Zip code 12157: Schoharie, New York

Q: What city is zip code 12157?

12157 is assigned to Schoharie, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12157 in?

12157 is mostly in Schoharie County, but it extends into 2 other counties.

Q: What is the population of 12157?

About 4,713 people live in 12157, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12157?

The median household income in 12157 is $75,997.

Q: What zip codes are near 12157?

The closest zip codes to 12157 are 12073, 12092, 12035, 12141, 12023.

Residential delivery areaSchoharie CountyEastern Time

Population

4,713

Median household income

$76K

U.S. $81K

Median home value

$223K

U.S. $333K

Median rent

$887/mo

U.S. $1,413

Median age

41.9

U.S. 38.9

Land area

50 sq mi

94 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12157

12157 is a small-town zip code in Schoharie, New York (Schoharie County), covering 50 sq mi of land. About 4,713 people live here, or 94 per square mile. The median resident is 41.9 years old, compared with 38.9 nationally.

The median household earns $75,997 a year, close to the national median of $80,734. 10.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $223,400, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $887 a month.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 36.8 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in construction and repair; management; and office and administrative support.

How 12157 compares

Sorted from highest to lowest national percentile

Government workers27.7%
97th
U.S. 14.5% · NY 16.4%222nd of 1,685 in NY
Average commute36.8 min
94th
WeaknessU.S. 26.4 min · NY 32.6 min297th of 1,618 in NY
Residents 65 and older24.1%
90th
U.S. 17.2% · NY 17.9%459th of 1,693 in NY
Homeownership rate84%
87th
StrengthU.S. 65.2% · NY 54.3%630th of 1,673 in NY
Veterans7.5%
72nd
U.S. 6.2% · NY 3.7%502nd of 1,693 in NY
Median age41.9
71st
U.S. 38.9 · NY 39.81,010th of 1,693 in NY
Income inequality (Gini)0.457
68th
U.S. 0.483 · NY 0.517523rd of 1,669 in NY
Unemployment rate5.6%
62nd
U.S. 5.2% · NY 6.4%632nd of 1,685 in NY
Self-employed workers10.2%
61st
U.S. 10% · NY 9.7%785th of 1,685 in NY
Residents under 1822.3%
52nd
U.S. 22% · NY 20.5%500th of 1,693 in NY
Rent-burdened renters50.9%
51st
U.S. 51.1% · NY 52.1%732nd of 1,579 in NY
Poverty rate10.7%
49th
U.S. 12.5% · NY 14%742nd of 1,679 in NY
Tech workers2.8%
48th
U.S. 3.8% · NY 3.5%605th of 1,685 in NY
Per capita income$38,882
46th
U.S. $44,673 · NY $50,7121,011th of 1,690 in NY
Median earnings per worker$46,953
46th
U.S. $49,666 · NY $55,3211,086th of 1,676 in NY
Median household income$75,997
45th
U.S. $80,734 · NY $85,974952nd of 1,602 in NY
Bachelor's degree or higher28.2%
42nd
U.S. 35.7% · NY 40.2%980th of 1,691 in NY
Work from home10.8%
39th
U.S. 15.1% · NY 14.9%906th of 1,685 in NY
Healthcare workers8.7%
38th
U.S. 9.7% · NY 11.8%1,058th of 1,685 in NY
Broadband access89.6%
31st
U.S. 91% · NY 90.8%1,025th of 1,673 in NY
Median home value$223,400
27th
U.S. $332,700 · NY $423,800908th of 1,614 in NY
Housing vacancy4.3%
25th
U.S. 10.1% · NY 10%1,353rd of 1,675 in NY
Foreign-born residents2.6%
16th
U.S. 14.1% · NY 22.8%1,105th of 1,693 in NY
Population density94/sq mi
13th
U.S. 95/sq mi · NY 421/sq mi1,051st of 1,693 in NY
Diversity index20.4
13th
U.S. 61.4 · NY 65.51,011th of 1,693 in NY
Median gross rent$887
12th
U.S. $1,413 · NY $1,6211,058th of 1,367 in NY
Population4,713
8th
U.S. 334,922,499 · NY 19,852,366747th of 1,693 in NY
Uninsured rate1.4%
2nd
StrengthU.S. 8.4% · NY 5.1%1,378th of 1,689 in NY

