Zip code 12957: Moira, New York

Q: What city is zip code 12957?

12957 is assigned to Moira, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12957 in?

12957 is in Franklin County, New York.

Q: What is the population of 12957?

About 1,781 people live in 12957, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12957?

The median household income in 12957 is $54,572.

Q: What zip codes are near 12957?

The closest zip codes to 12957 are 12916, 12914, 13649, 12967, 12937.

Residential delivery areaFranklin CountyEastern Time

Population

1,781

Median household income

$55K

U.S. $81K

Median home value

$88K

U.S. $333K

Median rent

$800/mo

U.S. $1,413

Median age

35.9

U.S. 38.9

Land area

35 sq mi

50 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12957

12957 is a small-town zip code in Moira, New York (Franklin County), covering 35 sq mi of land. About 1,781 people live here, or 50 per square mile. The median resident is 35.9 years old, compared with 38.9 nationally.

The median household earns $54,572 a year, 32% below the national median of $80,734. 28% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $87,600, or 1.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 64% of occupied homes are lived in by their owners, and renters pay a median of $800 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.9 minutes each way, and 1% of workers work from home. The most common jobs among working residents are in education; production and manufacturing; and office and administrative support.

How 12957 compares

Sorted from highest to lowest national percentile

Government workers28.7%
98th
U.S. 14.5% · NY 16.4%189th of 1,685 in NY
Poverty rate28%
95th
WeaknessU.S. 12.5% · NY 14%95th of 1,679 in NY
Unemployment rate9.3%
92nd
WeaknessU.S. 5.2% · NY 6.4%195th of 1,685 in NY
Veterans9.9%
89th
U.S. 6.2% · NY 3.7%229th of 1,693 in NY
Healthcare workers12%
81st
U.S. 9.7% · NY 11.8%555th of 1,685 in NY
Rent-burdened renters56.8%
73rd
U.S. 51.1% · NY 52.1%487th of 1,579 in NY
Residents under 1824.3%
69th
U.S. 22% · NY 20.5%326th of 1,693 in NY
Housing vacancy8.5%
63rd
U.S. 10.1% · NY 10%953rd of 1,675 in NY
Residents 65 and older17.3%
55th
U.S. 17.2% · NY 17.9%1,118th of 1,693 in NY
Median earnings per worker$49,631
54th
U.S. $49,666 · NY $55,321933rd of 1,676 in NY
Average commute24.9 min
42nd
U.S. 26.4 min · NY 32.6 min1,010th of 1,618 in NY
Homeownership rate63.6%
39th
U.S. 65.2% · NY 54.3%1,311th of 1,673 in NY
Income inequality (Gini)0.417
34th
U.S. 0.483 · NY 0.517886th of 1,669 in NY
Median age35.9
27th
U.S. 38.9 · NY 39.81,465th of 1,693 in NY
Uninsured rate3.9%
21st
U.S. 8.4% · NY 5.1%718th of 1,689 in NY
Per capita income$30,513
20th
WeaknessU.S. $44,673 · NY $50,7121,445th of 1,690 in NY
Median household income$54,572
14th
WeaknessU.S. $80,734 · NY $85,9741,457th of 1,602 in NY
Broadband access85.5%
14th
WeaknessU.S. 91% · NY 90.8%1,350th of 1,673 in NY
Bachelor's degree or higher16.3%
12th
WeaknessU.S. 35.7% · NY 40.2%1,466th of 1,691 in NY
Population density50/sq mi
7th
U.S. 95/sq mi · NY 421/sq mi1,295th of 1,693 in NY
Median gross rent$800
7th
U.S. $1,413 · NY $1,6211,195th of 1,367 in NY
Foreign-born residents1%
6th
U.S. 14.1% · NY 22.8%1,399th of 1,693 in NY
Population1,781
3rd
U.S. 334,922,499 · NY 19,852,3661,104th of 1,693 in NY
Median home value$87,600
1st
U.S. $332,700 · NY $423,8001,586th of 1,614 in NY
Work from home0.6%
1st
U.S. 15.1% · NY 14.9%1,600th of 1,685 in NY
Diversity index1.2
1st
U.S. 61.4 · NY 65.51,621st of 1,693 in NY
Tech workers0%
1st
U.S. 3.8% · NY 3.5%1,436th of 1,685 in NY
Self-employed workers3.7%
1st
U.S. 10% · NY 9.7%1,539th of 1,685 in NY

