12032

Zip code 12032: Caroga Lake, New York

Q: What city is zip code 12032?

12032 is assigned to Caroga Lake, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12032 in?

12032 is mostly in Hamilton County, but it extends into 1 other county.

Q: What is the population of 12032?

About 662 people live in 12032, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12032?

The median household income in 12032 is $65,789.

Q: What zip codes are near 12032?

The closest zip codes to 12032 are 13470, 13454, 13353, 13329, 12108.

Residential delivery areaHamilton CountyEastern Time

Population

662

Median household income

$66K

U.S. $81K

Median home value

$182K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

55.2

U.S. 38.9

Land area

94 sq mi

7 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12032

12032 is a rural zip code in Caroga Lake, New York (Hamilton County), covering 94 sq mi of land. About 662 people live here, or 7 per square mile. The median resident is 55.2 years old, compared with 38.9 nationally.

The median household earns $65,789 a year, 19% below the national median of $80,734. 6.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $182,300, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 94% of occupied homes are lived in by their owners.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 36.9 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and construction and repair.

How 12032 compares

Sorted from highest to lowest national percentile

Housing vacancy73.8%
99th
U.S. 10.1% · NY 10%26th of 1,675 in NY
Median age55.2
98th
U.S. 38.9 · NY 39.8164th of 1,693 in NY
Homeownership rate93.5%
98th
StrengthU.S. 65.2% · NY 54.3%175th of 1,673 in NY
Residents 65 and older33.4%
98th
U.S. 17.2% · NY 17.9%141st of 1,693 in NY
Average commute36.9 min
94th
WeaknessU.S. 26.4 min · NY 32.6 min291st of 1,618 in NY
Government workers21.8%
89th
U.S. 14.5% · NY 16.4%520th of 1,685 in NY
Healthcare workers12.1%
82nd
U.S. 9.7% · NY 11.8%546th of 1,685 in NY
Median earnings per worker$52,083
61st
U.S. $49,666 · NY $55,321785th of 1,676 in NY
Per capita income$43,961
60th
U.S. $44,673 · NY $50,712770th of 1,690 in NY
Median household income$65,789
29th
U.S. $80,734 · NY $85,9741,208th of 1,602 in NY
Veterans4.1%
27th
U.S. 6.2% · NY 3.7%1,085th of 1,693 in NY
Income inequality (Gini)0.405
24th
U.S. 0.483 · NY 0.5171,027th of 1,669 in NY
Bachelor's degree or higher20.7%
22nd
U.S. 35.7% · NY 40.2%1,290th of 1,691 in NY
Poverty rate6.1%
19th
StrengthU.S. 12.5% · NY 14%1,194th of 1,679 in NY
Median home value$182,300
17th
U.S. $332,700 · NY $423,8001,102nd of 1,614 in NY
Unemployment rate2.1%
6th
StrengthU.S. 5.2% · NY 6.4%1,318th of 1,685 in NY
Broadband access81%
6th
WeaknessU.S. 91% · NY 90.8%1,520th of 1,673 in NY
Work from home4%
5th
U.S. 15.1% · NY 14.9%1,503rd of 1,685 in NY
Uninsured rate1.7%
4th
StrengthU.S. 8.4% · NY 5.1%1,305th of 1,689 in NY
Foreign-born residents0.5%
3rd
U.S. 14.1% · NY 22.8%1,501st of 1,693 in NY
Rent-burdened renters21.1%
2nd
StrengthU.S. 51.1% · NY 52.1%1,389th of 1,579 in NY
Residents under 188.9%
2nd
U.S. 22% · NY 20.5%1,531st of 1,693 in NY
Self-employed workers3.9%
2nd
U.S. 10% · NY 9.7%1,529th of 1,685 in NY
Population662
1st
U.S. 334,922,499 · NY 19,852,3661,406th of 1,693 in NY
Population density7/sq mi
1st
U.S. 95/sq mi · NY 421/sq mi1,659th of 1,693 in NY
Diversity index3.6
1st
U.S. 61.4 · NY 65.51,593rd of 1,693 in NY
Tech workers0%
1st
U.S. 3.8% · NY 3.5%1,442nd of 1,685 in NY

