10524
Zip code 10524: Garrison, New York
Population
4,578
Median household income
$146K
U.S. $81K
Median home value
$561K
U.S. $333K
Median rent
$2,457/mo
U.S. $1,413
Median age
49.8
U.S. 38.9
Land area
21 sq mi
220 people/sq mi
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 10524
10524 is a small-town zip code in Garrison, New York (Putnam County), covering 21 sq mi of land. About 4,578 people live here, or 220 per square mile. The median resident is 49.8 years old, compared with 38.9 nationally.
The median household earns $146,250 a year, 81% above the national median of $80,734. 7.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $560,600, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 86% of occupied homes are lived in by their owners, and renters pay a median of $2,457 a month.
60% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 37.5 minutes each way, and 24% of workers work from home. The most common jobs among working residents are in management, healthcare and education.
How 10524 compares
Sorted from highest to lowest national percentile
- Median gross rent$2,45795thU.S. $1,413 · NY $1,621120th of 1,367 in NY
- Median age49.895thU.S. 38.9 · NY 39.8373rd of 1,693 in NY
- Average commute37.5 min95thWeaknessU.S. 26.4 min · NY 32.6 min270th of 1,618 in NY
- Median household income$146,25094thStrengthU.S. $80,734 · NY $85,974156th of 1,602 in NY
- 91stU.S. 17.2% · NY 17.9%412th of 1,693 in NY
- Homeownership rate85.9%90thStrengthU.S. 65.2% · NY 54.3%520th of 1,673 in NY
- Per capita income$64,78289thStrengthU.S. $44,673 · NY $50,712259th of 1,690 in NY
- 89thStrengthU.S. 35.7% · NY 40.2%197th of 1,691 in NY
- Median earnings per worker$72,23189thStrengthU.S. $49,666 · NY $55,321264th of 1,676 in NY
- 89thU.S. 10% · NY 9.7%371st of 1,685 in NY
- Work from home23.6%86thU.S. 15.1% · NY 14.9%198th of 1,685 in NY
- Median home value$560,60079thU.S. $332,700 · NY $423,800356th of 1,614 in NY
- Healthcare workers11.2%73rdU.S. 9.7% · NY 11.8%661st of 1,685 in NY
- Housing vacancy9.7%70thU.S. 10.1% · NY 10%875th of 1,675 in NY
- Government workers15.3%61stU.S. 14.5% · NY 16.4%1,131st of 1,685 in NY
- 58thU.S. 91% · NY 90.8%631st of 1,673 in NY
- 57thU.S. 5.2% · NY 6.4%693rd of 1,685 in NY
- 46thU.S. 14.1% · NY 22.8%613th of 1,693 in NY
- Veterans5.4%44thU.S. 6.2% · NY 3.7%850th of 1,693 in NY
- 38thU.S. 51.1% · NY 52.1%837th of 1,579 in NY
- 30thU.S. 61.4 · NY 65.5653rd of 1,693 in NY
- Poverty rate7.5%28thU.S. 12.5% · NY 14%1,060th of 1,679 in NY
- Residents under 1819.1%25thU.S. 22% · NY 20.5%922nd of 1,693 in NY
- Population density220/sq mi22ndU.S. 95/sq mi · NY 421/sq mi829th of 1,693 in NY
- Tech workers1.4%20thU.S. 3.8% · NY 3.5%1,014th of 1,685 in NY
- 11thStrengthU.S. 0.483 · NY 0.5171,243rd of 1,669 in NY
- Population4,5787thU.S. 334,922,499 · NY 19,852,366756th of 1,693 in NY
- Uninsured rate2.1%6thStrengthU.S. 8.4% · NY 5.1%1,215th of 1,689 in NY
| Measure | 10524 | Putnam | NY | U.S. | National percentile | Rank in NY |
|---|---|---|---|---|---|---|
| Median gross rent | $2,457 | $1,775 | $1,621 | $1,413 | 120th of 1,367 | |
| Median age | 49.8 | 44 | 39.8 | 38.9 | 373rd of 1,693 | |
