Zip code 12972: Peru, New York

Q: What city is zip code 12972?

12972 is assigned to Peru, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12972 in?

12972 is in Clinton County, New York.

Q: What is the population of 12972?

About 6,895 people live in 12972, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12972?

The median household income in 12972 is $125,373.

Q: What zip codes are near 12972?

The closest zip codes to 12972 are 12911, 12924, 12975, 12903, 12985.

Residential delivery areaClinton CountyEastern Time

Population

6,895

Median household income

$125K

U.S. $81K

Median home value

$202K

U.S. $333K

Median rent

$1,057/mo

U.S. $1,413

Median age

41.9

U.S. 38.9

Land area

76 sq mi

91 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12972

12972 is a small-town zip code in Peru, New York (Clinton County), covering 76 sq mi of land. About 6,895 people live here, or 91 per square mile. The median resident is 41.9 years old, compared with 38.9 nationally.

The median household earns $125,373 a year, 55% above the national median of $80,734. 8.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $201,700, or 1.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 85% of occupied homes are lived in by their owners, and renters pay a median of $1,057 a month.

34% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.7 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in management, education and healthcare.

How 12972 compares

Sorted from highest to lowest national percentile

Homeownership rate85.4%
90th
StrengthU.S. 65.2% · NY 54.3%546th of 1,673 in NY
Median household income$125,373
87th
StrengthU.S. $80,734 · NY $85,974272nd of 1,602 in NY
Government workers20.7%
86th
U.S. 14.5% · NY 16.4%618th of 1,685 in NY
Self-employed workers12.2%
78th
U.S. 10% · NY 9.7%550th of 1,685 in NY
Median earnings per worker$61,083
77th
U.S. $49,666 · NY $55,321469th of 1,676 in NY
Median age41.9
71st
U.S. 38.9 · NY 39.81,005th of 1,693 in NY
Per capita income$48,980
70th
U.S. $44,673 · NY $50,712587th of 1,690 in NY
Healthcare workers10.2%
61st
U.S. 9.7% · NY 11.8%802nd of 1,685 in NY
Housing vacancy7.6%
57th
U.S. 10.1% · NY 10%1,002nd of 1,675 in NY
Bachelor's degree or higher34.1%
55th
U.S. 35.7% · NY 40.2%775th of 1,691 in NY
Rent-burdened renters51.9%
55th
U.S. 51.1% · NY 52.1%680th of 1,579 in NY
Residents 65 and older15.6%
43rd
U.S. 17.2% · NY 17.9%1,300th of 1,693 in NY
Residents under 1821.2%
42nd
U.S. 22% · NY 20.5%613th of 1,693 in NY
Poverty rate8.8%
37th
U.S. 12.5% · NY 14%916th of 1,679 in NY
Uninsured rate5.2%
35th
U.S. 8.4% · NY 5.1%482nd of 1,689 in NY
Veterans4.6%
33rd
U.S. 6.2% · NY 3.7%987th of 1,693 in NY
Work from home9.7%
32nd
U.S. 15.1% · NY 14.9%1,009th of 1,685 in NY
Foreign-born residents4.4%
26th
U.S. 14.1% · NY 22.8%900th of 1,693 in NY
Median gross rent$1,057
25th
U.S. $1,413 · NY $1,621819th of 1,367 in NY
Median home value$201,700
21st
U.S. $332,700 · NY $423,8001,003rd of 1,614 in NY
Broadband access86.9%
18th
WeaknessU.S. 91% · NY 90.8%1,256th of 1,673 in NY
Average commute20.7 min
16th
StrengthU.S. 26.4 min · NY 32.6 min1,330th of 1,618 in NY
Tech workers1.1%
15th
U.S. 3.8% · NY 3.5%1,092nd of 1,685 in NY
Population density91/sq mi
12th
U.S. 95/sq mi · NY 421/sq mi1,063rd of 1,693 in NY
Diversity index19.3
12th
U.S. 61.4 · NY 65.51,038th of 1,693 in NY
Population6,895
11th
U.S. 334,922,499 · NY 19,852,366628th of 1,693 in NY
Unemployment rate1.4%
3rd
StrengthU.S. 5.2% · NY 6.4%1,398th of 1,685 in NY
Income inequality (Gini)0.331
1st
StrengthU.S. 0.483 · NY 0.5171,525th of 1,669 in NY

