20197

Zip code 20197: Waterford, Virginia

Q: What city is zip code 20197?

20197 is assigned to Waterford, Virginia. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 20197 in?

20197 is in Loudoun County, Virginia.

Q: What is the population of 20197?

About 1,825 people live in 20197, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 20197?

The median household income in 20197 is $190,703.

Q: What zip codes are near 20197?

The closest zip codes to 20197 are 20129, 20158, 20159, 20134, 20180.

Residential delivery areaLoudoun CountyEastern Time

Population

1,825

Median household income

$191K

U.S. $81K

Median home value

$1.1M

U.S. $333K

Median rent

—

U.S. $1,413

Median age

48.1

U.S. 38.9

Land area

15 sq mi

124 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 20197

20197 is a small-town zip code in Waterford, Virginia (Loudoun County), covering 15 sq mi of land. About 1,825 people live here, or 124 per square mile. The median resident is 48.1 years old, compared with 38.9 nationally.

The median household earns $190,703 a year, about 2.4× the national median of $80,734. 9.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,080,200, or 5.7 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 86% of occupied homes are lived in by their owners.

76% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31 minutes each way, and 44% of workers work from home. The most common jobs among working residents are in management; sales; and computer and math (tech).

How 20197 compares

Sorted from highest to lowest national percentile

Median household income$190,703
99th
StrengthU.S. $80,734 · VA $93,17031st of 796 in VA
Work from home44.4%
99th
U.S. 15.1% · VA 18.3%7th of 848 in VA
Broadband access100%
99th
StrengthU.S. 91% · VA 91%15th of 836 in VA
Median earnings per worker$112,008
99th
StrengthU.S. $49,666 · VA $54,86114th of 834 in VA
Bachelor's degree or higher76.2%
98th
StrengthU.S. 35.7% · VA 42.2%29th of 850 in VA
Median home value$1,080,200
96th
U.S. $332,700 · VA $383,7009th of 782 in VA
Unemployment rate11.6%
96th
WeaknessU.S. 5.2% · VA 4.3%48th of 846 in VA
Tech workers10.1%
96th
U.S. 3.8% · VA 6.5%69th of 846 in VA
Per capita income$80,988
95th
StrengthU.S. $44,673 · VA $50,66646th of 849 in VA
Median age48.1
93rd
U.S. 38.9 · VA 39271st of 849 in VA
Homeownership rate85.7%
90th
StrengthU.S. 65.2% · VA 67.3%246th of 836 in VA
Veterans9.7%
88th
U.S. 6.2% · VA 9.4%313th of 851 in VA
Self-employed workers13.6%
86th
U.S. 10% · VA 8.6%171st of 846 in VA
Average commute31 min
79th
U.S. 26.4 min · VA 27.3 min298th of 799 in VA
Residents 65 and older20.2%
75th
U.S. 17.2% · VA 16.7%433rd of 852 in VA
Residents under 1824.9%
74th
U.S. 22% · VA 21.7%136th of 852 in VA
Government workers17.2%
73rd
U.S. 14.5% · VA 20.5%496th of 846 in VA
Housing vacancy10.1%
72nd
U.S. 10.1% · VA 8.7%446th of 836 in VA
Uninsured rate8.1%
60th
U.S. 8.4% · VA 6.9%230th of 846 in VA
Poverty rate9.9%
44th
U.S. 12.5% · VA 9.9%393rd of 837 in VA
Income inequality (Gini)0.423
39th
U.S. 0.483 · VA 0.471374th of 832 in VA
Population density124/sq mi
15th
U.S. 95/sq mi · VA 221/sq mi352nd of 852 in VA
Foreign-born residents1.9%
11th
U.S. 14.1% · VA 13.1%520th of 852 in VA
Diversity index11
5th
U.S. 61.4 · VA 60.7706th of 852 in VA
Healthcare workers5.4%
5th
U.S. 9.7% · VA 8.5%640th of 846 in VA
Population1,825
3rd
U.S. 334,922,499 · VA 8,705,170534th of 852 in VA

Measure	20197	Loudoun	VA	U.S.	National percentile	Rank in VA
Median household incomeStrength	$190,703	$181,765	$93,170	$80,734	99th	31st of 796
Work from home	44.4%	31.2%	18.3%	15.1%	99th	7th of 848
Broadband accessStrength	100%	97%	91%	91%	99th	15th of 836
Median earnings per workerStrength	$112,008	$89,806	$54,861	$49,666	99th	14th of 834
Bachelor's degree or higherStrength	76.2%	64.6%	42.2%	35.7%	98th	29th of 850
Median home value	$1,080,200	$743,800	$383,700	$332,700	96th	9th of 782
Unemployment rateWeakness	11.6%	3.3%	4.3%	5.2%	96th	48th of 846
Tech workers	10.1%	14.9%	6.5%	3.8%	96th	69th of 846
Per capita incomeStrength	$80,988	$71,986	$50,666	$44,673	95th	46th of 849
Median age	48.1	38.2	39	38.9	93rd	271st of 849
Homeownership rateStrength	85.7%	77.9%	67.3%	65.2%	90th	246th of 836
Veterans	9.7%	7%	9.4%	6.2%	88th	313th of 851
Self-employed workers	13.6%	8.6%	8.6%	10%	86th	171st of 846
Average commute	31 min	30.1 min	27.3 min	26.4 min	79th	298th of 799
Residents 65 and older	20.2%	10.8%	16.7%	17.2%	75th	433rd of 852
Residents under 18	24.9%	26.6%	21.7%	22%	74th	136th of 852
Government workers	17.2%	17.5%	20.5%	14.5%	73rd	496th of 846
Housing vacancy	10.1%	2.7%	8.7%	10.1%	72nd	446th of 836
Uninsured rate	8.1%	5.4%	6.9%	8.4%	60th	230th of 846
Poverty rate	9.9%	4.2%	9.9%	12.5%	44th	393rd of 837
Income inequality (Gini)	0.423	0.391	0.471	0.483	39th	374th of 832
Population density	124/sq mi	840/sq mi	221/sq mi	95/sq mi	15th	352nd of 852
Foreign-born residents	1.9%	27.4%	13.1%	14.1%	11th	520th of 852
Diversity index	11	66.5	60.7	61.4	5th	706th of 852
Healthcare workers	5.4%	5.3%	8.5%	9.7%	5th	640th of 846
Population	1,825	432,998	8,705,170	334,922,499	3rd	534th of 852