Measure	12957	Franklin	NY	U.S.	National percentile	Rank in NY
Government workers	28.7%	30.4%	16.4%	14.5%	98th	189th of 1,685
Poverty rateWeakness	28%	18.2%	14%	12.5%	95th	95th of 1,679
Unemployment rateWeakness	9.3%	3.9%	6.4%	5.2%	92nd	195th of 1,685
Veterans	9.9%	7.3%	3.7%	6.2%	89th	229th of 1,693
Healthcare workers	12%	12.3%	11.8%	9.7%	81st	555th of 1,685
Rent-burdened renters	56.8%	37.5%	52.1%	51.1%	73rd	487th of 1,579
Residents under 18	24.3%	19.9%	20.5%	22%	69th	326th of 1,693
Housing vacancy	8.5%	23.5%	10%	10.1%	63rd	953rd of 1,675
Residents 65 and older	17.3%	19.5%	17.9%	17.2%	55th	1,118th of 1,693
Median earnings per worker	$49,631	$44,652	$55,321	$49,666	54th	933rd of 1,676
Average commute	24.9 min	20.7 min	32.6 min	26.4 min	42nd	1,010th of 1,618
Homeownership rate	63.6%	72.5%	54.3%	65.2%	39th	1,311th of 1,673
Income inequality (Gini)	0.417	0.425	0.517	0.483	34th	886th of 1,669
Median age	35.9	42	39.8	38.9	27th	1,465th of 1,693
Uninsured rate	3.9%	5.7%	5.1%	8.4%	21st	718th of 1,689
Per capita incomeWeakness	$30,513	$32,684	$50,712	$44,673	20th	1,445th of 1,690
Median household incomeWeakness	$54,572	$65,151	$85,974	$80,734	14th	1,457th of 1,602
Broadband accessWeakness	85.5%	86.4%	90.8%	91%	14th	1,350th of 1,673
Bachelor's degree or higherWeakness	16.3%	23.8%	40.2%	35.7%	12th	1,466th of 1,691
Population density	50/sq mi	29/sq mi	421/sq mi	95/sq mi	7th	1,295th of 1,693
Median gross rent	$800	$843	$1,621	$1,413	7th	1,195th of 1,367
Foreign-born residents	1%	3.5%	22.8%	14.1%	6th	1,399th of 1,693
Population	1,781	46,696	19,852,366	334,922,499	3rd	1,104th of 1,693
Median home value	$87,600	$145,400	$423,800	$332,700	1st	1,586th of 1,614
Work from home	0.6%	6.1%	14.9%	15.1%	1st	1,600th of 1,685
Diversity index	1.2	29.8	65.5	61.4	1st	1,621st of 1,693
Tech workers	0%	0.8%	3.5%	3.8%	1st	1,436th of 1,685
Self-employed workers	3.7%	10.3%	9.7%	10%	1st	1,539th of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

19%

25–34

11%

35–44

18%

45–54

55–64

65–74

75+

Median age

35.9

Under 18

24.3%

65 and over

17.3%

Race and ethnicity

White99%
Black0%
Hispanic0%
Asian0%
Native American0.1%
Pacific Islander0%
Other0%
Multiracial0.5%

Diversity index

1.2

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

83.5%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 847
Average household size: 2.1
Family households: 50.4%
Married couples: 31.9%
Living alone: 38.8%
Veterans (of adults): 9.9%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

22%

$25–50k

24%

$50–75k

17%

$75–100k

12%

$100–150k

18%

$150–200k

$200k+

Median household income

12957

$54,572

Franklin Co.

$65,151

New York

$85,974

United States

$80,734

Per capita income

$30,513

U.S. $44,673

Poverty rate

28%

U.S. 12.5%

Households earning $150K+

7.9%

U.S. 23%

Income inequality (Gini)

0.417

U.S. 0.483

Housing

Median home value

12957

$87,600

Franklin Co.

