Zip code 13820: Oneonta, New York

Q: What city is zip code 13820?

13820 is assigned to Oneonta, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 13820 in?

13820 is mostly in Otsego County, but it extends into 1 other county.

Q: What is the population of 13820?

About 23,056 people live in 13820, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 13820?

The median household income in 13820 is $65,953.

Q: What zip codes are near 13820?

The closest zip codes to 13820 are 13747, 13860, 13861, 13834, 13796.

Residential delivery areaOtsego CountyEastern Time

Population

23,056

Median household income

$66K

U.S. $81K

Median home value

$182K

U.S. $333K

Median rent

$1,024/mo

U.S. $1,413

Median age

31.8

U.S. 38.9

Land area

107 sq mi

215 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 13820

13820 is a small-town zip code in Oneonta, New York (Otsego County), covering 107 sq mi of land. About 23,056 people live here, or 215 per square mile. The median resident is 31.8 years old, compared with 38.9 nationally.

The median household earns $65,953 a year, 18% below the national median of $80,734. 15.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $182,000, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 59% of occupied homes are lived in by their owners, and renters pay a median of $1,024 a month.

41% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 17.4 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in education; sales; and office and administrative support.

How 13820 compares

Sorted from highest to lowest national percentile

Government workers25.8%
96th
U.S. 14.5% · NY 16.4%291st of 1,685 in NY
Housing vacancy15.6%
87th
U.S. 10.1% · NY 10%612th of 1,675 in NY
Unemployment rate7.6%
84th
WeaknessU.S. 5.2% · NY 6.4%335th of 1,685 in NY
Poverty rate15.1%
70th
U.S. 12.5% · NY 14%434th of 1,679 in NY
Bachelor's degree or higher41.1%
67th
U.S. 35.7% · NY 40.2%555th of 1,691 in NY
Residents 65 and older18.7%
65th
U.S. 17.2% · NY 17.9%979th of 1,693 in NY
Income inequality (Gini)0.442
56th
U.S. 0.483 · NY 0.517647th of 1,669 in NY
Broadband access91.5%
45th
U.S. 91% · NY 90.8%827th of 1,673 in NY
Work from home11.3%
42nd
U.S. 15.1% · NY 14.9%851st of 1,685 in NY
Rent-burdened renters48.7%
42nd
U.S. 51.1% · NY 52.1%803rd of 1,579 in NY
Population23,056
36th
U.S. 334,922,499 · NY 19,852,366281st of 1,693 in NY
Self-employed workers8.2%
35th
U.S. 10% · NY 9.7%1,054th of 1,685 in NY
Veterans4.5%
32nd
U.S. 6.2% · NY 3.7%1,019th of 1,693 in NY
Median household income$65,953
30th
U.S. $80,734 · NY $85,9741,197th of 1,602 in NY
Homeownership rate59%
30th
U.S. 65.2% · NY 54.3%1,370th of 1,673 in NY
Per capita income$33,413
29th
U.S. $44,673 · NY $50,7121,313th of 1,690 in NY
Healthcare workers8.1%
29th
U.S. 9.7% · NY 11.8%1,155th of 1,685 in NY
Diversity index32.1
26th
U.S. 61.4 · NY 65.5713th of 1,693 in NY
Foreign-born residents4.5%
26th
U.S. 14.1% · NY 22.8%895th of 1,693 in NY
Median earnings per worker$41,383
26th
U.S. $49,666 · NY $55,3211,381st of 1,676 in NY
Median gross rent$1,024
23rd
U.S. $1,413 · NY $1,621856th of 1,367 in NY
Tech workers1.5%
23rd
U.S. 3.8% · NY 3.5%968th of 1,685 in NY
Population density215/sq mi
22nd
U.S. 95/sq mi · NY 421/sq mi833rd of 1,693 in NY
Uninsured rate3.9%
21st
U.S. 8.4% · NY 5.1%729th of 1,689 in NY
Median home value$182,000
17th
U.S. $332,700 · NY $423,8001,103rd of 1,614 in NY
Median age31.8
7th
U.S. 38.9 · NY 39.81,601st of 1,693 in NY
Average commute17.4 min
4th
StrengthU.S. 26.4 min · NY 32.6 min1,518th of 1,618 in NY
Residents under 1810.8%
3rd
U.S. 22% · NY 20.5%1,494th of 1,693 in NY

