Zip code 12198: Wynantskill, New York

Q: What city is zip code 12198?

12198 is assigned to Wynantskill, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12198 in?

12198 is in Rensselaer County, New York.

Q: What is the population of 12198?

About 6,796 people live in 12198, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12198?

The median household income in 12198 is $113,083.

Q: What zip codes are near 12198?

The closest zip codes to 12198 are 12196, 12140, 12181, 12061, 12204.

Residential delivery areaRensselaer CountyEastern Time

Population

6,796

Median household income

$113K

U.S. $81K

Median home value

$285K

U.S. $333K

Median rent

$1,216/mo

U.S. $1,413

Median age

46.6

U.S. 38.9

Land area

13 sq mi

513 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12198

12198 is a suburban zip code in Wynantskill, New York (Rensselaer County), covering 13 sq mi of land. About 6,796 people live here, or 513 per square mile. The median resident is 46.6 years old, compared with 38.9 nationally.

The median household earns $113,083 a year, 40% above the national median of $80,734. 5.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $285,100, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $1,216 a month.

41% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.5 minutes each way, and 19% of workers work from home. The most common jobs among working residents are in management; healthcare; and construction and repair.

How 12198 compares

Sorted from highest to lowest national percentile

Government workers23.3%
92nd
U.S. 14.5% · NY 16.4%422nd of 1,685 in NY
Median age46.6
90th
U.S. 38.9 · NY 39.8569th of 1,693 in NY
Broadband access96.3%
87th
StrengthU.S. 91% · NY 90.8%277th of 1,673 in NY
Median earnings per worker$69,102
86th
StrengthU.S. $49,666 · NY $55,321300th of 1,676 in NY
Healthcare workers12.4%
84th
U.S. 9.7% · NY 11.8%496th of 1,685 in NY
Median household income$113,083
81st
StrengthU.S. $80,734 · NY $85,974371st of 1,602 in NY
Per capita income$54,694
79th
U.S. $44,673 · NY $50,712427th of 1,690 in NY
Homeownership rate80.3%
79th
U.S. 65.2% · NY 54.3%825th of 1,673 in NY
Work from home19.3%
76th
U.S. 15.1% · NY 14.9%329th of 1,685 in NY
Residents 65 and older19.6%
71st
U.S. 17.2% · NY 17.9%875th of 1,693 in NY
Bachelor's degree or higher40.8%
67th
U.S. 35.7% · NY 40.2%561st of 1,691 in NY
Veterans7.1%
67th
U.S. 6.2% · NY 3.7%565th of 1,693 in NY
Tech workers3.4%
60th
U.S. 3.8% · NY 3.5%459th of 1,685 in NY
Housing vacancy7.2%
54th
U.S. 10.1% · NY 10%1,050th of 1,675 in NY
Self-employed workers9.6%
54th
U.S. 10% · NY 9.7%862nd of 1,685 in NY
Median home value$285,100
41st
U.S. $332,700 · NY $423,800718th of 1,614 in NY
Rent-burdened renters48.1%
40th
U.S. 51.1% · NY 52.1%823rd of 1,579 in NY
Median gross rent$1,216
37th
U.S. $1,413 · NY $1,621632nd of 1,367 in NY
Population density513/sq mi
33rd
U.S. 95/sq mi · NY 421/sq mi654th of 1,693 in NY
Residents under 1820%
31st
U.S. 22% · NY 20.5%791st of 1,693 in NY
Uninsured rate4.3%
25th
U.S. 8.4% · NY 5.1%649th of 1,689 in NY
Unemployment rate3.4%
23rd
U.S. 5.2% · NY 6.4%1,095th of 1,685 in NY
Average commute21.5 min
20th
StrengthU.S. 26.4 min · NY 32.6 min1,272nd of 1,618 in NY
Poverty rate5.3%
14th
StrengthU.S. 12.5% · NY 14%1,282nd of 1,679 in NY
Foreign-born residents2.2%
13th
U.S. 14.1% · NY 22.8%1,175th of 1,693 in NY
Population6,796
11th
U.S. 334,922,499 · NY 19,852,366630th of 1,693 in NY
Income inequality (Gini)0.381
10th
StrengthU.S. 0.483 · NY 0.5171,277th of 1,669 in NY
Diversity index14.5
7th
U.S. 61.4 · NY 65.51,213th of 1,693 in NY

