20695

Zip code 20695: White Plains, Maryland

Q: What city is zip code 20695?

20695 is assigned to White Plains, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 20695 in?

20695 is in Charles County, Maryland.

Q: What is the population of 20695?

About 16,407 people live in 20695, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 20695?

The median household income in 20695 is $141,959.

Q: What zip codes are near 20695?

The closest zip codes to 20695 are 20675, 20603, 20602, 20646, 20604.

Residential delivery areaCharles CountyEastern Time

Population

16,407

Median household income

$142K

U.S. $81K

Median home value

$471K

U.S. $333K

Median rent

$2,103/mo

U.S. $1,413

Median age

38.9

U.S. 38.9

Land area

14 sq mi

1,140 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 20695

20695 is a suburban zip code in White Plains, Maryland (Charles County), covering 14 sq mi of land. About 16,407 people live here, or 1,140 per square mile. The median resident is 38.9 years old, compared with 38.9 nationally.

The median household earns $141,959 a year, 76% above the national median of $80,734. 8.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $470,900, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 87% of occupied homes are lived in by their owners, and renters pay a median of $2,103 a month.

40% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 41.5 minutes each way, and 21% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and business and finance.

How 20695 compares

Sorted from highest to lowest national percentile

Government workers38.3%
99th
U.S. 14.5% · MD 22.5%26th of 444 in MD
Average commute41.5 min
98th
WeaknessU.S. 26.4 min · MD 31.1 min37th of 421 in MD
Veterans14%
97th
U.S. 6.2% · MD 6.8%37th of 446 in MD
Tech workers9%
95th
U.S. 3.8% · MD 6.4%66th of 444 in MD
Median household income$141,959
93rd
StrengthU.S. $80,734 · MD $103,67896th of 414 in MD
Homeownership rate87.2%
92nd
StrengthU.S. 65.2% · MD 67.6%151st of 441 in MD
Rent-burdened renters63.8%
91st
WeaknessU.S. 51.1% · MD 51.5%73rd of 404 in MD
Median earnings per worker$72,116
88th
StrengthU.S. $49,666 · MD $61,200143rd of 443 in MD
Median gross rent$2,103
87th
U.S. $1,413 · MD $1,70569th of 338 in MD
Work from home21.2%
80th
U.S. 15.1% · MD 19.3%144th of 444 in MD
Residents under 1825.3%
77th
U.S. 22% · MD 22.2%84th of 446 in MD
Per capita income$52,453
76th
U.S. $44,673 · MD $52,979217th of 446 in MD
Broadband access94.9%
75th
U.S. 91% · MD 92.4%176th of 441 in MD
Median home value$470,900
72nd
U.S. $332,700 · MD $419,900154th of 421 in MD
Diversity index57.7
67th
U.S. 61.4 · MD 67.7122nd of 446 in MD
Bachelor's degree or higher39.9%
65th
U.S. 35.7% · MD 43.4%203rd of 445 in MD
Unemployment rate5.1%
54th
U.S. 5.2% · MD 4.9%149th of 444 in MD
Foreign-born residents10%
51st
U.S. 14.1% · MD 16.6%154th of 446 in MD
Median age38.9
49th
U.S. 38.9 · MD 39.4297th of 446 in MD
Population density1,140/sq mi
46th
U.S. 95/sq mi · MD 639/sq mi154th of 446 in MD
Poverty rate8.3%
34th
U.S. 12.5% · MD 9.4%178th of 441 in MD
Residents 65 and older14.3%
32nd
U.S. 17.2% · MD 16.7%335th of 446 in MD
Population16,407
25th
U.S. 334,922,499 · MD 6,206,011143rd of 446 in MD
Uninsured rate3.5%
17th
StrengthU.S. 8.4% · MD 6.3%233rd of 444 in MD
Healthcare workers6.6%
12th
U.S. 9.7% · MD 9%297th of 444 in MD
Self-employed workers5.8%
8th
U.S. 10% · MD 8.7%351st of 444 in MD
Income inequality (Gini)0.369
6th
StrengthU.S. 0.483 · MD 0.456319th of 438 in MD
Housing vacancy0.3%
1st
U.S. 10.1% · MD 7.7%398th of 441 in MD

