Zip code 12817: Chestertown, New York

Q: What city is zip code 12817?

12817 is assigned to Chestertown, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12817 in?

12817 is in Warren County, New York.

Q: What is the population of 12817?

About 2,168 people live in 12817, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12817?

The median household income in 12817 is $93,393.

Q: What zip codes are near 12817?

The closest zip codes to 12817 are 12886, 12860, 12862, 12885, 12815.

Residential delivery areaWarren CountyEastern Time

Population

2,168

Median household income

$93K

U.S. $81K

Median home value

$328K

U.S. $333K

Median rent

$816/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

51 sq mi

42 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12817

12817 is a rural zip code in Chestertown, New York (Warren County), covering 51 sq mi of land. About 2,168 people live here, or 42 per square mile. The median resident is 57 years old, compared with 38.9 nationally.

The median household earns $93,393 a year, 16% above the national median of $80,734. 8.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $327,600, or 3.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $816 a month.

41% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in management; construction and repair; and office and administrative support. 22% of them are self-employed (U.S.: 10%).

How 12817 compares

Sorted from highest to lowest national percentile

Housing vacancy52.9%
99th
U.S. 10.1% · NY 10%114th of 1,675 in NY
Median age57
98th
U.S. 38.9 · NY 39.8127th of 1,693 in NY
Residents 65 and older36.1%
98th
U.S. 17.2% · NY 17.9%110th of 1,693 in NY
Self-employed workers21.7%
98th
U.S. 10% · NY 9.7%149th of 1,685 in NY
Homeownership rate83.8%
87th
StrengthU.S. 65.2% · NY 54.3%642nd of 1,673 in NY
Government workers20.7%
86th
U.S. 14.5% · NY 16.4%625th of 1,685 in NY
Bachelor's degree or higher41.2%
68th
U.S. 35.7% · NY 40.2%553rd of 1,691 in NY
Median earnings per worker$55,263
68th
U.S. $49,666 · NY $55,321658th of 1,676 in NY
Median household income$93,393
65th
U.S. $80,734 · NY $85,974593rd of 1,602 in NY
Per capita income$44,300
61st
U.S. $44,673 · NY $50,712762nd of 1,690 in NY
Work from home13.1%
52nd
U.S. 15.1% · NY 14.9%699th of 1,685 in NY
Median home value$327,600
49th
U.S. $332,700 · NY $423,800655th of 1,614 in NY
Poverty rate8.7%
36th
U.S. 12.5% · NY 14%928th of 1,679 in NY
Healthcare workers8.5%
35th
U.S. 9.7% · NY 11.8%1,091st of 1,685 in NY
Income inequality (Gini)0.413
31st
U.S. 0.483 · NY 0.517920th of 1,669 in NY
Average commute23 min
29th
U.S. 26.4 min · NY 32.6 min1,167th of 1,618 in NY
Foreign-born residents4.7%
28th
U.S. 14.1% · NY 22.8%883rd of 1,693 in NY
Unemployment rate3.5%
24th
U.S. 5.2% · NY 6.4%1,076th of 1,685 in NY
Veterans3.7%
23rd
U.S. 6.2% · NY 3.7%1,174th of 1,693 in NY
Broadband access87.1%
19th
WeaknessU.S. 91% · NY 90.8%1,243rd of 1,673 in NY
Tech workers1.2%
17th
U.S. 3.8% · NY 3.5%1,080th of 1,685 in NY
Uninsured rate3.4%
16th
StrengthU.S. 8.4% · NY 5.1%871st of 1,689 in NY
Median gross rent$816
8th
U.S. $1,413 · NY $1,6211,181st of 1,367 in NY
Population density42/sq mi
6th
U.S. 95/sq mi · NY 421/sq mi1,361st of 1,693 in NY
Rent-burdened renters29.4%
4th
StrengthU.S. 51.1% · NY 52.1%1,304th of 1,579 in NY
Population2,168
3rd
U.S. 334,922,499 · NY 19,852,3661,012th of 1,693 in NY
Diversity index8.8
3rd
U.S. 61.4 · NY 65.51,440th of 1,693 in NY
Residents under 188.5%
2nd
U.S. 22% · NY 20.5%1,545th of 1,693 in NY

