Zip code 08514: Cream Ridge, New Jersey

Q: What city is zip code 08514?

08514 is assigned to Cream Ridge, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 08514 in?

08514 is mostly in Monmouth County, but it extends into 1 other county.

Q: What is the population of 08514?

About 4,917 people live in 08514, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 08514?

The median household income in 08514 is $134,038.

Q: What zip codes are near 08514?

The closest zip codes to 08514 are 08526, 08501, 08510, 08555, 08511.

Residential delivery areaMonmouth CountyEastern Time

Population

4,917

Median household income

$134K

U.S. $81K

Median home value

$581K

U.S. $333K

Median rent

$1,444/mo

U.S. $1,413

Median age

41.5

U.S. 38.9

Land area

27 sq mi

180 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 08514

08514 is a small-town zip code in Cream Ridge, New Jersey (Monmouth County), covering 27 sq mi of land. About 4,917 people live here, or 180 per square mile. The median resident is 41.5 years old, compared with 38.9 nationally.

The median household earns $134,038 a year, 66% above the national median of $80,734. 7.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $580,900, or 4.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 90% of occupied homes are lived in by their owners, and renters pay a median of $1,444 a month.

44% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 34 minutes each way, and 20% of workers work from home. The most common jobs among working residents are in management; construction and repair; and business and finance.

How 08514 compares

Sorted from highest to lowest national percentile

Homeownership rate90%
96th
StrengthU.S. 65.2% · NJ 63.8%112th of 576 in NJ
Median household income$134,038
91st
StrengthU.S. $80,734 · NJ $103,556176th of 566 in NJ
Average commute34 min
89th
WeaknessU.S. 26.4 min · NJ 30.5 min127th of 563 in NJ
Per capita income$60,373
85th
StrengthU.S. $44,673 · NJ $54,253223rd of 579 in NJ
Residents 65 and older21.4%
81st
U.S. 17.2% · NJ 17.2%154th of 580 in NJ
Median home value$580,900
80th
U.S. $332,700 · NJ $454,400170th of 563 in NJ
Median earnings per worker$62,841
80th
StrengthU.S. $49,666 · NJ $60,474308th of 575 in NJ
Housing vacancy12.2%
79th
U.S. 10.1% · NJ 7.5%61st of 576 in NJ
Work from home19.5%
76th
U.S. 15.1% · NJ 16.8%213th of 577 in NJ
Tech workers4.7%
76th
U.S. 3.8% · NJ 4.8%188th of 578 in NJ
Broadband access94.8%
74th
U.S. 91% · NJ 92.8%263rd of 576 in NJ
Bachelor's degree or higher44.2%
72nd
U.S. 35.7% · NJ 43.6%293rd of 580 in NJ
Veterans7.5%
72nd
U.S. 6.2% · NJ 3.7%50th of 580 in NJ
Median age41.5
68th
U.S. 38.9 · NJ 40.1316th of 579 in NJ
Residents under 1823.7%
64th
U.S. 22% · NJ 21.8%136th of 580 in NJ
Government workers15.3%
61st
U.S. 14.5% · NJ 14.3%261st of 578 in NJ
Unemployment rate5.1%
54th
U.S. 5.2% · NJ 6.3%321st of 578 in NJ
Median gross rent$1,444
53rd
U.S. $1,413 · NJ $1,720416th of 517 in NJ
Self-employed workers9%
46th
U.S. 10% · NJ 8.9%278th of 578 in NJ
Foreign-born residents8.4%
45th
U.S. 14.1% · NJ 23.9%410th of 580 in NJ
Income inequality (Gini)0.412
30th
U.S. 0.483 · NJ 0.478339th of 574 in NJ
Poverty rate7.6%
29th
U.S. 12.5% · NJ 9.7%209th of 579 in NJ
Healthcare workers8%
28th
U.S. 9.7% · NJ 9.2%347th of 578 in NJ
Population density180/sq mi
20th
U.S. 95/sq mi · NJ 1,270/sq mi534th of 580 in NJ
Diversity index26.8
20th
U.S. 61.4 · NJ 66.4489th of 580 in NJ
Uninsured rate3.5%
17th
StrengthU.S. 8.4% · NJ 7.5%337th of 579 in NJ
Population4,917
8th
U.S. 334,922,499 · NJ 9,343,809428th of 580 in NJ
Rent-burdened renters32.1%
6th
StrengthU.S. 51.1% · NJ 51.6%501st of 553 in NJ