Measure	12972	Clinton	NY	U.S.	National percentile	Rank in NY
Homeownership rateStrength	85.4%	69.4%	54.3%	65.2%	90th	546th of 1,673
Median household incomeStrength	$125,373	$71,224	$85,974	$80,734	87th	272nd of 1,602
Government workers	20.7%	22.2%	16.4%	14.5%	86th	618th of 1,685
Self-employed workers	12.2%	8%	9.7%	10%	78th	550th of 1,685
Median earnings per worker	$61,083	$48,463	$55,321	$49,666	77th	469th of 1,676
Median age	41.9	41.9	39.8	38.9	71st	1,005th of 1,693
Per capita income	$48,980	$38,591	$50,712	$44,673	70th	587th of 1,690
Healthcare workers	10.2%	10.8%	11.8%	9.7%	61st	802nd of 1,685
Housing vacancy	7.6%	10.9%	10%	10.1%	57th	1,002nd of 1,675
Bachelor's degree or higher	34.1%	27.6%	40.2%	35.7%	55th	775th of 1,691
Rent-burdened renters	51.9%	45.9%	52.1%	51.1%	55th	680th of 1,579
Residents 65 and older	15.6%	19%	17.9%	17.2%	43rd	1,300th of 1,693
Residents under 18	21.2%	18%	20.5%	22%	42nd	613th of 1,693
Poverty rate	8.8%	13.7%	14%	12.5%	37th	916th of 1,679
Uninsured rate	5.2%	3.1%	5.1%	8.4%	35th	482nd of 1,689
Veterans	4.6%	7.8%	3.7%	6.2%	33rd	987th of 1,693
Work from home	9.7%	7.6%	14.9%	15.1%	32nd	1,009th of 1,685
Foreign-born residents	4.4%	4.8%	22.8%	14.1%	26th	900th of 1,693
Median gross rent	$1,057	$1,003	$1,621	$1,413	25th	819th of 1,367
Median home value	$201,700	$180,600	$423,800	$332,700	21st	1,003rd of 1,614
Broadband accessWeakness	86.9%	88%	90.8%	91%	18th	1,256th of 1,673
Average commuteStrength	20.7 min	20.4 min	32.6 min	26.4 min	16th	1,330th of 1,618
Tech workers	1.1%	1.6%	3.5%	3.8%	15th	1,092nd of 1,685
Population density	91/sq mi	76/sq mi	421/sq mi	95/sq mi	12th	1,063rd of 1,693
Diversity index	19.3	21.9	65.5	61.4	12th	1,038th of 1,693
Population	6,895	78,493	19,852,366	334,922,499	11th	628th of 1,693
Unemployment rateStrength	1.4%	4.1%	6.4%	5.2%	3rd	1,398th of 1,685
Income inequality (Gini)Strength	0.331	0.448	0.517	0.483	1st	1,525th of 1,669

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

11%

25–34

16%

35–44

12%

45–54

17%

55–64

11%

65–74

75+

Median age

41.9

Under 18

21.2%

65 and over

15.6%

Race and ethnicity

White90%
Black3%
Hispanic5%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial3%

Diversity index

19.3

U.S. 61.4

Foreign-born

4.4%

U.S. 14.1%

Born in state

77.8%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

0.3%

Other

Households

Households: 2,733
Average household size: 2.4
Family households: 68.1%
Married couples: 55.1%
Living alone: 15.2%
Veterans (of adults): 4.6%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

11%

$50–75k

14%

$75–100k

10%

$100–150k

29%

$150–200k

12%

$200k+

18%

Median household income

12972

$125,373

Clinton Co.

$71,224

New York

$85,974

United States

$80,734

Per capita income

$48,980

U.S. $44,673

Poverty rate

8.8%

U.S. 12.5%

Households earning $150K+

29.8%

U.S. 23%

Income inequality (Gini)

0.331

U.S. 0.483

Housing

Median home value

12972

$201,700

Clinton Co.