Measure	12817	Warren	NY	U.S.	National percentile	Rank in NY
Housing vacancy	52.9%	25.3%	10%	10.1%	99th	114th of 1,675
Median age	57	46.8	39.8	38.9	98th	127th of 1,693
Residents 65 and older	36.1%	24.3%	17.9%	17.2%	98th	110th of 1,693
Self-employed workers	21.7%	10.4%	9.7%	10%	98th	149th of 1,685
Homeownership rateStrength	83.8%	72.1%	54.3%	65.2%	87th	642nd of 1,673
Government workers	20.7%	20%	16.4%	14.5%	86th	625th of 1,685
Bachelor's degree or higher	41.2%	36.4%	40.2%	35.7%	68th	553rd of 1,691
Median earnings per worker	$55,263	$52,027	$55,321	$49,666	68th	658th of 1,676
Median household income	$93,393	$78,442	$85,974	$80,734	65th	593rd of 1,602
Per capita income	$44,300	$47,932	$50,712	$44,673	61st	762nd of 1,690
Work from home	13.1%	9.4%	14.9%	15.1%	52nd	699th of 1,685
Median home value	$327,600	$267,400	$423,800	$332,700	49th	655th of 1,614
Poverty rate	8.7%	10.5%	14%	12.5%	36th	928th of 1,679
Healthcare workers	8.5%	11.9%	11.8%	9.7%	35th	1,091st of 1,685
Income inequality (Gini)	0.413	0.458	0.517	0.483	31st	920th of 1,669
Average commute	23 min	21.5 min	32.6 min	26.4 min	29th	1,167th of 1,618
Foreign-born residents	4.7%	3.3%	22.8%	14.1%	28th	883rd of 1,693
Unemployment rate	3.5%	4.3%	6.4%	5.2%	24th	1,076th of 1,685
Veterans	3.7%	7.1%	3.7%	6.2%	23rd	1,174th of 1,693
Broadband accessWeakness	87.1%	90.7%	90.8%	91%	19th	1,243rd of 1,673
Tech workers	1.2%	1.3%	3.5%	3.8%	17th	1,080th of 1,685
Uninsured rateStrength	3.4%	3.7%	5.1%	8.4%	16th	871st of 1,689
Median gross rent	$816	$1,105	$1,621	$1,413	8th	1,181st of 1,367
Population density	42/sq mi	76/sq mi	421/sq mi	95/sq mi	6th	1,361st of 1,693
Rent-burdened rentersStrength	29.4%	48.1%	52.1%	51.1%	4th	1,304th of 1,579
Population	2,168	65,517	19,852,366	334,922,499	3rd	1,012th of 1,693
Diversity index	8.8	16.3	65.5	61.4	3rd	1,440th of 1,693
Residents under 18	8.5%	17.5%	20.5%	22%	2nd	1,545th of 1,693

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

11%

25–34

35–44

12%

45–54

16%

55–64

26%

65–74

11%

75+

Median age

Under 18

8.5%

65 and over

36.1%

Race and ethnicity

White95%
Black0%
Hispanic0.0%
Asian2%
Native American0%
Pacific Islander0%
Other0.6%
Multiracial2%

Diversity index

8.8

U.S. 61.4

Foreign-born

4.7%

U.S. 14.1%

Born in state

81.1%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,000
Average household size: 2.2
Family households: 79.9%
Married couples: 62.8%
Living alone: 15.5%
Veterans (of adults): 3.7%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

11%

$50–75k

14%

$75–100k

22%

$100–150k

23%

$150–200k

$200k+

Median household income

12817

$93,393

Warren Co.

$78,442

New York

$85,974

United States

$80,734

Per capita income

$44,300

U.S. $44,673

Poverty rate

8.7%

U.S. 12.5%

Households earning $150K+

14%

U.S. 23%

Income inequality (Gini)

0.413

U.S. 0.483

Housing

Median home value

12817

$327,600

Warren Co.

