Zip code 21550: Oakland, Maryland

Q: What city is zip code 21550?

21550 is assigned to Oakland, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 21550 in?

21550 is in Garrett County, Maryland.

Q: What is the population of 21550?

About 13,691 people live in 21550, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 21550?

The median household income in 21550 is $64,921.

Q: What zip codes are near 21550?

The closest zip codes to 21550 are 26720, 21538, 26764, 21541, 26705.

Residential delivery areaGarrett CountyEastern Time

Population

13,691

Median household income

$65K

U.S. $81K

Median home value

$233K

U.S. $333K

Median rent

$803/mo

U.S. $1,413

Median age

49.4

U.S. 38.9

Land area

205 sq mi

67 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 21550

21550 is a small-town zip code in Oakland, Maryland (Garrett County), covering 205 sq mi of land. About 13,691 people live here, or 67 per square mile. The median resident is 49.4 years old, compared with 38.9 nationally.

The median household earns $64,921 a year, 20% below the national median of $80,734. 11.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $233,300, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 76% of occupied homes are lived in by their owners, and renters pay a median of $803 a month.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.3 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and management.

How 21550 compares

Sorted from highest to lowest national percentile

Housing vacancy28.5%
97th
U.S. 10.1% · MD 7.7%35th of 441 in MD
Median age49.4
94th
U.S. 38.9 · MD 39.484th of 446 in MD
Income inequality (Gini)0.525
94th
WeaknessU.S. 0.483 · MD 0.45619th of 438 in MD
Residents 65 and older25.1%
92nd
U.S. 17.2% · MD 16.7%80th of 446 in MD
Government workers21.7%
89th
U.S. 14.5% · MD 22.5%210th of 444 in MD
Veterans9.7%
88th
U.S. 6.2% · MD 6.8%112th of 446 in MD
Self-employed workers14%
87th
U.S. 10% · MD 8.7%89th of 444 in MD
Homeownership rate76.4%
70th
U.S. 65.2% · MD 67.6%265th of 441 in MD
Healthcare workers10.5%
65th
U.S. 9.7% · MD 9%123rd of 444 in MD
Per capita income$45,503
63rd
U.S. $44,673 · MD $52,979276th of 446 in MD
Work from home14%
56th
U.S. 15.1% · MD 19.3%273rd of 444 in MD
Poverty rate11.3%
52nd
U.S. 12.5% · MD 9.4%117th of 441 in MD
Uninsured rate6.8%
50th
U.S. 8.4% · MD 6.3%96th of 444 in MD
Unemployment rate4.7%
47th
U.S. 5.2% · MD 4.9%171st of 444 in MD
Bachelor's degree or higher27.6%
40th
U.S. 35.7% · MD 43.4%306th of 445 in MD
Median earnings per worker$42,169
30th
U.S. $49,666 · MD $61,200390th of 443 in MD
Median home value$233,300
29th
U.S. $332,700 · MD $419,900368th of 421 in MD
Median household income$64,921
28th
U.S. $80,734 · MD $103,678363rd of 414 in MD
Population13,691
21st
U.S. 334,922,499 · MD 6,206,011162nd of 446 in MD
Residents under 1817.7%
17th
U.S. 22% · MD 22.2%336th of 446 in MD
Tech workers1.1%
15th
U.S. 3.8% · MD 6.4%352nd of 444 in MD
Average commute19.3 min
10th
StrengthU.S. 26.4 min · MD 31.1 min402nd of 421 in MD
Broadband access84%
10th
WeaknessU.S. 91% · MD 92.4%376th of 441 in MD
Population density67/sq mi
9th
U.S. 95/sq mi · MD 639/sq mi384th of 446 in MD
Rent-burdened renters35.5%
9th
StrengthU.S. 51.1% · MD 51.5%310th of 404 in MD
Foreign-born residents1.4%
8th
U.S. 14.1% · MD 16.6%379th of 446 in MD
Median gross rent$803
7th
U.S. $1,413 · MD $1,705325th of 338 in MD
Diversity index9.7
4th
U.S. 61.4 · MD 67.7407th of 446 in MD

