Zip code 21028: Churchville, Maryland

Q: What city is zip code 21028?

21028 is assigned to Churchville, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 21028 in?

21028 is in Harford County, Maryland.

Q: What is the population of 21028?

About 3,103 people live in 21028, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 21028?

The median household income in 21028 is $137,586.

Q: What zip codes are near 21028?

The closest zip codes to 21028 are 21015, 21001, 21034, 21014, 21078.

Residential delivery areaHarford CountyEastern Time

Population

3,103

Median household income

$138K

U.S. $81K

Median home value

$512K

U.S. $333K

Median rent

$2,080/mo

U.S. $1,413

Median age

44.6

U.S. 38.9

Land area

13 sq mi

241 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 21028

21028 is a small-town zip code in Churchville, Maryland (Harford County), covering 13 sq mi of land. About 3,103 people live here, or 241 per square mile. The median resident is 44.6 years old, compared with 38.9 nationally.

The median household earns $137,586 a year, 70% above the national median of $80,734. 3.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $512,400, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 85% of occupied homes are lived in by their owners, and renters pay a median of $2,080 a month.

50% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31 minutes each way, and 21% of workers work from home. The most common jobs among working residents are in management; sales; and construction and repair.

How 21028 compares

Sorted from highest to lowest national percentile

Government workers27.6%
97th
U.S. 14.5% · MD 22.5%98th of 444 in MD
Median household income$137,586
92nd
StrengthU.S. $80,734 · MD $103,678110th of 414 in MD
Veterans10.5%
91st
U.S. 6.2% · MD 6.8%94th of 446 in MD
Median earnings per worker$75,152
91st
StrengthU.S. $49,666 · MD $61,200118th of 443 in MD
Homeownership rate85.2%
89th
StrengthU.S. 65.2% · MD 67.6%176th of 441 in MD
Per capita income$64,473
88th
StrengthU.S. $44,673 · MD $52,97996th of 446 in MD
Median gross rent$2,080
87th
U.S. $1,413 · MD $1,70572nd of 338 in MD
Median age44.6
84th
U.S. 38.9 · MD 39.4149th of 446 in MD
Work from home21.3%
81st
U.S. 15.1% · MD 19.3%142nd of 444 in MD
Rent-burdened renters58.8%
80th
WeaknessU.S. 51.1% · MD 51.5%104th of 404 in MD
Bachelor's degree or higher49.6%
79th
U.S. 35.7% · MD 43.4%130th of 445 in MD
Average commute31 min
79th
U.S. 26.4 min · MD 31.1 min220th of 421 in MD
Tech workers4.9%
78th
U.S. 3.8% · MD 6.4%216th of 444 in MD
Median home value$512,400
76th
U.S. $332,700 · MD $419,900120th of 421 in MD
Residents 65 and older20.1%
74th
U.S. 17.2% · MD 16.7%161st of 446 in MD
Broadband access94.7%
73rd
U.S. 91% · MD 92.4%184th of 441 in MD
Self-employed workers9.9%
57th
U.S. 10% · MD 8.7%174th of 444 in MD
Housing vacancy6%
44th
U.S. 10.1% · MD 7.7%201st of 441 in MD
Healthcare workers8.8%
39th
U.S. 9.7% · MD 9%189th of 444 in MD
Income inequality (Gini)0.422
39th
U.S. 0.483 · MD 0.456161st of 438 in MD
Diversity index32
26th
U.S. 61.4 · MD 67.7286th of 446 in MD
Foreign-born residents4.4%
26th
U.S. 14.1% · MD 16.6%272nd of 446 in MD
Population density241/sq mi
23rd
U.S. 95/sq mi · MD 639/sq mi279th of 446 in MD
Uninsured rate3.4%
16th
StrengthU.S. 8.4% · MD 6.3%240th of 444 in MD
Residents under 1817.5%
16th
U.S. 22% · MD 22.2%340th of 446 in MD
Unemployment rate2.3%
8th
StrengthU.S. 5.2% · MD 4.9%327th of 444 in MD
Population3,103
5th
U.S. 334,922,499 · MD 6,206,011272nd of 446 in MD
Poverty rate3.1%
3rd
StrengthU.S. 12.5% · MD 9.4%355th of 441 in MD