$267,400

New York

$423,800

United States

$332,700

Median gross rent

12817

$816

Warren Co.

$1,105

New York

$1,621

United States

$1,413

Types of housing

Single-family

89%

2–4 units

5–19 units

0.8%

20+ units

Mobile home

Boat, RV, van

Housing units: 2,122
Owner-occupied: 83.8%
Vacant: 52.9%
Median year built: 1981
Median rooms: 5.3
Renters paying 30%+ of income: 29.4%
Renters paying 50%+ of income: 29.4%
Home value to income: 3.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

11%

Transit

Walked

Bicycle

Worked from home

13%

Other

Commute time (one way)

<10 min

26%

10–19

26%

20–29

12%

30–44

24%

45–59

60+

Average commute

23 min

U.S. 26.4 min

Unemployment

3.5%

U.S. 5.2%

In labor force

47.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

20%

Construction and repair

13%

Office and admin

10%

Education

Healthcare

Transportation and moving

Cleaning and personal care

Business and finance

Police and fire

Food service

Production

Sales

Legal and social services

Engineering and science

Computer and math

Farming, fishing and forestry

0.6%

Arts, media and sports

Industries

Construction

20%

Education

14%

Professional and technical services

11%

Health care and social assistance

Restaurants and hotels

Manufacturing

Public administration

Admin, support and management

Other services

Transportation, warehousing and utilities

Information

Retail

Finance, insurance and real estate

Arts and recreation

Agriculture and mining

0.6%

Wholesale

Median earnings per worker

$55,263

U.S. $49,666

Self-employed

21.7%

U.S. 10%

Government workers

20.7%

U.S. 14.5%

Nonprofit workers

16.6%

U.S. 8.8%

Median earnings by type of work

Type of work	12817	U.S.
Management, business, science and arts	$64,375	$74,888
Service	$22,234	$26,804
Sales and office	$37,311	$40,476
Construction and maintenance	$85,938	$49,199
Production and transportation	$36,587	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

33%

Some college

13%

Associate's

10%

Bachelor's

25%

Graduate

16%

High school graduate or higher: 97%
Bachelor's degree or higher: 41.2%
Graduate or professional degree: 16%
Households with broadband: 87.1%
Cable, fiber or DSL: 71.3%
No internet access: 11.1%
Without health insurance: 3.4%
Limited-English households: 0%

Geography

City (USPS): Chestertown
State: New York
County: Warren County
Center point: 43.6396° N, 73.8236° W
Land area: 51 sq mi
Water area: 2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Chestertown (unincorporated)8% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12817

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12886	Wevertown, NY	5.4 mi	215	$127,649	$342,700
12860	Pottersville, NY	5.7 mi	419	$95,625	$215,400
12862	Riparius, NY	6.4 mi	127	—	$204,800
12885	Warrensburg, NY	7.6 mi	4,444	$59,429	$169,800
12815	Brant Lake, NY	7.8 mi	1,140	$76,302	$287,500
12808	Adirondack, NY	8.5 mi	284	$110,192	$332,800
12843	Johnsburg, NY	8.5 mi	461	$61,304	$190,300
12814	Bolton Landing, NY	9.6 mi	1,168	$104,489	$247,200
12824	Diamond Point, NY	9.7 mi	1,143	$108,533	$425,900
12836	Hague, NY	12 mi	498	$80,221	$322,200
12853	North Creek, NY	12 mi	1,235	$57,950	$214,600
12810	Athol, NY	13 mi	471	$56,250	$155,500

Zip codes like 12817 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12817

What city is zip code 12817?

12817 is assigned to Chestertown, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12817 in?

12817 is in Warren County, New York.

What is the population of 12817?

About 2,168 people live in 12817, according to the Census Bureau's American Community Survey.

What time zone is 12817 in?

12817 is in Eastern Time.

What is the median household income in 12817?

The median household income in 12817 is $93,393.

What zip codes are near 12817?

The closest zip codes to 12817 are 12886, 12860, 12862, 12885, 12815.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12817, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.