Measure	21550	Garrett	MD	U.S.	National percentile	Rank in MD
Housing vacancy	28.5%	32.5%	7.7%	10.1%	97th	35th of 441
Median age	49.4	48.3	39.4	38.9	94th	84th of 446
Income inequality (Gini)Weakness	0.525	0.493	0.456	0.483	94th	19th of 438
Residents 65 and older	25.1%	24.2%	16.7%	17.2%	92nd	80th of 446
Government workers	21.7%	20.2%	22.5%	14.5%	89th	210th of 444
Veterans	9.7%	9%	6.8%	6.2%	88th	112th of 446
Self-employed workers	14%	11.6%	8.7%	10%	87th	89th of 444
Homeownership rate	76.4%	79.7%	67.6%	65.2%	70th	265th of 441
Healthcare workers	10.5%	11.5%	9%	9.7%	65th	123rd of 444
Per capita income	$45,503	$43,354	$52,979	$44,673	63rd	276th of 446
Work from home	14%	12.3%	19.3%	15.1%	56th	273rd of 444
Poverty rate	11.3%	11.2%	9.4%	12.5%	52nd	117th of 441
Uninsured rate	6.8%	6.2%	6.3%	8.4%	50th	96th of 444
Unemployment rate	4.7%	4.4%	4.9%	5.2%	47th	171st of 444
Bachelor's degree or higher	27.6%	25.9%	43.4%	35.7%	40th	306th of 445
Median earnings per worker	$42,169	$45,781	$61,200	$49,666	30th	390th of 443
Median home value	$233,300	$235,300	$419,900	$332,700	29th	368th of 421
Median household income	$64,921	$67,688	$103,678	$80,734	28th	363rd of 414
Population	13,691	28,615	6,206,011	334,922,499	21st	162nd of 446
Residents under 18	17.7%	17.7%	22.2%	22%	17th	336th of 446
Tech workers	1.1%	1.4%	6.4%	3.8%	15th	352nd of 444
Average commuteStrength	19.3 min	23.7 min	31.1 min	26.4 min	10th	402nd of 421
Broadband accessWeakness	84%	83%	92.4%	91%	10th	376th of 441
Population density	67/sq mi	44/sq mi	639/sq mi	95/sq mi	9th	384th of 446
Rent-burdened rentersStrength	35.5%	35%	51.5%	51.1%	9th	310th of 404
Foreign-born residents	1.4%	1.4%	16.6%	14.1%	8th	379th of 446
Median gross rent	$803	$765	$1,705	$1,413	7th	325th of 338
Diversity index	9.7	10.2	67.7	61.4	4th	407th of 446

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

13%

25–34

10%

35–44

12%

45–54

16%

55–64

14%

65–74

11%

75+

Median age

49.4

Under 18

17.7%

65 and over

25.1%

Race and ethnicity

White95%
Black0.3%
Hispanic1%
Asian0.5%
Native American0.2%
Pacific Islander0%
Other0.8%
Multiracial2%

Diversity index

9.7

U.S. 61.4

Foreign-born

1.4%

U.S. 14.1%

Born in state

67.5%

Language spoken at home (households)

English only

96%

Spanish

0.8%

Other Indo-European

Asian / Pacific

0.0%

Other

Households

Households: 6,100
Average household size: 2.2
Family households: 67.1%
Married couples: 51.7%
Living alone: 31.4%
Veterans (of adults): 9.7%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

23%

$50–75k

17%

$75–100k

11%

$100–150k

15%

$150–200k

$200k+

10%

Median household income

21550

$64,921

Garrett Co.