Measure	12157	Schoharie	NY	U.S.	National percentile	Rank in NY
Government workers	27.7%	24.7%	16.4%	14.5%	97th	222nd of 1,685
Average commuteWeakness	36.8 min	30.6 min	32.6 min	26.4 min	94th	297th of 1,618
Residents 65 and older	24.1%	23.9%	17.9%	17.2%	90th	459th of 1,693
Homeownership rateStrength	84%	76.4%	54.3%	65.2%	87th	630th of 1,673
Veterans	7.5%	7.4%	3.7%	6.2%	72nd	502nd of 1,693
Median age	41.9	45.8	39.8	38.9	71st	1,010th of 1,693
Income inequality (Gini)	0.457	0.444	0.517	0.483	68th	523rd of 1,669
Unemployment rate	5.6%	5%	6.4%	5.2%	62nd	632nd of 1,685
Self-employed workers	10.2%	12%	9.7%	10%	61st	785th of 1,685
Residents under 18	22.3%	17.2%	20.5%	22%	52nd	500th of 1,693
Rent-burdened renters	50.9%	47.2%	52.1%	51.1%	51st	732nd of 1,579
Poverty rate	10.7%	11.7%	14%	12.5%	49th	742nd of 1,679
Tech workers	2.8%	3.1%	3.5%	3.8%	48th	605th of 1,685
Per capita income	$38,882	$38,809	$50,712	$44,673	46th	1,011th of 1,690
Median earnings per worker	$46,953	$46,736	$55,321	$49,666	46th	1,086th of 1,676
Median household income	$75,997	$70,133	$85,974	$80,734	45th	952nd of 1,602
Bachelor's degree or higher	28.2%	26.2%	40.2%	35.7%	42nd	980th of 1,691
Work from home	10.8%	11.1%	14.9%	15.1%	39th	906th of 1,685
Healthcare workers	8.7%	8%	11.8%	9.7%	38th	1,058th of 1,685
Broadband access	89.6%	87.8%	90.8%	91%	31st	1,025th of 1,673
Median home value	$223,400	$192,500	$423,800	$332,700	27th	908th of 1,614
Housing vacancy	4.3%	22.3%	10%	10.1%	25th	1,353rd of 1,675
Foreign-born residents	2.6%	3.1%	22.8%	14.1%	16th	1,105th of 1,693
Population density	94/sq mi	48/sq mi	421/sq mi	95/sq mi	13th	1,051st of 1,693
Diversity index	20.4	20.9	65.5	61.4	13th	1,011th of 1,693
Median gross rent	$887	$909	$1,621	$1,413	12th	1,058th of 1,367
Population	4,713	30,049	19,852,366	334,922,499	8th	747th of 1,693
Uninsured rateStrength	1.4%	4.6%	5.1%	8.4%	2nd	1,378th of 1,689

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

11%

25–34

12%

35–44

45–54

14%

55–64

14%

65–74

11%

75+

Median age

41.9

Under 18

22.3%

65 and over

24.1%

Race and ethnicity

White89%
Black2%
Hispanic3%
Asian2%
Native American0%
Pacific Islander0%
Other0%
Multiracial5%

Diversity index

20.4

U.S. 61.4

Foreign-born

2.6%

U.S. 14.1%

Born in state

79.3%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

0.3%

Other

Households

Households: 1,859
Average household size: 2.5
Family households: 67.6%
Married couples: 55.5%
Living alone: 27.4%
Veterans (of adults): 7.5%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

21%

$50–75k

12%

$75–100k

17%

$100–150k

18%

$150–200k

$200k+

Median household income

12157

$75,997

Schoharie Co.

$70,133

New York

$85,974

United States

$80,734

Per capita income

$38,882

U.S. $44,673

Poverty rate

10.7%

U.S. 12.5%

Households earning $150K+

16.1%

U.S. 23%

Income inequality (Gini)

0.457

U.S. 0.483

Housing

Median home value

12157

$223,400

Schoharie Co.

