Zip code 12123: Nassau, New York

Q: What city is zip code 12123?

12123 is assigned to Nassau, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12123 in?

12123 is mostly in Rensselaer County, but it extends into 1 other county.

Q: What is the population of 12123?

About 4,457 people live in 12123, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12123?

The median household income in 12123 is $108,878.

Q: What zip codes are near 12123?

The closest zip codes to 12123 are 12063, 12115, 12132, 12024, 12033.

Residential delivery areaRensselaer CountyEastern Time

Population

4,457

Median household income

$109K

U.S. $81K

Median home value

$297K

U.S. $333K

Median rent

$1,023/mo

U.S. $1,413

Median age

43.4

U.S. 38.9

Land area

32 sq mi

140 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12123

12123 is a small-town zip code in Nassau, New York (Rensselaer County), covering 32 sq mi of land. About 4,457 people live here, or 140 per square mile. The median resident is 43.4 years old, compared with 38.9 nationally.

The median household earns $108,878 a year, 35% above the national median of $80,734. 9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $297,000, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $1,023 a month.

37% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.6 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and business and finance.

How 12123 compares

Sorted from highest to lowest national percentile

Government workers30.4%
98th
U.S. 14.5% · NY 16.4%144th of 1,685 in NY
Veterans10.4%
91st
U.S. 6.2% · NY 3.7%202nd of 1,693 in NY
Median earnings per worker$70,640
87th
StrengthU.S. $49,666 · NY $55,321285th of 1,676 in NY
Per capita income$59,099
84th
StrengthU.S. $44,673 · NY $50,712349th of 1,690 in NY
Homeownership rate82.5%
84th
StrengthU.S. 65.2% · NY 54.3%711th of 1,673 in NY
Median age43.4
79th
U.S. 38.9 · NY 39.8843rd of 1,693 in NY
Median household income$108,878
78th
U.S. $80,734 · NY $85,974402nd of 1,602 in NY
Residents 65 and older20.8%
78th
U.S. 17.2% · NY 17.9%764th of 1,693 in NY
Tech workers4.7%
76th
U.S. 3.8% · NY 3.5%251st of 1,685 in NY
Self-employed workers11.7%
75th
U.S. 10% · NY 9.7%611th of 1,685 in NY
Housing vacancy10.8%
74th
U.S. 10.1% · NY 10%808th of 1,675 in NY
Income inequality (Gini)0.455
66th
U.S. 0.483 · NY 0.517539th of 1,669 in NY
Bachelor's degree or higher36.9%
60th
U.S. 35.7% · NY 40.2%671st of 1,691 in NY
Average commute25.6 min
47th
U.S. 26.4 min · NY 32.6 min949th of 1,618 in NY
Median home value$297,000
43rd
U.S. $332,700 · NY $423,800698th of 1,614 in NY
Work from home11.3%
42nd
U.S. 15.1% · NY 14.9%853rd of 1,685 in NY
Poverty rate9%
38th
U.S. 12.5% · NY 14%904th of 1,679 in NY
Broadband access90.6%
38th
U.S. 91% · NY 90.8%917th of 1,673 in NY
Residents under 1820.1%
32nd
U.S. 22% · NY 20.5%767th of 1,693 in NY
Median gross rent$1,023
23rd
U.S. $1,413 · NY $1,621858th of 1,367 in NY
Population density140/sq mi
17th
U.S. 95/sq mi · NY 421/sq mi931st of 1,693 in NY
Diversity index23.9
17th
U.S. 61.4 · NY 65.5903rd of 1,693 in NY
Foreign-born residents2%
12th
U.S. 14.1% · NY 22.8%1,211th of 1,693 in NY
Rent-burdened renters37.2%
11th
StrengthU.S. 51.1% · NY 52.1%1,174th of 1,579 in NY
Population4,457
7th
U.S. 334,922,499 · NY 19,852,366765th of 1,693 in NY
Unemployment rate2.2%
7th
StrengthU.S. 5.2% · NY 6.4%1,312th of 1,685 in NY
Healthcare workers5.3%
5th
U.S. 9.7% · NY 11.8%1,429th of 1,685 in NY
Uninsured rate0.8%
1st
StrengthU.S. 8.4% · NY 5.1%1,473rd of 1,689 in NY