Measure	21028	Harford	MD	U.S.	National percentile	Rank in MD
Government workers	27.6%	22.5%	22.5%	14.5%	97th	98th of 444
Median household incomeStrength	$137,586	$112,265	$103,678	$80,734	92nd	110th of 414
Veterans	10.5%	8.6%	6.8%	6.2%	91st	94th of 446
Median earnings per workerStrength	$75,152	$65,599	$61,200	$49,666	91st	118th of 443
Homeownership rateStrength	85.2%	79.7%	67.6%	65.2%	89th	176th of 441
Per capita incomeStrength	$64,473	$51,717	$52,979	$44,673	88th	96th of 446
Median gross rent	$2,080	$1,586	$1,705	$1,413	87th	72nd of 338
Median age	44.6	40.5	39.4	38.9	84th	149th of 446
Work from home	21.3%	14.9%	19.3%	15.1%	81st	142nd of 444
Rent-burdened rentersWeakness	58.8%	48.9%	51.5%	51.1%	80th	104th of 404
Bachelor's degree or higher	49.6%	40.3%	43.4%	35.7%	79th	130th of 445
Average commute	31 min	32.1 min	31.1 min	26.4 min	79th	220th of 421
Tech workers	4.9%	5.7%	6.4%	3.8%	78th	216th of 444
Median home value	$512,400	$386,400	$419,900	$332,700	76th	120th of 421
Residents 65 and older	20.1%	17.4%	16.7%	17.2%	74th	161st of 446
Broadband access	94.7%	92.6%	92.4%	91%	73rd	184th of 441
Self-employed workers	9.9%	7.2%	8.7%	10%	57th	174th of 444
Housing vacancy	6%	3.5%	7.7%	10.1%	44th	201st of 441
Healthcare workers	8.8%	9.3%	9%	9.7%	39th	189th of 444
Income inequality (Gini)	0.422	0.408	0.456	0.483	39th	161st of 438
Diversity index	32	46.1	67.7	61.4	26th	286th of 446
Foreign-born residents	4.4%	5.9%	16.6%	14.1%	26th	272nd of 446
Population density	241/sq mi	603/sq mi	639/sq mi	95/sq mi	23rd	279th of 446
Uninsured rateStrength	3.4%	3.6%	6.3%	8.4%	16th	240th of 444
Residents under 18	17.5%	22.3%	22.2%	22%	16th	340th of 446
Unemployment rateStrength	2.3%	3.8%	4.9%	5.2%	8th	327th of 444
Population	3,103	263,757	6,206,011	334,922,499	5th	272nd of 446
Poverty rateStrength	3.1%	7.1%	9.4%	12.5%	3rd	355th of 441

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

12%

18–24

25–34

13%

35–44

13%

45–54

16%

55–64

12%

65–74

75+

Median age

44.6

Under 18

17.5%

65 and over

20.1%

Race and ethnicity

White82%
Black1%
Hispanic6%
Asian4%
Native American0%
Pacific Islander0%
Other4%
Multiracial3%

Diversity index

U.S. 61.4

Foreign-born

4.4%

U.S. 14.1%

Born in state

55.8%

Language spoken at home (households)

English only

86%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,066
Average household size: 2.9
Family households: 78.7%
Married couples: 68.4%
Living alone: 19%
Veterans (of adults): 10.5%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

15%

$50–75k

$75–100k

11%

$100–150k

21%

$150–200k

11%

$200k+

32%

Median household income

21028

$137,586

Harford Co.

$112,265

Maryland

$103,678

United States

$80,734

Per capita income

$64,473

U.S. $44,673

Poverty rate

3.1%

U.S. 12.5%

Households earning $150K+

43.4%

U.S. 23%

Income inequality (Gini)

0.422

U.S. 0.483

Housing

Median home value

21028

$512,400

Harford Co.

