Zip code 12309: Schenectady, New York

Q: What city is zip code 12309?

12309 is assigned to Schenectady, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12309 in?

12309 is mostly in Schenectady County, but it extends into 1 other county.

Q: What is the population of 12309?

About 33,246 people live in 12309, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12309?

The median household income in 12309 is $125,274.

Q: What zip codes are near 12309?

The closest zip codes to 12309 are 12148, 12304, 12308, 12307, 12301.

Residential delivery areaSchenectady CountyEastern Time

Population

33,246

Median household income

$125K

U.S. $81K

Median home value

$331K

U.S. $333K

Median rent

$1,499/mo

U.S. $1,413

Median age

41.3

U.S. 38.9

Land area

18 sq mi

1,893 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12309

12309 is a suburban zip code in Schenectady, New York (Schenectady County), covering 18 sq mi of land. About 33,246 people live here, or 1,893 per square mile. The median resident is 41.3 years old, compared with 38.9 nationally.

The median household earns $125,274 a year, 55% above the national median of $80,734. 5.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $330,700, or 2.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 82% of occupied homes are lived in by their owners, and renters pay a median of $1,499 a month.

61% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.9 minutes each way, and 19% of workers work from home. The most common jobs among working residents are in management; healthcare; and office and administrative support.

How 12309 compares

Sorted from highest to lowest national percentile

Government workers24.2%
94th
U.S. 14.5% · NY 16.4%377th of 1,685 in NY
Median earnings per worker$77,622
92nd
StrengthU.S. $49,666 · NY $55,321202nd of 1,676 in NY
Bachelor's degree or higher61.1%
90th
StrengthU.S. 35.7% · NY 40.2%179th of 1,691 in NY
Median household income$125,274
87th
StrengthU.S. $80,734 · NY $85,974273rd of 1,602 in NY
Tech workers5.9%
85th
U.S. 3.8% · NY 3.5%146th of 1,685 in NY
Per capita income$57,884
83rd
StrengthU.S. $44,673 · NY $50,712373rd of 1,690 in NY
Homeownership rate81.7%
82nd
StrengthU.S. 65.2% · NY 54.3%746th of 1,673 in NY
Residents under 1825.3%
77th
U.S. 22% · NY 20.5%249th of 1,693 in NY
Work from home19.3%
76th
U.S. 15.1% · NY 14.9%330th of 1,685 in NY
Healthcare workers11.2%
73rd
U.S. 9.7% · NY 11.8%664th of 1,685 in NY
Broadband access94.4%
70th
U.S. 91% · NY 90.8%467th of 1,673 in NY
Median age41.3
67th
U.S. 38.9 · NY 39.81,076th of 1,693 in NY
Residents 65 and older18.9%
67th
U.S. 17.2% · NY 17.9%960th of 1,693 in NY
Population33,246
56th
U.S. 334,922,499 · NY 19,852,366187th of 1,693 in NY
Population density1,893/sq mi
56th
U.S. 95/sq mi · NY 421/sq mi455th of 1,693 in NY
Median gross rent$1,499
56th
U.S. $1,413 · NY $1,621489th of 1,367 in NY
Foreign-born residents11.6%
56th
U.S. 14.1% · NY 22.8%494th of 1,693 in NY
Median home value$330,700
49th
U.S. $332,700 · NY $423,800648th of 1,614 in NY
Housing vacancy6.2%
46th
U.S. 10.1% · NY 10%1,145th of 1,675 in NY
Diversity index44.4
42nd
U.S. 61.4 · NY 65.5505th of 1,693 in NY
Veterans4.8%
36th
U.S. 6.2% · NY 3.7%960th of 1,693 in NY
Unemployment rate3.3%
21st
U.S. 5.2% · NY 6.4%1,112th of 1,685 in NY
Average commute20.9 min
17th
StrengthU.S. 26.4 min · NY 32.6 min1,318th of 1,618 in NY
Rent-burdened renters38.9%
14th
StrengthU.S. 51.1% · NY 52.1%1,126th of 1,579 in NY
Income inequality (Gini)0.390
14th
StrengthU.S. 0.483 · NY 0.5171,183rd of 1,669 in NY
Poverty rate5.2%
13th
StrengthU.S. 12.5% · NY 14%1,299th of 1,679 in NY
Self-employed workers5.8%
8th
U.S. 10% · NY 9.7%1,393rd of 1,685 in NY
Uninsured rate0.6%
1st
StrengthU.S. 8.4% · NY 5.1%1,508th of 1,689 in NY

