Zip code 13101: Mc Graw, New York

Q: What city is zip code 13101?

13101 is assigned to Mc Graw, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 13101 in?

13101 is in Cortland County, New York.

Q: What is the population of 13101?

About 2,358 people live in 13101, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 13101?

The median household income in 13101 is $63,587.

Q: What zip codes are near 13101?

The closest zip codes to 13101 are 13738, 13056, 13045, 13087, 13040.

Residential delivery areaCortland CountyEastern Time

Population

2,358

Median household income

$64K

U.S. $81K

Median home value

$144K

U.S. $333K

Median rent

$1,042/mo

U.S. $1,413

Median age

43.6

U.S. 38.9

Land area

38 sq mi

61 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 13101

13101 is a small-town zip code in Mc Graw, New York (Cortland County), covering 38 sq mi of land. About 2,358 people live here, or 61 per square mile. The median resident is 43.6 years old, compared with 38.9 nationally.

The median household earns $63,587 a year, 21% below the national median of $80,734. 9.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $143,700, or 2.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $1,042 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.6 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in construction and repair; production and manufacturing; and education.

How 13101 compares

Sorted from highest to lowest national percentile

Residents 65 and older25.7%
93rd
U.S. 17.2% · NY 17.9%354th of 1,693 in NY
Self-employed workers13.7%
86th
U.S. 10% · NY 9.7%419th of 1,685 in NY
Median age43.6
80th
U.S. 38.9 · NY 39.8818th of 1,693 in NY
Homeownership rate80.5%
80th
StrengthU.S. 65.2% · NY 54.3%812th of 1,673 in NY
Veterans7.6%
73rd
U.S. 6.2% · NY 3.7%481st of 1,693 in NY
Government workers15.7%
64th
U.S. 14.5% · NY 16.4%1,077th of 1,685 in NY
Residents under 1823%
58th
U.S. 22% · NY 20.5%423rd of 1,693 in NY
Median earnings per worker$47,596
48th
U.S. $49,666 · NY $55,3211,045th of 1,676 in NY
Poverty rate9.3%
40th
U.S. 12.5% · NY 14%876th of 1,679 in NY
Average commute23.6 min
34th
U.S. 26.4 min · NY 32.6 min1,097th of 1,618 in NY
Healthcare workers8%
28th
U.S. 9.7% · NY 11.8%1,164th of 1,685 in NY
Per capita income$32,947
27th
U.S. $44,673 · NY $50,7121,342nd of 1,690 in NY
Median household income$63,587
26th
U.S. $80,734 · NY $85,9741,263rd of 1,602 in NY
Median gross rent$1,042
24th
U.S. $1,413 · NY $1,621832nd of 1,367 in NY
Uninsured rate3.7%
19th
StrengthU.S. 8.4% · NY 5.1%764th of 1,689 in NY
Bachelor's degree or higher18.9%
18th
WeaknessU.S. 35.7% · NY 40.2%1,360th of 1,691 in NY
Housing vacancy3.5%
16th
U.S. 10.1% · NY 10%1,433rd of 1,675 in NY
Tech workers1.1%
15th
U.S. 3.8% · NY 3.5%1,094th of 1,685 in NY
Income inequality (Gini)0.390
14th
StrengthU.S. 0.483 · NY 0.5171,189th of 1,669 in NY
Broadband access84.8%
12th
WeaknessU.S. 91% · NY 90.8%1,384th of 1,673 in NY
Rent-burdened renters37.9%
12th
StrengthU.S. 51.1% · NY 52.1%1,154th of 1,579 in NY
Population density61/sq mi
9th
U.S. 95/sq mi · NY 421/sq mi1,206th of 1,693 in NY
Median home value$143,700
8th
U.S. $332,700 · NY $423,8001,351st of 1,614 in NY
Population2,358
4th
U.S. 334,922,499 · NY 19,852,366984th of 1,693 in NY
Work from home3.9%
4th
U.S. 15.1% · NY 14.9%1,509th of 1,685 in NY
Unemployment rate1.8%
4th
StrengthU.S. 5.2% · NY 6.4%1,352nd of 1,685 in NY
Diversity index8.5
3rd
U.S. 61.4 · NY 65.51,456th of 1,693 in NY
Foreign-born residents0.3%
2nd
U.S. 14.1% · NY 22.8%1,528th of 1,693 in NY