Measure	08514	Monmouth	NJ	U.S.	National percentile	Rank in NJ
Homeownership rateStrength	90%	75.6%	63.8%	65.2%	96th	112th of 576
Median household incomeStrength	$134,038	$124,845	$103,556	$80,734	91st	176th of 566
Average commuteWeakness	34 min	32.1 min	30.5 min	26.4 min	89th	127th of 563
Per capita incomeStrength	$60,373	$66,696	$54,253	$44,673	85th	223rd of 579
Residents 65 and older	21.4%	19.1%	17.2%	17.2%	81st	154th of 580
Median home value	$580,900	$606,100	$454,400	$332,700	80th	170th of 563
Median earnings per workerStrength	$62,841	$70,781	$60,474	$49,666	80th	308th of 575
Housing vacancy	12.2%	6.9%	7.5%	10.1%	79th	61st of 576
Work from home	19.5%	18.9%	16.8%	15.1%	76th	213th of 577
Tech workers	4.7%	4.2%	4.8%	3.8%	76th	188th of 578
Broadband access	94.8%	93.7%	92.8%	91%	74th	263rd of 576
Bachelor's degree or higher	44.2%	51.3%	43.6%	35.7%	72nd	293rd of 580
Veterans	7.5%	4%	3.7%	6.2%	72nd	50th of 580
Median age	41.5	43.2	40.1	38.9	68th	316th of 579
Residents under 18	23.7%	20.9%	21.8%	22%	64th	136th of 580
Government workers	15.3%	14.5%	14.3%	14.5%	61st	261st of 578
Unemployment rate	5.1%	5.4%	6.3%	5.2%	54th	321st of 578
Median gross rent	$1,444	$1,827	$1,720	$1,413	53rd	416th of 517
Self-employed workers	9%	10.1%	8.9%	10%	46th	278th of 578
Foreign-born residents	8.4%	13.6%	23.9%	14.1%	45th	410th of 580
Income inequality (Gini)	0.412	0.472	0.478	0.483	30th	339th of 574
Poverty rate	7.6%	6.5%	9.7%	12.5%	29th	209th of 579
Healthcare workers	8%	9.6%	9.2%	9.7%	28th	347th of 578
Population density	180/sq mi	1,378/sq mi	1,270/sq mi	95/sq mi	20th	534th of 580
Diversity index	26.8	46.5	66.4	61.4	20th	489th of 580
Uninsured rateStrength	3.5%	5.3%	7.5%	8.4%	17th	337th of 579
Population	4,917	645,353	9,343,809	334,922,499	8th	428th of 580
Rent-burdened rentersStrength	32.1%	52.7%	51.6%	51.1%	6th	501st of 553

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

25–34

14%

35–44

12%

45–54

13%

55–64

12%

65–74

10%

75+

Median age

41.5

Under 18

23.7%

65 and over

21.4%

Race and ethnicity

White85%
Black1%
Hispanic5%
Asian8%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

26.8

U.S. 61.4

Foreign-born

8.4%

U.S. 14.1%

Born in state

71.9%

Language spoken at home (households)

English only

86%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,744
Average household size: 2.8
Family households: 66.6%
Married couples: 50.1%
Living alone: 27.9%
Veterans (of adults): 7.5%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

14%

$75–100k

13%

$100–150k

20%

$150–200k

$200k+

33%

Median household income

08514

$134,038

Monmouth Co.

$124,845

New Jersey

$103,556

United States

$80,734

Per capita income

$60,373

U.S. $44,673

Poverty rate

7.6%

U.S. 12.5%

Households earning $150K+

41%

U.S. 23%

Income inequality (Gini)

0.412

U.S. 0.483

Housing

Median home value

08514

$580,900

Monmouth Co.

$606,100

New Jersey

$454,400

United States

$332,700

Median gross rent

08514

$1,444

Monmouth Co.

