Zip code 13348: Hartwick, New York

Q: What city is zip code 13348?

13348 is assigned to Hartwick, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 13348 in?

13348 is in Otsego County, New York.

Q: What is the population of 13348?

About 1,409 people live in 13348, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 13348?

The median household income in 13348 is $80,245.

Q: What zip codes are near 13348?

The closest zip codes to 13348 are 13315, 13337, 13457, 13482, 13810.

Residential delivery areaOtsego CountyEastern Time

Population

1,409

Median household income

$80K

U.S. $81K

Median home value

$170K

U.S. $333K

Median rent

$1,064/mo

U.S. $1,413

Median age

43.3

U.S. 38.9

Land area

36 sq mi

39 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 13348

13348 is a rural zip code in Hartwick, New York (Otsego County), covering 36 sq mi of land. About 1,409 people live here, or 39 per square mile. The median resident is 43.3 years old, compared with 38.9 nationally.

The median household earns $80,245 a year, close to the national median of $80,734. 8.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $170,400, or 2.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $1,064 a month.

33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.8 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in healthcare; management; and production and manufacturing. 17% of them are self-employed (U.S.: 10%).

How 13348 compares

Sorted from highest to lowest national percentile

Unemployment rate17.5%
99th
WeaknessU.S. 5.2% · NY 6.4%30th of 1,685 in NY
Healthcare workers17.7%
98th
U.S. 9.7% · NY 11.8%127th of 1,685 in NY
Self-employed workers17.4%
95th
U.S. 10% · NY 9.7%226th of 1,685 in NY
Housing vacancy19%
92nd
U.S. 10.1% · NY 10%516th of 1,675 in NY
Rent-burdened renters63.8%
91st
WeaknessU.S. 51.1% · NY 52.1%282nd of 1,579 in NY
Homeownership rate82.6%
84th
StrengthU.S. 65.2% · NY 54.3%705th of 1,673 in NY
Median age43.3
79th
U.S. 38.9 · NY 39.8856th of 1,693 in NY
Veterans7.5%
72nd
U.S. 6.2% · NY 3.7%500th of 1,693 in NY
Bachelor's degree or higher32.6%
52nd
U.S. 35.7% · NY 40.2%828th of 1,691 in NY
Work from home13%
51st
U.S. 15.1% · NY 14.9%708th of 1,685 in NY
Median household income$80,245
50th
U.S. $80,734 · NY $85,974845th of 1,602 in NY
Residents 65 and older16.5%
50th
U.S. 17.2% · NY 17.9%1,217th of 1,693 in NY
Median earnings per worker$47,125
47th
U.S. $49,666 · NY $55,3211,077th of 1,676 in NY
Government workers12.9%
43rd
U.S. 14.5% · NY 16.4%1,337th of 1,685 in NY
Tech workers2.1%
35th
U.S. 3.8% · NY 3.5%807th of 1,685 in NY
Poverty rate8.4%
34th
U.S. 12.5% · NY 14%963rd of 1,679 in NY
Per capita income$34,018
31st
U.S. $44,673 · NY $50,7121,276th of 1,690 in NY
Average commute22.8 min
28th
U.S. 26.4 min · NY 32.6 min1,180th of 1,618 in NY
Median gross rent$1,064
26th
U.S. $1,413 · NY $1,621806th of 1,367 in NY
Broadband access86.1%
15th
WeaknessU.S. 91% · NY 90.8%1,315th of 1,673 in NY
Median home value$170,400
14th
U.S. $332,700 · NY $423,8001,179th of 1,614 in NY
Uninsured rate3.1%
13th
StrengthU.S. 8.4% · NY 5.1%948th of 1,689 in NY
Income inequality (Gini)0.388
13th
StrengthU.S. 0.483 · NY 0.5171,209th of 1,669 in NY
Foreign-born residents1.6%
10th
U.S. 14.1% · NY 22.8%1,286th of 1,693 in NY
Residents under 1815.3%
9th
U.S. 22% · NY 20.5%1,298th of 1,693 in NY
Population density39/sq mi
6th
U.S. 95/sq mi · NY 421/sq mi1,392nd of 1,693 in NY
Population1,409
2nd
U.S. 334,922,499 · NY 19,852,3661,182nd of 1,693 in NY
Diversity index5
2nd
U.S. 61.4 · NY 65.51,569th of 1,693 in NY

