12043

Zip code 12043: Cobleskill, New York

Q: What city is zip code 12043?

12043 is assigned to Cobleskill, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12043 in?

12043 is mostly in Schoharie County, but it extends into 1 other county.

Q: What is the population of 12043?

About 8,287 people live in 12043, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12043?

The median household income in 12043 is $64,583.

Q: What zip codes are near 12043?

The closest zip codes to 12043 are 12149, 12187, 12031, 13459, 12092.

Residential delivery areaSchoharie CountyEastern Time

Population

8,287

Median household income

$65K

U.S. $81K

Median home value

$186K

U.S. $333K

Median rent

$875/mo

U.S. $1,413

Median age

37.1

U.S. 38.9

Land area

64 sq mi

130 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12043

12043 is a small-town zip code in Cobleskill, New York (Schoharie County), covering 64 sq mi of land. About 8,287 people live here, or 130 per square mile. The median resident is 37.1 years old, compared with 38.9 nationally.

The median household earns $64,583 a year, 20% below the national median of $80,734. 14% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $186,000, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 58% of occupied homes are lived in by their owners, and renters pay a median of $875 a month.

29% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.7 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in office and administrative support; sales; and management.

How 12043 compares

Sorted from highest to lowest national percentile

Tech workers7.2%
91st
U.S. 3.8% · NY 3.5%84th of 1,685 in NY
Government workers20.1%
85th
U.S. 14.5% · NY 16.4%674th of 1,685 in NY
Self-employed workers13.2%
84th
U.S. 10% · NY 9.7%466th of 1,685 in NY
Residents 65 and older21.8%
82nd
U.S. 17.2% · NY 17.9%669th of 1,693 in NY
Average commute30.7 min
77th
U.S. 26.4 min · NY 32.6 min591st of 1,618 in NY
Housing vacancy9.5%
69th
U.S. 10.1% · NY 10%887th of 1,675 in NY
Income inequality (Gini)0.456
67th
U.S. 0.483 · NY 0.517528th of 1,669 in NY
Poverty rate14%
65th
U.S. 12.5% · NY 14%508th of 1,679 in NY
Veterans6.6%
61st
U.S. 6.2% · NY 3.7%649th of 1,693 in NY
Unemployment rate5.3%
57th
U.S. 5.2% · NY 6.4%697th of 1,685 in NY
Uninsured rate6.9%
51st
U.S. 8.4% · NY 5.1%304th of 1,689 in NY
Bachelor's degree or higher29.1%
44th
U.S. 35.7% · NY 40.2%951st of 1,691 in NY
Work from home10.9%
40th
U.S. 15.1% · NY 14.9%894th of 1,685 in NY
Per capita income$35,308
35th
U.S. $44,673 · NY $50,7121,197th of 1,690 in NY
Median age37.1
35th
U.S. 38.9 · NY 39.81,404th of 1,693 in NY
Rent-burdened renters45.4%
30th
U.S. 51.1% · NY 52.1%930th of 1,579 in NY
Median earnings per worker$42,164
30th
U.S. $49,666 · NY $55,3211,340th of 1,676 in NY
Homeownership rate58.4%
29th
U.S. 65.2% · NY 54.3%1,381st of 1,673 in NY
Median household income$64,583
28th
U.S. $80,734 · NY $85,9741,239th of 1,602 in NY
Healthcare workers8%
28th
U.S. 9.7% · NY 11.8%1,176th of 1,685 in NY
Foreign-born residents3.3%
20th
U.S. 14.1% · NY 22.8%1,011th of 1,693 in NY
Diversity index26.4
19th
U.S. 61.4 · NY 65.5837th of 1,693 in NY
Median home value$186,000
18th
U.S. $332,700 · NY $423,8001,081st of 1,614 in NY
Population density130/sq mi
16th
U.S. 95/sq mi · NY 421/sq mi952nd of 1,693 in NY
Population8,287
13th
U.S. 334,922,499 · NY 19,852,366582nd of 1,693 in NY
Median gross rent$875
12th
U.S. $1,413 · NY $1,6211,076th of 1,367 in NY
Broadband access85.1%
12th
WeaknessU.S. 91% · NY 90.8%1,372nd of 1,673 in NY
Residents under 1816.2%
11th
U.S. 22% · NY 20.5%1,230th of 1,693 in NY