Measure	20695	Charles	MD	U.S.	National percentile	Rank in MD
Government workers	38.3%	35.4%	22.5%	14.5%	99th	26th of 444
Average commuteWeakness	41.5 min	41.4 min	31.1 min	26.4 min	98th	37th of 421
Veterans	14%	13%	6.8%	6.2%	97th	37th of 446
Tech workers	9%	7.3%	6.4%	3.8%	95th	66th of 444
Median household incomeStrength	$141,959	$122,816	$103,678	$80,734	93rd	96th of 414
Homeownership rateStrength	87.2%	82.1%	67.6%	65.2%	92nd	151st of 441
Rent-burdened rentersWeakness	63.8%	46.4%	51.5%	51.1%	91st	73rd of 404
Median earnings per workerStrength	$72,116	$67,262	$61,200	$49,666	88th	143rd of 443
Median gross rent	$2,103	$1,920	$1,705	$1,413	87th	69th of 338
Work from home	21.2%	16.4%	19.3%	15.1%	80th	144th of 444
Residents under 18	25.3%	23.9%	22.2%	22%	77th	84th of 446
Per capita income	$52,453	$51,110	$52,979	$44,673	76th	217th of 446
Broadband access	94.9%	93.4%	92.4%	91%	75th	176th of 441
Median home value	$470,900	$428,500	$419,900	$332,700	72nd	154th of 421
Diversity index	57.7	65.1	67.7	61.4	67th	122nd of 446
Bachelor's degree or higher	39.9%	33.5%	43.4%	35.7%	65th	203rd of 445
Unemployment rate	5.1%	4.8%	4.9%	5.2%	54th	149th of 444
Foreign-born residents	10%	8.5%	16.6%	14.1%	51st	154th of 446
Median age	38.9	38.9	39.4	38.9	49th	297th of 446
Population density	1,140/sq mi	373/sq mi	639/sq mi	95/sq mi	46th	154th of 446
Poverty rate	8.3%	6.9%	9.4%	12.5%	34th	178th of 441
Residents 65 and older	14.3%	13.7%	16.7%	17.2%	32nd	335th of 446
Population	16,407	170,527	6,206,011	334,922,499	25th	143rd of 446
Uninsured rateStrength	3.5%	4.6%	6.3%	8.4%	17th	233rd of 444
Healthcare workers	6.6%	7.5%	9%	9.7%	12th	297th of 444
Self-employed workers	5.8%	6%	8.7%	10%	8th	351st of 444
Income inequality (Gini)Strength	0.369	0.388	0.456	0.483	6th	319th of 438
Housing vacancy	0.3%	4.6%	7.7%	10.1%	1st	398th of 441

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

10%

25–34

15%

35–44

16%

45–54

12%

55–64

65–74

75+

Median age

38.9

Under 18

25.3%

65 and over

14.3%

Race and ethnicity

White19%
Black61%
Hispanic9%
Asian3%
Native American0%
Pacific Islander0%
Other3%
Multiracial5%

Diversity index

57.7

U.S. 61.4

Foreign-born

10%

U.S. 14.1%

Born in state

35.1%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 5,469
Average household size: 3
Family households: 69.1%
Married couples: 51.6%
Living alone: 22%
Veterans (of adults): 14%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

12%

$50–75k

$75–100k

$100–150k

25%

$150–200k

15%

$200k+

28%

Median household income

20695

$141,959

Charles Co.

$122,816

Maryland

$103,678

United States

$80,734

Per capita income

$52,453

U.S. $44,673

Poverty rate

8.3%

U.S. 12.5%

Households earning $150K+

43.4%

U.S. 23%

Income inequality (Gini)

0.369

U.S. 0.483

Housing

Median home value

20695

$470,900

Charles Co.

