Zip code 12404: Accord, New York

Q: What city is zip code 12404?

12404 is assigned to Accord, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12404 in?

12404 is in Ulster County, New York.

Q: What is the population of 12404?

About 3,935 people live in 12404, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12404?

The median household income in 12404 is $77,214.

Q: What zip codes are near 12404?

The closest zip codes to 12404 are 12440, 12484, 12446, 12461, 12419.

Residential delivery areaUlster CountyEastern Time

Population

3,935

Median household income

$77K

U.S. $81K

Median home value

$416K

U.S. $333K

Median rent

$1,282/mo

U.S. $1,413

Median age

50.4

U.S. 38.9

Land area

37 sq mi

106 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12404

12404 is a small-town zip code in Accord, New York (Ulster County), covering 37 sq mi of land. About 3,935 people live here, or 106 per square mile. The median resident is 50.4 years old, compared with 38.9 nationally.

The median household earns $77,214 a year, close to the national median of $80,734. 10.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $415,700, or 5.4 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $1,282 a month.

55% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 35.8 minutes each way, and 32% of workers work from home. The most common jobs among working residents are in management; arts, media and sports; and healthcare. 32% of them are self-employed (U.S.: 10%).

How 12404 compares

Sorted from highest to lowest national percentile

Self-employed workers31.8%
99th
U.S. 10% · NY 9.7%44th of 1,685 in NY
Housing vacancy28.9%
97th
U.S. 10.1% · NY 10%326th of 1,675 in NY
Work from home31.9%
96th
U.S. 15.1% · NY 14.9%74th of 1,685 in NY
Median age50.4
95th
U.S. 38.9 · NY 39.8339th of 1,693 in NY
Average commute35.8 min
93rd
WeaknessU.S. 26.4 min · NY 32.6 min333rd of 1,618 in NY
Income inequality (Gini)0.516
92nd
WeaknessU.S. 0.483 · NY 0.517170th of 1,669 in NY
Bachelor's degree or higher55.3%
85th
StrengthU.S. 35.7% · NY 40.2%256th of 1,691 in NY
Homeownership rate82.6%
84th
StrengthU.S. 65.2% · NY 54.3%708th of 1,673 in NY
Per capita income$57,956
83rd
StrengthU.S. $44,673 · NY $50,712372nd of 1,690 in NY
Median earnings per worker$63,767
81st
StrengthU.S. $49,666 · NY $55,321409th of 1,676 in NY
Rent-burdened renters57.6%
76th
U.S. 51.1% · NY 52.1%461st of 1,579 in NY
Residents 65 and older19.5%
71st
U.S. 17.2% · NY 17.9%884th of 1,693 in NY
Tech workers4.1%
69th
U.S. 3.8% · NY 3.5%330th of 1,685 in NY
Healthcare workers10.8%
69th
U.S. 9.7% · NY 11.8%734th of 1,685 in NY
Government workers16.4%
68th
U.S. 14.5% · NY 16.4%1,013th of 1,685 in NY
Median home value$415,700
64th
U.S. $332,700 · NY $423,800500th of 1,614 in NY
Residents under 1822.1%
50th
U.S. 22% · NY 20.5%522nd of 1,693 in NY
Poverty rate10.8%
49th
U.S. 12.5% · NY 14%733rd of 1,679 in NY
Median household income$77,214
46th
U.S. $80,734 · NY $85,974926th of 1,602 in NY
Median gross rent$1,282
42nd
U.S. $1,413 · NY $1,621592nd of 1,367 in NY
Unemployment rate4%
34th
U.S. 5.2% · NY 6.4%961st of 1,685 in NY
Diversity index37.1
32nd
U.S. 61.4 · NY 65.5619th of 1,693 in NY
Broadband access88.4%
25th
U.S. 91% · NY 90.8%1,130th of 1,673 in NY
Foreign-born residents4.2%
25th
U.S. 14.1% · NY 22.8%925th of 1,693 in NY
Population density106/sq mi
14th
U.S. 95/sq mi · NY 421/sq mi1,007th of 1,693 in NY
Veterans2.9%
14th
U.S. 6.2% · NY 3.7%1,306th of 1,693 in NY
Uninsured rate2.9%
12th
StrengthU.S. 8.4% · NY 5.1%1,005th of 1,689 in NY
Population3,935
6th
U.S. 334,922,499 · NY 19,852,366805th of 1,693 in NY