Measure	12043	Schoharie	NY	U.S.	National percentile	Rank in NY
Tech workers	7.2%	3.1%	3.5%	3.8%	91st	84th of 1,685
Government workers	20.1%	24.7%	16.4%	14.5%	85th	674th of 1,685
Self-employed workers	13.2%	12%	9.7%	10%	84th	466th of 1,685
Residents 65 and older	21.8%	23.9%	17.9%	17.2%	82nd	669th of 1,693
Average commute	30.7 min	30.6 min	32.6 min	26.4 min	77th	591st of 1,618
Housing vacancy	9.5%	22.3%	10%	10.1%	69th	887th of 1,675
Income inequality (Gini)	0.456	0.444	0.517	0.483	67th	528th of 1,669
Poverty rate	14%	11.7%	14%	12.5%	65th	508th of 1,679
Veterans	6.6%	7.4%	3.7%	6.2%	61st	649th of 1,693
Unemployment rate	5.3%	5%	6.4%	5.2%	57th	697th of 1,685
Uninsured rate	6.9%	4.6%	5.1%	8.4%	51st	304th of 1,689
Bachelor's degree or higher	29.1%	26.2%	40.2%	35.7%	44th	951st of 1,691
Work from home	10.9%	11.1%	14.9%	15.1%	40th	894th of 1,685
Per capita income	$35,308	$38,809	$50,712	$44,673	35th	1,197th of 1,690
Median age	37.1	45.8	39.8	38.9	35th	1,404th of 1,693
Rent-burdened renters	45.4%	47.2%	52.1%	51.1%	30th	930th of 1,579
Median earnings per worker	$42,164	$46,736	$55,321	$49,666	30th	1,340th of 1,676
Homeownership rate	58.4%	76.4%	54.3%	65.2%	29th	1,381st of 1,673
Median household income	$64,583	$70,133	$85,974	$80,734	28th	1,239th of 1,602
Healthcare workers	8%	8%	11.8%	9.7%	28th	1,176th of 1,685
Foreign-born residents	3.3%	3.1%	22.8%	14.1%	20th	1,011th of 1,693
Diversity index	26.4	20.9	65.5	61.4	19th	837th of 1,693
Median home value	$186,000	$192,500	$423,800	$332,700	18th	1,081st of 1,614
Population density	130/sq mi	48/sq mi	421/sq mi	95/sq mi	16th	952nd of 1,693
Population	8,287	30,049	19,852,366	334,922,499	13th	582nd of 1,693
Median gross rent	$875	$909	$1,621	$1,413	12th	1,076th of 1,367
Broadband accessWeakness	85.1%	87.8%	90.8%	91%	12th	1,372nd of 1,673
Residents under 18	16.2%	17.2%	20.5%	22%	11th	1,230th of 1,693

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

20%

18–24

11%

25–34

10%

35–44

45–54

12%

55–64

12%

65–74

10%

75+

Median age

37.1

Under 18

16.2%

65 and over

21.8%

Race and ethnicity

White86%
Black2%
Hispanic4%
Asian2%
Native American0.1%
Pacific Islander0%
Other3%
Multiracial4%

Diversity index

26.4

U.S. 61.4

Foreign-born

3.3%

U.S. 14.1%

Born in state

81.9%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 3,230
Average household size: 2.2
Family households: 55.3%
Married couples: 44.3%
Living alone: 36.7%
Veterans (of adults): 6.6%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

19%

$25–50k

25%

$50–75k

10%

$75–100k

13%

$100–150k

16%

$150–200k

$200k+

Median household income

12043

$64,583

Schoharie Co.

$70,133

New York

$85,974

United States

$80,734

Per capita income

$35,308

U.S. $44,673

Poverty rate

14%

U.S. 12.5%

Households earning $150K+

17.5%

U.S. 23%

Income inequality (Gini)

0.456

U.S. 0.483

Housing

Median home value

12043

$186,000

Schoharie Co.