Measure	13101	Cortland	NY	U.S.	National percentile	Rank in NY
Residents 65 and older	25.7%	17.1%	17.9%	17.2%	93rd	354th of 1,693
Self-employed workers	13.7%	10.1%	9.7%	10%	86th	419th of 1,685
Median age	43.6	37	39.8	38.9	80th	818th of 1,693
Homeownership rateStrength	80.5%	66.3%	54.3%	65.2%	80th	812th of 1,673
Veterans	7.6%	6.2%	3.7%	6.2%	73rd	481st of 1,693
Government workers	15.7%	19.7%	16.4%	14.5%	64th	1,077th of 1,685
Residents under 18	23%	18.5%	20.5%	22%	58th	423rd of 1,693
Median earnings per worker	$47,596	$43,533	$55,321	$49,666	48th	1,045th of 1,676
Poverty rate	9.3%	12.8%	14%	12.5%	40th	876th of 1,679
Average commute	23.6 min	22.3 min	32.6 min	26.4 min	34th	1,097th of 1,618
Healthcare workers	8%	10.2%	11.8%	9.7%	28th	1,164th of 1,685
Per capita income	$32,947	$34,752	$50,712	$44,673	27th	1,342nd of 1,690
Median household income	$63,587	$70,418	$85,974	$80,734	26th	1,263rd of 1,602
Median gross rent	$1,042	$984	$1,621	$1,413	24th	832nd of 1,367
Uninsured rateStrength	3.7%	4.5%	5.1%	8.4%	19th	764th of 1,689
Bachelor's degree or higherWeakness	18.9%	29.1%	40.2%	35.7%	18th	1,360th of 1,691
Housing vacancy	3.5%	8.8%	10%	10.1%	16th	1,433rd of 1,675
Tech workers	1.1%	2.3%	3.5%	3.8%	15th	1,094th of 1,685
Income inequality (Gini)Strength	0.390	0.418	0.517	0.483	14th	1,189th of 1,669
Broadband accessWeakness	84.8%	88.3%	90.8%	91%	12th	1,384th of 1,673
Rent-burdened rentersStrength	37.9%	50.4%	52.1%	51.1%	12th	1,154th of 1,579
Population density	61/sq mi	93/sq mi	421/sq mi	95/sq mi	9th	1,206th of 1,693
Median home value	$143,700	$162,100	$423,800	$332,700	8th	1,351st of 1,614
Population	2,358	46,246	19,852,366	334,922,499	4th	984th of 1,693
Work from home	3.9%	7.8%	14.9%	15.1%	4th	1,509th of 1,685
Unemployment rateStrength	1.8%	4.6%	6.4%	5.2%	4th	1,352nd of 1,685
Diversity index	8.5	20.1	65.5	61.4	3rd	1,456th of 1,693
Foreign-born residents	0.3%	2.8%	22.8%	14.1%	2nd	1,528th of 1,693

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

10%

25–34

14%

35–44

11%

45–54

11%

55–64

14%

65–74

12%

75+

Median age

43.6

Under 18

23%

65 and over

25.7%

Race and ethnicity

White96%
Black0.3%
Hispanic0.8%
Asian0%
Native American0%
Pacific Islander0%
Other0.3%
Multiracial3%

Diversity index

8.5

U.S. 61.4

Foreign-born

0.3%

U.S. 14.1%

Born in state

90%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.6%

Asian / Pacific

Other

Households

Households: 996
Average household size: 2.4
Family households: 66.7%
Married couples: 46.3%
Living alone: 27.2%
Veterans (of adults): 7.6%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

22%

$50–75k

21%

$75–100k

18%

$100–150k

13%

$150–200k

11%

$200k+

Median household income

13101

$63,587

Cortland Co.

