Zip code 14892: Waverly, New York

Q: What city is zip code 14892?

14892 is assigned to Waverly, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 14892 in?

14892 is mostly in Tioga County, but it extends into 1 other county.

Q: What is the population of 14892?

About 7,703 people live in 14892, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 14892?

The median household income in 14892 is $54,043.

Q: What zip codes are near 14892?

The closest zip codes to 14892 are 14825, 18840, 14859, 13734, 13840.

Residential delivery areaTioga CountyEastern Time

Population

7,703

Median household income

$54K

U.S. $81K

Median home value

$139K

U.S. $333K

Median rent

$959/mo

U.S. $1,413

Median age

48.3

U.S. 38.9

Land area

42 sq mi

182 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 14892

14892 is a small-town zip code in Waverly, New York (Tioga County), covering 42 sq mi of land. About 7,703 people live here, or 182 per square mile. The median resident is 48.3 years old, compared with 38.9 nationally.

The median household earns $54,043 a year, 33% below the national median of $80,734. 12.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $139,000, or 2.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $959 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.5 minutes each way, and 3% of workers work from home. The most common jobs among working residents are in healthcare; transportation and moving goods; and office and administrative support.

How 14892 compares

Sorted from highest to lowest national percentile

Median age48.3
93rd
U.S. 38.9 · NY 39.8455th of 1,693 in NY
Rent-burdened renters63.8%
91st
WeaknessU.S. 51.1% · NY 52.1%283rd of 1,579 in NY
Residents 65 and older24.6%
91st
U.S. 17.2% · NY 17.9%422nd of 1,693 in NY
Healthcare workers13.2%
89th
U.S. 9.7% · NY 11.8%394th of 1,685 in NY
Housing vacancy14.8%
86th
U.S. 10.1% · NY 10%637th of 1,675 in NY
Veterans9.1%
85th
U.S. 6.2% · NY 3.7%308th of 1,693 in NY
Government workers17.6%
75th
U.S. 14.5% · NY 16.4%891st of 1,685 in NY
Income inequality (Gini)0.460
69th
U.S. 0.483 · NY 0.517506th of 1,669 in NY
Unemployment rate6%
68th
U.S. 5.2% · NY 6.4%567th of 1,685 in NY
Homeownership rate72.1%
59th
U.S. 65.2% · NY 54.3%1,129th of 1,673 in NY
Poverty rate12.1%
56th
U.S. 12.5% · NY 14%629th of 1,679 in NY
Per capita income$37,905
44th
U.S. $44,673 · NY $50,7121,054th of 1,690 in NY
Broadband access90.5%
37th
U.S. 91% · NY 90.8%929th of 1,673 in NY
Uninsured rate4.5%
27th
U.S. 8.4% · NY 5.1%623rd of 1,689 in NY
Median earnings per worker$41,177
25th
U.S. $49,666 · NY $55,3211,395th of 1,676 in NY
Population density182/sq mi
20th
U.S. 95/sq mi · NY 421/sq mi878th of 1,693 in NY
Median gross rent$959
18th
U.S. $1,413 · NY $1,621937th of 1,367 in NY
Residents under 1817.7%
17th
U.S. 22% · NY 20.5%1,106th of 1,693 in NY
Self-employed workers6.8%
17th
U.S. 10% · NY 9.7%1,288th of 1,685 in NY
Median household income$54,043
13th
WeaknessU.S. $80,734 · NY $85,9741,462nd of 1,602 in NY
Foreign-born residents2.1%
13th
U.S. 14.1% · NY 22.8%1,195th of 1,693 in NY
Tech workers1%
13th
U.S. 3.8% · NY 3.5%1,136th of 1,685 in NY
Population7,703
12th
U.S. 334,922,499 · NY 19,852,366598th of 1,693 in NY
Average commute19.5 min
11th
StrengthU.S. 26.4 min · NY 32.6 min1,414th of 1,618 in NY
Bachelor's degree or higher14.7%
9th
WeaknessU.S. 35.7% · NY 40.2%1,516th of 1,691 in NY
Median home value$139,000
8th
U.S. $332,700 · NY $423,8001,373rd of 1,614 in NY
Diversity index14.7
8th
U.S. 61.4 · NY 65.51,202nd of 1,693 in NY
Work from home2.6%
2nd
U.S. 15.1% · NY 14.9%1,558th of 1,685 in NY

