20736

Zip code 20736: Owings, Maryland

Q: What city is zip code 20736?

20736 is assigned to Owings, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 20736 in?

20736 is mostly in Calvert County, but it extends into 1 other county.

Q: What is the population of 20736?

About 9,960 people live in 20736, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 20736?

The median household income in 20736 is $159,851.

Q: What zip codes are near 20736?

The closest zip codes to 20736 are 20689, 20758, 20754, 20714, 20732.

Residential delivery areaCalvert CountyEastern Time

Population

9,960

Median household income

$160K

U.S. $81K

Median home value

$568K

U.S. $333K

Median rent

$1,754/mo

U.S. $1,413

Median age

38.8

U.S. 38.9

Land area

25 sq mi

403 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 20736

20736 is a small-town zip code in Owings, Maryland (Calvert County), covering 25 sq mi of land. About 9,960 people live here, or 403 per square mile. The median resident is 38.8 years old, compared with 38.9 nationally.

The median household earns $159,851 a year, about 2.0× the national median of $80,734. 2.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $567,700, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 94% of occupied homes are lived in by their owners, and renters pay a median of $1,754 a month.

44% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 38.4 minutes each way, and 17% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and computer and math (tech).

How 20736 compares

Sorted from highest to lowest national percentile

Homeownership rate93.6%
99th
StrengthU.S. 65.2% · MD 67.6%78th of 441 in MD
Median household income$159,851
96th
StrengthU.S. $80,734 · MD $103,67866th of 414 in MD
Average commute38.4 min
96th
WeaknessU.S. 26.4 min · MD 31.1 min69th of 421 in MD
Government workers27%
96th
U.S. 14.5% · MD 22.5%107th of 444 in MD
Tech workers8.9%
95th
U.S. 3.8% · MD 6.4%70th of 444 in MD
Broadband access97.2%
94th
StrengthU.S. 91% · MD 92.4%94th of 441 in MD
Veterans11.3%
93rd
U.S. 6.2% · MD 6.8%72nd of 446 in MD
Median earnings per worker$76,985
91st
StrengthU.S. $49,666 · MD $61,200111th of 443 in MD
Residents under 1827.2%
87th
U.S. 22% · MD 22.2%43rd of 446 in MD
Per capita income$61,544
86th
StrengthU.S. $44,673 · MD $52,979121st of 446 in MD
Median home value$567,700
79th
U.S. $332,700 · MD $419,90094th of 421 in MD
Self-employed workers11.6%
74th
U.S. 10% · MD 8.7%137th of 444 in MD
Bachelor's degree or higher44.4%
72nd
U.S. 35.7% · MD 43.4%166th of 445 in MD
Median gross rent$1,754
71st
U.S. $1,413 · MD $1,705134th of 338 in MD
Work from home16.6%
67th
U.S. 15.1% · MD 19.3%218th of 444 in MD
Median age38.8
48th
U.S. 38.9 · MD 39.4299th of 446 in MD
Residents 65 and older14.9%
37th
U.S. 17.2% · MD 16.7%318th of 446 in MD
Diversity index35.9
31st
U.S. 61.4 · MD 67.7259th of 446 in MD
Population density403/sq mi
30th
U.S. 95/sq mi · MD 639/sq mi227th of 446 in MD
Housing vacancy4.6%
29th
U.S. 10.1% · MD 7.7%259th of 441 in MD
Foreign-born residents3.3%
20th
U.S. 14.1% · MD 16.6%299th of 446 in MD
Rent-burdened renters40.9%
18th
StrengthU.S. 51.1% · MD 51.5%283rd of 404 in MD
Population9,960
15th
U.S. 334,922,499 · MD 6,206,011186th of 446 in MD
Uninsured rate2.6%
9th
StrengthU.S. 8.4% · MD 6.3%288th of 444 in MD
Healthcare workers5.5%
5th
U.S. 9.7% · MD 9%335th of 444 in MD
Unemployment rate1.1%
2nd
StrengthU.S. 5.2% · MD 4.9%373rd of 444 in MD
Income inequality (Gini)0.340
2nd
StrengthU.S. 0.483 · MD 0.456368th of 438 in MD
Poverty rate2.3%
1st
StrengthU.S. 12.5% · MD 9.4%376th of 441 in MD