| Average commuteWeakness | 37.5 min | 39.3 min | 32.6 min | 26.4 min | 270th of 1,618 | |
| Median household incomeStrength | $146,250 | $126,257 | $85,974 | $80,734 | 156th of 1,602 | |
| Residents 65 and older | 24.7% | 19.3% | 17.9% | 17.2% | 412th of 1,693 | |
| Homeownership rateStrength | 85.9% | 83.8% | 54.3% | 65.2% | 520th of 1,673 | |
| Per capita incomeStrength | $64,782 | $56,593 | $50,712 | $44,673 | 259th of 1,690 | |
| Bachelor's degree or higherStrength | 59.5% | 45.5% | 40.2% | 35.7% | 197th of 1,691 | |
| Median earnings per workerStrength | $72,231 | $66,680 | $55,321 | $49,666 | 264th of 1,676 | |
| Self-employed workers | 14.5% | 12.5% | 9.7% | 10% | 371st of 1,685 | |
| Work from home | 23.6% | 14.4% | 14.9% | 15.1% | 198th of 1,685 | |
| Median home value | $560,600 | $471,300 | $423,800 | $332,700 | 356th of 1,614 | |
| Healthcare workers | 11.2% | 8.9% | 11.8% | 9.7% | 661st of 1,685 | |
| Housing vacancy | 9.7% | 7.6% | 10% | 10.1% | 875th of 1,675 | |
| Government workers | 15.3% | 20.9% | 16.4% | 14.5% | 1,131st of 1,685 | |
| Broadband access | 93% | 94.8% | 90.8% | 91% | 631st of 1,673 | |
| Unemployment rate | 5.3% | 4.4% | 6.4% | 5.2% | 693rd of 1,685 | |
| Foreign-born residents | 8.8% | 13.9% | 22.8% | 14.1% | 613th of 1,693 | |
| Veterans | 5.4% | 4.3% | 3.7% | 6.2% | 850th of 1,693 | |
| Rent-burdened renters | 47.6% | 62.3% | 52.1% | 51.1% | 837th of 1,579 | |
| Diversity index | 35 | 45.5 | 65.5 | 61.4 | 653rd of 1,693 | |
| Poverty rate | 7.5% | 7.1% | 14% | 12.5% | 1,060th of 1,679 | |
| Residents under 18 | 19.1% | 19.4% | 20.5% | 22% | 922nd of 1,693 | |
| Population density | 220/sq mi | 426/sq mi | 421/sq mi | 95/sq mi | 829th of 1,693 | |
| Tech workers | 1.4% | 2.3% | 3.5% | 3.8% | 1,014th of 1,685 | |
| Income inequality (Gini)Strength | 0.384 | 0.425 | 0.517 | 0.483 | 1,243rd of 1,669 | |
| Population | 4,578 | 98,107 | 19,852,366 | 334,922,499 | 756th of 1,693 | |
| Uninsured rateStrength | 2.1% | 3.6% | 5.1% | 8.4% | 1,215th of 1,689 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
3%Under 5
16%5–17
7%18–24
8%25–34
10%35–44
16%45–54
16%55–64
15%65–74
10%75+
Median age
49.8
Under 18
19.1%
65 and over
24.7%
Race and ethnicity
- White80%
- Black1%
- Hispanic13%
- Asian2%
- Native American0%
- Pacific Islander0%
- Other1%
- Multiracial3%
Diversity index
35
U.S. 61.4
Foreign-born
8.8%
U.S. 14.1%
Born in state
68.7%
Language spoken at home (households)
English only
86%
Spanish
8%
Other Indo-European
6%
Asian / Pacific
0.2%
Other
0%
Households
- Households
- 1,679
- Average household size
- 2.5
- Family households
- 71.3%
- Married couples
- 62.5%
- Living alone
- 22.9%
- Veterans (of adults)
- 5.4%
- Male / female
- 50% / 50%
Income and poverty
Household income distribution
<$25k
3%
$25–50k
6%
$50–75k
11%
$75–100k
10%
$100–150k
20%
$150–200k
20%
$200k+
30%
Median household income
10524
$146,250
Putnam Co.
$126,257
New York
$85,974
United States
$80,734
Per capita income
$64,782
U.S. $44,673
Poverty rate
7.5%
U.S. 12.5%
Households earning $150K+
49.6%
U.S. 23%
Income inequality (Gini)
0.384
U.S. 0.483
Housing
Median home value
10524
$560,600
Putnam Co.
$471,300
New York
$423,800
United States
$332,700
Median gross rent
10524
$2,457
Putnam Co.