$70,418

New York

$85,974

United States

$80,734

Per capita income

$32,947

U.S. $44,673

Poverty rate

9.3%

U.S. 12.5%

Households earning $150K+

13.1%

U.S. 23%

Income inequality (Gini)

0.390

U.S. 0.483

Housing

Median home value

13101

$143,700

Cortland Co.

$162,100

New York

$423,800

United States

$332,700

Median gross rent

13101

$1,042

Cortland Co.

$984

New York

$1,621

United States

$1,413

Types of housing

Single-family

80%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.4%

Housing units: 1,032
Owner-occupied: 80.5%
Vacant: 3.5%
Median year built: 1953
Median rooms: 6.7
Renters paying 30%+ of income: 37.9%
Renters paying 50%+ of income: 18.1%
Home value to income: 2.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

15%

Transit

Walked

Bicycle

Worked from home

Other

0.6%

Commute time (one way)

<10 min

10%

10–19

39%

20–29

20%

30–44

15%

45–59

60+

Average commute

23.6 min

U.S. 26.4 min

Unemployment

1.8%

U.S. 5.2%

In labor force

61%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

21%

Production

12%

Education

10%

Sales

10%

Office and admin

Healthcare

Transportation and moving

Food service

Management

Cleaning and personal care

Business and finance

Police and fire

Legal and social services

Computer and math

Farming, fishing and forestry

0.4%

Engineering and science

0.2%

Arts, media and sports

Industries

Other services

16%

Education

13%

Manufacturing

13%

Health care and social assistance

11%

Retail

10%

Construction

Restaurants and hotels

Transportation, warehousing and utilities

Public administration

Professional and technical services

Finance, insurance and real estate

Admin, support and management

Agriculture and mining

Arts and recreation

0.5%

Information

0.2%

Wholesale

Median earnings per worker

$47,596

U.S. $49,666

Self-employed

13.7%

U.S. 10%

Government workers

15.7%

U.S. 14.5%

Nonprofit workers

8.2%

U.S. 8.8%

Median earnings by type of work

Type of work	13101	U.S.
Management, business, science and arts	$66,395	$74,888
Service	$20,991	$26,804
Sales and office	$28,077	$40,476
Construction and maintenance	$52,857	$49,199
Production and transportation	$49,279	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

41%

Some college

23%

Associate's

12%

Bachelor's

11%

Graduate

High school graduate or higher: 94%
Bachelor's degree or higher: 18.9%
Graduate or professional degree: 7.9%
Households with broadband: 84.8%
Cable, fiber or DSL: 64.9%
No internet access: 14.2%
Without health insurance: 3.7%
Limited-English households: 0%

Geography

City (USPS): Mc Graw
State: New York
County: Cortland County
Center point: 42.6133° N, 76.0664° W
Land area: 38 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

McGraw3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 13101

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
13738	Blodgett Mills, NY	4.4 mi	20	—	—
13056	East Homer, NY · PO box	4.8 mi	—	—	—
13045	Cortland, NY	6.6 mi	28,361	$69,961	$167,500
13087	Little York, NY	7.8 mi	116	$97,125	$205,800
13040	Cincinnatus, NY	7.8 mi	2,595	$70,167	$139,200
13158	Truxton, NY	8.6 mi	1,217	$85,208	$174,000
13803	Marathon, NY	11 mi	4,273	$63,713	$140,800
13077	Homer, NY	11 mi	6,405	$72,266	$171,200
13136	Pitcher, NY	11 mi	406	$51,667	$110,100
13141	Preble, NY	11 mi	652	$80,208	$175,000
13102	Mc Lean, NY	12 mi	36	—	—
13124	North Pitcher, NY	13 mi	88	$90,000	$195,800

Zip codes like 13101 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 13101

What city is zip code 13101?

13101 is assigned to Mc Graw, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 13101 in?

13101 is in Cortland County, New York.

What is the population of 13101?

About 2,358 people live in 13101, according to the Census Bureau's American Community Survey.

What time zone is 13101 in?

13101 is in Eastern Time.

What is the median household income in 13101?

The median household income in 13101 is $63,587.

What zip codes are near 13101?

The closest zip codes to 13101 are 13738, 13056, 13045, 13087, 13040.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 13101, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.