Measure	12404	Ulster	NY	U.S.	National percentile	Rank in NY
Self-employed workers	31.8%	14.8%	9.7%	10%	99th	44th of 1,685
Housing vacancy	28.9%	14.1%	10%	10.1%	97th	326th of 1,675
Work from home	31.9%	17.6%	14.9%	15.1%	96th	74th of 1,685
Median age	50.4	44.1	39.8	38.9	95th	339th of 1,693
Average commuteWeakness	35.8 min	27.5 min	32.6 min	26.4 min	93rd	333rd of 1,618
Income inequality (Gini)Weakness	0.516	0.480	0.517	0.483	92nd	170th of 1,669
Bachelor's degree or higherStrength	55.3%	38.2%	40.2%	35.7%	85th	256th of 1,691
Homeownership rateStrength	82.6%	69.9%	54.3%	65.2%	84th	708th of 1,673
Per capita incomeStrength	$57,956	$47,778	$50,712	$44,673	83rd	372nd of 1,690
Median earnings per workerStrength	$63,767	$53,889	$55,321	$49,666	81st	409th of 1,676
Rent-burdened renters	57.6%	57.2%	52.1%	51.1%	76th	461st of 1,579
Residents 65 and older	19.5%	21.3%	17.9%	17.2%	71st	884th of 1,693
Tech workers	4.1%	2.3%	3.5%	3.8%	69th	330th of 1,685
Healthcare workers	10.8%	11%	11.8%	9.7%	69th	734th of 1,685
Government workers	16.4%	18%	16.4%	14.5%	68th	1,013th of 1,685
Median home value	$415,700	$352,500	$423,800	$332,700	64th	500th of 1,614
Residents under 18	22.1%	17.1%	20.5%	22%	50th	522nd of 1,693
Poverty rate	10.8%	14.6%	14%	12.5%	49th	733rd of 1,679
Median household income	$77,214	$86,271	$85,974	$80,734	46th	926th of 1,602
Median gross rent	$1,282	$1,425	$1,621	$1,413	42nd	592nd of 1,367
Unemployment rate	4%	5.4%	6.4%	5.2%	34th	961st of 1,685
Diversity index	37.1	45.3	65.5	61.4	32nd	619th of 1,693
Broadband access	88.4%	92.4%	90.8%	91%	25th	1,130th of 1,673
Foreign-born residents	4.2%	8.1%	22.8%	14.1%	25th	925th of 1,693
Population density	106/sq mi	162/sq mi	421/sq mi	95/sq mi	14th	1,007th of 1,693
Veterans	2.9%	4.3%	3.7%	6.2%	14th	1,306th of 1,693
Uninsured rateStrength	2.9%	6.9%	5.1%	8.4%	12th	1,005th of 1,689
Population	3,935	182,601	19,852,366	334,922,499	6th	805th of 1,693

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

25–34

10%

35–44

19%

45–54

21%

55–64

10%

65–74

10%

75+

Median age

50.4

Under 18

22.1%

65 and over

19.5%

Race and ethnicity

White78%
Black0%
Hispanic11%
Asian1%
Native American0%
Pacific Islander0%
Other1%
Multiracial8%

Diversity index

37.1

U.S. 61.4

Foreign-born

4.2%

U.S. 14.1%

Born in state

69.2%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,744
Average household size: 2.2
Family households: 62.6%
Married couples: 51.2%
Living alone: 30.1%
Veterans (of adults): 2.9%
Male / female: 45% / 55%

Income and poverty

Household income distribution

<$25k

20%

$25–50k

13%

$50–75k

16%

$75–100k

$100–150k

18%

$150–200k

$200k+

22%

Median household income

12404

$77,214

Ulster Co.

