Zip code 21545: Mount Savage, Maryland

Q: What city is zip code 21545?

21545 is assigned to Mount Savage, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 21545 in?

21545 is in Allegany County, Maryland.

Q: What is the population of 21545?

About 1,694 people live in 21545, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 21545?

The median household income in 21545 is $60,264.

Q: What zip codes are near 21545?

The closest zip codes to 21545 are 15564, 21524, 21529, 21528, 21501.

Residential delivery areaAllegany CountyEastern Time

Population

1,694

Median household income

$60K

U.S. $81K

Median home value

$131K

U.S. $333K

Median rent

$905/mo

U.S. $1,413

Median age

43.1

U.S. 38.9

Land area

16 sq mi

106 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 21545

21545 is a small-town zip code in Mount Savage, Maryland (Allegany County), covering 16 sq mi of land. About 1,694 people live here, or 106 per square mile. The median resident is 43.1 years old, compared with 38.9 nationally.

The median household earns $60,264 a year, 25% below the national median of $80,734. 15.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $130,700, or 2.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $905 a month.

18% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.3 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in office and administrative support; transportation and moving goods; and production and manufacturing.

How 21545 compares

Sorted from highest to lowest national percentile

Government workers29.5%
98th
U.S. 14.5% · MD 22.5%71st of 444 in MD
Unemployment rate7%
80th
WeaknessU.S. 5.2% · MD 4.9%78th of 444 in MD
Housing vacancy12.5%
80th
U.S. 10.1% · MD 7.7%102nd of 441 in MD
Homeownership rate80.4%
79th
U.S. 65.2% · MD 67.6%237th of 441 in MD
Median age43.1
78th
U.S. 38.9 · MD 39.4185th of 446 in MD
Residents 65 and older20.2%
75th
U.S. 17.2% · MD 16.7%156th of 446 in MD
Poverty rate15.1%
70th
U.S. 12.5% · MD 9.4%72nd of 441 in MD
Veterans6.8%
63rd
U.S. 6.2% · MD 6.8%237th of 446 in MD
Average commute24.3 min
38th
U.S. 26.4 min · MD 31.1 min365th of 421 in MD
Per capita income$31,921
24th
U.S. $44,673 · MD $52,979400th of 446 in MD
Residents under 1818.8%
23rd
U.S. 22% · MD 22.2%315th of 446 in MD
Median household income$60,264
21st
U.S. $80,734 · MD $103,678387th of 414 in MD
Median earnings per worker$39,205
19th
WeaknessU.S. $49,666 · MD $61,200411th of 443 in MD
Bachelor's degree or higher17.9%
16th
WeaknessU.S. 35.7% · MD 43.4%390th of 445 in MD
Diversity index22.6
15th
U.S. 61.4 · MD 67.7344th of 446 in MD
Population density106/sq mi
14th
U.S. 95/sq mi · MD 639/sq mi347th of 446 in MD
Median gross rent$905
14th
U.S. $1,413 · MD $1,705312th of 338 in MD
Work from home5.5%
9th
U.S. 15.1% · MD 19.3%391st of 444 in MD
Broadband access83.2%
9th
WeaknessU.S. 91% · MD 92.4%384th of 441 in MD
Rent-burdened renters35.5%
9th
StrengthU.S. 51.1% · MD 51.5%309th of 404 in MD
Income inequality (Gini)0.378
9th
StrengthU.S. 0.483 · MD 0.456301st of 438 in MD
Median home value$130,700
7th
U.S. $332,700 · MD $419,900411th of 421 in MD
Uninsured rate1.9%
5th
StrengthU.S. 8.4% · MD 6.3%330th of 444 in MD
Tech workers0.2%
4th
U.S. 3.8% · MD 6.4%371st of 444 in MD
Foreign-born residents0.5%
3rd
U.S. 14.1% · MD 16.6%395th of 446 in MD
Healthcare workers4.8%
3rd
U.S. 9.7% · MD 9%355th of 444 in MD
Population1,694
2nd
U.S. 334,922,499 · MD 6,206,011322nd of 446 in MD
Self-employed workers4.1%
2nd
U.S. 10% · MD 8.7%392nd of 444 in MD

