Zip code 14865: Montour Falls, New York

Q: What city is zip code 14865?

14865 is assigned to Montour Falls, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 14865 in?

14865 is in Schuyler County, New York.

Q: What is the population of 14865?

About 2,421 people live in 14865, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 14865?

The median household income in 14865 is $53,846.

Q: What zip codes are near 14865?

The closest zip codes to 14865 are 14869, 14864, 14805, 14891, 14818.

Residential delivery areaSchuyler CountyEastern Time

Population

2,421

Median household income

$54K

U.S. $81K

Median home value

$147K

U.S. $333K

Median rent

$773/mo

U.S. $1,413

Median age

43.3

U.S. 38.9

Land area

22 sq mi

109 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 14865

14865 is a small-town zip code in Montour Falls, New York (Schuyler County), covering 22 sq mi of land. About 2,421 people live here, or 109 per square mile. The median resident is 43.3 years old, compared with 38.9 nationally.

The median household earns $53,846 a year, 33% below the national median of $80,734. 25.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $146,600, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $773 a month.

24% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 16.7 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and healthcare.

How 14865 compares

Sorted from highest to lowest national percentile

Government workers29.6%
98th
U.S. 14.5% · NY 16.4%161st of 1,685 in NY
Unemployment rate11.2%
96th
WeaknessU.S. 5.2% · NY 6.4%129th of 1,685 in NY
Poverty rate25.1%
92nd
WeaknessU.S. 12.5% · NY 14%125th of 1,679 in NY
Median age43.3
79th
U.S. 38.9 · NY 39.8858th of 1,693 in NY
Housing vacancy10%
71st
U.S. 10.1% · NY 10%858th of 1,675 in NY
Residents 65 and older18.9%
67th
U.S. 17.2% · NY 17.9%961st of 1,693 in NY
Homeownership rate72.2%
59th
U.S. 65.2% · NY 54.3%1,124th of 1,673 in NY
Healthcare workers10%
58th
U.S. 9.7% · NY 11.8%849th of 1,685 in NY
Rent-burdened renters47.9%
39th
U.S. 51.1% · NY 52.1%830th of 1,579 in NY
Income inequality (Gini)0.422
39th
U.S. 0.483 · NY 0.517821st of 1,669 in NY
Veterans5%
38th
U.S. 6.2% · NY 3.7%931st of 1,693 in NY
Work from home9.5%
31st
U.S. 15.1% · NY 14.9%1,037th of 1,685 in NY
Bachelor's degree or higher23.6%
30th
U.S. 35.7% · NY 40.2%1,184th of 1,691 in NY
Self-employed workers7.8%
29th
U.S. 10% · NY 9.7%1,126th of 1,685 in NY
Uninsured rate4.3%
25th
U.S. 8.4% · NY 5.1%651st of 1,689 in NY
Residents under 1818.9%
24th
U.S. 22% · NY 20.5%946th of 1,693 in NY
Median earnings per worker$39,634
20th
WeaknessU.S. $49,666 · NY $55,3211,457th of 1,676 in NY
Foreign-born residents3%
18th
U.S. 14.1% · NY 22.8%1,049th of 1,693 in NY
Tech workers1.2%
17th
U.S. 3.8% · NY 3.5%1,076th of 1,685 in NY
Population density109/sq mi
14th
U.S. 95/sq mi · NY 421/sq mi1,001st of 1,693 in NY
Per capita income$28,311
14th
WeaknessU.S. $44,673 · NY $50,7121,532nd of 1,690 in NY
Diversity index21
14th
U.S. 61.4 · NY 65.5995th of 1,693 in NY
Median household income$53,846
13th
WeaknessU.S. $80,734 · NY $85,9741,467th of 1,602 in NY
Median home value$146,600
9th
U.S. $332,700 · NY $423,8001,339th of 1,614 in NY
Broadband access83.7%
9th
WeaknessU.S. 91% · NY 90.8%1,434th of 1,673 in NY
Median gross rent$773
5th
U.S. $1,413 · NY $1,6211,243rd of 1,367 in NY
Population2,421
4th
U.S. 334,922,499 · NY 19,852,366971st of 1,693 in NY
Average commute16.7 min
3rd
StrengthU.S. 26.4 min · NY 32.6 min1,540th of 1,618 in NY