Measure	12198	Rensselaer	NY	U.S.	National percentile	Rank in NY
Government workers	23.3%	22.7%	16.4%	14.5%	92nd	422nd of 1,685
Median age	46.6	40.1	39.8	38.9	90th	569th of 1,693
Broadband accessStrength	96.3%	91.6%	90.8%	91%	87th	277th of 1,673
Median earnings per workerStrength	$69,102	$57,260	$55,321	$49,666	86th	300th of 1,676
Healthcare workers	12.4%	9.7%	11.8%	9.7%	84th	496th of 1,685
Median household incomeStrength	$113,083	$87,915	$85,974	$80,734	81st	371st of 1,602
Per capita income	$54,694	$46,000	$50,712	$44,673	79th	427th of 1,690
Homeownership rate	80.3%	64.8%	54.3%	65.2%	79th	825th of 1,673
Work from home	19.3%	14%	14.9%	15.1%	76th	329th of 1,685
Residents 65 and older	19.6%	18.3%	17.9%	17.2%	71st	875th of 1,693
Bachelor's degree or higher	40.8%	37.6%	40.2%	35.7%	67th	561st of 1,691
Veterans	7.1%	6%	3.7%	6.2%	67th	565th of 1,693
Tech workers	3.4%	4.3%	3.5%	3.8%	60th	459th of 1,685
Housing vacancy	7.2%	10.5%	10%	10.1%	54th	1,050th of 1,675
Self-employed workers	9.6%	8%	9.7%	10%	54th	862nd of 1,685
Median home value	$285,100	$258,400	$423,800	$332,700	41st	718th of 1,614
Rent-burdened renters	48.1%	47.5%	52.1%	51.1%	40th	823rd of 1,579
Median gross rent	$1,216	$1,217	$1,621	$1,413	37th	632nd of 1,367
Population density	513/sq mi	246/sq mi	421/sq mi	95/sq mi	33rd	654th of 1,693
Residents under 18	20%	19.1%	20.5%	22%	31st	791st of 1,693
Uninsured rate	4.3%	3.4%	5.1%	8.4%	25th	649th of 1,689
Unemployment rate	3.4%	5.3%	6.4%	5.2%	23rd	1,095th of 1,685
Average commuteStrength	21.5 min	24 min	32.6 min	26.4 min	20th	1,272nd of 1,618
Poverty rateStrength	5.3%	11.8%	14%	12.5%	14th	1,282nd of 1,679
Foreign-born residents	2.2%	5.6%	22.8%	14.1%	13th	1,175th of 1,693
Population	6,796	160,332	19,852,366	334,922,499	11th	630th of 1,693
Income inequality (Gini)Strength	0.381	0.428	0.517	0.483	10th	1,277th of 1,669
Diversity index	14.5	36.9	65.5	61.4	7th	1,213th of 1,693

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

11%

25–34

12%

35–44

16%

45–54

18%

55–64

13%

65–74

75+

Median age

46.6

Under 18

20%

65 and over

19.6%

Race and ethnicity

White92%
Black0.7%
Hispanic0.8%
Asian0.8%
Native American0%
Pacific Islander0%
Other2%
Multiracial4%

Diversity index

14.5

U.S. 61.4

Foreign-born

2.2%

U.S. 14.1%

Born in state

87.6%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

Asian / Pacific

0.3%

Other

Households

Households: 2,800
Average household size: 2.4
Family households: 74.3%
Married couples: 56.6%
Living alone: 19.6%
Veterans (of adults): 7.1%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

$25–50k

11%

$50–75k

13%

$75–100k

13%

$100–150k

20%

$150–200k

18%

$200k+

18%

Median household income

12198

$113,083

Rensselaer Co.

$87,915

New York

$85,974

United States

$80,734

Per capita income

$54,694

U.S. $44,673

Poverty rate

5.3%

U.S. 12.5%

Households earning $150K+

35.9%

U.S. 23%

Income inequality (Gini)

0.381

U.S. 0.483

Housing

Median home value

12198

$285,100

Rensselaer Co.