$67,688

Maryland

$103,678

United States

$80,734

Per capita income

$45,503

U.S. $44,673

Poverty rate

11.3%

U.S. 12.5%

Households earning $150K+

16.4%

U.S. 23%

Income inequality (Gini)

0.525

U.S. 0.483

Housing

Median home value

21550

$233,300

Garrett Co.

$235,300

Maryland

$419,900

United States

$332,700

Median gross rent

21550

$803

Garrett Co.

$765

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.2%

Housing units: 8,529
Owner-occupied: 76.4%
Vacant: 28.5%
Median year built: 1980
Median rooms: 5.9
Renters paying 30%+ of income: 35.5%
Renters paying 50%+ of income: 15%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

Walked

Bicycle

0.7%

Worked from home

14%

Other

0.7%

Commute time (one way)

<10 min

27%

10–19

34%

20–29

17%

30–44

45–59

60+

Average commute

19.3 min

U.S. 26.4 min

Unemployment

4.7%

U.S. 5.2%

In labor force

58.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

13%

Construction and repair

11%

Management

11%

Healthcare

11%

Transportation and moving

10%

Food service

Sales

Cleaning and personal care

Business and finance

Production

Legal and social services

Education

Engineering and science

Computer and math

Police and fire

Arts, media and sports

0.3%

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

12%

Retail

11%

Restaurants and hotels

10%

Construction

10%

Public administration

Education

Manufacturing

Other services

Finance, insurance and real estate

Admin, support and management

Professional and technical services

Agriculture and mining

Wholesale

Transportation, warehousing and utilities

Arts and recreation

Information

Median earnings per worker

$42,169

U.S. $49,666

Self-employed

14%

U.S. 10%

Government workers

21.7%

U.S. 14.5%

Nonprofit workers

8.1%

U.S. 8.8%

Median earnings by type of work

Type of work	21550	U.S.
Management, business, science and arts	$70,516	$74,888
Service	$22,670	$26,804
Sales and office	$38,786	$40,476
Construction and maintenance	$49,115	$49,199
Production and transportation	$35,733	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

39%

Some college

16%

Associate's

Bachelor's

16%

Graduate

12%

High school graduate or higher: 91.2%
Bachelor's degree or higher: 27.6%
Graduate or professional degree: 11.9%
Households with broadband: 84%
Cable, fiber or DSL: 56.7%
No internet access: 14.7%
Without health insurance: 6.8%
Limited-English households: 0.1%

Geography

City (USPS): Oakland
State: Maryland
County: Garrett County
Center point: 39.3917° N, 79.3924° W
Land area: 205 sq mi
Water area: 3.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Oakland1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 21550

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
26720	Gormania, WV	8.5 mi	54	$51,771	—
21538	Kitzmiller, MD	9.1 mi	678	$61,250	—
26764	Terra Alta, WV	9.9 mi	4,175	$61,010	$150,500
21541	Mc Henry, MD	10 mi	1,335	$82,955	$342,500
26705	Aurora, WV	11 mi	716	$40,500	$152,100
26717	Elk Garden, WV	12 mi	1,593	$74,712	$101,300
26716	Eglon, WV	12 mi	944	$80,375	$144,300
21561	Swanton, MD	13 mi	2,412	$73,858	$328,700
26707	Bayard, WV	13 mi	299	$33,462	$73,200
26739	Mount Storm, WV	14 mi	702	$42,000	$121,900
21522	Bittinger, MD · PO box	17 mi	—	—	—
26425	Rowlesburg, WV	17 mi	999	$47,667	$93,400

Zip codes like 21550 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 21550

What city is zip code 21550?

21550 is assigned to Oakland, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 21550 in?

21550 is in Garrett County, Maryland.

What is the population of 21550?

About 13,691 people live in 21550, according to the Census Bureau's American Community Survey.

What time zone is 21550 in?

21550 is in Eastern Time.

What is the median household income in 21550?

The median household income in 21550 is $64,921.

What zip codes are near 21550?

The closest zip codes to 21550 are 26720, 21538, 26764, 21541, 26705.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 21550, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.