12095

Zip code 12095: Johnstown, New York

Q: What city is zip code 12095?

12095 is assigned to Johnstown, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12095 in?

12095 is mostly in Fulton County, but it extends into 1 other county.

Q: What is the population of 12095?

About 12,391 people live in 12095, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12095?

The median household income in 12095 is $69,469.

Q: What zip codes are near 12095?

The closest zip codes to 12095 are 12068, 12078, 12070, 12177, 12016.

Residential delivery areaFulton CountyEastern Time

Population

12,391

Median household income

$69K

U.S. $81K

Median home value

$169K

U.S. $333K

Median rent

$923/mo

U.S. $1,413

Median age

41.6

U.S. 38.9

Land area

65 sq mi

190 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12095

12095 is a small-town zip code in Johnstown, New York (Fulton County), covering 65 sq mi of land. About 12,391 people live here, or 190 per square mile. The median resident is 41.6 years old, compared with 38.9 nationally.

The median household earns $69,469 a year, 14% below the national median of $80,734. 7.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $168,700, or 2.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 67% of occupied homes are lived in by their owners, and renters pay a median of $923 a month.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.3 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in construction and repair; management; and healthcare.

How 12095 compares

Sorted from highest to lowest national percentile

Healthcare workers11.9%
80th
U.S. 9.7% · NY 11.8%566th of 1,685 in NY
Veterans7.9%
76th
U.S. 6.2% · NY 3.7%443rd of 1,693 in NY
Government workers16.8%
71st
U.S. 14.5% · NY 16.4%961st of 1,685 in NY
Median age41.6
69th
U.S. 38.9 · NY 39.81,035th of 1,693 in NY
Housing vacancy8.9%
66th
U.S. 10.1% · NY 10%923rd of 1,675 in NY
Residents 65 and older18%
61st
U.S. 17.2% · NY 17.9%1,057th of 1,693 in NY
Median earnings per worker$48,735
52nd
U.S. $49,666 · NY $55,321982nd of 1,676 in NY
Broadband access92.2%
50th
U.S. 91% · NY 90.8%736th of 1,673 in NY
Homeownership rate66.7%
45th
U.S. 65.2% · NY 54.3%1,246th of 1,673 in NY
Tech workers2.3%
39th
U.S. 3.8% · NY 3.5%748th of 1,685 in NY
Per capita income$35,555
36th
U.S. $44,673 · NY $50,7121,185th of 1,690 in NY
Residents under 1820.6%
36th
U.S. 22% · NY 20.5%691st of 1,693 in NY
Median household income$69,469
35th
U.S. $80,734 · NY $85,9741,104th of 1,602 in NY
Poverty rate7.9%
31st
U.S. 12.5% · NY 14%1,009th of 1,679 in NY
Bachelor's degree or higher21.1%
23rd
U.S. 35.7% · NY 40.2%1,276th of 1,691 in NY
Work from home8.1%
23rd
U.S. 15.1% · NY 14.9%1,188th of 1,685 in NY
Rent-burdened renters42.5%
22nd
U.S. 51.1% · NY 52.1%1,023rd of 1,579 in NY
Population density190/sq mi
20th
U.S. 95/sq mi · NY 421/sq mi867th of 1,693 in NY
Population12,391
19th
U.S. 334,922,499 · NY 19,852,366464th of 1,693 in NY
Income inequality (Gini)0.396
18th
StrengthU.S. 0.483 · NY 0.5171,115th of 1,669 in NY
Median gross rent$923
15th
U.S. $1,413 · NY $1,6211,001st of 1,367 in NY
Diversity index22
15th
U.S. 61.4 · NY 65.5962nd of 1,693 in NY
Median home value$168,700
14th
U.S. $332,700 · NY $423,8001,191st of 1,614 in NY
Uninsured rate3%
12th
StrengthU.S. 8.4% · NY 5.1%963rd of 1,689 in NY
Foreign-born residents2%
12th
U.S. 14.1% · NY 22.8%1,205th of 1,693 in NY
Self-employed workers6.2%
11th
U.S. 10% · NY 9.7%1,352nd of 1,685 in NY
Average commute19.3 min
10th
StrengthU.S. 26.4 min · NY 32.6 min1,426th of 1,618 in NY
Unemployment rate2.4%
9th
StrengthU.S. 5.2% · NY 6.4%1,279th of 1,685 in NY