Measure	12309	Schenectady	NY	U.S.	National percentile	Rank in NY
Government workers	24.2%	20.9%	16.4%	14.5%	94th	377th of 1,685
Median earnings per workerStrength	$77,622	$54,742	$55,321	$49,666	92nd	202nd of 1,676
Bachelor's degree or higherStrength	61.1%	36.1%	40.2%	35.7%	90th	179th of 1,691
Median household incomeStrength	$125,274	$79,623	$85,974	$80,734	87th	273rd of 1,602
Tech workers	5.9%	4%	3.5%	3.8%	85th	146th of 1,685
Per capita incomeStrength	$57,884	$43,516	$50,712	$44,673	83rd	373rd of 1,690
Homeownership rateStrength	81.7%	64%	54.3%	65.2%	82nd	746th of 1,673
Residents under 18	25.3%	21.5%	20.5%	22%	77th	249th of 1,693
Work from home	19.3%	14.3%	14.9%	15.1%	76th	330th of 1,685
Healthcare workers	11.2%	10.3%	11.8%	9.7%	73rd	664th of 1,685
Broadband access	94.4%	89.6%	90.8%	91%	70th	467th of 1,673
Median age	41.3	39.6	39.8	38.9	67th	1,076th of 1,693
Residents 65 and older	18.9%	17.9%	17.9%	17.2%	67th	960th of 1,693
Population	33,246	160,369	19,852,366	334,922,499	56th	187th of 1,693
Population density	1,893/sq mi	784/sq mi	421/sq mi	95/sq mi	56th	455th of 1,693
Median gross rent	$1,499	$1,194	$1,621	$1,413	56th	489th of 1,367
Foreign-born residents	11.6%	10%	22.8%	14.1%	56th	494th of 1,693
Median home value	$330,700	$235,700	$423,800	$332,700	49th	648th of 1,614
Housing vacancy	6.2%	6.1%	10%	10.1%	46th	1,145th of 1,675
Diversity index	44.4	51.7	65.5	61.4	42nd	505th of 1,693
Veterans	4.8%	5.3%	3.7%	6.2%	36th	960th of 1,693
Unemployment rate	3.3%	5.8%	6.4%	5.2%	21st	1,112th of 1,685
Average commuteStrength	20.9 min	22.8 min	32.6 min	26.4 min	17th	1,318th of 1,618
Rent-burdened rentersStrength	38.9%	53.9%	52.1%	51.1%	14th	1,126th of 1,579
Income inequality (Gini)Strength	0.390	0.449	0.517	0.483	14th	1,183rd of 1,669
Poverty rateStrength	5.2%	13.3%	14%	12.5%	13th	1,299th of 1,679
Self-employed workers	5.8%	6.2%	9.7%	10%	8th	1,393rd of 1,685
Uninsured rateStrength	0.6%	3.1%	5.1%	8.4%	1st	1,508th of 1,689

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

25–34

15%

35–44

12%

45–54

13%

55–64

11%

65–74

75+

Median age

41.3

Under 18

25.3%

65 and over

18.9%

Race and ethnicity

White73%
Black5%
Hispanic6%
Asian9%
Native American0.1%
Pacific Islander0%
Other0.7%
Multiracial6%

Diversity index

44.4

U.S. 61.4

Foreign-born

11.6%

U.S. 14.1%

Born in state

70.9%

Language spoken at home (households)

English only

84%

Spanish

Other Indo-European

Asian / Pacific

Other

0.7%

Households

Households: 12,767
Average household size: 2.6
Family households: 69.4%
Married couples: 59.1%
Living alone: 24%
Veterans (of adults): 4.8%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

12%

$75–100k

11%

$100–150k

22%

$150–200k

17%

$200k+

24%

Median household income

12309

$125,274

Schenectady Co.

$79,623

New York

$85,974

United States

$80,734

Per capita income

$57,884

U.S. $44,673

Poverty rate

5.2%

U.S. 12.5%

Households earning $150K+

40.2%

U.S. 23%

Income inequality (Gini)

0.390

U.S. 0.483

Housing

Median home value

12309

$330,700

Schenectady Co.