Measure	20736	Calvert	MD	U.S.	National percentile	Rank in MD
Homeownership rateStrength	93.6%	87.2%	67.6%	65.2%	99th	78th of 441
Median household incomeStrength	$159,851	$133,922	$103,678	$80,734	96th	66th of 414
Average commuteWeakness	38.4 min	39.3 min	31.1 min	26.4 min	96th	69th of 421
Government workers	27%	28.9%	22.5%	14.5%	96th	107th of 444
Tech workers	8.9%	6.3%	6.4%	3.8%	95th	70th of 444
Broadband accessStrength	97.2%	93.6%	92.4%	91%	94th	94th of 441
Veterans	11.3%	11.3%	6.8%	6.2%	93rd	72nd of 446
Median earnings per workerStrength	$76,985	$71,681	$61,200	$49,666	91st	111th of 443
Residents under 18	27.2%	23.1%	22.2%	22%	87th	43rd of 446
Per capita incomeStrength	$61,544	$57,710	$52,979	$44,673	86th	121st of 446
Median home value	$567,700	$460,200	$419,900	$332,700	79th	94th of 421
Self-employed workers	11.6%	8.5%	8.7%	10%	74th	137th of 444
Bachelor's degree or higher	44.4%	37%	43.4%	35.7%	72nd	166th of 445
Median gross rent	$1,754	$1,759	$1,705	$1,413	71st	134th of 338
Work from home	16.6%	18.5%	19.3%	15.1%	67th	218th of 444
Median age	38.8	40.8	39.4	38.9	48th	299th of 446
Residents 65 and older	14.9%	16.3%	16.7%	17.2%	37th	318th of 446
Diversity index	35.9	43.6	67.7	61.4	31st	259th of 446
Population density	403/sq mi	442/sq mi	639/sq mi	95/sq mi	30th	227th of 446
Housing vacancy	4.6%	7.3%	7.7%	10.1%	29th	259th of 441
Foreign-born residents	3.3%	4%	16.6%	14.1%	20th	299th of 446
Rent-burdened rentersStrength	40.9%	47.7%	51.5%	51.1%	18th	283rd of 404
Population	9,960	94,313	6,206,011	334,922,499	15th	186th of 446
Uninsured rateStrength	2.6%	3%	6.3%	8.4%	9th	288th of 444
Healthcare workers	5.5%	6.3%	9%	9.7%	5th	335th of 444
Unemployment rateStrength	1.1%	2.7%	4.9%	5.2%	2nd	373rd of 444
Income inequality (Gini)Strength	0.340	0.383	0.456	0.483	2nd	368th of 438
Poverty rateStrength	2.3%	3.9%	9.4%	12.5%	1st	376th of 441

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

12%

25–34

13%

35–44

13%

45–54

15%

55–64

65–74

75+

Median age

38.8

Under 18

27.2%

65 and over

14.9%

Race and ethnicity

White79%
Black6%
Hispanic5%
Asian0.7%
Native American0.1%
Pacific Islander0.1%
Other2%
Multiracial7%

Diversity index

35.9

U.S. 61.4

Foreign-born

3.3%

U.S. 14.1%

Born in state

47.3%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

0.8%

Households

Households: 3,305
Average household size: 3
Family households: 84.7%
Married couples: 69.4%
Living alone: 11.5%
Veterans (of adults): 11.3%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

10%

$100–150k

21%

$150–200k

20%

$200k+

34%

Median household income

20736

$159,851

Calvert Co.

$133,922

Maryland

$103,678

United States

$80,734

Per capita income

$61,544

U.S. $44,673

Poverty rate

2.3%

U.S. 12.5%

Households earning $150K+

53.5%

U.S. 23%

Income inequality (Gini)

0.340

U.S. 0.483

Housing

Median home value

20736

$567,700

Calvert Co.

