Zip code 13126: Oswego, New York

Q: What city is zip code 13126?

13126 is assigned to Oswego, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 13126 in?

13126 is mostly in Oswego County, but it extends into 1 other county.

Q: What is the population of 13126?

About 36,495 people live in 13126, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 13126?

The median household income in 13126 is $65,346.

Q: What zip codes are near 13126?

The closest zip codes to 13126 are 13115, 13093, 13121, 13069, 13074.

Residential delivery areaOswego CountyEastern Time

Population

36,495

Median household income

$65K

U.S. $81K

Median home value

$145K

U.S. $333K

Median rent

$1,064/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

101 sq mi

363 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 13126

13126 is a small-town zip code in Oswego, New York (Oswego County), covering 101 sq mi of land. About 36,495 people live here, or 363 per square mile. The median resident is 35 years old, compared with 38.9 nationally.

The median household earns $65,346 a year, 19% below the national median of $80,734. 16.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $145,400, or 2.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 66% of occupied homes are lived in by their owners, and renters pay a median of $1,064 a month.

27% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.7 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in office and administrative support; sales; and healthcare.

How 13126 compares

Sorted from highest to lowest national percentile

Government workers23.1%
92nd
U.S. 14.5% · NY 16.4%431st of 1,685 in NY
Unemployment rate8.8%
90th
WeaknessU.S. 5.2% · NY 6.4%230th of 1,685 in NY
Housing vacancy13.1%
82nd
U.S. 10.1% · NY 10%711th of 1,675 in NY
Poverty rate16.8%
76th
U.S. 12.5% · NY 14%354th of 1,679 in NY
Rent-burdened renters57%
74th
U.S. 51.1% · NY 52.1%481st of 1,579 in NY
Population36,495
61st
U.S. 334,922,499 · NY 19,852,366165th of 1,693 in NY
Healthcare workers10.1%
60th
U.S. 9.7% · NY 11.8%831st of 1,685 in NY
Income inequality (Gini)0.445
59th
U.S. 0.483 · NY 0.517619th of 1,669 in NY
Residents 65 and older17.4%
56th
U.S. 17.2% · NY 17.9%1,115th of 1,693 in NY
Veterans5.9%
51st
U.S. 6.2% · NY 3.7%772nd of 1,693 in NY
Self-employed workers9.4%
51st
U.S. 10% · NY 9.7%896th of 1,685 in NY
Homeownership rate65.5%
43rd
U.S. 65.2% · NY 54.3%1,277th of 1,673 in NY
Broadband access91%
41st
U.S. 91% · NY 90.8%883rd of 1,673 in NY
Bachelor's degree or higher27.4%
40th
U.S. 35.7% · NY 40.2%1,011th of 1,691 in NY
Median household income$65,346
29th
U.S. $80,734 · NY $85,9741,220th of 1,602 in NY
Per capita income$33,545
29th
U.S. $44,673 · NY $50,7121,304th of 1,690 in NY
Population density363/sq mi
28th
U.S. 95/sq mi · NY 421/sq mi721st of 1,693 in NY
Residents under 1819.5%
28th
U.S. 22% · NY 20.5%872nd of 1,693 in NY
Median gross rent$1,064
26th
U.S. $1,413 · NY $1,621805th of 1,367 in NY
Work from home8.3%
24th
U.S. 15.1% · NY 14.9%1,167th of 1,685 in NY
Median age35
21st
U.S. 38.9 · NY 39.81,506th of 1,693 in NY
Median earnings per worker$39,863
21st
U.S. $49,666 · NY $55,3211,445th of 1,676 in NY
Foreign-born residents3.3%
20th
U.S. 14.1% · NY 22.8%1,008th of 1,693 in NY
Tech workers1.4%
20th
U.S. 3.8% · NY 3.5%1,008th of 1,685 in NY
Diversity index25.1
18th
U.S. 61.4 · NY 65.5870th of 1,693 in NY
Uninsured rate3.6%
18th
StrengthU.S. 8.4% · NY 5.1%810th of 1,689 in NY
Average commute19.7 min
11th
StrengthU.S. 26.4 min · NY 32.6 min1,397th of 1,618 in NY
Median home value$145,400
9th
U.S. $332,700 · NY $423,8001,340th of 1,614 in NY