Measure	12123	Rensselaer	NY	U.S.	National percentile	Rank in NY
Government workers	30.4%	22.7%	16.4%	14.5%	98th	144th of 1,685
Veterans	10.4%	6%	3.7%	6.2%	91st	202nd of 1,693
Median earnings per workerStrength	$70,640	$57,260	$55,321	$49,666	87th	285th of 1,676
Per capita incomeStrength	$59,099	$46,000	$50,712	$44,673	84th	349th of 1,690
Homeownership rateStrength	82.5%	64.8%	54.3%	65.2%	84th	711th of 1,673
Median age	43.4	40.1	39.8	38.9	79th	843rd of 1,693
Median household income	$108,878	$87,915	$85,974	$80,734	78th	402nd of 1,602
Residents 65 and older	20.8%	18.3%	17.9%	17.2%	78th	764th of 1,693
Tech workers	4.7%	4.3%	3.5%	3.8%	76th	251st of 1,685
Self-employed workers	11.7%	8%	9.7%	10%	75th	611th of 1,685
Housing vacancy	10.8%	10.5%	10%	10.1%	74th	808th of 1,675
Income inequality (Gini)	0.455	0.428	0.517	0.483	66th	539th of 1,669
Bachelor's degree or higher	36.9%	37.6%	40.2%	35.7%	60th	671st of 1,691
Average commute	25.6 min	24 min	32.6 min	26.4 min	47th	949th of 1,618
Median home value	$297,000	$258,400	$423,800	$332,700	43rd	698th of 1,614
Work from home	11.3%	14%	14.9%	15.1%	42nd	853rd of 1,685
Poverty rate	9%	11.8%	14%	12.5%	38th	904th of 1,679
Broadband access	90.6%	91.6%	90.8%	91%	38th	917th of 1,673
Residents under 18	20.1%	19.1%	20.5%	22%	32nd	767th of 1,693
Median gross rent	$1,023	$1,217	$1,621	$1,413	23rd	858th of 1,367
Population density	140/sq mi	246/sq mi	421/sq mi	95/sq mi	17th	931st of 1,693
Diversity index	23.9	36.9	65.5	61.4	17th	903rd of 1,693
Foreign-born residents	2%	5.6%	22.8%	14.1%	12th	1,211th of 1,693
Rent-burdened rentersStrength	37.2%	47.5%	52.1%	51.1%	11th	1,174th of 1,579
Population	4,457	160,332	19,852,366	334,922,499	7th	765th of 1,693
Unemployment rateStrength	2.2%	5.3%	6.4%	5.2%	7th	1,312th of 1,685
Healthcare workers	5.3%	9.7%	11.8%	9.7%	5th	1,429th of 1,685
Uninsured rateStrength	0.8%	3.4%	5.1%	8.4%	1st	1,473rd of 1,689

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

10%

25–34

17%

35–44

16%

45–54

11%

55–64

12%

65–74

75+

Median age

43.4

Under 18

20.1%

65 and over

20.8%

Race and ethnicity

White87%
Black1%
Hispanic4%
Asian0.7%
Native American0%
Pacific Islander0.1%
Other0.7%
Multiracial6%

Diversity index

23.9

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

80.9%

Language spoken at home (households)

English only

98%

Spanish

0.6%

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 1,964
Average household size: 2.3
Family households: 62.5%
Married couples: 50.8%
Living alone: 33.4%
Veterans (of adults): 10.4%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

11%

$50–75k

$75–100k

12%

$100–150k

23%

$150–200k

$200k+

22%

Median household income

12123

$108,878

Rensselaer Co.

$87,915

New York

$85,974

United States

$80,734

Per capita income

$59,099

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

30.2%

U.S. 23%

Income inequality (Gini)

0.455

U.S. 0.483

Housing

Median home value

12123

$297,000

Rensselaer Co.