Measure	13820	Otsego	NY	U.S.	National percentile	Rank in NY
Government workers	25.8%	20.9%	16.4%	14.5%	96th	291st of 1,685
Housing vacancy	15.6%	22.8%	10%	10.1%	87th	612th of 1,675
Unemployment rateWeakness	7.6%	6.4%	6.4%	5.2%	84th	335th of 1,685
Poverty rate	15.1%	12.5%	14%	12.5%	70th	434th of 1,679
Bachelor's degree or higher	41.1%	34.4%	40.2%	35.7%	67th	555th of 1,691
Residents 65 and older	18.7%	21.5%	17.9%	17.2%	65th	979th of 1,693
Income inequality (Gini)	0.442	0.445	0.517	0.483	56th	647th of 1,669
Broadband access	91.5%	87.2%	90.8%	91%	45th	827th of 1,673
Work from home	11.3%	11.7%	14.9%	15.1%	42nd	851st of 1,685
Rent-burdened renters	48.7%	44%	52.1%	51.1%	42nd	803rd of 1,579
Population	23,056	60,108	19,852,366	334,922,499	36th	281st of 1,693
Self-employed workers	8.2%	11.1%	9.7%	10%	35th	1,054th of 1,685
Veterans	4.5%	6.1%	3.7%	6.2%	32nd	1,019th of 1,693
Median household income	$65,953	$68,885	$85,974	$80,734	30th	1,197th of 1,602
Homeownership rate	59%	73.9%	54.3%	65.2%	30th	1,370th of 1,673
Per capita income	$33,413	$36,840	$50,712	$44,673	29th	1,313th of 1,690
Healthcare workers	8.1%	11.5%	11.8%	9.7%	29th	1,155th of 1,685
Diversity index	32.1	22	65.5	61.4	26th	713th of 1,693
Foreign-born residents	4.5%	4.1%	22.8%	14.1%	26th	895th of 1,693
Median earnings per worker	$41,383	$42,860	$55,321	$49,666	26th	1,381st of 1,676
Median gross rent	$1,024	$987	$1,621	$1,413	23rd	856th of 1,367
Tech workers	1.5%	1.7%	3.5%	3.8%	23rd	968th of 1,685
Population density	215/sq mi	60/sq mi	421/sq mi	95/sq mi	22nd	833rd of 1,693
Uninsured rate	3.9%	5.2%	5.1%	8.4%	21st	729th of 1,689
Median home value	$182,000	$179,100	$423,800	$332,700	17th	1,103rd of 1,614
Median age	31.8	39.9	39.8	38.9	7th	1,601st of 1,693
Average commuteStrength	17.4 min	22.9 min	32.6 min	26.4 min	4th	1,518th of 1,618
Residents under 18	10.8%	14.9%	20.5%	22%	3rd	1,494th of 1,693

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

31%

18–24

12%

25–34

35–44

45–54

10%

55–64

11%

65–74

75+

Median age

31.8

Under 18

10.8%

65 and over

18.7%

Race and ethnicity

White82%
Black5%
Hispanic7%
Asian2%
Native American0.1%
Pacific Islander0.2%
Other0.8%
Multiracial3%

Diversity index

32.1

U.S. 61.4

Foreign-born

4.5%

U.S. 14.1%

Born in state

78%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 8,604
Average household size: 2.1
Family households: 55.1%
Married couples: 38.1%
Living alone: 35.2%
Veterans (of adults): 4.5%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

19%

$50–75k

20%

$75–100k

16%

$100–150k

15%

$150–200k

$200k+

Median household income

13820

$65,953

Otsego Co.

$68,885

New York

$85,974

United States

$80,734

Per capita income

$33,413

U.S. $44,673

Poverty rate

15.1%

U.S. 12.5%

Households earning $150K+

11.9%

U.S. 23%

Income inequality (Gini)

0.442

U.S. 0.483

Housing

Median home value

13820

$182,000

Otsego Co.