$86,271

New York

$85,974

United States

$80,734

Per capita income

$57,956

U.S. $44,673

Poverty rate

10.8%

U.S. 12.5%

Households earning $150K+

29.5%

U.S. 23%

Income inequality (Gini)

0.516

U.S. 0.483

Housing

Median home value

12404

$415,700

Ulster Co.

$352,500

New York

$423,800

United States

$332,700

Median gross rent

12404

$1,282

Ulster Co.

$1,425

New York

$1,621

United States

$1,413

Types of housing

Single-family

82%

2–4 units

5–19 units

20+ units

Mobile home

10%

Boat, RV, van

Housing units: 2,454
Owner-occupied: 82.6%
Vacant: 28.9%
Median year built: 1973
Median rooms: 5.3
Renters paying 30%+ of income: 57.6%
Renters paying 50%+ of income: 57.6%
Home value to income: 5.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

52%

Carpooled

Transit

Walked

Bicycle

Worked from home

32%

Other

Commute time (one way)

<10 min

10–19

29%

20–29

24%

30–44

20%

45–59

60+

17%

Average commute

35.8 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

60.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

19%

Arts, media and sports

13%

Healthcare

11%

Office and admin

10%

Education

Sales

Construction and repair

Legal and social services

Cleaning and personal care

Computer and math

Business and finance

Food service

Transportation and moving

Production

Police and fire

Farming, fishing and forestry

Engineering and science

Industries

Health care and social assistance

17%

Education

16%

Professional and technical services

15%

Manufacturing

Public administration

Construction

Retail

Other services

Wholesale

Arts and recreation

Restaurants and hotels

Transportation, warehousing and utilities

Admin, support and management

Finance, insurance and real estate

Agriculture and mining

Information

Median earnings per worker

$63,767

U.S. $49,666

Self-employed

31.8%

U.S. 10%

Government workers

16.4%

U.S. 14.5%

Nonprofit workers

12.6%

U.S. 8.8%

Median earnings by type of work

Type of work	12404	U.S.
Management, business, science and arts	$95,714	$74,888
Service	$28,846	$26,804
Sales and office	$47,450	$40,476
Construction and maintenance	$67,750	$49,199
Production and transportation	$46,591	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

21%

Some college

Associate's

Bachelor's

30%

Graduate

26%

High school graduate or higher: 92.3%
Bachelor's degree or higher: 55.3%
Graduate or professional degree: 25.7%
Households with broadband: 88.4%
Cable, fiber or DSL: 77.2%
No internet access: 11.4%
Without health insurance: 2.9%
Limited-English households: 0%

Geography

City (USPS): Accord
State: New York
County: Ulster County
Center point: 41.8190° N, 74.2361° W
Land area: 37 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Accord (unincorporated)9% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12404

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12440	High Falls, NY	4.2 mi	1,826	$106,553	$346,200
12484	Stone Ridge, NY	4.3 mi	3,155	$119,779	$467,200
12446	Kerhonkson, NY	4.5 mi	5,414	$85,979	$295,500
12461	Olivebridge, NY	6.2 mi	1,604	$112,273	$431,400
12419	Cottekill, NY	7.5 mi	1,081	$121,776	$354,900
12489	Wawarsing, NY	7.5 mi	93	—	—
12561	New Paltz, NY	8.5 mi	19,830	$92,288	$453,500
12472	Rosendale, NY	8.9 mi	1,146	$70,559	$338,800
12486	Tillson, NY	8.9 mi	1,440	$96,964	$320,000
12525	Gardiner, NY	9.4 mi	2,749	$110,268	$446,500
12494	West Shokan, NY	9.6 mi	934	$145,303	$370,500
12458	Napanoch, NY	10 mi	3,074	$64,851	$200,700

Zip codes like 12404 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12404

What city is zip code 12404?

12404 is assigned to Accord, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12404 in?

12404 is in Ulster County, New York.

What is the population of 12404?

About 3,935 people live in 12404, according to the Census Bureau's American Community Survey.

What time zone is 12404 in?

12404 is in Eastern Time.

What is the median household income in 12404?

The median household income in 12404 is $77,214.

What zip codes are near 12404?

The closest zip codes to 12404 are 12440, 12484, 12446, 12461, 12419.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12404, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.