Measure	12095	Fulton	NY	U.S.	National percentile	Rank in NY
Healthcare workers	11.9%	12.8%	11.8%	9.7%	80th	566th of 1,685
Veterans	7.9%	8.3%	3.7%	6.2%	76th	443rd of 1,693
Government workers	16.8%	18.7%	16.4%	14.5%	71st	961st of 1,685
Median age	41.6	44.1	39.8	38.9	69th	1,035th of 1,693
Housing vacancy	8.9%	18.9%	10%	10.1%	66th	923rd of 1,675
Residents 65 and older	18%	20.8%	17.9%	17.2%	61st	1,057th of 1,693
Median earnings per worker	$48,735	$47,698	$55,321	$49,666	52nd	982nd of 1,676
Broadband access	92.2%	89.1%	90.8%	91%	50th	736th of 1,673
Homeownership rate	66.7%	71.4%	54.3%	65.2%	45th	1,246th of 1,673
Tech workers	2.3%	1.8%	3.5%	3.8%	39th	748th of 1,685
Per capita income	$35,555	$38,043	$50,712	$44,673	36th	1,185th of 1,690
Residents under 18	20.6%	20%	20.5%	22%	36th	691st of 1,693
Median household income	$69,469	$66,533	$85,974	$80,734	35th	1,104th of 1,602
Poverty rate	7.9%	13.1%	14%	12.5%	31st	1,009th of 1,679
Bachelor's degree or higher	21.1%	20.9%	40.2%	35.7%	23rd	1,276th of 1,691
Work from home	8.1%	6.9%	14.9%	15.1%	23rd	1,188th of 1,685
Rent-burdened renters	42.5%	41.4%	52.1%	51.1%	22nd	1,023rd of 1,579
Population density	190/sq mi	106/sq mi	421/sq mi	95/sq mi	20th	867th of 1,693
Population	12,391	52,487	19,852,366	334,922,499	19th	464th of 1,693
Income inequality (Gini)Strength	0.396	0.439	0.517	0.483	18th	1,115th of 1,669
Median gross rent	$923	$912	$1,621	$1,413	15th	1,001st of 1,367
Diversity index	22	22.3	65.5	61.4	15th	962nd of 1,693
Median home value	$168,700	$163,100	$423,800	$332,700	14th	1,191st of 1,614
Uninsured rateStrength	3%	3.8%	5.1%	8.4%	12th	963rd of 1,689
Foreign-born residents	2%	2.3%	22.8%	14.1%	12th	1,205th of 1,693
Self-employed workers	6.2%	7.4%	9.7%	10%	11th	1,352nd of 1,685
Average commuteStrength	19.3 min	25.4 min	32.6 min	26.4 min	10th	1,426th of 1,618
Unemployment rateStrength	2.4%	3.5%	6.4%	5.2%	9th	1,279th of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

11%

25–34

13%

35–44

15%

45–54

13%

55–64

10%

65–74

75+

Median age

41.6

Under 18

20.6%

65 and over

18%

Race and ethnicity

White88%
Black2%
Hispanic6%
Asian0.7%
Native American0%
Pacific Islander0.1%
Other0%
Multiracial3%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

86.2%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

0.4%

Asian / Pacific

0.2%

Other

Households

Households: 5,213
Average household size: 2.2
Family households: 60.3%
Married couples: 40.3%
Living alone: 32.4%
Veterans (of adults): 7.9%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

19%

$50–75k

20%

$75–100k

13%

$100–150k

22%

$150–200k

$200k+

Median household income

12095

$69,469

Fulton Co.

$66,533

New York

$85,974

United States

$80,734

Per capita income

$35,555

U.S. $44,673

Poverty rate

7.9%

U.S. 12.5%

Households earning $150K+

10.7%

U.S. 23%

Income inequality (Gini)

0.396

U.S. 0.483

Housing

Median home value

12095

$168,700

Fulton Co.