$1,827

New Jersey

$1,720

United States

$1,413

Types of housing

Single-family

86%

2–4 units

5–19 units

20+ units

0.9%

Mobile home

11%

Boat, RV, van

Housing units: 1,986
Owner-occupied: 90%
Vacant: 12.2%
Median year built: 1989
Median rooms: 7.8
Renters paying 30%+ of income: 32.1%
Renters paying 50%+ of income: 32.1%
Home value to income: 4.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

Transit

Walked

0.8%

Bicycle

Worked from home

19%

Other

Commute time (one way)

<10 min

10–19

20%

20–29

16%

30–44

25%

45–59

60+

22%

Average commute

34 min

U.S. 26.4 min

Unemployment

5.1%

U.S. 5.2%

In labor force

61.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Construction and repair

14%

Business and finance

12%

Sales

10%

Healthcare

Office and admin

Education

Transportation and moving

Computer and math

Engineering and science

Production

Cleaning and personal care

Farming, fishing and forestry

Food service

Arts, media and sports

0.7%

Legal and social services

0.6%

Police and fire

Industries

Construction

15%

Education

11%

Professional and technical services

10%

Finance, insurance and real estate

10%

Manufacturing

10%

Retail

Health care and social assistance

Restaurants and hotels

Wholesale

Public administration

Other services

Transportation, warehousing and utilities

Agriculture and mining

Information

Admin, support and management

Arts and recreation

0.7%

Median earnings per worker

$62,841

U.S. $49,666

Self-employed

U.S. 10%

Government workers

15.3%

U.S. 14.5%

Nonprofit workers

4.8%

U.S. 8.8%

Median earnings by type of work

Type of work	08514	U.S.
Management, business, science and arts	$91,917	$74,888
Service	$26,296	$26,804
Sales and office	$23,090	$40,476
Construction and maintenance	$106,513	$49,199
Production and transportation	$21,597	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

28%

Some college

18%

Associate's

Bachelor's

30%

Graduate

14%

High school graduate or higher: 96.1%
Bachelor's degree or higher: 44.2%
Graduate or professional degree: 14.4%
Households with broadband: 94.8%
Cable, fiber or DSL: 82%
No internet access: 5.2%
Without health insurance: 3.5%
Limited-English households: 1.1%

Geography

City (USPS): Cream Ridge
State: New Jersey
County: Monmouth County
Center point: 40.1343° N, 74.4917° W
Land area: 27 sq mi
Water area: 0.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

08514 spans 2 counties

Monmouth County76% of land
Ocean County24% of land

Cities and towns within this zip

Cream Ridge (unincorporated)11% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 08514

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
08526	Imlaystown, NJ · PO box	2.1 mi	—	—	—
08501	Allentown, NJ	3.9 mi	6,364	$146,182	$588,800
08510	Millstone Township, NJ	5.1 mi	5,386	$225,966	$740,700
08555	Roosevelt, NJ	6.1 mi	996	$110,000	$364,900
08511	Cookstown, NJ	6.9 mi	976	$80,952	$360,200
08562	Wrightstown, NJ	7.3 mi	4,201	$103,493	$301,800
08527	Jackson, NJ	7.3 mi	58,991	$115,487	$485,800
08535	Millstone Township, NJ	7.4 mi	4,999	$209,732	$734,100
08691	Trenton, NJ	7.7 mi	16,607	$132,520	$552,000
08533	New Egypt, NJ	8.2 mi	7,563	$113,583	$492,500
08620	Trenton, NJ	8.8 mi	11,621	$105,368	$373,800
08641	Joint Base Mdl, NJ	8.9 mi	4,400	$74,071	—

Zip codes like 08514 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 08514

What city is zip code 08514?

08514 is assigned to Cream Ridge, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 08514 in?

08514 is mostly in Monmouth County, but it extends into 1 other county.

What is the population of 08514?

About 4,917 people live in 08514, according to the Census Bureau's American Community Survey.

What time zone is 08514 in?

08514 is in Eastern Time.

What is the median household income in 08514?

The median household income in 08514 is $134,038.

What zip codes are near 08514?

The closest zip codes to 08514 are 08526, 08501, 08510, 08555, 08511.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 08514, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.