Measure	14865	Schuyler	NY	U.S.	National percentile	Rank in NY
Government workers	29.6%	20.8%	16.4%	14.5%	98th	161st of 1,685
Unemployment rateWeakness	11.2%	6.5%	6.4%	5.2%	96th	129th of 1,685
Poverty rateWeakness	25.1%	14.8%	14%	12.5%	92nd	125th of 1,679
Median age	43.3	47.6	39.8	38.9	79th	858th of 1,693
Housing vacancy	10%	24.6%	10%	10.1%	71st	858th of 1,675
Residents 65 and older	18.9%	23%	17.9%	17.2%	67th	961st of 1,693
Homeownership rate	72.2%	79.2%	54.3%	65.2%	59th	1,124th of 1,673
Healthcare workers	10%	10.5%	11.8%	9.7%	58th	849th of 1,685
Rent-burdened renters	47.9%	50%	52.1%	51.1%	39th	830th of 1,579
Income inequality (Gini)	0.422	0.446	0.517	0.483	39th	821st of 1,669
Veterans	5%	8.2%	3.7%	6.2%	38th	931st of 1,693
Work from home	9.5%	9.4%	14.9%	15.1%	31st	1,037th of 1,685
Bachelor's degree or higher	23.6%	26.4%	40.2%	35.7%	30th	1,184th of 1,691
Self-employed workers	7.8%	12.2%	9.7%	10%	29th	1,126th of 1,685
Uninsured rate	4.3%	3.9%	5.1%	8.4%	25th	651st of 1,689
Residents under 18	18.9%	18.8%	20.5%	22%	24th	946th of 1,693
Median earnings per workerWeakness	$39,634	$46,669	$55,321	$49,666	20th	1,457th of 1,676
Foreign-born residents	3%	2%	22.8%	14.1%	18th	1,049th of 1,693
Tech workers	1.2%	1.8%	3.5%	3.8%	17th	1,076th of 1,685
Population density	109/sq mi	54/sq mi	421/sq mi	95/sq mi	14th	1,001st of 1,693
Per capita incomeWeakness	$28,311	$38,429	$50,712	$44,673	14th	1,532nd of 1,690
Diversity index	21	14.4	65.5	61.4	14th	995th of 1,693
Median household incomeWeakness	$53,846	$67,663	$85,974	$80,734	13th	1,467th of 1,602
Median home value	$146,600	$171,800	$423,800	$332,700	9th	1,339th of 1,614
Broadband accessWeakness	83.7%	88.6%	90.8%	91%	9th	1,434th of 1,673
Median gross rent	$773	$899	$1,621	$1,413	5th	1,243rd of 1,367
Population	2,421	17,562	19,852,366	334,922,499	4th	971st of 1,693
Average commuteStrength	16.7 min	24.1 min	32.6 min	26.4 min	3rd	1,540th of 1,618

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

11%

25–34

17%

35–44

13%

45–54

15%

55–64

11%

65–74

75+

Median age

43.3

Under 18

18.9%

65 and over

18.9%

Race and ethnicity

White89%
Black3%
Hispanic0.5%
Asian0.7%
Native American0.5%
Pacific Islander0%
Other0%
Multiracial7%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

79.4%

Language spoken at home (households)

English only

96%

Spanish

0.6%

Other Indo-European

Asian / Pacific

0.7%

Other

Households

Households: 966
Average household size: 2.3
Family households: 54%
Married couples: 38.3%
Living alone: 41.6%
Veterans (of adults): 5%
Male / female: 45% / 55%

Income and poverty

Household income distribution

<$25k

23%

$25–50k

24%

$50–75k

18%

$75–100k

13%

$100–150k

13%

$150–200k

$200k+

Median household income

14865

$53,846

Schuyler Co.

$67,663

New York

$85,974

United States

$80,734

Per capita income

$28,311

U.S. $44,673

Poverty rate

25.1%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.422

U.S. 0.483

Housing

Median home value

14865

$146,600

Schuyler Co.

