Zip code 21520: Accident, Maryland

Q: What city is zip code 21520?

21520 is assigned to Accident, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 21520 in?

21520 is in Garrett County, Maryland.

Q: What is the population of 21520?

About 1,918 people live in 21520, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 21520?

The median household income in 21520 is $59,852.

Q: What zip codes are near 21520?

The closest zip codes to 21520 are 21522, 21531, 21541, 21536, 15411.

Residential delivery areaGarrett CountyEastern Time

Population

1,918

Median household income

$60K

U.S. $81K

Median home value

$299K

U.S. $333K

Median rent

$693/mo

U.S. $1,413

Median age

43.3

U.S. 38.9

Land area

57 sq mi

34 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 21520

21520 is a rural zip code in Accident, Maryland (Garrett County), covering 57 sq mi of land. About 1,918 people live here, or 34 per square mile. The median resident is 43.3 years old, compared with 38.9 nationally.

The median household earns $59,852 a year, 26% below the national median of $80,734. 8.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $298,600, or 5.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $693 a month.

31% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.8 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in healthcare, management and sales.

How 21520 compares

Sorted from highest to lowest national percentile

Government workers27.6%
97th
U.S. 14.5% · MD 22.5%97th of 444 in MD
Healthcare workers15.2%
95th
U.S. 9.7% · MD 9%30th of 444 in MD
Income inequality (Gini)0.522
94th
WeaknessU.S. 0.483 · MD 0.45621st of 438 in MD
Housing vacancy19.5%
93rd
U.S. 10.1% · MD 7.7%62nd of 441 in MD
Homeownership rate80.8%
80th
StrengthU.S. 65.2% · MD 67.6%232nd of 441 in MD
Median age43.3
79th
U.S. 38.9 · MD 39.4180th of 446 in MD
Residents 65 and older19.9%
73rd
U.S. 17.2% · MD 16.7%164th of 446 in MD
Residents under 1824.1%
68th
U.S. 22% · MD 22.2%126th of 446 in MD
Per capita income$45,096
63rd
U.S. $44,673 · MD $52,979280th of 446 in MD
Work from home12.9%
51st
U.S. 15.1% · MD 19.3%296th of 444 in MD
Veterans5.8%
49th
U.S. 6.2% · MD 6.8%294th of 446 in MD
Bachelor's degree or higher30.8%
48th
U.S. 35.7% · MD 43.4%277th of 445 in MD
Median home value$298,600
43rd
U.S. $332,700 · MD $419,900323rd of 421 in MD
Self-employed workers8.8%
43rd
U.S. 10% · MD 8.7%228th of 444 in MD
Poverty rate8.1%
32nd
U.S. 12.5% · MD 9.4%184th of 441 in MD
Median earnings per worker$42,500
31st
U.S. $49,666 · MD $61,200386th of 443 in MD
Median household income$59,852
20th
WeaknessU.S. $80,734 · MD $103,678389th of 414 in MD
Average commute20.8 min
16th
StrengthU.S. 26.4 min · MD 31.1 min396th of 421 in MD
Rent-burdened renters40.2%
16th
StrengthU.S. 51.1% · MD 51.5%286th of 404 in MD
Foreign-born residents1.8%
11th
U.S. 14.1% · MD 16.6%364th of 446 in MD
Tech workers0.7%
8th
U.S. 3.8% · MD 6.4%363rd of 444 in MD
Population density34/sq mi
5th
U.S. 95/sq mi · MD 639/sq mi425th of 446 in MD
Diversity index11.7
5th
U.S. 61.4 · MD 67.7398th of 446 in MD
Population1,918
3rd
U.S. 334,922,499 · MD 6,206,011314th of 446 in MD
Median gross rent$693
3rd
U.S. $1,413 · MD $1,705335th of 338 in MD
Unemployment rate1.5%
3rd
StrengthU.S. 5.2% · MD 4.9%358th of 444 in MD
Broadband access78.5%
3rd
WeaknessU.S. 91% · MD 92.4%408th of 441 in MD
Uninsured rate1.1%
1st
StrengthU.S. 8.4% · MD 6.3%371st of 444 in MD