$180,600

New York

$423,800

United States

$332,700

Median gross rent

12972

$1,057

Clinton Co.

$1,003

New York

$1,621

United States

$1,413

Types of housing

Single-family

77%

2–4 units

5–19 units

20+ units

Mobile home

13%

Boat, RV, van

Housing units: 2,957
Owner-occupied: 85.4%
Vacant: 7.6%
Median year built: 1983
Median rooms: 5.8
Renters paying 30%+ of income: 51.9%
Renters paying 50%+ of income: 16.4%
Home value to income: 1.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

Transit

Walked

Bicycle

Worked from home

10%

Other

Commute time (one way)

<10 min

23%

10–19

36%

20–29

30%

30–44

45–59

0.5%

60+

Average commute

20.7 min

U.S. 26.4 min

Unemployment

1.4%

U.S. 5.2%

In labor force

68%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

19%

Education

12%

Healthcare

10%

Cleaning and personal care

10%

Office and admin

Construction and repair

Production

Transportation and moving

Sales

Business and finance

Engineering and science

Farming, fishing and forestry

Police and fire

Legal and social services

Food service

Computer and math

Arts, media and sports

0.6%

Industries

Health care and social assistance

22%

Education

18%

Manufacturing

12%

Construction

10%

Other services

Public administration

Retail

Agriculture and mining

Admin, support and management

Professional and technical services

Transportation, warehousing and utilities

Restaurants and hotels

Wholesale

Arts and recreation

Information

Finance, insurance and real estate

0.5%

Median earnings per worker

$61,083

U.S. $49,666

Self-employed

12.2%

U.S. 10%

Government workers

20.7%

U.S. 14.5%

Nonprofit workers

14.4%

U.S. 8.8%

Median earnings by type of work

Type of work	12972	U.S.
Management, business, science and arts	$71,903	$74,888
Service	$80,357	$26,804
Sales and office	$41,683	$40,476
Construction and maintenance	$35,515	$49,199
Production and transportation	$50,427	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

29%

Some college

18%

Associate's

13%

Bachelor's

15%

Graduate

19%

High school graduate or higher: 94.4%
Bachelor's degree or higher: 34.1%
Graduate or professional degree: 18.9%
Households with broadband: 86.9%
Cable, fiber or DSL: 71.9%
No internet access: 2.2%
Without health insurance: 5.2%
Limited-English households: 0%

Geography

City (USPS): Peru
State: New York
County: Clinton County
Center point: 44.5617° N, 73.5597° W
Land area: 76 sq mi
Water area: 0.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Peru (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12972

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12911	Keeseville, NY	4.9 mi	41	—	—
12924	Keeseville, NY	5.8 mi	333	—	$161,300
12975	Port Kent, NY	6.7 mi	78	—	$94,800
12903	Plattsburgh, NY	8.1 mi	1,824	$77,733	$210,400
12985	Schuyler Falls, NY	8.8 mi	755	$76,090	$157,900
12944	Keeseville, NY	9 mi	3,910	$72,207	$141,700
12962	Morrisonville, NY	10 mi	5,654	$77,847	$189,000
12918	Cadyville, NY	11 mi	2,412	$91,951	$206,700
12901	Plattsburgh, NY	11 mi	31,447	$60,942	$189,400
12912	Au Sable Forks, NY	12 mi	1,682	$70,046	$189,200
12978	Redford, NY	12 mi	340	$98,958	$70,500
05486	South Hero, VT	13 mi	1,500	$126,513	$544,700

Zip codes like 12972 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12972

What city is zip code 12972?

12972 is assigned to Peru, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12972 in?

12972 is in Clinton County, New York.

What is the population of 12972?

About 6,895 people live in 12972, according to the Census Bureau's American Community Survey.

What time zone is 12972 in?

12972 is in Eastern Time.

What is the median household income in 12972?

The median household income in 12972 is $125,373.

What zip codes are near 12972?

The closest zip codes to 12972 are 12911, 12924, 12975, 12903, 12985.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12972, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.