Measure	12032	Hamilton	NY	U.S.	National percentile	Rank in NY
Housing vacancy	73.8%	69.4%	10%	10.1%	99th	26th of 1,675
Median age	55.2	58.1	39.8	38.9	98th	164th of 1,693
Homeownership rateStrength	93.5%	82.4%	54.3%	65.2%	98th	175th of 1,673
Residents 65 and older	33.4%	33.8%	17.9%	17.2%	98th	141st of 1,693
Average commuteWeakness	36.9 min	22.6 min	32.6 min	26.4 min	94th	291st of 1,618
Government workers	21.8%	35.4%	16.4%	14.5%	89th	520th of 1,685
Healthcare workers	12.1%	6.1%	11.8%	9.7%	82nd	546th of 1,685
Median earnings per worker	$52,083	$48,068	$55,321	$49,666	61st	785th of 1,676
Per capita income	$43,961	$43,752	$50,712	$44,673	60th	770th of 1,690
Median household income	$65,789	$68,835	$85,974	$80,734	29th	1,208th of 1,602
Veterans	4.1%	8.6%	3.7%	6.2%	27th	1,085th of 1,693
Income inequality (Gini)	0.405	0.430	0.517	0.483	24th	1,027th of 1,669
Bachelor's degree or higher	20.7%	33.2%	40.2%	35.7%	22nd	1,290th of 1,691
Poverty rateStrength	6.1%	10.6%	14%	12.5%	19th	1,194th of 1,679
Median home value	$182,300	$260,200	$423,800	$332,700	17th	1,102nd of 1,614
Unemployment rateStrength	2.1%	4.4%	6.4%	5.2%	6th	1,318th of 1,685
Broadband accessWeakness	81%	90.2%	90.8%	91%	6th	1,520th of 1,673
Work from home	4%	13.8%	14.9%	15.1%	5th	1,503rd of 1,685
Uninsured rateStrength	1.7%	3.5%	5.1%	8.4%	4th	1,305th of 1,689
Foreign-born residents	0.5%	1.2%	22.8%	14.1%	3rd	1,501st of 1,693
Rent-burdened rentersStrength	21.1%	55.3%	52.1%	51.1%	2nd	1,389th of 1,579
Residents under 18	8.9%	12.1%	20.5%	22%	2nd	1,531st of 1,693
Self-employed workers	3.9%	18.7%	9.7%	10%	2nd	1,529th of 1,685
Population	662	5,089	19,852,366	334,922,499	1st	1,406th of 1,693
Population density	7/sq mi	3/sq mi	421/sq mi	95/sq mi	1st	1,659th of 1,693
Diversity index	3.6	16.1	65.5	61.4	1st	1,593rd of 1,693
Tech workers	0%	1.3%	3.5%	3.8%	1st	1,442nd of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

10%

25–34

14%

35–44

13%

45–54

17%

55–64

18%

65–74

16%

75+

Median age

55.2

Under 18

8.9%

65 and over

33.4%

Race and ethnicity

White98%
Black0.2%
Hispanic0.6%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

3.6

U.S. 61.4

Foreign-born

0.5%

U.S. 14.1%

Born in state

86%

Language spoken at home (households)

English only

99%

Spanish

Other Indo-European

0.9%

Asian / Pacific

Other

Households

Households: 352
Average household size: 1.9
Family households: 61.9%
Married couples: 44%
Living alone: 37.5%
Veterans (of adults): 4.1%
Male / female: 42% / 58%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

20%

$50–75k

19%

$75–100k

$100–150k

25%

$150–200k

$200k+

Median household income

12032

$65,789

Hamilton Co.

$68,835

New York

$85,974

United States

$80,734

Per capita income

$43,961

U.S. $44,673

Poverty rate

6.1%

U.S. 12.5%

Households earning $150K+

11.6%

U.S. 23%

Income inequality (Gini)

0.405

U.S. 0.483

Housing

Median home value

12032

$182,300

Hamilton Co.