$145,400

New York

$423,800

United States

$332,700

Median gross rent

12957

$800

Franklin Co.

$843

New York

$1,621

United States

$1,413

Types of housing

Single-family

52%

2–4 units

5–19 units

20+ units

Mobile home

40%

Boat, RV, van

Housing units: 926
Owner-occupied: 63.6%
Vacant: 8.5%
Median year built: 1979
Median rooms: 5.5
Renters paying 30%+ of income: 56.8%
Renters paying 50%+ of income: 15.5%
Home value to income: 1.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

95%

Carpooled

Transit

Walked

Bicycle

Worked from home

0.6%

Other

Commute time (one way)

<10 min

10%

10–19

26%

20–29

33%

30–44

22%

45–59

60+

Average commute

24.9 min

U.S. 26.4 min

Unemployment

9.3%

U.S. 5.2%

In labor force

66.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Education

16%

Production

14%

Office and admin

14%

Healthcare

12%

Sales

12%

Transportation and moving

11%

Legal and social services

Police and fire

Management

Construction and repair

Cleaning and personal care

Food service

0.4%

Business and finance

Computer and math

Engineering and science

Arts, media and sports

Farming, fishing and forestry

Industries

Education

27%

Health care and social assistance

15%

Retail

15%

Manufacturing

12%

Transportation, warehousing and utilities

Public administration

Construction

Finance, insurance and real estate

Professional and technical services

Arts and recreation

Restaurants and hotels

0.5%

Admin, support and management

Other services

Wholesale

Information

Agriculture and mining

Median earnings per worker

$49,631

U.S. $49,666

Self-employed

3.7%

U.S. 10%

Government workers

28.7%

U.S. 14.5%

Nonprofit workers

17.6%

U.S. 8.8%

Median earnings by type of work

Type of work	12957	U.S.
Management, business, science and arts	$71,146	$74,888
Service	$24,625	$26,804
Sales and office	$38,826	$40,476
Construction and maintenance	—	$49,199
Production and transportation	$48,472	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

16%

High school

51%

Some college

11%

Associate's

Bachelor's

0.5%

Graduate

16%

High school graduate or higher: 84%
Bachelor's degree or higher: 16.3%
Graduate or professional degree: 15.7%
Households with broadband: 85.5%
Cable, fiber or DSL: 73.4%
No internet access: 13.8%
Without health insurance: 3.9%
Limited-English households: 0%

Geography

City (USPS): Moira
State: New York
County: Franklin County
Center point: 44.8535° N, 74.5771° W
Land area: 35 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 12957

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12916	Brushton, NY	2.8 mi	2,143	$69,833	$94,700
12914	Bombay, NY	5.6 mi	711	$32,778	$98,000
13649	Helena, NY	7.3 mi	56	$156,250	—
12967	North Lawrence, NY	7.6 mi	1,263	$75,781	$89,000
12937	Fort Covington, NY	8.3 mi	1,300	$55,417	$99,400
12949	Lawrenceville, NY · PO box	8.4 mi	—	—	—
13613	Brasher Falls, NY	8.5 mi	2,931	$58,846	$116,600
12966	North Bangor, NY	8.5 mi	2,656	$65,893	$114,600
12930	Dickinson Center, NY	8.9 mi	897	$68,603	$101,600
13655	Hogansburg, NY	9.2 mi	3,694	$52,309	$191,100
13683	Rooseveltown, NY	11 mi	41	—	—
12965	Nicholville, NY	12 mi	363	$66,477	$105,200

Zip codes like 12957 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12957

What city is zip code 12957?

12957 is assigned to Moira, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12957 in?

12957 is in Franklin County, New York.

What is the population of 12957?

About 1,781 people live in 12957, according to the Census Bureau's American Community Survey.

What time zone is 12957 in?

12957 is in Eastern Time.

What is the median household income in 12957?

The median household income in 12957 is $54,572.

What zip codes are near 12957?

The closest zip codes to 12957 are 12916, 12914, 13649, 12967, 12937.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12957, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.