$460,200

Maryland

$419,900

United States

$332,700

Median gross rent

20736

$1,754

Calvert Co.

$1,759

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

99%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 3,466
Owner-occupied: 93.6%
Vacant: 4.6%
Median year built: 1991
Median rooms: 8.3
Renters paying 30%+ of income: 40.9%
Renters paying 50%+ of income: 8.2%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

Walked

0.2%

Bicycle

Worked from home

17%

Other

0.5%

Commute time (one way)

<10 min

17%

10–19

10%

20–29

30–44

14%

45–59

26%

60+

24%

Average commute

38.4 min

U.S. 26.4 min

Unemployment

1.1%

U.S. 5.2%

In labor force

65.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

19%

Office and admin

10%

Computer and math

Business and finance

Construction and repair

Sales

Education

Healthcare

Cleaning and personal care

Engineering and science

Police and fire

Transportation and moving

Food service

Legal and social services

Arts, media and sports

Production

Farming, fishing and forestry

Industries

Public administration

20%

Professional and technical services

13%

Retail

11%

Admin, support and management

Education

Health care and social assistance

Construction

Manufacturing

Finance, insurance and real estate

Other services

Transportation, warehousing and utilities

Restaurants and hotels

Wholesale

Arts and recreation

Information

0.8%

Agriculture and mining

Median earnings per worker

$76,985

U.S. $49,666

Self-employed

11.6%

U.S. 10%

Government workers

27%

U.S. 14.5%

Nonprofit workers

5.5%

U.S. 8.8%

Median earnings by type of work

Type of work	20736	U.S.
Management, business, science and arts	$95,156	$74,888
Service	$42,644	$26,804
Sales and office	$53,125	$40,476
Construction and maintenance	$59,375	$49,199
Production and transportation	$47,308	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

24%

Some college

16%

Associate's

11%

Bachelor's

27%

Graduate

17%

High school graduate or higher: 95.7%
Bachelor's degree or higher: 44.4%
Graduate or professional degree: 17.2%
Households with broadband: 97.2%
Cable, fiber or DSL: 88.5%
No internet access: 2%
Without health insurance: 2.6%
Limited-English households: 0%

Geography

City (USPS): Owings
State: Maryland
County: Calvert County
Center point: 38.6899° N, 76.6173° W
Land area: 25 sq mi
Water area: 0.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

20736 spans 2 counties

Calvert County97% of land
Anne Arundel County3% of land

Cities and towns within this zip

Owings (unincorporated)16% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 20736

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
20689	Sunderland, MD	2.2 mi	1,809	$161,833	$490,500
20758	Friendship, MD	3.4 mi	714	$240,847	$596,600
20754	Dunkirk, MD	3.6 mi	7,545	$167,371	$614,200
20714	North Beach, MD	4.6 mi	4,525	$91,099	$386,300
20732	Chesapeake Beach, MD	4.7 mi	10,722	$140,304	$448,700
20779	Tracys Landing, MD	5.4 mi	883	$178,452	$572,600
20639	Huntingtown, MD	6.2 mi	15,544	$161,422	$555,100
20711	Lothian, MD	7.8 mi	7,731	$113,576	$429,000
20751	Deale, MD	7.8 mi	2,851	$123,951	$490,300
20608	Aquasco, MD	8.7 mi	693	$82,083	$400,000
20733	Churchton, MD	9.2 mi	2,669	$126,797	$394,000
20778	West River, MD	9.9 mi	2,211	$205,974	$716,500

Zip codes like 20736 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 20736

What city is zip code 20736?

20736 is assigned to Owings, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 20736 in?

20736 is mostly in Calvert County, but it extends into 1 other county.

What is the population of 20736?

About 9,960 people live in 20736, according to the Census Bureau's American Community Survey.

What time zone is 20736 in?

20736 is in Eastern Time.

What is the median household income in 20736?

The median household income in 20736 is $159,851.

What zip codes are near 20736?

The closest zip codes to 20736 are 20689, 20758, 20754, 20714, 20732.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 20736, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.