Measure	13126	Oswego	NY	U.S.	National percentile	Rank in NY
Government workers	23.1%	18.4%	16.4%	14.5%	92nd	431st of 1,685
Unemployment rateWeakness	8.8%	7%	6.4%	5.2%	90th	230th of 1,685
Housing vacancy	13.1%	13.9%	10%	10.1%	82nd	711th of 1,675
Poverty rate	16.8%	16.3%	14%	12.5%	76th	354th of 1,679
Rent-burdened renters	57%	50.8%	52.1%	51.1%	74th	481st of 1,579
Population	36,495	117,953	19,852,366	334,922,499	61st	165th of 1,693
Healthcare workers	10.1%	9%	11.8%	9.7%	60th	831st of 1,685
Income inequality (Gini)	0.445	0.444	0.517	0.483	59th	619th of 1,669
Residents 65 and older	17.4%	18%	17.9%	17.2%	56th	1,115th of 1,693
Veterans	5.9%	8%	3.7%	6.2%	51st	772nd of 1,693
Self-employed workers	9.4%	10.3%	9.7%	10%	51st	896th of 1,685
Homeownership rate	65.5%	73.4%	54.3%	65.2%	43rd	1,277th of 1,673
Broadband access	91%	90.5%	90.8%	91%	41st	883rd of 1,673
Bachelor's degree or higher	27.4%	21.6%	40.2%	35.7%	40th	1,011th of 1,691
Median household income	$65,346	$69,183	$85,974	$80,734	29th	1,220th of 1,602
Per capita income	$33,545	$35,765	$50,712	$44,673	29th	1,304th of 1,690
Population density	363/sq mi	124/sq mi	421/sq mi	95/sq mi	28th	721st of 1,693
Residents under 18	19.5%	20.6%	20.5%	22%	28th	872nd of 1,693
Median gross rent	$1,064	$967	$1,621	$1,413	26th	805th of 1,367
Work from home	8.3%	8.3%	14.9%	15.1%	24th	1,167th of 1,685
Median age	35	40.9	39.8	38.9	21st	1,506th of 1,693
Median earnings per worker	$39,863	$43,821	$55,321	$49,666	21st	1,445th of 1,676
Foreign-born residents	3.3%	2%	22.8%	14.1%	20th	1,008th of 1,693
Tech workers	1.4%	1.6%	3.5%	3.8%	20th	1,008th of 1,685
Diversity index	25.1	17.2	65.5	61.4	18th	870th of 1,693
Uninsured rateStrength	3.6%	4.2%	5.1%	8.4%	18th	810th of 1,689
Average commuteStrength	19.7 min	25.1 min	32.6 min	26.4 min	11th	1,397th of 1,618
Median home value	$145,400	$151,700	$423,800	$332,700	9th	1,340th of 1,614

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

19%

18–24

11%

25–34

10%

35–44

10%

45–54

13%

55–64

10%

65–74

75+

Median age

Under 18

19.5%

65 and over

17.4%

Race and ethnicity

White86%
Black2%
Hispanic5%
Asian2%
Native American0.1%
Pacific Islander0%
Other0.5%
Multiracial4%

Diversity index

25.1

U.S. 61.4

Foreign-born

3.3%

U.S. 14.1%

Born in state

83.2%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 13,599
Average household size: 2.4
Family households: 60.4%
Married couples: 43.7%
Living alone: 30.2%
Veterans (of adults): 5.9%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

24%

$50–75k

14%

$75–100k

12%

$100–150k

16%

$150–200k

$200k+

Median household income

13126

$65,346

Oswego Co.

$69,183

New York

$85,974

United States

$80,734

Per capita income

$33,545

U.S. $44,673

Poverty rate

16.8%

U.S. 12.5%

Households earning $150K+

16.2%

U.S. 23%

Income inequality (Gini)

0.445

U.S. 0.483

Housing

Median home value

13126

$145,400

Oswego Co.