$260,200

New York

$423,800

United States

$332,700

Median gross rent

12032

—

Hamilton Co.

$912

New York

$1,621

United States

$1,413

Types of housing

Single-family

96%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,343
Owner-occupied: 93.5%
Vacant: 73.8%
Median year built: 1948
Median rooms: 4.9
Renters paying 30%+ of income: 21.1%
Renters paying 50%+ of income: 0%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

92%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

0.3%

Commute time (one way)

<10 min

10–19

29%

20–29

27%

30–44

16%

45–59

60+

18%

Average commute

36.9 min

U.S. 26.4 min

Unemployment

2.1%

U.S. 5.2%

In labor force

55.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

19%

Management

14%

Construction and repair

14%

Healthcare

12%

Transportation and moving

11%

Education

10%

Legal and social services

Food service

Production

Police and fire

Cleaning and personal care

Sales

Business and finance

0.3%

Computer and math

Engineering and science

Arts, media and sports

Farming, fishing and forestry

Industries

Health care and social assistance

24%

Construction

20%

Public administration

12%

Education

11%

Transportation, warehousing and utilities

Other services

Restaurants and hotels

Manufacturing

Admin, support and management

Retail

Finance, insurance and real estate

Arts and recreation

Professional and technical services

Wholesale

Information

Agriculture and mining

Median earnings per worker

$52,083

U.S. $49,666

Self-employed

3.9%

U.S. 10%

Government workers

21.8%

U.S. 14.5%

Nonprofit workers

13.9%

U.S. 8.8%

Median earnings by type of work

Type of work	12032	U.S.
Management, business, science and arts	$58,750	$74,888
Service	$10,139	$26,804
Sales and office	$43,200	$40,476
Construction and maintenance	$74,167	$49,199
Production and transportation	$60,568	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

41%

Some college

10%

Associate's

16%

Bachelor's

10%

Graduate

10%

High school graduate or higher: 88.8%
Bachelor's degree or higher: 20.7%
Graduate or professional degree: 10.5%
Households with broadband: 81%
Cable, fiber or DSL: 73.9%
No internet access: 11.9%
Without health insurance: 1.7%
Limited-English households: 0%

Geography

City (USPS): Caroga Lake
State: New York
County: Hamilton County
Center point: 43.2880° N, 74.5914° W
Land area: 94 sq mi
Water area: 4.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

12032 spans 2 counties

Hamilton County58% of land
Fulton County42% of land

Cities and towns within this zip

Caroga Lake (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12032

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
13470	Stratford, NY	6.6 mi	877	$75,313	$159,900
13454	Salisbury Center, NY	12 mi	735	$122,669	—
13353	Hoffmeister, NY	12 mi	63	$82,000	$129,200
13329	Dolgeville, NY	14 mi	3,256	$60,104	$121,700
12108	Lake Pleasant, NY	15 mi	350	$55,625	$339,100
12139	Piseco, NY	15 mi	227	$71,563	$260,300
13324	Cold Brook, NY	17 mi	1,729	$86,176	$179,300
12078	Gloversville, NY	17 mi	22,589	$58,367	$136,100
13452	Saint Johnsville, NY	17 mi	4,792	$60,327	$106,200
13365	Little Falls, NY	18 mi	8,578	$66,307	$130,500
12134	Northville, NY	18 mi	3,846	$77,928	$222,600
12117	Mayfield, NY	19 mi	2,871	$66,000	$208,500

Questions about 12032

What city is zip code 12032?

12032 is assigned to Caroga Lake, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12032 in?

12032 is mostly in Hamilton County, but it extends into 1 other county.

What is the population of 12032?

About 662 people live in 12032, according to the Census Bureau's American Community Survey.

What time zone is 12032 in?

12032 is in Eastern Time.

What is the median household income in 12032?

The median household income in 12032 is $65,789.

What zip codes are near 12032?

The closest zip codes to 12032 are 13470, 13454, 13353, 13329, 12108.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12032, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.