20640

Zip code 20640: Indian Head, Maryland

Q: What city is zip code 20640?

20640 is assigned to Indian Head, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 20640 in?

20640 is in Charles County, Maryland.

Q: What is the population of 20640?

About 10,685 people live in 20640, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 20640?

The median household income in 20640 is $100,593.

Q: What zip codes are near 20640?

The closest zip codes to 20640 are 20643, 20658, 22135, 22026, 20662.

Residential delivery areaCharles CountyEastern Time

Population

10,685

Median household income

$101K

U.S. $81K

Median home value

$325K

U.S. $333K

Median rent

$1,529/mo

U.S. $1,413

Median age

38.8

U.S. 38.9

Land area

42 sq mi

256 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 20640

20640 is a small-town zip code in Indian Head, Maryland (Charles County), covering 42 sq mi of land. About 10,685 people live here, or 256 per square mile. The median resident is 38.8 years old, compared with 38.9 nationally.

The median household earns $100,593 a year, 25% above the national median of $80,734. 8.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $324,600, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 79% of occupied homes are lived in by their owners, and renters pay a median of $1,529 a month.

24% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 44.4 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and management.

How 20640 compares

Sorted from highest to lowest national percentile

Average commute44.4 min
99th
WeaknessU.S. 26.4 min · MD 31.1 min19th of 421 in MD
Government workers30.2%
98th
U.S. 14.5% · MD 22.5%64th of 444 in MD
Veterans11%
93rd
U.S. 6.2% · MD 6.8%79th of 446 in MD
Tech workers5.2%
81st
U.S. 3.8% · MD 6.4%203rd of 444 in MD
Diversity index63.7
80th
U.S. 61.4 · MD 67.778th of 446 in MD
Homeownership rate78.7%
75th
U.S. 65.2% · MD 67.6%246th of 441 in MD
Median earnings per worker$59,936
75th
U.S. $49,666 · MD $61,200241st of 443 in MD
Median household income$100,593
72nd
U.S. $80,734 · MD $103,678226th of 414 in MD
Per capita income$49,439
71st
U.S. $44,673 · MD $52,979243rd of 446 in MD
Rent-burdened renters55.6%
69th
U.S. 51.1% · MD 51.5%133rd of 404 in MD
Work from home15.1%
61st
U.S. 15.1% · MD 19.3%243rd of 444 in MD
Median gross rent$1,529
58th
U.S. $1,413 · MD $1,705196th of 338 in MD
Housing vacancy7.5%
57th
U.S. 10.1% · MD 7.7%165th of 441 in MD
Self-employed workers9.5%
53rd
U.S. 10% · MD 8.7%190th of 444 in MD
Median home value$324,600
48th
U.S. $332,700 · MD $419,900311th of 421 in MD
Median age38.8
48th
U.S. 38.9 · MD 39.4300th of 446 in MD
Uninsured rate6.1%
44th
U.S. 8.4% · MD 6.3%117th of 444 in MD
Unemployment rate4.2%
37th
U.S. 5.2% · MD 4.9%198th of 444 in MD
Income inequality (Gini)0.419
36th
U.S. 0.483 · MD 0.456175th of 438 in MD
Poverty rate8.3%
34th
U.S. 12.5% · MD 9.4%177th of 441 in MD
Bachelor's degree or higher24.2%
32nd
U.S. 35.7% · MD 43.4%337th of 445 in MD
Residents under 1819.9%
30th
U.S. 22% · MD 22.2%285th of 446 in MD
Residents 65 and older13.8%
29th
U.S. 17.2% · MD 16.7%343rd of 446 in MD
Population density256/sq mi
24th
U.S. 95/sq mi · MD 639/sq mi273rd of 446 in MD
Broadband access88.2%
24th
U.S. 91% · MD 92.4%327th of 441 in MD
Foreign-born residents3.6%
22nd
U.S. 14.1% · MD 16.6%291st of 446 in MD
Population10,685
17th
U.S. 334,922,499 · MD 6,206,011176th of 446 in MD
Healthcare workers6.3%
10th
U.S. 9.7% · MD 9%305th of 444 in MD