$151,700

New York

$423,800

United States

$332,700

Median gross rent

13126

$1,064

Oswego Co.

$967

New York

$1,621

United States

$1,413

Types of housing

Single-family

70%

2–4 units

14%

5–19 units

20+ units

Mobile home

Boat, RV, van

0.0%

Housing units: 15,648
Owner-occupied: 65.5%
Vacant: 13.1%
Median year built: 1960
Median rooms: 6.1
Renters paying 30%+ of income: 57%
Renters paying 50%+ of income: 30.2%
Home value to income: 2.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

Transit

Walked

Bicycle

0.1%

Worked from home

Other

0.6%

Commute time (one way)

<10 min

27%

10–19

36%

20–29

13%

30–44

11%

45–59

60+

Average commute

19.7 min

U.S. 26.4 min

Unemployment

8.8%

U.S. 5.2%

In labor force

58.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

12%

Sales

10%

Healthcare

10%

Construction and repair

10%

Education

Transportation and moving

Management

Food service

Cleaning and personal care

Production

Business and finance

Legal and social services

Police and fire

Engineering and science

Arts, media and sports

Computer and math

Farming, fishing and forestry

0.7%

Industries

Education

15%

Health care and social assistance

15%

Retail

13%

Transportation, warehousing and utilities

Manufacturing

Restaurants and hotels

Public administration

Construction

Other services

Finance, insurance and real estate

Professional and technical services

Arts and recreation

Admin, support and management

Wholesale

Information

Agriculture and mining

Median earnings per worker

$39,863

U.S. $49,666

Self-employed

9.4%

U.S. 10%

Government workers

23.1%

U.S. 14.5%

Nonprofit workers

11.9%

U.S. 8.8%

Median earnings by type of work

Type of work	13126	U.S.
Management, business, science and arts	$60,429	$74,888
Service	$19,545	$26,804
Sales and office	$27,948	$40,476
Construction and maintenance	$46,582	$49,199
Production and transportation	$41,717	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

35%

Some college

18%

Associate's

11%

Bachelor's

15%

Graduate

12%

High school graduate or higher: 91.2%
Bachelor's degree or higher: 27.4%
Graduate or professional degree: 11.9%
Households with broadband: 91%
Cable, fiber or DSL: 80.7%
No internet access: 5.4%
Without health insurance: 3.6%
Limited-English households: 0.2%

Geography

City (USPS): Oswego
State: New York
County: Oswego County
Center point: 43.4388° N, 76.4574° W
Land area: 101 sq mi
Water area: 9.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

13126 spans 2 counties

Oswego County99% of land
Cayuga County1% of land

Cities and towns within this zip

Oswego8% of zip
Minetto (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 13126

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
13115	Minetto, NY	3.2 mi	127	$72,857	$153,100
13093	Lycoming, NY · PO box	5.5 mi	—	—	—
13121	New Haven, NY	8.1 mi	0	—	—
13069	Fulton, NY	8.5 mi	22,810	$63,113	$121,900
13074	Hannibal, NY	10 mi	4,496	$81,563	$144,400
13114	Mexico, NY	11 mi	7,214	$65,561	$161,000
13156	Sterling, NY	13 mi	2,156	$64,063	$162,500
13064	Fair Haven, NY · PO box	13 mi	—	—	—
13111	Martville, NY	15 mi	1,463	$59,063	$107,400
13135	Phoenix, NY	15 mi	6,515	$87,041	$174,200
13107	Maple View, NY · PO box	15 mi	—	—	—
13132	Pennellville, NY	16 mi	3,626	$72,473	$197,200

Zip codes like 13126 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 13126

What city is zip code 13126?

13126 is assigned to Oswego, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 13126 in?

13126 is mostly in Oswego County, but it extends into 1 other county.

What is the population of 13126?

About 36,495 people live in 13126, according to the Census Bureau's American Community Survey.

What time zone is 13126 in?

13126 is in Eastern Time.

What is the median household income in 13126?

The median household income in 13126 is $65,346.

What zip codes are near 13126?

The closest zip codes to 13126 are 13115, 13093, 13121, 13069, 13074.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 13126, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.