$192,500

New York

$423,800

United States

$332,700

Median gross rent

12157

$887

Schoharie Co.

$909

New York

$1,621

United States

$1,413

Types of housing

Single-family

75%

2–4 units

5–19 units

20+ units

Mobile home

15%

Boat, RV, van

Housing units: 1,942
Owner-occupied: 84%
Vacant: 4.3%
Median year built: 1974
Median rooms: 6.1
Renters paying 30%+ of income: 50.9%
Renters paying 50%+ of income: 15.5%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

Transit

0.1%

Walked

0.4%

Bicycle

Worked from home

11%

Other

Commute time (one way)

<10 min

11%

10–19

14%

20–29

30–44

22%

45–59

25%

60+

19%

Average commute

36.8 min

U.S. 26.4 min

Unemployment

5.6%

U.S. 5.2%

In labor force

54.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

16%

Management

11%

Office and admin

10%

Healthcare

Education

Sales

Transportation and moving

Production

Legal and social services

Food service

Business and finance

Engineering and science

Cleaning and personal care

Police and fire

Computer and math

Arts, media and sports

Farming, fishing and forestry

0.5%

Industries

Education

14%

Health care and social assistance

12%

Construction

11%

Public administration

Retail

Other services

Manufacturing

Professional and technical services

Finance, insurance and real estate

Restaurants and hotels

Transportation, warehousing and utilities

Agriculture and mining

Admin, support and management

Information

Arts and recreation

Wholesale

Median earnings per worker

$46,953

U.S. $49,666

Self-employed

10.2%

U.S. 10%

Government workers

27.7%

U.S. 14.5%

Nonprofit workers

10.4%

U.S. 8.8%

Median earnings by type of work

Type of work	12157	U.S.
Management, business, science and arts	$61,896	$74,888
Service	$22,727	$26,804
Sales and office	$43,387	$40,476
Construction and maintenance	$40,833	$49,199
Production and transportation	$42,763	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

34%

Some college

16%

Associate's

13%

Bachelor's

11%

Graduate

17%

High school graduate or higher: 90.8%
Bachelor's degree or higher: 28.2%
Graduate or professional degree: 17.1%
Households with broadband: 89.6%
Cable, fiber or DSL: 75.6%
No internet access: 3.1%
Without health insurance: 1.4%
Limited-English households: 0.1%

Geography

City (USPS): Schoharie
State: New York
County: Schoharie County
Center point: 42.6698° N, 74.2861° W
Land area: 50 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

12157 spans 3 counties

Schoharie County99% of land
Schenectady County1% of land
Albany County1% of land

Cities and towns within this zip

Schoharie3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12157

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12073	Gallupville, NY · PO box	2.8 mi	—	—	—
12092	Howes Cave, NY	5.4 mi	1,208	$58,615	$217,600
12035	Central Bridge, NY	6.2 mi	566	$98,375	$211,400
12141	Quaker Street, NY · PO box	6.7 mi	—	—	—
12023	Berne, NY	7.2 mi	1,791	$112,885	$302,300
12160	Sloansville, NY	7.6 mi	716	$69,750	$167,600
12066	Esperance, NY	7.7 mi	1,863	$78,571	$197,800
12053	Delanson, NY	7.7 mi	4,550	$91,991	$266,600
12107	Knox, NY · PO box	8.6 mi	—	—	—
12122	Middleburgh, NY	9.1 mi	3,596	$55,875	$174,300
12071	Fultonham, NY	9.5 mi	283	$99,375	$183,200
12187	Warnerville, NY	9.5 mi	752	$78,149	$187,500

Zip codes like 12157 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12157

What city is zip code 12157?

12157 is assigned to Schoharie, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12157 in?

12157 is mostly in Schoharie County, but it extends into 2 other counties.

What is the population of 12157?

About 4,713 people live in 12157, according to the Census Bureau's American Community Survey.

What time zone is 12157 in?

12157 is in Eastern Time.

What is the median household income in 12157?

The median household income in 12157 is $75,997.

What zip codes are near 12157?

The closest zip codes to 12157 are 12073, 12092, 12035, 12141, 12023.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12157, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.