Measure	21545	Allegany	MD	U.S.	National percentile	Rank in MD
Government workers	29.5%	22.7%	22.5%	14.5%	98th	71st of 444
Unemployment rateWeakness	7%	5%	4.9%	5.2%	80th	78th of 444
Housing vacancy	12.5%	16.3%	7.7%	10.1%	80th	102nd of 441
Homeownership rate	80.4%	70.7%	67.6%	65.2%	79th	237th of 441
Median age	43.1	41.2	39.4	38.9	78th	185th of 446
Residents 65 and older	20.2%	21.1%	16.7%	17.2%	75th	156th of 446
Poverty rate	15.1%	16.9%	9.4%	12.5%	70th	72nd of 441
Veterans	6.8%	8.1%	6.8%	6.2%	63rd	237th of 446
Average commute	24.3 min	22.7 min	31.1 min	26.4 min	38th	365th of 421
Per capita income	$31,921	$31,210	$52,979	$44,673	24th	400th of 446
Residents under 18	18.8%	17.8%	22.2%	22%	23rd	315th of 446
Median household income	$60,264	$59,603	$103,678	$80,734	21st	387th of 414
Median earnings per workerWeakness	$39,205	$41,572	$61,200	$49,666	19th	411th of 443
Bachelor's degree or higherWeakness	17.9%	21.1%	43.4%	35.7%	16th	390th of 445
Diversity index	22.6	25.7	67.7	61.4	15th	344th of 446
Population density	106/sq mi	160/sq mi	639/sq mi	95/sq mi	14th	347th of 446
Median gross rent	$905	$805	$1,705	$1,413	14th	312th of 338
Work from home	5.5%	9.1%	19.3%	15.1%	9th	391st of 444
Broadband accessWeakness	83.2%	84.9%	92.4%	91%	9th	384th of 441
Rent-burdened rentersStrength	35.5%	43.6%	51.5%	51.1%	9th	309th of 404
Income inequality (Gini)Strength	0.378	0.439	0.456	0.483	9th	301st of 438
Median home value	$130,700	$154,900	$419,900	$332,700	7th	411th of 421
Uninsured rateStrength	1.9%	3.8%	6.3%	8.4%	5th	330th of 444
Tech workers	0.2%	2.6%	6.4%	3.8%	4th	371st of 444
Foreign-born residents	0.5%	2.1%	16.6%	14.1%	3rd	395th of 446
Healthcare workers	4.8%	10.4%	9%	9.7%	3rd	355th of 444
Population	1,694	67,452	6,206,011	334,922,499	2nd	322nd of 446
Self-employed workers	4.1%	8.1%	8.7%	10%	2nd	392nd of 444

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

13%

25–34

14%

35–44

15%

45–54

12%

55–64

12%

65–74

75+

Median age

43.1

Under 18

18.8%

65 and over

20.2%

Race and ethnicity

White87%
Black0.2%
Hispanic0.2%
Asian0%
Native American0%
Pacific Islander0%
Other11%
Multiracial2%

Diversity index

22.6

U.S. 61.4

Foreign-born

0.5%

U.S. 14.1%

Born in state

70%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

0.8%

Other

Households

Households: 709
Average household size: 2.4
Family households: 53.5%
Married couples: 40.6%
Living alone: 30.3%
Veterans (of adults): 6.8%
Male / female: 45% / 55%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

28%

$50–75k

21%

$75–100k

10%

$100–150k

26%

$150–200k

$200k+

Median household income

21545

$60,264

Allegany Co.

$59,603

Maryland

$103,678

United States

$80,734

Per capita income

$31,921

U.S. $44,673

Poverty rate

15.1%

U.S. 12.5%

Households earning $150K+

5.8%

U.S. 23%

Income inequality (Gini)

0.378

U.S. 0.483

Housing

Median home value

21545

$130,700

Allegany Co.

