Zip code 10963: Otisville, New York

Q: What city is zip code 10963?

10963 is assigned to Otisville, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 10963 in?

10963 is mostly in Orange County, but it extends into 1 other county.

Q: What is the population of 10963?

About 3,842 people live in 10963, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 10963?

The median household income in 10963 is $82,989.

Q: What zip codes are near 10963?

The closest zip codes to 10963 are 10940, 12729, 10932, 12746, 12785.

Residential delivery areaOrange CountyEastern Time

Population

3,842

Median household income

$83K

U.S. $81K

Median home value

$347K

U.S. $333K

Median rent

$999/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

13 sq mi

291 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 10963

10963 is a small-town zip code in Otisville, New York (Orange County), covering 13 sq mi of land. About 3,842 people live here, or 291 per square mile. The median resident is 44 years old, compared with 38.9 nationally.

The median household earns $82,989 a year, close to the national median of $80,734. 6.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $346,800, or 4.2 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 70% of occupied homes are lived in by their owners, and renters pay a median of $999 a month.

17% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 47.1 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in transportation and moving goods; management; and construction and repair. 20% of households speak a language other than English at home, most often Spanish.

How 10963 compares

Sorted from highest to lowest national percentile

Average commute47.1 min
99th
WeaknessU.S. 26.4 min · NY 32.6 min34th of 1,618 in NY
Diversity index68.4
90th
U.S. 61.4 · NY 65.591st of 1,693 in NY
Government workers19.8%
84th
U.S. 14.5% · NY 16.4%692nd of 1,685 in NY
Median age44
82nd
U.S. 38.9 · NY 39.8776th of 1,693 in NY
Uninsured rate11.2%
77th
U.S. 8.4% · NY 5.1%102nd of 1,689 in NY
Foreign-born residents16.3%
67th
U.S. 14.1% · NY 22.8%360th of 1,693 in NY
Broadband access94%
66th
U.S. 91% · NY 90.8%511th of 1,673 in NY
Median earnings per worker$54,040
65th
U.S. $49,666 · NY $55,321697th of 1,676 in NY
Veterans6.8%
63rd
U.S. 6.2% · NY 3.7%619th of 1,693 in NY
Income inequality (Gini)0.445
59th
U.S. 0.483 · NY 0.517620th of 1,669 in NY
Work from home14.2%
57th
U.S. 15.1% · NY 14.9%596th of 1,685 in NY
Residents 65 and older17.3%
55th
U.S. 17.2% · NY 17.9%1,120th of 1,693 in NY
Median household income$82,989
54th
U.S. $80,734 · NY $85,974787th of 1,602 in NY
Homeownership rate70.4%
54th
U.S. 65.2% · NY 54.3%1,170th of 1,673 in NY
Median home value$346,800
53rd
U.S. $332,700 · NY $423,800597th of 1,614 in NY
Tech workers2.7%
47th
U.S. 3.8% · NY 3.5%633rd of 1,685 in NY
Housing vacancy5.3%
36th
U.S. 10.1% · NY 10%1,247th of 1,675 in NY
Healthcare workers8.3%
32nd
U.S. 9.7% · NY 11.8%1,124th of 1,685 in NY
Population density291/sq mi
25th
U.S. 95/sq mi · NY 421/sq mi768th of 1,693 in NY
Per capita income$31,807
24th
U.S. $44,673 · NY $50,7121,392nd of 1,690 in NY
Median gross rent$999
21st
U.S. $1,413 · NY $1,621885th of 1,367 in NY
Poverty rate6.4%
21st
U.S. 12.5% · NY 14%1,169th of 1,679 in NY
Rent-burdened renters42%
20th
StrengthU.S. 51.1% · NY 52.1%1,039th of 1,579 in NY
Bachelor's degree or higher16.5%
13th
WeaknessU.S. 35.7% · NY 40.2%1,456th of 1,691 in NY
Population3,842
6th
U.S. 334,922,499 · NY 19,852,366818th of 1,693 in NY
Residents under 1813.8%
6th
U.S. 22% · NY 20.5%1,381st of 1,693 in NY
Unemployment rate1.3%
2nd
StrengthU.S. 5.2% · NY 6.4%1,411th of 1,685 in NY
Self-employed workers3.1%
1st
U.S. 10% · NY 9.7%1,559th of 1,685 in NY