$428,500

Maryland

$419,900

United States

$332,700

Median gross rent

20695

$2,103

Charles Co.

$1,920

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

90%

2–4 units

0.6%

5–19 units

0.7%

20+ units

Mobile home

Boat, RV, van

Housing units: 5,483
Owner-occupied: 87.2%
Vacant: 0.3%
Median year built: 2008
Median rooms: 7.5
Renters paying 30%+ of income: 63.8%
Renters paying 50%+ of income: 44.9%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

63%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

21%

Other

Commute time (one way)

<10 min

10–19

24%

20–29

13%

30–44

14%

45–59

15%

60+

32%

Average commute

41.5 min

U.S. 26.4 min

Unemployment

5.1%

U.S. 5.2%

In labor force

70.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Office and admin

10%

Business and finance

Computer and math

Education

Sales

Transportation and moving

Construction and repair

Healthcare

Legal and social services

Police and fire

Food service

Arts, media and sports

Cleaning and personal care

Engineering and science

Production

Farming, fishing and forestry

Industries

Public administration

22%

Professional and technical services

15%

Education

10%

Construction

Health care and social assistance

Retail

Finance, insurance and real estate

Restaurants and hotels

Admin, support and management

Other services

Transportation, warehousing and utilities

Manufacturing

Wholesale

Arts and recreation

0.7%

Agriculture and mining

0.7%

Information

0.2%

Median earnings per worker

$72,116

U.S. $49,666

Self-employed

5.8%

U.S. 10%

Government workers

38.3%

U.S. 14.5%

Nonprofit workers

7.6%

U.S. 8.8%

Median earnings by type of work

Type of work	20695	U.S.
Management, business, science and arts	$91,920	$74,888
Service	$36,336	$26,804
Sales and office	$40,455	$40,476
Construction and maintenance	$70,429	$49,199
Production and transportation	$33,836	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

25%

Some college

21%

Associate's

Bachelor's

23%

Graduate

16%

High school graduate or higher: 93.7%
Bachelor's degree or higher: 39.9%
Graduate or professional degree: 16.4%
Households with broadband: 94.9%
Cable, fiber or DSL: 85.6%
No internet access: 1.9%
Without health insurance: 3.5%
Limited-English households: 0.9%

Geography

City (USPS): White Plains
State: Maryland
County: Charles County
Center point: 38.5878° N, 76.9788° W
Land area: 14 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Waldorf (unincorporated)51% of zip
Bensville (unincorporated)34% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 20695

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
20675	Pomfret, MD	2 mi	1,796	$127,269	$483,700
20603	Waldorf, MD	2.9 mi	31,844	$137,946	$453,700
20602	Waldorf, MD	4.6 mi	28,331	$107,360	$376,800
20646	La Plata, MD	4.8 mi	21,400	$131,974	$450,200
20604	Waldorf, MD · PO box	5.4 mi	—	—	—
20607	Accokeek, MD	6.5 mi	13,750	$151,427	$559,000
20601	Waldorf, MD	7 mi	26,945	$117,480	$402,100
20677	Port Tobacco, MD	7.1 mi	2,088	$165,764	$576,700
20617	Bryantown, MD	7.5 mi	334	$104,036	$501,800
20616	Bryans Road, MD	8.2 mi	8,057	$128,177	$387,000
20611	Bel Alton, MD	9.2 mi	1,219	$151,607	$460,900
20658	Marbury, MD	9.8 mi	866	$104,375	$340,000

Zip codes like 20695 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 20695

What city is zip code 20695?

20695 is assigned to White Plains, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 20695 in?

20695 is in Charles County, Maryland.

What is the population of 20695?

About 16,407 people live in 20695, according to the Census Bureau's American Community Survey.

What time zone is 20695 in?

20695 is in Eastern Time.

What is the median household income in 20695?

The median household income in 20695 is $141,959.

What zip codes are near 20695?

The closest zip codes to 20695 are 20675, 20603, 20602, 20646, 20604.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 20695, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.