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

11%

25–34

35–44

19%

45–54

15%

55–64

18%

65–74

75+

Median age

48.1

Under 18

24.9%

65 and over

20.2%

Race and ethnicity

White94%
Black0%
Hispanic5%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

U.S. 61.4

Foreign-born

1.9%

U.S. 14.1%

Born in state

37.6%

Language spoken at home (households)

English only

90%

Spanish

10%

Other Indo-European

Asian / Pacific

Other

Households

Households: 671
Average household size: 2.7
Family households: 76.5%
Married couples: 75.7%
Living alone: 22.1%
Veterans (of adults): 9.7%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

$50–75k

$75–100k

11%

$100–150k

15%

$150–200k

$200k+

48%

Median household income

20197

$190,703

Loudoun Co.

$181,765

Virginia

$93,170

United States

$80,734

Per capita income

$80,988

U.S. $44,673

Poverty rate

9.9%

U.S. 12.5%

Households earning $150K+

55.3%

U.S. 23%

Income inequality (Gini)

0.423

U.S. 0.483

Housing

Median home value

20197

$1,080,200

Loudoun Co.

$743,800

Virginia

$383,700

United States

$332,700

Median gross rent

20197

—

Loudoun Co.

$2,386

Virginia

$1,579

United States

$1,413

Types of housing

Single-family

100%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 746
Owner-occupied: 85.7%
Vacant: 10.1%
Median year built: 1993
Median rooms: 9 or more
Renters paying 30%+ of income: —
Renters paying 50%+ of income: —
Home value to income: 5.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

51%

Carpooled

Transit

Walked

Bicycle

Worked from home

44%

Other

Commute time (one way)

<10 min

10–19

17%

20–29

25%

30–44

34%

45–59

16%

60+

Average commute

31 min

U.S. 26.4 min

Unemployment

11.6%

U.S. 5.2%

In labor force

63.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

30%

Sales

12%

Computer and math

10%

Food service

Engineering and science

Business and finance

Healthcare

Education

Construction and repair

Office and admin

Transportation and moving

Production

Arts, media and sports

Legal and social services

Police and fire

Cleaning and personal care

Farming, fishing and forestry

Industries

Professional and technical services

29%

Education

11%

Health care and social assistance

Public administration

Restaurants and hotels

Construction

Manufacturing

Information

Finance, insurance and real estate

Retail

Transportation, warehousing and utilities

Wholesale

Arts and recreation

Admin, support and management

Other services

Agriculture and mining

Median earnings per worker

$112,008

U.S. $49,666

Self-employed

13.6%

U.S. 10%

Government workers

17.2%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	20197	U.S.
Management, business, science and arts	$119,299	$74,888
Service	—	$26,804
Sales and office	$111,042	$40,476
Construction and maintenance	—	$49,199
Production and transportation	$250,000+	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

0.4%

High school

Some college

17%

Associate's

Bachelor's

51%

Graduate

25%

High school graduate or higher: 99.6%
Bachelor's degree or higher: 76.2%
Graduate or professional degree: 25.3%
Households with broadband: 100%
Cable, fiber or DSL: 71.2%
No internet access: 0%
Without health insurance: 8.1%
Limited-English households: 0%

Geography

City (USPS): Waterford
State: Virginia
County: Loudoun County
Center point: 39.1952° N, 77.6280° W
Land area: 15 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Waterford (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 20197

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
20129	Paeonian Springs, VA	2.9 mi	538	$250,000+	$1,238,300
20158	Hamilton, VA	4.2 mi	4,979	$211,522	$765,800
20159	Hamilton, VA · PO box	4.6 mi	—	—	—
20134	Purcellville, VA · PO box	5 mi	—	—	—
20180	Lovettsville, VA	5.1 mi	7,531	$151,483	$664,400
20176	Leesburg, VA	5.2 mi	51,471	$168,299	$747,100
20132	Purcellville, VA	5.7 mi	19,817	$181,875	$776,300
20177	Leesburg, VA · PO box	6.5 mi	—	—	—
20178	Leesburg, VA · PO box	6.5 mi	—	—	—
20160	Lincoln, VA · PO box	7.4 mi	—	—	—
20102	Dulles, VA · PO box	7.6 mi	—	—	—
20104	Dulles, VA · PO box	7.6 mi	—	—	—

Zip codes like 20197 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Bainbridge Island, WA

Questions about 20197

What city is zip code 20197?

20197 is assigned to Waterford, Virginia. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 20197 in?

20197 is in Loudoun County, Virginia.

What is the population of 20197?

About 1,825 people live in 20197, according to the Census Bureau's American Community Survey.

What time zone is 20197 in?

20197 is in Eastern Time.

What is the median household income in 20197?

The median household income in 20197 is $190,703.

What zip codes are near 20197?

The closest zip codes to 20197 are 20129, 20158, 20159, 20134, 20180.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 20197, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.