Measure	14892	Tioga	NY	U.S.	National percentile	Rank in NY
Median age	48.3	44.8	39.8	38.9	93rd	455th of 1,693
Rent-burdened rentersWeakness	63.8%	51.1%	52.1%	51.1%	91st	283rd of 1,579
Residents 65 and older	24.6%	21.8%	17.9%	17.2%	91st	422nd of 1,693
Healthcare workers	13.2%	8.5%	11.8%	9.7%	89th	394th of 1,685
Housing vacancy	14.8%	7.9%	10%	10.1%	86th	637th of 1,675
Veterans	9.1%	8.3%	3.7%	6.2%	85th	308th of 1,693
Government workers	17.6%	19.3%	16.4%	14.5%	75th	891st of 1,685
Income inequality (Gini)	0.460	0.462	0.517	0.483	69th	506th of 1,669
Unemployment rate	6%	5.5%	6.4%	5.2%	68th	567th of 1,685
Homeownership rate	72.1%	79.1%	54.3%	65.2%	59th	1,129th of 1,673
Poverty rate	12.1%	13.4%	14%	12.5%	56th	629th of 1,679
Per capita income	$37,905	$41,785	$50,712	$44,673	44th	1,054th of 1,690
Broadband access	90.5%	90.3%	90.8%	91%	37th	929th of 1,673
Uninsured rate	4.5%	2.8%	5.1%	8.4%	27th	623rd of 1,689
Median earnings per worker	$41,177	$47,609	$55,321	$49,666	25th	1,395th of 1,676
Population density	182/sq mi	92/sq mi	421/sq mi	95/sq mi	20th	878th of 1,693
Median gross rent	$959	$928	$1,621	$1,413	18th	937th of 1,367
Residents under 18	17.7%	20.3%	20.5%	22%	17th	1,106th of 1,693
Self-employed workers	6.8%	8.8%	9.7%	10%	17th	1,288th of 1,685
Median household incomeWeakness	$54,043	$72,739	$85,974	$80,734	13th	1,462nd of 1,602
Foreign-born residents	2.1%	2.1%	22.8%	14.1%	13th	1,195th of 1,693
Tech workers	1%	2.7%	3.5%	3.8%	13th	1,136th of 1,685
Population	7,703	47,864	19,852,366	334,922,499	12th	598th of 1,693
Average commuteStrength	19.5 min	23 min	32.6 min	26.4 min	11th	1,414th of 1,618
Bachelor's degree or higherWeakness	14.7%	25.3%	40.2%	35.7%	9th	1,516th of 1,691
Median home value	$139,000	$160,800	$423,800	$332,700	8th	1,373rd of 1,614
Diversity index	14.7	14.3	65.5	61.4	8th	1,202nd of 1,693
Work from home	2.6%	10.1%	14.9%	15.1%	2nd	1,558th of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

12%

25–34

11%

35–44

12%

45–54

16%

55–64

18%

65–74

75+

Median age

48.3

Under 18

17.7%

65 and over

24.6%

Race and ethnicity

White92%
Black1%
Hispanic4%
Asian1%
Native American0%
Pacific Islander0%
Other0.1%
Multiracial2%

Diversity index

14.7

U.S. 61.4

Foreign-born

2.1%

U.S. 14.1%

Born in state

42.5%

Language spoken at home (households)

English only

97%

Spanish

0.2%

Other Indo-European

Asian / Pacific

Other

Households

Households: 3,460
Average household size: 2.1
Family households: 59.5%
Married couples: 41.4%
Living alone: 33%
Veterans (of adults): 9.1%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

28%

$50–75k

18%

$75–100k

$100–150k

17%

$150–200k

$200k+

Median household income

14892

$54,043

Tioga Co.

$72,739

New York

$85,974

United States

$80,734

Per capita income

$37,905

U.S. $44,673

Poverty rate

12.1%

U.S. 12.5%

Households earning $150K+

11.4%

U.S. 23%

Income inequality (Gini)

0.460

U.S. 0.483

Housing

Median home value

14892

$139,000

Tioga Co.