Measure	13348	Otsego	NY	U.S.	National percentile	Rank in NY
Unemployment rateWeakness	17.5%	6.4%	6.4%	5.2%	99th	30th of 1,685
Healthcare workers	17.7%	11.5%	11.8%	9.7%	98th	127th of 1,685
Self-employed workers	17.4%	11.1%	9.7%	10%	95th	226th of 1,685
Housing vacancy	19%	22.8%	10%	10.1%	92nd	516th of 1,675
Rent-burdened rentersWeakness	63.8%	44%	52.1%	51.1%	91st	282nd of 1,579
Homeownership rateStrength	82.6%	73.9%	54.3%	65.2%	84th	705th of 1,673
Median age	43.3	39.9	39.8	38.9	79th	856th of 1,693
Veterans	7.5%	6.1%	3.7%	6.2%	72nd	500th of 1,693
Bachelor's degree or higher	32.6%	34.4%	40.2%	35.7%	52nd	828th of 1,691
Work from home	13%	11.7%	14.9%	15.1%	51st	708th of 1,685
Median household income	$80,245	$68,885	$85,974	$80,734	50th	845th of 1,602
Residents 65 and older	16.5%	21.5%	17.9%	17.2%	50th	1,217th of 1,693
Median earnings per worker	$47,125	$42,860	$55,321	$49,666	47th	1,077th of 1,676
Government workers	12.9%	20.9%	16.4%	14.5%	43rd	1,337th of 1,685
Tech workers	2.1%	1.7%	3.5%	3.8%	35th	807th of 1,685
Poverty rate	8.4%	12.5%	14%	12.5%	34th	963rd of 1,679
Per capita income	$34,018	$36,840	$50,712	$44,673	31st	1,276th of 1,690
Average commute	22.8 min	22.9 min	32.6 min	26.4 min	28th	1,180th of 1,618
Median gross rent	$1,064	$987	$1,621	$1,413	26th	806th of 1,367
Broadband accessWeakness	86.1%	87.2%	90.8%	91%	15th	1,315th of 1,673
Median home value	$170,400	$179,100	$423,800	$332,700	14th	1,179th of 1,614
Uninsured rateStrength	3.1%	5.2%	5.1%	8.4%	13th	948th of 1,689
Income inequality (Gini)Strength	0.388	0.445	0.517	0.483	13th	1,209th of 1,669
Foreign-born residents	1.6%	4.1%	22.8%	14.1%	10th	1,286th of 1,693
Residents under 18	15.3%	14.9%	20.5%	22%	9th	1,298th of 1,693
Population density	39/sq mi	60/sq mi	421/sq mi	95/sq mi	6th	1,392nd of 1,693
Population	1,409	60,108	19,852,366	334,922,499	2nd	1,182nd of 1,693
Diversity index	5	22	65.5	61.4	2nd	1,569th of 1,693

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

20%

18–24

25–34

14%

35–44

10%

45–54

21%

55–64

11%

65–74

75+

Median age

43.3

Under 18

15.3%

65 and over

16.5%

Race and ethnicity

White97%
Black0.3%
Hispanic0.1%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

1.6%

U.S. 14.1%

Born in state

81.1%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 568
Average household size: 2.5
Family households: 62.1%
Married couples: 54%
Living alone: 32.7%
Veterans (of adults): 7.5%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

23%

$50–75k

13%

$75–100k

30%

$100–150k

10%

$150–200k

$200k+

Median household income

13348

$80,245

Otsego Co.

$68,885

New York

$85,974

United States

$80,734

Per capita income

$34,018

U.S. $44,673

Poverty rate

8.4%

U.S. 12.5%

Households earning $150K+

12.1%

U.S. 23%

Income inequality (Gini)

0.388

U.S. 0.483

Housing

Median home value

13348

$170,400

Otsego Co.