Measure	21520	Garrett	MD	U.S.	National percentile	Rank in MD
Government workers	27.6%	20.2%	22.5%	14.5%	97th	97th of 444
Healthcare workers	15.2%	11.5%	9%	9.7%	95th	30th of 444
Income inequality (Gini)Weakness	0.522	0.493	0.456	0.483	94th	21st of 438
Housing vacancy	19.5%	32.5%	7.7%	10.1%	93rd	62nd of 441
Homeownership rateStrength	80.8%	79.7%	67.6%	65.2%	80th	232nd of 441
Median age	43.3	48.3	39.4	38.9	79th	180th of 446
Residents 65 and older	19.9%	24.2%	16.7%	17.2%	73rd	164th of 446
Residents under 18	24.1%	17.7%	22.2%	22%	68th	126th of 446
Per capita income	$45,096	$43,354	$52,979	$44,673	63rd	280th of 446
Work from home	12.9%	12.3%	19.3%	15.1%	51st	296th of 444
Veterans	5.8%	9%	6.8%	6.2%	49th	294th of 446
Bachelor's degree or higher	30.8%	25.9%	43.4%	35.7%	48th	277th of 445
Median home value	$298,600	$235,300	$419,900	$332,700	43rd	323rd of 421
Self-employed workers	8.8%	11.6%	8.7%	10%	43rd	228th of 444
Poverty rate	8.1%	11.2%	9.4%	12.5%	32nd	184th of 441
Median earnings per worker	$42,500	$45,781	$61,200	$49,666	31st	386th of 443
Median household incomeWeakness	$59,852	$67,688	$103,678	$80,734	20th	389th of 414
Average commuteStrength	20.8 min	23.7 min	31.1 min	26.4 min	16th	396th of 421
Rent-burdened rentersStrength	40.2%	35%	51.5%	51.1%	16th	286th of 404
Foreign-born residents	1.8%	1.4%	16.6%	14.1%	11th	364th of 446
Tech workers	0.7%	1.4%	6.4%	3.8%	8th	363rd of 444
Population density	34/sq mi	44/sq mi	639/sq mi	95/sq mi	5th	425th of 446
Diversity index	11.7	10.2	67.7	61.4	5th	398th of 446
Population	1,918	28,615	6,206,011	334,922,499	3rd	314th of 446
Median gross rent	$693	$765	$1,705	$1,413	3rd	335th of 338
Unemployment rateStrength	1.5%	4.4%	4.9%	5.2%	3rd	358th of 444
Broadband accessWeakness	78.5%	83%	92.4%	91%	3rd	408th of 441
Uninsured rateStrength	1.1%	6.2%	6.3%	8.4%	1st	371st of 444

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

21%

5–17

18–24

25–34

19%

35–44

13%

45–54

12%

55–64

14%

65–74

75+

Median age

43.3

Under 18

24.1%

65 and over

19.9%

Race and ethnicity

White94%
Black2%
Hispanic2%
Asian0.3%
Native American0%
Pacific Islander0%
Other0.1%
Multiracial2%

Diversity index

11.7

U.S. 61.4

Foreign-born

1.8%

U.S. 14.1%

Born in state

53.2%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

0.1%

Other

Households

Households: 787
Average household size: 2.4
Family households: 69.4%
Married couples: 60.5%
Living alone: 25.4%
Veterans (of adults): 5.8%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

19%

$50–75k

26%

$75–100k

10%

$100–150k

17%

$150–200k

$200k+

12%

Median household income

21520

$59,852

Garrett Co.

$67,688

Maryland

$103,678

United States

$80,734

Per capita income

$45,096

U.S. $44,673

Poverty rate

8.1%

U.S. 12.5%

Households earning $150K+

15.8%

U.S. 23%

Income inequality (Gini)

0.522

U.S. 0.483

Housing

Median home value

21520

$298,600

Garrett Co.