$163,100

New York

$423,800

United States

$332,700

Median gross rent

12095

$923

Fulton Co.

$912

New York

$1,621

United States

$1,413

Types of housing

Single-family

62%

2–4 units

25%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 5,723
Owner-occupied: 66.7%
Vacant: 8.9%
Median year built: 1946
Median rooms: 5.8
Renters paying 30%+ of income: 42.5%
Renters paying 50%+ of income: 17.9%
Home value to income: 2.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

Transit

Walked

Bicycle

0.3%

Worked from home

Other

Commute time (one way)

<10 min

27%

10–19

38%

20–29

11%

30–44

14%

45–59

60+

Average commute

19.3 min

U.S. 26.4 min

Unemployment

2.4%

U.S. 5.2%

In labor force

64%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

13%

Management

12%

Healthcare

12%

Office and admin

10%

Transportation and moving

10%

Sales

10%

Food service

Production

Education

Cleaning and personal care

Police and fire

Legal and social services

Computer and math

Engineering and science

Business and finance

Arts, media and sports

Farming, fishing and forestry

Industries

Health care and social assistance

18%

Retail

18%

Construction

10%

Education

Restaurants and hotels

Manufacturing

Other services

Professional and technical services

Public administration

Transportation, warehousing and utilities

Admin, support and management

Finance, insurance and real estate

Agriculture and mining

Arts and recreation

Wholesale

Information

Median earnings per worker

$48,735

U.S. $49,666

Self-employed

6.2%

U.S. 10%

Government workers

16.8%

U.S. 14.5%

Nonprofit workers

13.4%

U.S. 8.8%

Median earnings by type of work

Type of work	12095	U.S.
Management, business, science and arts	$70,032	$74,888
Service	$27,343	$26,804
Sales and office	$41,813	$40,476
Construction and maintenance	$65,417	$49,199
Production and transportation	$41,686	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

42%

Some college

13%

Associate's

15%

Bachelor's

15%

Graduate

High school graduate or higher: 90.7%
Bachelor's degree or higher: 21.1%
Graduate or professional degree: 6.2%
Households with broadband: 92.2%
Cable, fiber or DSL: 82.4%
No internet access: 6.1%
Without health insurance: 3%
Limited-English households: 0.1%

Geography

City (USPS): Johnstown
State: New York
County: Fulton County
Center point: 43.0349° N, 74.4236° W
Land area: 65 sq mi
Water area: 0.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

12095 spans 2 counties

Fulton County92% of land
Montgomery County8% of land

Cities and towns within this zip

Johnstown7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12095

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12068	Fonda, NY	5.6 mi	2,503	$72,788	$170,100
12078	Gloversville, NY	8.1 mi	22,589	$58,367	$136,100
12070	Fort Johnson, NY	8.8 mi	2,011	$86,989	$202,900
12177	Tribes Hill, NY	9 mi	387	$92,444	—
12016	Auriesville, NY · PO box	9.1 mi	—	—	—
13428	Palatine Bridge, NY	9.5 mi	1,689	$76,295	$180,500
12069	Fort Hunter, NY	9.5 mi	425	$90,179	$161,700
13452	Saint Johnsville, NY	11 mi	4,792	$60,327	$106,200
12072	Fultonville, NY	11 mi	2,882	$81,063	$190,200
13410	Nelliston, NY	12 mi	508	—	$73,000
12117	Mayfield, NY	12 mi	2,871	$66,000	$208,500
12166	Sprakers, NY	13 mi	1,635	$94,821	$219,400

Zip codes like 12095 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12095

What city is zip code 12095?

12095 is assigned to Johnstown, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12095 in?

12095 is mostly in Fulton County, but it extends into 1 other county.

What is the population of 12095?

About 12,391 people live in 12095, according to the Census Bureau's American Community Survey.

What time zone is 12095 in?

12095 is in Eastern Time.

What is the median household income in 12095?

The median household income in 12095 is $69,469.

What zip codes are near 12095?

The closest zip codes to 12095 are 12068, 12078, 12070, 12177, 12016.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12095, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.