$160,800

New York

$423,800

United States

$332,700

Median gross rent

14892

$959

Tioga Co.

$928

New York

$1,621

United States

$1,413

Types of housing

Single-family

61%

2–4 units

14%

5–19 units

20+ units

Mobile home

16%

Boat, RV, van

Housing units: 4,059
Owner-occupied: 72.1%
Vacant: 14.8%
Median year built: 1967
Median rooms: 5.8
Renters paying 30%+ of income: 63.8%
Renters paying 50%+ of income: 25.7%
Home value to income: 2.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

88%

Carpooled

Transit

Walked

Bicycle

0.7%

Worked from home

Other

Commute time (one way)

<10 min

29%

10–19

30%

20–29

17%

30–44

14%

45–59

60+

Average commute

19.5 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

56.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

13%

Transportation and moving

13%

Office and admin

12%

Management

12%

Production

11%

Cleaning and personal care

Construction and repair

Education

Food service

Sales

Business and finance

Computer and math

Engineering and science

0.9%

Police and fire

0.8%

Legal and social services

0.3%

Arts, media and sports

0.2%

Farming, fishing and forestry

Industries

Health care and social assistance

22%

Manufacturing

16%

Education

14%

Retail

11%

Restaurants and hotels

Transportation, warehousing and utilities

Professional and technical services

Construction

Arts and recreation

Public administration

Wholesale

Admin, support and management

Other services

Finance, insurance and real estate

Information

Agriculture and mining

0.4%

Median earnings per worker

$41,177

U.S. $49,666

Self-employed

6.8%

U.S. 10%

Government workers

17.6%

U.S. 14.5%

Nonprofit workers

17.6%

U.S. 8.8%

Median earnings by type of work

Type of work	14892	U.S.
Management, business, science and arts	$55,114	$74,888
Service	$29,853	$26,804
Sales and office	$37,582	$40,476
Construction and maintenance	$72,663	$49,199
Production and transportation	$45,513	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

48%

Some college

14%

Associate's

15%

Bachelor's

Graduate

High school graduate or higher: 91.8%
Bachelor's degree or higher: 14.7%
Graduate or professional degree: 5.9%
Households with broadband: 90.5%
Cable, fiber or DSL: 77%
No internet access: 6.2%
Without health insurance: 4.5%
Limited-English households: 1.1%

Geography

City (USPS): Waverly
State: New York
County: Tioga County
Center point: 42.0460° N, 76.5291° W
Land area: 42 sq mi
Water area: 0.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

14892 spans 2 counties

Tioga County67% of land
Chemung County33% of land

Cities and towns within this zip

Waverly5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 14892

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
14825	Chemung, NY	4.8 mi	751	$61,250	$144,100
18840	Sayre, PA	5 mi	10,968	$59,214	$171,300
14859	Lockwood, NY	5.4 mi	979	$98,750	$125,800
13734	Barton, NY	6.3 mi	2,269	$63,523	$132,700
13840	Smithboro, NY · PO box	6.6 mi	—	—	—
18810	Athens, PA	8.1 mi	5,774	$58,750	$208,400
14861	Lowman, NY	8.6 mi	1,260	$64,904	$149,100
13812	Nichols, NY	9 mi	2,574	$82,679	$143,800
13845	Tioga Center, NY · PO box	9.3 mi	—	—	—
14901	Elmira, NY	11 mi	13,970	$40,989	$93,800
18831	Milan, PA	11 mi	1,081	$82,132	$216,900
14838	Erin, NY	12 mi	1,889	$73,884	$137,500

Zip codes like 14892 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 14892

What city is zip code 14892?

14892 is assigned to Waverly, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 14892 in?

14892 is mostly in Tioga County, but it extends into 1 other county.

What is the population of 14892?

About 7,703 people live in 14892, according to the Census Bureau's American Community Survey.

What time zone is 14892 in?

14892 is in Eastern Time.

What is the median household income in 14892?

The median household income in 14892 is $54,043.

What zip codes are near 14892?

The closest zip codes to 14892 are 14825, 18840, 14859, 13734, 13840.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 14892, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.