Measure	20640	Charles	MD	U.S.	National percentile	Rank in MD
Average commuteWeakness	44.4 min	41.4 min	31.1 min	26.4 min	99th	19th of 421
Government workers	30.2%	35.4%	22.5%	14.5%	98th	64th of 444
Veterans	11%	13%	6.8%	6.2%	93rd	79th of 446
Tech workers	5.2%	7.3%	6.4%	3.8%	81st	203rd of 444
Diversity index	63.7	65.1	67.7	61.4	80th	78th of 446
Homeownership rate	78.7%	82.1%	67.6%	65.2%	75th	246th of 441
Median earnings per worker	$59,936	$67,262	$61,200	$49,666	75th	241st of 443
Median household income	$100,593	$122,816	$103,678	$80,734	72nd	226th of 414
Per capita income	$49,439	$51,110	$52,979	$44,673	71st	243rd of 446
Rent-burdened renters	55.6%	46.4%	51.5%	51.1%	69th	133rd of 404
Work from home	15.1%	16.4%	19.3%	15.1%	61st	243rd of 444
Median gross rent	$1,529	$1,920	$1,705	$1,413	58th	196th of 338
Housing vacancy	7.5%	4.6%	7.7%	10.1%	57th	165th of 441
Self-employed workers	9.5%	6%	8.7%	10%	53rd	190th of 444
Median home value	$324,600	$428,500	$419,900	$332,700	48th	311th of 421
Median age	38.8	38.9	39.4	38.9	48th	300th of 446
Uninsured rate	6.1%	4.6%	6.3%	8.4%	44th	117th of 444
Unemployment rate	4.2%	4.8%	4.9%	5.2%	37th	198th of 444
Income inequality (Gini)	0.419	0.388	0.456	0.483	36th	175th of 438
Poverty rate	8.3%	6.9%	9.4%	12.5%	34th	177th of 441
Bachelor's degree or higher	24.2%	33.5%	43.4%	35.7%	32nd	337th of 445
Residents under 18	19.9%	23.9%	22.2%	22%	30th	285th of 446
Residents 65 and older	13.8%	13.7%	16.7%	17.2%	29th	343rd of 446
Population density	256/sq mi	373/sq mi	639/sq mi	95/sq mi	24th	273rd of 446
Broadband access	88.2%	93.4%	92.4%	91%	24th	327th of 441
Foreign-born residents	3.6%	8.5%	16.6%	14.1%	22nd	291st of 446
Population	10,685	170,527	6,206,011	334,922,499	17th	176th of 446
Healthcare workers	6.3%	7.5%	9%	9.7%	10th	305th of 444

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

11%

18–24

14%

25–34

14%

35–44

14%

45–54

13%

55–64

65–74

75+

Median age

38.8

Under 18

19.9%

65 and over

13.8%

Race and ethnicity

White42%
Black42%
Hispanic7%
Asian1%
Native American0%
Pacific Islander0%
Other0.6%
Multiracial7%

Diversity index

63.7

U.S. 61.4

Foreign-born

3.6%

U.S. 14.1%

Born in state

47.7%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

Other

0.9%

Households

Households: 4,163
Average household size: 2.5
Family households: 57.5%
Married couples: 39.6%
Living alone: 35.8%
Veterans (of adults): 11%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

12%

$50–75k

15%

$75–100k

11%

$100–150k

21%

$150–200k

14%

$200k+

16%

Median household income

20640

$100,593

Charles Co.

$122,816

Maryland

$103,678

United States

$80,734

Per capita income

$49,439

U.S. $44,673

Poverty rate

8.3%

U.S. 12.5%

Households earning $150K+

29.9%

U.S. 23%

Income inequality (Gini)

0.419

U.S. 0.483

Housing

Median home value

20640

$324,600

Charles Co.

$428,500

Maryland

$419,900

United States

$332,700

Median gross rent

20640

$1,529

Charles Co.