$1,775
New York
$1,621
United States
$1,413
Types of housing
Single-family
95%
2–4 units
4%
5–19 units
0.6%
20+ units
0.3%
Mobile home
0%
Boat, RV, van
0%
- Housing units
- 1,860
- Owner-occupied
- 85.9%
- Vacant
- 9.7%
- Median year built
- 1961
- Median rooms
- 6.5
- Renters paying 30%+ of income
- 47.6%
- Renters paying 50%+ of income
- 17%
- Home value to income
- 3.8× (U.S. 4.1×)
Work and commute
How people get to work
Drove alone
60%
Carpooled
4%
Transit
7%
Walked
3%
Bicycle
0%
Worked from home
24%
Other
2%
Commute time (one way)
<10 min
7%
10–19
23%
20–29
11%
30–44
20%
45–59
14%
60+
24%
Average commute
37.5 min
U.S. 26.4 min
Unemployment
5.3%
U.S. 5.2%
In labor force
59.6%
U.S. 63.5%
Jobs and careers
What employed residents do, wherever they work
Occupations
Management
21%
Healthcare
11%
Education
10%
Sales
9%
Office and admin
9%
Cleaning and personal care
8%
Legal and social services
5%
Construction and repair
5%
Engineering and science
4%
Arts, media and sports
4%
Food service
3%
Business and finance
3%
Police and fire
3%
Transportation and moving
2%
Computer and math
1%
Production
0.7%
Farming, fishing and forestry
0%
Industries
Health care and social assistance
18%
Professional and technical services
15%
Education
12%
Finance, insurance and real estate
8%
Construction
7%
Other services
7%
Retail
5%
Restaurants and hotels
5%
Arts and recreation
5%
Manufacturing
4%
Public administration
4%
Information
4%
Admin, support and management
2%
Transportation, warehousing and utilities
2%
Wholesale
1%
Agriculture and mining
0%
Median earnings per worker
$72,231
U.S. $49,666
Self-employed
14.5%
U.S. 10%
Government workers
15.3%
U.S. 14.5%
Nonprofit workers
13.1%
U.S. 8.8%
Median earnings by type of work
| Type of work | 10524 | U.S. |
|---|---|---|
| Management, business, science and arts | $96,204 | $74,888 |
| Service | $24,570 | $26,804 |
| Sales and office | $29,412 | $40,476 |
| Construction and maintenance | $61,528 | $49,199 |
| Production and transportation | $22,875 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
No diploma
3%
High school
19%
Some college
12%
Associate's
6%
Bachelor's
27%
Graduate
32%
- High school graduate or higher
- 97.4%
- Bachelor's degree or higher
- 59.5%
- Graduate or professional degree
- 32.2%
- Households with broadband
- 93%
- Cable, fiber or DSL
- 81.1%
- No internet access
- 6.6%
- Without health insurance
- 2.1%
- Limited-English households
- 0.5%
Geography
- City (USPS)
- Garrison
- State
- New York
- County
- Putnam County
- Center point
- 41.3753° N, 73.9262° W
- Land area
- 21 sq mi
- Water area
- 0.3 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
Zip codes near 10524
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 10997 | West Point, NY · PO box | 1.9 mi | — |
| 10996 | West Point, NY | 2.7 mi | $135,333 |
| 10537 | Lake Peekskill, NY | 3.2 mi | $132,117 |
| 10922 | Fort Montgomery, NY | 4.1 mi | $123,406 |
| 10928 | Highland Falls, NY | 4.2 mi | $102,347 |
| 10579 | Putnam Valley, NY | 4.7 mi | $132,500 |
| 12520 | Cornwall On Hudson, NY | 5.1 mi | $136,797 |
| 10911 | Bear Mountain, NY | 5.9 mi | — |
| 10588 | Shrub Oak, NY | 5.9 mi | $178,977 |
| 10547 | Mohegan Lake, NY | 6 mi | $162,605 |
| 10566 | Peekskill, NY | 6 mi | $85,954 |
| 10567 | Cortlandt Manor, NY | 6.2 mi | $144,194 |
Zip codes like 10524 elsewhere
Matched on income, home values, age, density, education, housing and commuting
0637177% match
Old Lyme, CT
Income
$132K
Home
$499K
Age
52
4402273% match
Chagrin Falls, OH
Income
$146K
Home
$483K
Age
50.9
0322972% match
Contoocook, NH
Income
$137K
Home
$506K
Age
45.1
9501871% match
Felton, CA
Income
$129K
Home
$839K
Age
45.3
0273870% match
Marion, MA
Income
$143K
Home
$654K
Age
53.8
1315269% match
Skaneateles, NY
Income
$104K
Home
$462K
Age
51.3
Questions about 10524
What city is zip code 10524?
10524 is assigned to Garrison, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 10524 in?
10524 is in Putnam County, New York.
What is the population of 10524?
About 4,578 people live in 10524, according to the Census Bureau's American Community Survey.
What time zone is 10524 in?
10524 is in Eastern Time.
What is the median household income in 10524?
The median household income in 10524 is $146,250.
What zip codes are near 10524?
The closest zip codes to 10524 are 10997, 10996, 10537, 10922, 10928.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 10524, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.