$258,400

New York

$423,800

United States

$332,700

Median gross rent

12123

$1,023

Rensselaer Co.

$1,217

New York

$1,621

United States

$1,413

Types of housing

Single-family

81%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,203
Owner-occupied: 82.5%
Vacant: 10.8%
Median year built: 1968
Median rooms: 6.3
Renters paying 30%+ of income: 37.2%
Renters paying 50%+ of income: 13.8%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

0.1%

Walked

0.4%

Bicycle

Worked from home

11%

Other

0.6%

Commute time (one way)

<10 min

10–19

19%

20–29

38%

30–44

20%

45–59

60+

Average commute

25.6 min

U.S. 26.4 min

Unemployment

2.2%

U.S. 5.2%

In labor force

63.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

18%

Management

15%

Business and finance

12%

Transportation and moving

Production

Education

Healthcare

Cleaning and personal care

Computer and math

Sales

Police and fire

Construction and repair

Engineering and science

Legal and social services

Food service

Arts, media and sports

Farming, fishing and forestry

0.1%

Industries

Public administration

19%

Professional and technical services

11%

Health care and social assistance

10%

Education

Retail

Wholesale

Manufacturing

Transportation, warehousing and utilities

Construction

Finance, insurance and real estate

Other services

Restaurants and hotels

Admin, support and management

Information

Arts and recreation

Agriculture and mining

0.1%

Median earnings per worker

$70,640

U.S. $49,666

Self-employed

11.7%

U.S. 10%

Government workers

30.4%

U.S. 14.5%

Nonprofit workers

10.5%

U.S. 8.8%

Median earnings by type of work

Type of work	12123	U.S.
Management, business, science and arts	$93,333	$74,888
Service	$59,375	$26,804
Sales and office	$56,649	$40,476
Construction and maintenance	$61,750	$49,199
Production and transportation	$55,089	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

28%

Some college

14%

Associate's

14%

Bachelor's

23%

Graduate

14%

High school graduate or higher: 93%
Bachelor's degree or higher: 36.9%
Graduate or professional degree: 13.7%
Households with broadband: 90.6%
Cable, fiber or DSL: 80.7%
No internet access: 6.4%
Without health insurance: 0.8%
Limited-English households: 0%

Geography

City (USPS): Nassau
State: New York
County: Rensselaer County
Center point: 42.5221° N, 73.6064° W
Land area: 32 sq mi
Water area: 0.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

12123 spans 2 counties

Rensselaer County98% of land
Columbia County2% of land

Cities and towns within this zip

Nassau Lake (unincorporated)5% of zip
East Nassau2% of zip
Nassau2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12123

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12063	East Schodack, NY	3.5 mi	665	$90,855	$299,100
12115	Malden Bridge, NY	3.8 mi	60	$91,875	—
12132	North Chatham, NY	3.8 mi	111	—	—
12024	Brainard, NY	4.6 mi	78	—	—
12033	Castleton On Hudson, NY	4.8 mi	7,932	$98,569	$288,700
12062	East Nassau, NY	5.3 mi	1,650	$87,679	$249,600
12061	East Greenbush, NY	5.9 mi	9,854	$110,962	$343,800
12130	Niverville, NY	6.2 mi	233	$104,286	$186,800
12136	Old Chatham, NY	7.4 mi	1,043	$148,750	$471,900
12184	Valatie, NY	7.5 mi	7,787	$98,622	$355,200
12196	West Sand Lake, NY	7.6 mi	3,880	$110,889	$317,300
12156	Schodack Landing, NY	7.7 mi	808	$108,274	$242,000

Zip codes like 12123 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12123

What city is zip code 12123?

12123 is assigned to Nassau, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12123 in?

12123 is mostly in Rensselaer County, but it extends into 1 other county.

What is the population of 12123?

About 4,457 people live in 12123, according to the Census Bureau's American Community Survey.

What time zone is 12123 in?

12123 is in Eastern Time.

What is the median household income in 12123?

The median household income in 12123 is $108,878.

What zip codes are near 12123?

The closest zip codes to 12123 are 12063, 12115, 12132, 12024, 12033.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12123, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.