$386,400

Maryland

$419,900

United States

$332,700

Median gross rent

21028

$2,080

Harford Co.

$1,586

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

99%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,134
Owner-occupied: 85.2%
Vacant: 6%
Median year built: 1973
Median rooms: 8.2
Renters paying 30%+ of income: 58.8%
Renters paying 50%+ of income: 51%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

Transit

Walked

Bicycle

Worked from home

21%

Other

0.5%

Commute time (one way)

<10 min

10–19

15%

20–29

31%

30–44

27%

45–59

10%

60+

12%

Average commute

31 min

U.S. 26.4 min

Unemployment

2.3%

U.S. 5.2%

In labor force

62.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Sales

10%

Construction and repair

10%

Healthcare

Office and admin

Business and finance

Transportation and moving

Cleaning and personal care

Engineering and science

Computer and math

Production

Education

Legal and social services

Police and fire

Food service

Arts, media and sports

Farming, fishing and forestry

Industries

Public administration

14%

Professional and technical services

11%

Health care and social assistance

10%

Education

10%

Transportation, warehousing and utilities

10%

Construction

Finance, insurance and real estate

Manufacturing

Retail

Other services

Admin, support and management

Wholesale

Information

Arts and recreation

Restaurants and hotels

Agriculture and mining

0.6%

Median earnings per worker

$75,152

U.S. $49,666

Self-employed

9.9%

U.S. 10%

Government workers

27.6%

U.S. 14.5%

Nonprofit workers

6.8%

U.S. 8.8%

Median earnings by type of work

Type of work	21028	U.S.
Management, business, science and arts	$101,163	$74,888
Service	$17,679	$26,804
Sales and office	$68,289	$40,476
Construction and maintenance	$42,237	$49,199
Production and transportation	$65,417	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

15%

Associate's

Bachelor's

24%

Graduate

26%

High school graduate or higher: 96.2%
Bachelor's degree or higher: 49.6%
Graduate or professional degree: 25.7%
Households with broadband: 94.7%
Cable, fiber or DSL: 82.5%
No internet access: 3.8%
Without health insurance: 3.4%
Limited-English households: 0%

Geography

City (USPS): Churchville
State: Maryland
County: Harford County
Center point: 39.5660° N, 76.2495° W
Land area: 13 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 21028

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
21015	Bel Air, MD	2.7 mi	30,013	$137,281	$443,400
21001	Aberdeen, MD	5 mi	27,168	$83,238	$285,800
21034	Darlington, MD	5.3 mi	2,846	$78,047	$401,500
21014	Bel Air, MD	5.8 mi	38,707	$116,970	$429,900
21078	Havre De Grace, MD	5.8 mi	20,030	$106,667	$385,600
21017	Belcamp, MD	6.3 mi	6,648	$106,831	$258,300
21009	Abingdon, MD	6.8 mi	33,679	$121,660	$357,100
21130	Perryman, MD	7.1 mi	112	$17,336	—
21050	Forest Hill, MD	7.7 mi	17,466	$125,208	$456,800
21018	Benson, MD · PO box	8.2 mi	—	—	—
21918	Conowingo, MD	8.7 mi	4,169	$84,587	$324,800
21154	Street, MD	8.7 mi	6,544	$97,658	$455,400

Zip codes like 21028 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 21028

What city is zip code 21028?

21028 is assigned to Churchville, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 21028 in?

21028 is in Harford County, Maryland.

What is the population of 21028?

About 3,103 people live in 21028, according to the Census Bureau's American Community Survey.

What time zone is 21028 in?

21028 is in Eastern Time.

What is the median household income in 21028?

The median household income in 21028 is $137,586.

What zip codes are near 21028?

The closest zip codes to 21028 are 21015, 21001, 21034, 21014, 21078.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 21028, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.