$258,400

New York

$423,800

United States

$332,700

Median gross rent

12198

$1,216

Rensselaer Co.

$1,217

New York

$1,621

United States

$1,413

Types of housing

Single-family

80%

2–4 units

12%

5–19 units

20+ units

0.7%

Mobile home

Boat, RV, van

Housing units: 3,017
Owner-occupied: 80.3%
Vacant: 7.2%
Median year built: 1965
Median rooms: 6.2
Renters paying 30%+ of income: 48.1%
Renters paying 50%+ of income: 22.3%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

Transit

Walked

0.3%

Bicycle

Worked from home

19%

Other

0.7%

Commute time (one way)

<10 min

10–19

30%

20–29

33%

30–44

23%

45–59

60+

Average commute

21.5 min

U.S. 26.4 min

Unemployment

3.4%

U.S. 5.2%

In labor force

65.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Healthcare

12%

Construction and repair

10%

Office and admin

Education

Sales

Business and finance

Engineering and science

Cleaning and personal care

Food service

Computer and math

Arts, media and sports

Transportation and moving

Legal and social services

Police and fire

Production

Farming, fishing and forestry

Industries

Health care and social assistance

14%

Education

14%

Public administration

14%

Professional and technical services

10%

Construction

Finance, insurance and real estate

Retail

Manufacturing

Restaurants and hotels

Other services

Arts and recreation

Transportation, warehousing and utilities

Wholesale

0.9%

Information

0.8%

Admin, support and management

0.8%

Agriculture and mining

Median earnings per worker

$69,102

U.S. $49,666

Self-employed

9.6%

U.S. 10%

Government workers

23.3%

U.S. 14.5%

Nonprofit workers

13.3%

U.S. 8.8%

Median earnings by type of work

Type of work	12198	U.S.
Management, business, science and arts	$89,583	$74,888
Service	$29,712	$26,804
Sales and office	$66,563	$40,476
Construction and maintenance	$68,553	$49,199
Production and transportation	$33,468	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

20%

Some college

18%

Associate's

19%

Bachelor's

25%

Graduate

16%

High school graduate or higher: 98%
Bachelor's degree or higher: 40.8%
Graduate or professional degree: 16.2%
Households with broadband: 96.3%
Cable, fiber or DSL: 88.1%
No internet access: 2.8%
Without health insurance: 4.3%
Limited-English households: 0.7%

Geography

City (USPS): Wynantskill
State: New York
County: Rensselaer County
Center point: 42.6728° N, 73.6336° W
Land area: 13 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Wynantskill (unincorporated)22% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12198

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12196	West Sand Lake, NY	3 mi	3,880	$110,889	$317,300
12140	Poestenkill, NY	3.2 mi	1,512	$138,393	$301,600
12181	Troy, NY · PO box	5 mi	—	—	—
12061	East Greenbush, NY	5.2 mi	9,854	$110,962	$343,800
12204	Albany, NY	5.3 mi	7,812	$74,841	$244,800
12144	Rensselaer, NY	5.3 mi	22,111	$90,738	$249,700
12180	Troy, NY	5.5 mi	53,479	$75,851	$244,400
12207	Albany, NY	5.9 mi	1,988	$58,998	$232,000
12183	Troy, NY	6 mi	2,970	$59,406	$138,300
12189	Watervliet, NY	6.1 mi	18,656	$65,276	$220,600
12246	Albany, NY · PO box	6.2 mi	—	—	—
12210	Albany, NY	6.3 mi	10,297	$55,843	$228,100

Zip codes like 12198 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12198

What city is zip code 12198?

12198 is assigned to Wynantskill, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12198 in?

12198 is in Rensselaer County, New York.

What is the population of 12198?

About 6,796 people live in 12198, according to the Census Bureau's American Community Survey.

What time zone is 12198 in?

12198 is in Eastern Time.

What is the median household income in 12198?

The median household income in 12198 is $113,083.

What zip codes are near 12198?

The closest zip codes to 12198 are 12196, 12140, 12181, 12061, 12204.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12198, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.