Measure	10963	Orange	NY	U.S.	National percentile	Rank in NY
Average commuteWeakness	47.1 min	34.1 min	32.6 min	26.4 min	99th	34th of 1,618
Diversity index	68.4	59.4	65.5	61.4	90th	91st of 1,693
Government workers	19.8%	18.7%	16.4%	14.5%	84th	692nd of 1,685
Median age	44	37	39.8	38.9	82nd	776th of 1,693
Uninsured rate	11.2%	4.7%	5.1%	8.4%	77th	102nd of 1,689
Foreign-born residents	16.3%	13.7%	22.8%	14.1%	67th	360th of 1,693
Broadband access	94%	89.3%	90.8%	91%	66th	511th of 1,673
Median earnings per worker	$54,040	$53,618	$55,321	$49,666	65th	697th of 1,676
Veterans	6.8%	5.2%	3.7%	6.2%	63rd	619th of 1,693
Income inequality (Gini)	0.445	0.449	0.517	0.483	59th	620th of 1,669
Work from home	14.2%	12.8%	14.9%	15.1%	57th	596th of 1,685
Residents 65 and older	17.3%	14.6%	17.9%	17.2%	55th	1,120th of 1,693
Median household income	$82,989	$97,178	$85,974	$80,734	54th	787th of 1,602
Homeownership rate	70.4%	67.8%	54.3%	65.2%	54th	1,170th of 1,673
Median home value	$346,800	$387,900	$423,800	$332,700	53rd	597th of 1,614
Tech workers	2.7%	3.1%	3.5%	3.8%	47th	633rd of 1,685
Housing vacancy	5.3%	7.4%	10%	10.1%	36th	1,247th of 1,675
Healthcare workers	8.3%	10.1%	11.8%	9.7%	32nd	1,124th of 1,685
Population density	291/sq mi	501/sq mi	421/sq mi	95/sq mi	25th	768th of 1,693
Per capita income	$31,807	$43,052	$50,712	$44,673	24th	1,392nd of 1,690
Median gross rent	$999	$1,680	$1,621	$1,413	21st	885th of 1,367
Poverty rate	6.4%	12.6%	14%	12.5%	21st	1,169th of 1,679
Rent-burdened rentersStrength	42%	57.2%	52.1%	51.1%	20th	1,039th of 1,579
Bachelor's degree or higherWeakness	16.5%	32.5%	40.2%	35.7%	13th	1,456th of 1,691
Population	3,842	406,616	19,852,366	334,922,499	6th	818th of 1,693
Residents under 18	13.8%	25.6%	20.5%	22%	6th	1,381st of 1,693
Unemployment rateStrength	1.3%	5.5%	6.4%	5.2%	2nd	1,411th of 1,685
Self-employed workers	3.1%	8.6%	9.7%	10%	1st	1,559th of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

15%

25–34

20%

35–44

17%

45–54

14%

55–64

11%

65–74

75+

Median age

Under 18

13.8%

65 and over

17.3%

Race and ethnicity

White47%
Black19%
Hispanic23%
Asian6%
Native American0.1%
Pacific Islander0%
Other0.5%
Multiracial5%

Diversity index

68.4

U.S. 61.4

Foreign-born

16.3%

U.S. 14.1%

Born in state

65.5%

Language spoken at home (households)

English only

80%

Spanish

16%

Other Indo-European

0.9%

Asian / Pacific

Other

Households

Households: 1,075
Average household size: 2.4
Family households: 65.1%
Married couples: 32.8%
Living alone: 26.7%
Veterans (of adults): 6.8%
Male / female: 66% / 34%

Income and poverty

Household income distribution

<$25k

$25–50k

25%

$50–75k

12%

$75–100k

12%

$100–150k

20%

$150–200k

12%

$200k+

11%

Median household income

10963

$82,989

Orange Co.

$97,178

New York

$85,974

United States

$80,734

Per capita income

$31,807

U.S. $44,673

Poverty rate

6.4%

U.S. 12.5%

Households earning $150K+

22.8%

U.S. 23%

Income inequality (Gini)

0.445

U.S. 0.483

Housing

Median home value

10963

$346,800

Orange Co.