$235,700

New York

$423,800

United States

$332,700

Median gross rent

12309

$1,499

Schenectady Co.

$1,194

New York

$1,621

United States

$1,413

Types of housing

Single-family

82%

2–4 units

5–19 units

20+ units

Mobile home

0.4%

Boat, RV, van

Housing units: 13,610
Owner-occupied: 81.7%
Vacant: 6.2%
Median year built: 1965
Median rooms: 7.1
Renters paying 30%+ of income: 38.9%
Renters paying 50%+ of income: 13.5%
Home value to income: 2.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

Transit

0.3%

Walked

Bicycle

0.1%

Worked from home

19%

Other

0.8%

Commute time (one way)

<10 min

16%

10–19

32%

20–29

23%

30–44

23%

45–59

60+

Average commute

20.9 min

U.S. 26.4 min

Unemployment

3.3%

U.S. 5.2%

In labor force

66.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

16%

Healthcare

11%

Office and admin

10%

Education

10%

Business and finance

Engineering and science

Legal and social services

Computer and math

Sales

Transportation and moving

Arts, media and sports

Police and fire

Construction and repair

Cleaning and personal care

Food service

Production

Farming, fishing and forestry

Industries

Education

16%

Professional and technical services

16%

Health care and social assistance

15%

Finance, insurance and real estate

10%

Public administration

10%

Manufacturing

Retail

Other services

Admin, support and management

Restaurants and hotels

Construction

Information

Transportation, warehousing and utilities

Arts and recreation

Wholesale

Agriculture and mining

0.1%

Median earnings per worker

$77,622

U.S. $49,666

Self-employed

5.8%

U.S. 10%

Government workers

24.2%

U.S. 14.5%

Nonprofit workers

17.4%

U.S. 8.8%

Median earnings by type of work

Type of work	12309	U.S.
Management, business, science and arts	$90,303	$74,888
Service	$24,259	$26,804
Sales and office	$51,429	$40,476
Construction and maintenance	$51,027	$49,199
Production and transportation	$36,029	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

13%

Some college

12%

Associate's

10%

Bachelor's

27%

Graduate

34%

High school graduate or higher: 96.4%
Bachelor's degree or higher: 61.1%
Graduate or professional degree: 34.2%
Households with broadband: 94.4%
Cable, fiber or DSL: 88.2%
No internet access: 3.6%
Without health insurance: 0.6%
Limited-English households: 0.7%

Geography

City (USPS): Schenectady
State: New York
County: Schenectady County
Center point: 42.7999° N, 73.8650° W
Land area: 18 sq mi
Water area: 0.9 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

12309 spans 2 counties

Schenectady County82% of land
Albany County19% of land

Cities and towns within this zip

Niskayuna (unincorporated)62% of zip
Schenectady7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12309

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12148	Rexford, NY	2.1 mi	4,023	$141,984	$427,400
12304	Schenectady, NY	2.4 mi	22,403	$69,235	$179,200
12308	Schenectady, NY	3.2 mi	15,511	$63,434	$211,900
12307	Schenectady, NY	3.5 mi	7,050	$24,758	$104,600
12301	Schenectady, NY · PO box	3.9 mi	—	—	—
12345	Schenectady, NY · PO box	3.9 mi	—	—	—
12008	Alplaus, NY	4.3 mi	422	$125,859	$304,300
12305	Schenectady, NY	4.4 mi	7,356	$53,326	$217,500
12303	Schenectady, NY	4.8 mi	29,360	$84,375	$238,100
12065	Clifton Park, NY	5.4 mi	45,116	$113,873	$379,900
12110	Latham, NY	5.6 mi	20,081	$105,024	$340,100
12205	Albany, NY	6 mi	25,838	$91,020	$276,600

Zip codes like 12309 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12309

What city is zip code 12309?

12309 is assigned to Schenectady, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12309 in?

12309 is mostly in Schenectady County, but it extends into 1 other county.

What is the population of 12309?

About 33,246 people live in 12309, according to the Census Bureau's American Community Survey.

What time zone is 12309 in?

12309 is in Eastern Time.

What is the median household income in 12309?

The median household income in 12309 is $125,274.

What zip codes are near 12309?

The closest zip codes to 12309 are 12148, 12304, 12308, 12307, 12301.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12309, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.