$179,100

New York

$423,800

United States

$332,700

Median gross rent

13348

$1,064

Otsego Co.

$987

New York

$1,621

United States

$1,413

Types of housing

Single-family

81%

2–4 units

5–19 units

20+ units

Mobile home

12%

Boat, RV, van

Housing units: 701
Owner-occupied: 82.6%
Vacant: 19%
Median year built: 1954
Median rooms: 6.3
Renters paying 30%+ of income: 63.8%
Renters paying 50%+ of income: 35.1%
Home value to income: 2.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

0.2%

Walked

Bicycle

Worked from home

13%

Other

Commute time (one way)

<10 min

14%

10–19

31%

20–29

25%

30–44

19%

45–59

60+

Average commute

22.8 min

U.S. 26.4 min

Unemployment

17.5%

U.S. 5.2%

In labor force

62%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

18%

Management

16%

Production

11%

Cleaning and personal care

10%

Construction and repair

Office and admin

Transportation and moving

Food service

Education

Police and fire

Engineering and science

Sales

Computer and math

Legal and social services

Arts, media and sports

Business and finance

Farming, fishing and forestry

Industries

Health care and social assistance

34%

Retail

Education

Construction

Finance, insurance and real estate

Arts and recreation

Professional and technical services

Admin, support and management

Transportation, warehousing and utilities

Other services

Restaurants and hotels

Manufacturing

Agriculture and mining

Public administration

Wholesale

Information

Median earnings per worker

$47,125

U.S. $49,666

Self-employed

17.4%

U.S. 10%

Government workers

12.9%

U.S. 14.5%

Nonprofit workers

18.4%

U.S. 8.8%

Median earnings by type of work

Type of work	13348	U.S.
Management, business, science and arts	$69,167	$74,888
Service	$14,722	$26,804
Sales and office	$34,013	$40,476
Construction and maintenance	$47,031	$49,199
Production and transportation	$78,063	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

28%

Some college

16%

Associate's

17%

Bachelor's

22%

Graduate

11%

High school graduate or higher: 94.5%
Bachelor's degree or higher: 32.6%
Graduate or professional degree: 10.7%
Households with broadband: 86.1%
Cable, fiber or DSL: 59.7%
No internet access: 12.1%
Without health insurance: 3.1%
Limited-English households: 0%

Geography

City (USPS): Hartwick
State: New York
County: Otsego County
Center point: 42.7073° N, 75.0572° W
Land area: 36 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Hartwick (unincorporated)10% of zip
Schuyler Lake (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 13348

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
13315	Burlington Flats, NY	4.6 mi	1,237	$65,921	$202,000
13337	Fly Creek, NY	4.6 mi	607	$99,375	$240,500
13457	Schuyler Lake, NY	4.8 mi	26	$45,833	$67,100
13482	West Burlington, NY	5.7 mi	108	$58,864	$168,200
13810	Mount Vision, NY	7.4 mi	1,090	$93,819	$228,400
13807	Milford, NY	7.5 mi	1,218	$77,083	$166,500
13342	Garrattsville, NY	8.1 mi	255	$83,333	—
13326	Cooperstown, NY	8.3 mi	4,586	$80,040	$340,100
13335	Edmeston, NY	9.7 mi	1,511	$65,000	$125,900
13415	New Lisbon, NY	10 mi	73	$83,750	—
13439	Richfield Springs, NY	11 mi	3,681	$65,761	$185,600
13796	Laurens, NY	11 mi	1,210	$88,750	$166,900

Zip codes like 13348 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 13348

What city is zip code 13348?

13348 is assigned to Hartwick, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 13348 in?

13348 is in Otsego County, New York.

What is the population of 13348?

About 1,409 people live in 13348, according to the Census Bureau's American Community Survey.

What time zone is 13348 in?

13348 is in Eastern Time.

What is the median household income in 13348?

The median household income in 13348 is $80,245.

What zip codes are near 13348?

The closest zip codes to 13348 are 13315, 13337, 13457, 13482, 13810.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 13348, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.