$387,900

New York

$423,800

United States

$332,700

Median gross rent

10963

$999

Orange Co.

$1,680

New York

$1,621

United States

$1,413

Types of housing

Single-family

79%

2–4 units

5–19 units

20+ units

10%

Mobile home

Boat, RV, van

Housing units: 1,135
Owner-occupied: 70.4%
Vacant: 5.3%
Median year built: 1972
Median rooms: 5.7
Renters paying 30%+ of income: 42%
Renters paying 50%+ of income: 16.1%
Home value to income: 4.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

Transit

0.2%

Walked

0.2%

Bicycle

Worked from home

14%

Other

0.3%

Commute time (one way)

<10 min

10–19

23%

20–29

15%

30–44

45–59

18%

60+

31%

Average commute

47.1 min

U.S. 26.4 min

Unemployment

1.3%

U.S. 5.2%

In labor force

36.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

14%

Management

10%

Construction and repair

Healthcare

Office and admin

Production

Legal and social services

Sales

Education

Business and finance

Police and fire

Food service

Cleaning and personal care

Computer and math

Engineering and science

Arts, media and sports

Farming, fishing and forestry

0.2%

Industries

Health care and social assistance

16%

Construction

14%

Retail

13%

Education

11%

Professional and technical services

Transportation, warehousing and utilities

Other services

Restaurants and hotels

Public administration

Finance, insurance and real estate

Manufacturing

Admin, support and management

Arts and recreation

Information

Wholesale

0.6%

Agriculture and mining

0.2%

Median earnings per worker

$54,040

U.S. $49,666

Self-employed

3.1%

U.S. 10%

Government workers

19.8%

U.S. 14.5%

Nonprofit workers

12.3%

U.S. 8.8%

Median earnings by type of work

Type of work	10963	U.S.
Management, business, science and arts	$81,736	$74,888
Service	$37,663	$26,804
Sales and office	$52,893	$40,476
Construction and maintenance	$48,790	$49,199
Production and transportation	$45,625	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

28%

High school

29%

Some college

15%

Associate's

11%

Bachelor's

Graduate

High school graduate or higher: 72.4%
Bachelor's degree or higher: 16.5%
Graduate or professional degree: 8.8%
Households with broadband: 94%
Cable, fiber or DSL: 82%
No internet access: 4.2%
Without health insurance: 11.2%
Limited-English households: 1.3%

Geography

City (USPS): Otisville
State: New York
County: Orange County
Center point: 41.4666° N, 74.5407° W
Land area: 13 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

10963 spans 2 counties

Orange County95% of land
Sullivan County5% of land

Cities and towns within this zip

Otisville6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 10963

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
10940	Middletown, NY	3.5 mi	53,611	$87,080	$336,500
12729	Cuddebackville, NY	4.1 mi	1,203	$66,982	$330,100
10932	Howells, NY	4.1 mi	13	—	—
12746	Huguenot, NY	6.1 mi	778	$69,906	$274,100
12785	Westbrookville, NY	6.2 mi	917	$140,397	$239,900
10973	Slate Hill, NY	6.7 mi	2,358	$117,167	$410,600
12790	Wurtsboro, NY	6.7 mi	4,537	$79,193	$208,800
10933	Johnson, NY	7 mi	117	—	—
12771	Port Jervis, NY	7.9 mi	14,049	$68,136	$261,100
10958	New Hampton, NY	8.5 mi	3,054	$147,898	$417,400
10919	Circleville, NY	8.9 mi	1,551	$108,859	$437,600
12721	Bloomingburg, NY	9.1 mi	7,359	$103,214	$290,500

Zip codes like 10963 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 10963

What city is zip code 10963?

10963 is assigned to Otisville, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 10963 in?

10963 is mostly in Orange County, but it extends into 1 other county.

What is the population of 10963?

About 3,842 people live in 10963, according to the Census Bureau's American Community Survey.

What time zone is 10963 in?

10963 is in Eastern Time.

What is the median household income in 10963?

The median household income in 10963 is $82,989.

What zip codes are near 10963?

The closest zip codes to 10963 are 10940, 12729, 10932, 12746, 12785.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 10963, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.