$1,920

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

97%

2–4 units

0.4%

5–19 units

0.3%

20+ units

Mobile home

Boat, RV, van

Housing units: 4,501
Owner-occupied: 78.7%
Vacant: 7.5%
Median year built: 1976
Median rooms: 6.4
Renters paying 30%+ of income: 55.6%
Renters paying 50%+ of income: 33.4%
Home value to income: 3.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

68%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

15%

Other

0.9%

Commute time (one way)

<10 min

10–19

12%

20–29

13%

30–44

16%

45–59

19%

60+

32%

Average commute

44.4 min

U.S. 26.4 min

Unemployment

4.2%

U.S. 5.2%

In labor force

68%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

13%

Construction and repair

12%

Management

10%

Sales

Transportation and moving

Cleaning and personal care

Healthcare

Education

Business and finance

Food service

Computer and math

Police and fire

Engineering and science

Legal and social services

Production

Arts, media and sports

Farming, fishing and forestry

Industries

Public administration

19%

Health care and social assistance

13%

Professional and technical services

10%

Construction

10%

Restaurants and hotels

Education

Admin, support and management

Retail

Transportation, warehousing and utilities

Finance, insurance and real estate

Other services

Manufacturing

Arts and recreation

Information

0.9%

Agriculture and mining

0.1%

Wholesale

Median earnings per worker

$59,936

U.S. $49,666

Self-employed

9.5%

U.S. 10%

Government workers

30.2%

U.S. 14.5%

Nonprofit workers

7.7%

U.S. 8.8%

Median earnings by type of work

Type of work	20640	U.S.
Management, business, science and arts	$81,219	$74,888
Service	$65,108	$26,804
Sales and office	$47,431	$40,476
Construction and maintenance	$28,750	$49,199
Production and transportation	$44,525	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

36%

Some college

25%

Associate's

Bachelor's

14%

Graduate

10%

High school graduate or higher: 92.8%
Bachelor's degree or higher: 24.2%
Graduate or professional degree: 10.1%
Households with broadband: 88.2%
Cable, fiber or DSL: 73.7%
No internet access: 11.2%
Without health insurance: 6.1%
Limited-English households: 0.5%

Geography

City (USPS): Indian Head
State: Maryland
County: Charles County
Center point: 38.5267° N, 77.2016° W
Land area: 42 sq mi
Water area: 5.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Bryans Road (unincorporated)17% of zip
Indian Head3% of zip
Potomac Heights (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 20640

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
20643	Ironsides, MD · PO box	3.3 mi	—	—	—
20658	Marbury, MD	3.8 mi	866	$104,375	$340,000
22135	Quantico, VA · PO box	5 mi	—	—	—
22026	Dumfries, VA	5.6 mi	22,897	$124,318	$483,000
20662	Nanjemoy, MD	6.8 mi	2,129	$86,699	$397,300
22191	Woodbridge, VA	7.4 mi	73,623	$109,316	$454,300
20693	Welcome, MD	7.7 mi	1,496	$126,033	$375,200
20677	Port Tobacco, MD	9.2 mi	2,088	$165,764	$576,700
22025	Dumfries, VA	9.2 mi	19,356	$150,306	$528,600
22194	Woodbridge, VA · PO box	9.4 mi	—	—	—
22195	Woodbridge, VA · PO box	9.4 mi	—	—	—
22079	Lorton, VA	10 mi	35,284	$148,134	$637,600

Zip codes like 20640 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 20640

What city is zip code 20640?

20640 is assigned to Indian Head, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 20640 in?

20640 is in Charles County, Maryland.

What is the population of 20640?

About 10,685 people live in 20640, according to the Census Bureau's American Community Survey.

What time zone is 20640 in?

20640 is in Eastern Time.

What is the median household income in 20640?

The median household income in 20640 is $100,593.

What zip codes are near 20640?

The closest zip codes to 20640 are 20643, 20658, 22135, 22026, 20662.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 20640, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.