Zip code 12549: Montgomery, New York
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 12549
12549 is a small-town zip code in Montgomery, New York (Orange County), covering 39 sq mi of land. About 10,745 people live here, or 277 per square mile. The median resident is 38.6 years old, compared with 38.9 nationally.
The median household earns $122,734 a year, 52% above the national median of $80,734. 7.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $407,900, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $1,633 a month.
33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 33.4 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in construction and repair; management; and education. 16% of them are self-employed (U.S.: 10%). 25% of households speak a language other than English at home, most often Spanish.
How 12549 compares
- Broadband access97.9%97thStrengthU.S. 91% · NY 90.8%154th of 1,673 in NY
- 94thU.S. 10% · NY 9.7%266th of 1,685 in NY
- Government workers23.9%93rdU.S. 14.5% · NY 16.4%386th of 1,685 in NY
- Average commute33.4 min88thWeaknessU.S. 26.4 min · NY 32.6 min424th of 1,618 in NY
- Homeownership rate84.1%87thStrengthU.S. 65.2% · NY 54.3%622nd of 1,673 in NY
- Median household income$122,73486thStrengthU.S. $80,734 · NY $85,974292nd of 1,602 in NY
- Per capita income$55,82680thStrengthU.S. $44,673 · NY $50,712406th of 1,690 in NY
- Median earnings per worker$63,22980thStrengthU.S. $49,666 · NY $55,321421st of 1,676 in NY
- 70thU.S. 51.1% · NY 52.1%513th of 1,579 in NY
- Residents under 1823.8%65thU.S. 22% · NY 20.5%361st of 1,693 in NY
- Median home value$407,90063rdU.S. $332,700 · NY $423,800511th of 1,614 in NY
- Median gross rent$1,63363rdU.S. $1,413 · NY $1,621432nd of 1,367 in NY
- 58thU.S. 0.483 · NY 0.517631st of 1,669 in NY
- 53rdU.S. 35.7% · NY 40.2%805th of 1,691 in NY
- Housing vacancy6.9%52ndU.S. 10.1% · NY 10%1,079th of 1,675 in NY
- Diversity index47.648thU.S. 61.4 · NY 65.5454th of 1,693 in NY
- Veterans5.7%48thU.S. 6.2% · NY 3.7%806th of 1,693 in NY
- Median age38.647thU.S. 38.9 · NY 39.81,316th of 1,693 in NY
- Tech workers2.5%43rdU.S. 3.8% · NY 3.5%689th of 1,685 in NY
- 43rdU.S. 9.7% · NY 11.8%1,020th of 1,685 in NY
- 42ndU.S. 14.1% · NY 22.8%662nd of 1,693 in NY
- 41stU.S. 5.2% · NY 6.4%871st of 1,685 in NY
- Work from home9.9%34thU.S. 15.1% · NY 14.9%998th of 1,685 in NY
- 33rdU.S. 17.2% · NY 17.9%1,395th of 1,693 in NY
- Poverty rate7.5%28thU.S. 12.5% · NY 14%1,059th of 1,679 in NY
- Population density277/sq mi25thU.S. 95/sq mi · NY 421/sq mi775th of 1,693 in NY
- Population10,74517thU.S. 334,922,499 · NY 19,852,366499th of 1,693 in NY
- Uninsured rate1.2%2ndStrengthU.S. 8.4% · NY 5.1%1,410th of 1,689 in NY
| Measure | 12549 | Orange | NY | U.S. | National percentile | Rank in NY |
|---|---|---|---|---|---|---|
| Broadband accessStrength | 97.9% | 89.3% | 90.8% | 91% | 154th of 1,673 | |
| Self-employed workers | 16.4% | 8.6% | 9.7% | 10% | 266th of 1,685 | |
| Government workers | 23.9% | 18.7% | 16.4% | 14.5% | 386th of 1,685 | |
| Average commuteWeakness | 33.4 min | 34.1 min | 32.6 min | 26.4 min | 424th of 1,618 | |
| Homeownership rateStrength | 84.1% | 67.8% | 54.3% | 65.2% | 622nd of 1,673 | |
| Median household incomeStrength | $122,734 | $97,178 | $85,974 | $80,734 | 292nd of 1,602 | |
| Per capita incomeStrength | $55,826 | $43,052 | $50,712 | $44,673 | 406th of 1,690 | |
| Median earnings per workerStrength | $63,229 | $53,618 | $55,321 | $49,666 | 421st of 1,676 | |
| Rent-burdened renters | 56.1% | 57.2% | 52.1% | 51.1% | 513th of 1,579 | |
| Residents under 18 | 23.8% | 25.6% | 20.5% | 22% | 361st of 1,693 | |
| Median home value | $407,900 | $387,900 | $423,800 | $332,700 | 511th of 1,614 | |
| Median gross rent | $1,633 | $1,680 | $1,621 | $1,413 | 432nd of 1,367 | |
| Income inequality (Gini) | 0.444 | 0.449 | 0.517 | 0.483 | 631st of 1,669 | |
| Bachelor's degree or higher | 33.2% | 32.5% | 40.2% | 35.7% | 805th of 1,691 | |