$192,500

New York

$423,800

United States

$332,700

Median gross rent

12043

$875

Schoharie Co.

$909

New York

$1,621

United States

$1,413

Types of housing

Single-family

58%

2–4 units

19%

5–19 units

12%

20+ units

Mobile home

Boat, RV, van

0.0%

Housing units: 3,570
Owner-occupied: 58.4%
Vacant: 9.5%
Median year built: 1973
Median rooms: 5.6
Renters paying 30%+ of income: 45.4%
Renters paying 50%+ of income: 24.2%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

68%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

11%

Other

0.8%

Commute time (one way)

<10 min

24%

10–19

30%

20–29

30–44

13%

45–59

11%

60+

16%

Average commute

30.7 min

U.S. 26.4 min

Unemployment

5.3%

U.S. 5.2%

In labor force

52.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

15%

Sales

12%

Management

10%

Construction and repair

Healthcare

Computer and math

Transportation and moving

Education

Cleaning and personal care

Legal and social services

Production

Engineering and science

Business and finance

Food service

Arts, media and sports

Farming, fishing and forestry

Police and fire

0.9%

Industries

Health care and social assistance

16%

Education

14%

Retail

13%

Professional and technical services

Public administration

Construction

Manufacturing

Restaurants and hotels

Agriculture and mining

Finance, insurance and real estate

Transportation, warehousing and utilities

Other services

Wholesale

Information

Arts and recreation

Admin, support and management

0.5%

Median earnings per worker

$42,164

U.S. $49,666

Self-employed

13.2%

U.S. 10%

Government workers

20.1%

U.S. 14.5%

Nonprofit workers

17.3%

U.S. 8.8%

Median earnings by type of work

Type of work	12043	U.S.
Management, business, science and arts	$68,076	$74,888
Service	$15,134	$26,804
Sales and office	$34,420	$40,476
Construction and maintenance	$46,250	$49,199
Production and transportation	$33,125	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

30%

Some college

18%

Associate's

16%

Bachelor's

17%

Graduate

13%

High school graduate or higher: 93%
Bachelor's degree or higher: 29.1%
Graduate or professional degree: 12.5%
Households with broadband: 85.1%
Cable, fiber or DSL: 65.9%
No internet access: 8.2%
Without health insurance: 6.9%
Limited-English households: 1.6%

Geography

City (USPS): Cobleskill
State: New York
County: Schoharie County
Center point: 42.6940° N, 74.5305° W
Land area: 64 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

12043 spans 2 counties

Schoharie County97% of land
Otsego County3% of land

Cities and towns within this zip

Cobleskill6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12043

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12149	Richmondville, NY	5.6 mi	2,038	$50,608	$169,500
12187	Warnerville, NY	5.7 mi	752	$78,149	$187,500
12031	Carlisle, NY	5.9 mi	120	$87,143	$270,200
13459	Sharon Springs, NY	6.3 mi	1,888	$65,893	$172,600
12092	Howes Cave, NY	7.7 mi	1,208	$58,615	$217,600
12035	Central Bridge, NY	8.5 mi	566	$98,375	$211,400
12175	Summit, NY	9.4 mi	612	$90,250	$152,100
12160	Sloansville, NY	9.7 mi	716	$69,750	$167,600
12064	East Worcester, NY	9.9 mi	342	$63,500	$111,700
12071	Fultonham, NY	10 mi	283	$99,375	$183,200
12166	Sprakers, NY	11 mi	1,635	$94,821	$219,400
13317	Canajoharie, NY	11 mi	3,888	$72,500	$139,400

Zip codes like 12043 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12043

What city is zip code 12043?

12043 is assigned to Cobleskill, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12043 in?

12043 is mostly in Schoharie County, but it extends into 1 other county.

What is the population of 12043?

About 8,287 people live in 12043, according to the Census Bureau's American Community Survey.

What time zone is 12043 in?

12043 is in Eastern Time.

What is the median household income in 12043?

The median household income in 12043 is $64,583.

What zip codes are near 12043?

The closest zip codes to 12043 are 12149, 12187, 12031, 13459, 12092.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12043, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.