$154,900

Maryland

$419,900

United States

$332,700

Median gross rent

21545

$905

Allegany Co.

$805

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

91%

2–4 units

5–19 units

20+ units

0.9%

Mobile home

Boat, RV, van

Housing units: 810
Owner-occupied: 80.4%
Vacant: 12.5%
Median year built: 1947
Median rooms: 7
Renters paying 30%+ of income: 35.5%
Renters paying 50%+ of income: 30.6%
Home value to income: 2.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

11%

Transit

Walked

Bicycle

0.6%

Worked from home

Other

Commute time (one way)

<10 min

10–19

34%

20–29

43%

30–44

12%

45–59

60+

Average commute

24.3 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

62.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

21%

Transportation and moving

11%

Production

10%

Management

10%

Education

Construction and repair

Sales

Cleaning and personal care

Healthcare

Food service

Police and fire

Legal and social services

Engineering and science

Business and finance

0.6%

Computer and math

0.2%

Arts, media and sports

Farming, fishing and forestry

Industries

Retail

22%

Public administration

13%

Education

13%

Other services

Transportation, warehousing and utilities

Admin, support and management

Health care and social assistance

Manufacturing

Finance, insurance and real estate

Construction

Restaurants and hotels

Arts and recreation

Professional and technical services

0.9%

Wholesale

Information

Agriculture and mining

Median earnings per worker

$39,205

U.S. $49,666

Self-employed

4.1%

U.S. 10%

Government workers

29.5%

U.S. 14.5%

Nonprofit workers

9.6%

U.S. 8.8%

Median earnings by type of work

Type of work	21545	U.S.
Management, business, science and arts	$69,861	$74,888
Service	$40,272	$26,804
Sales and office	$35,945	$40,476
Construction and maintenance	$50,417	$49,199
Production and transportation	$35,764	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

54%

Some college

14%

Associate's

10%

Bachelor's

Graduate

10%

High school graduate or higher: 95.7%
Bachelor's degree or higher: 17.9%
Graduate or professional degree: 10%
Households with broadband: 83.2%
Cable, fiber or DSL: 73.1%
No internet access: 16.5%
Without health insurance: 1.9%
Limited-English households: 0%

Geography

City (USPS): Mount Savage
State: Maryland
County: Allegany County
Center point: 39.7041° N, 78.8545° W
Land area: 16 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Mount Savage (unincorporated)6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 21545

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
15564	Wellersburg, PA	1.8 mi	86	$56,250	$158,300
21524	Corriganville, MD	2.8 mi	710	$76,417	$158,500
21529	Ellerslie, MD	4.2 mi	514	$37,240	$163,300
21528	Eckhart Mines, MD · PO box	4.3 mi	—	—	—
21501	Cumberland, MD · PO box	6 mi	—	—	—
21503	Cumberland, MD · PO box	6 mi	—	—	—
21502	Cumberland, MD	6.8 mi	41,015	$60,725	$153,700
21543	Midlothian, MD	7 mi	185	—	$190,200
21505	Cumberland, MD · PO box	7.6 mi	—	—	—
21532	Frostburg, MD	7.9 mi	13,647	$63,690	$182,400
26767	Wiley Ford, WV	8 mi	393	$92,073	$219,600
15545	Hyndman, PA	8.7 mi	2,562	$56,757	$129,600

Zip codes like 21545 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 21545

What city is zip code 21545?

21545 is assigned to Mount Savage, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 21545 in?

21545 is in Allegany County, Maryland.

What is the population of 21545?

About 1,694 people live in 21545, according to the Census Bureau's American Community Survey.

What time zone is 21545 in?

21545 is in Eastern Time.

What is the median household income in 21545?

The median household income in 21545 is $60,264.

What zip codes are near 21545?

The closest zip codes to 21545 are 15564, 21524, 21529, 21528, 21501.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 21545, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.