$235,300

Maryland

$419,900

United States

$332,700

Median gross rent

21520

$693

Garrett Co.

$765

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

0.6%

20+ units

Mobile home

Boat, RV, van

Housing units: 978
Owner-occupied: 80.8%
Vacant: 19.5%
Median year built: 1980
Median rooms: 6.7
Renters paying 30%+ of income: 40.2%
Renters paying 50%+ of income: 14.4%
Home value to income: 5.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

0.6%

Walked

0.2%

Bicycle

Worked from home

13%

Other

Commute time (one way)

<10 min

25%

10–19

32%

20–29

21%

30–44

45–59

60+

10%

Average commute

20.8 min

U.S. 26.4 min

Unemployment

1.5%

U.S. 5.2%

In labor force

59.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

15%

Management

14%

Sales

12%

Food service

Office and admin

Construction and repair

Transportation and moving

Engineering and science

Production

Cleaning and personal care

Business and finance

Legal and social services

Education

Arts, media and sports

Computer and math

0.7%

Police and fire

0.4%

Farming, fishing and forestry

Industries

Health care and social assistance

19%

Construction

17%

Retail

14%

Restaurants and hotels

10%

Finance, insurance and real estate

Education

Professional and technical services

Public administration

Other services

Transportation, warehousing and utilities

Arts and recreation

Agriculture and mining

Admin, support and management

Manufacturing

0.7%

Information

0.6%

Wholesale

Median earnings per worker

$42,500

U.S. $49,666

Self-employed

8.8%

U.S. 10%

Government workers

27.6%

U.S. 14.5%

Nonprofit workers

7.2%

U.S. 8.8%

Median earnings by type of work

Type of work	21520	U.S.
Management, business, science and arts	$76,080	$74,888
Service	$26,406	$26,804
Sales and office	$22,419	$40,476
Construction and maintenance	$34,018	$49,199
Production and transportation	$50,833	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

33%

Some college

23%

Associate's

Bachelor's

10%

Graduate

21%

High school graduate or higher: 92.9%
Bachelor's degree or higher: 30.8%
Graduate or professional degree: 21.2%
Households with broadband: 78.5%
Cable, fiber or DSL: 56%
No internet access: 16.9%
Without health insurance: 1.1%
Limited-English households: 0.1%

Geography

City (USPS): Accident
State: Maryland
County: Garrett County
Center point: 39.6366° N, 79.3078° W
Land area: 57 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 21520

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
21522	Bittinger, MD · PO box	5.1 mi	—	—	—
21531	Friendsville, MD	6.4 mi	2,487	$63,750	$180,300
21541	Mc Henry, MD	7.6 mi	1,335	$82,955	$342,500
21536	Grantsville, MD	7.7 mi	3,833	$64,205	$201,300
15411	Addison, PA	7.9 mi	695	$68,125	$206,600
21561	Swanton, MD	12 mi	2,412	$73,858	$328,700
15540	Fort Hill, PA	12 mi	418	$70,875	$206,800
15459	Markleysburg, PA	12 mi	1,861	$71,250	$174,800
15485	Ursina, PA · PO box	13 mi	—	—	—
15562	Springs, PA	13 mi	344	$84,844	$167,000
15565	West Salisbury, PA	13 mi	25	$98,750	$225,000
15424	Confluence, PA	13 mi	2,011	$56,190	$152,100

Zip codes like 21520 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 21520

What city is zip code 21520?

21520 is assigned to Accident, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 21520 in?

21520 is in Garrett County, Maryland.

What is the population of 21520?

About 1,918 people live in 21520, according to the Census Bureau's American Community Survey.

What time zone is 21520 in?

21520 is in Eastern Time.

What is the median household income in 21520?

The median household income in 21520 is $59,852.

What zip codes are near 21520?

The closest zip codes to 21520 are 21522, 21531, 21541, 21536, 15411.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 21520, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.