American Community Survey.

What time zone is 22520 in?

22520 is in Eastern Time.

What is the median household income in 22520?

The median household income in 22520 is $71,487.

What zip codes are near 22520?

The closest zip codes to 22520 are 22581, 22558, 22524, 20626, 20625.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 22520, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.