| Housing vacancy | 6.9% | 7.4% | 10% | 10.1% | 1,079th of 1,675 | |
| Diversity index | 47.6 | 59.4 | 65.5 | 61.4 | 454th of 1,693 | |
| Veterans | 5.7% | 5.2% | 3.7% | 6.2% | 806th of 1,693 | |
| Median age | 38.6 | 37 | 39.8 | 38.9 | 1,316th of 1,693 | |
| Tech workers | 2.5% | 3.1% | 3.5% | 3.8% | 689th of 1,685 | |
| Healthcare workers | 9% | 10.1% | 11.8% | 9.7% | 1,020th of 1,685 | |
| Foreign-born residents | 7.9% | 13.7% | 22.8% | 14.1% | 662nd of 1,693 | |
| Unemployment rate | 4.4% | 5.5% | 6.4% | 5.2% | 871st of 1,685 | |
| Work from home | 9.9% | 12.8% | 14.9% | 15.1% | 998th of 1,685 | |
| Residents 65 and older | 14.4% | 14.6% | 17.9% | 17.2% | 1,395th of 1,693 | |
| Poverty rate | 7.5% | 12.6% | 14% | 12.5% | 1,059th of 1,679 | |
| Population density | 277/sq mi | 501/sq mi | 421/sq mi | 95/sq mi | 775th of 1,693 | |
| Population | 10,745 | 406,616 | 19,852,366 | 334,922,499 | 499th of 1,693 | |
| Uninsured rateStrength | 1.2% | 4.7% | 5.1% | 8.4% | 1,410th of 1,689 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White69%
- Black6%
- Hispanic19%
- Asian0.4%
- Native American0.0%
- Pacific Islander0%
- Other0.2%
- Multiracial5%
Language spoken at home (households)
Households
- Households
- 3,650
- Average household size
- 2.9
- Family households
- 71.3%
- Married couples
- 58%
- Living alone
- 23.3%
- Veterans (of adults)
- 5.7%
- Male / female
- 48% / 52%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 3,922
- Owner-occupied
- 84.1%
- Vacant
- 6.9%
- Median year built
- 1976
- Median rooms
- 6.5
- Renters paying 30%+ of income
- 56.1%
- Renters paying 50%+ of income
- 35.7%
- Home value to income
- 3.3× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 12549 | U.S. |
|---|---|---|
| Management, business, science and arts | $96,976 | $74,888 |
| Service | $26,698 | $26,804 |
| Sales and office | $44,750 | $40,476 |
| Construction and maintenance | $53,750 | $49,199 |
| Production and transportation | $46,154 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 93.5%
- Bachelor's degree or higher
- 33.2%
- Graduate or professional degree
- 13.2%
- Households with broadband
- 97.9%
- Cable, fiber or DSL
- 91.4%
- No internet access
- 1.5%
- Without health insurance
- 1.2%
- Limited-English households
- 1.6%
Geography
- City (USPS)
- Montgomery
- State
- New York
- County
- Orange County
- Center point
- 41.5280° N, 74.2594° W
- Land area
- 39 sq mi
- Water area
- 0.5 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
Cities and towns within this zip
- Montgomery4% of zip
Census places overlapping the zip's area. Mail may use a different city name than the municipality.
Zip codes near 12549
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 12543 | Maybrook, NY | 3.4 mi | $75,583 |
| 10941 | Middletown, NY | 5.1 mi | $99,238 |
| 10915 | Bullville, NY | 5.1 mi | — |
| 12586 | Walden, NY | 5.2 mi | $87,194 |
| 10916 | Campbell Hall, NY | 5.5 mi | $135,556 |
| 12575 | Rock Tavern, NY | 6 mi | $142,530 |
| 10985 | Thompson Ridge, NY | 6.1 mi | — |
| 10919 | Circleville, NY | 6.6 mi | $108,859 |
| 12722 | Burlingham, NY | 7.4 mi | — |
| 12566 | Pine Bush, NY | 7.9 mi | $112,831 |
| 10914 | Blooming Grove, NY | 8.2 mi | $160,132 |
| 12589 | Wallkill, NY | 8.4 mi | $120,815 |
Zip codes like 12549 elsewhere
Questions about 12549
What city is zip code 12549?
12549 is assigned to Montgomery, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 12549 in?
12549 is in Orange County, New York.
What is the population of 12549?
About 10,745 people live in 12549, according to the Census Bureau's American Community Survey.
What time zone is 12549 in?
12549 is in Eastern Time.
What is the median household income in 12549?
The median household income in 12549 is $122,734.
What zip codes are near 12549?
The closest zip codes to 12549 are 12543, 10941, 10915, 12586, 10916.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12549, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.