$179,100

New York

$423,800

United States

$332,700

Median gross rent

13820

$1,024

Otsego Co.

$987

New York

$1,621

United States

$1,413

Types of housing

Single-family

52%

2–4 units

28%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 10,193
Owner-occupied: 59%
Vacant: 15.6%
Median year built: 1947
Median rooms: 5.4
Renters paying 30%+ of income: 48.7%
Renters paying 50%+ of income: 19.4%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

66%

Carpooled

Transit

Walked

13%

Bicycle

0.3%

Worked from home

11%

Other

0.3%

Commute time (one way)

<10 min

39%

10–19

32%

20–29

30–44

13%

45–59

60+

Average commute

17.4 min

U.S. 26.4 min

Unemployment

7.6%

U.S. 5.2%

In labor force

50.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Education

13%

Sales

12%

Office and admin

12%

Cleaning and personal care

Food service

Management

Healthcare

Transportation and moving

Business and finance

Production

Construction and repair

Legal and social services

Police and fire

Computer and math

Farming, fishing and forestry

Engineering and science

Arts, media and sports

Industries

Education

17%

Health care and social assistance

15%

Retail

14%

Restaurants and hotels

13%

Finance, insurance and real estate

Public administration

Other services

Manufacturing

Transportation, warehousing and utilities

Construction

Professional and technical services

Arts and recreation

Agriculture and mining

Wholesale

Information

Admin, support and management

Median earnings per worker

$41,383

U.S. $49,666

Self-employed

8.2%

U.S. 10%

Government workers

25.8%

U.S. 14.5%

Nonprofit workers

13.4%

U.S. 8.8%

Median earnings by type of work

Type of work	13820	U.S.
Management, business, science and arts	$68,806	$74,888
Service	$27,372	$26,804
Sales and office	$31,861	$40,476
Construction and maintenance	$49,444	$49,199
Production and transportation	$25,393	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

26%

Some college

17%

Associate's

10%

Bachelor's

24%

Graduate

17%

High school graduate or higher: 93.1%
Bachelor's degree or higher: 41.1%
Graduate or professional degree: 17.1%
Households with broadband: 91.5%
Cable, fiber or DSL: 79.2%
No internet access: 4.7%
Without health insurance: 3.9%
Limited-English households: 0.3%

Geography

City (USPS): Oneonta
State: New York
County: Otsego County
Center point: 42.4834° N, 75.0369° W
Land area: 107 sq mi
Water area: 0.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

13820 spans 2 counties

Otsego County70% of land
Delaware County30% of land

Cities and towns within this zip

Oneonta4% of zip
West End (unincorporated)3% of zip
Davenport Center (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 13820

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
13747	Colliersville, NY	2.8 mi	0	—	—
13860	West Davenport, NY	5 mi	257	$143,315	$255,500
13861	West Oneonta, NY	5.4 mi	462	$57,847	$186,000
13834	Portlandville, NY	5.8 mi	92	$37,153	—
13796	Laurens, NY	7 mi	1,210	$88,750	$166,900
12116	Maryland, NY	7.5 mi	1,787	$78,986	$167,200
13806	Meridale, NY	7.7 mi	143	—	—
13846	Treadwell, NY	8.3 mi	308	$32,857	$222,200
13751	Davenport Center, NY	8.4 mi	297	—	$210,600
13825	Otego, NY	9.2 mi	2,903	$76,875	$194,500
13810	Mount Vision, NY	9.3 mi	1,090	$93,819	$228,400
13807	Milford, NY	9.8 mi	1,218	$77,083	$166,500

Zip codes like 13820 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 13820

What city is zip code 13820?

13820 is assigned to Oneonta, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 13820 in?

13820 is mostly in Otsego County, but it extends into 1 other county.

What is the population of 13820?

About 23,056 people live in 13820, according to the Census Bureau's American Community Survey.

What time zone is 13820 in?

13820 is in Eastern Time.

What is the median household income in 13820?

The median household income in 13820 is $65,953.

What zip codes are near 13820?

The closest zip codes to 13820 are 13747, 13860, 13861, 13834, 13796.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 13820, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.