$171,800

New York

$423,800

United States

$332,700

Median gross rent

14865

$773

Schuyler Co.

$899

New York

$1,621

United States

$1,413

Types of housing

Single-family

55%

2–4 units

10%

5–19 units

20+ units

Mobile home

21%

Boat, RV, van

Housing units: 1,073
Owner-occupied: 72.2%
Vacant: 10%
Median year built: 1967
Median rooms: 5.6
Renters paying 30%+ of income: 47.9%
Renters paying 50%+ of income: 34.7%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

Transit

Walked

Bicycle

Worked from home

10%

Other

Commute time (one way)

<10 min

38%

10–19

24%

20–29

15%

30–44

13%

45–59

60+

0.9%

Average commute

16.7 min

U.S. 26.4 min

Unemployment

11.2%

U.S. 5.2%

In labor force

51.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

19%

Management

10%

Healthcare

10%

Education

10%

Construction and repair

Transportation and moving

Business and finance

Cleaning and personal care

Food service

Police and fire

Sales

Production

Engineering and science

Legal and social services

Computer and math

Farming, fishing and forestry

Arts, media and sports

0.4%

Industries

Education

19%

Health care and social assistance

18%

Public administration

13%

Retail

11%

Manufacturing

Restaurants and hotels

Professional and technical services

Other services

Construction

Agriculture and mining

Transportation, warehousing and utilities

Admin, support and management

Finance, insurance and real estate

Wholesale

Arts and recreation

0.9%

Information

0.2%

Median earnings per worker

$39,634

U.S. $49,666

Self-employed

7.8%

U.S. 10%

Government workers

29.6%

U.S. 14.5%

Nonprofit workers

19.3%

U.S. 8.8%

Median earnings by type of work

Type of work	14865	U.S.
Management, business, science and arts	$52,083	$74,888
Service	$17,500	$26,804
Sales and office	$48,750	$40,476
Construction and maintenance	$39,167	$49,199
Production and transportation	$30,917	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

16%

High school

34%

Some college

14%

Associate's

12%

Bachelor's

13%

Graduate

11%

High school graduate or higher: 83.8%
Bachelor's degree or higher: 23.6%
Graduate or professional degree: 11%
Households with broadband: 83.7%
Cable, fiber or DSL: 66%
No internet access: 12.7%
Without health insurance: 4.3%
Limited-English households: 0%

Geography

City (USPS): Montour Falls
State: New York
County: Schuyler County
Center point: 42.3527° N, 76.8169° W
Land area: 22 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Montour Falls14% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 14865

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
14869	Odessa, NY	2.5 mi	982	$80,481	$157,200
14864	Millport, NY	4.8 mi	1,197	$63,667	$147,000
14805	Alpine, NY	5 mi	801	$65,000	$148,400
14891	Watkins Glen, NY	6.8 mi	4,561	$61,875	$164,700
14818	Burdett, NY	7.1 mi	1,878	$69,107	$231,900
14876	Reading Center, NY · PO box	7.7 mi	—	—	—
14872	Pine Valley, NY	8.2 mi	589	$62,708	—
14824	Cayuta, NY	8.7 mi	687	$61,061	$148,400
14863	Mecklenburg, NY · PO box	8.8 mi	—	—	—
14878	Rock Stream, NY	9.3 mi	602	—	$182,800
14812	Beaver Dams, NY	10 mi	2,954	$62,073	$126,100
14845	Horseheads, NY	10 mi	20,327	$76,832	$186,500

Zip codes like 14865 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 14865

What city is zip code 14865?

14865 is assigned to Montour Falls, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 14865 in?

14865 is in Schuyler County, New York.

What is the population of 14865?

About 2,421 people live in 14865, according to the Census Bureau's American Community Survey.

What time zone is 14865 in?

14865 is in Eastern Time.

What is the median household income in 14865?

The median household income in 14865 is $53,846.

What zip codes are near 14865?

The closest zip codes to 14865 are 14869, 14864, 14805, 14891, 14818.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 14865, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.